If you pass away during the policy term, your insurer will pay a lump sum agreed at the start of the policy.
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*Based on £100,000 of level-term cover for 25 years for a 30-year-old non-smoking male with no pre-existing medical conditions (March 2024)
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Why Direct Life?
Protecting people since 1990
We partner with some of UK's leading life insurance providers
Our simple online process makes it easy to make claims
We can often provide instant decisions
The types of life insurance available
Level term life insurance
If you pass away during the policy term, your insurer will pay a lump sum agreed at the start of the policy.
Decreasing term life insurance
The amount of cover reduces in line with your debts or other liabilities, such as the balance on your mortgage. It's important to review this protection if you move home, or increase your mortgage.
Whole of life insurance
This insurance policy covers you for your entire life. The insurer invests your premiums until a claim is made. The insurer may increase the premium if the fund performs poorly due to market conditions. However, the pay out remains unchanged.
The types of life insurance available
Level term life insurance
Decreasing term life insurance
The amount of cover reduces in line with your debts or other liabilities, such as the balance on your mortgage. It's important to review this protection if you move home, or increase your mortgage.
Whole of life insurance
This insurance policy covers you for your entire life. The insurer invests your premiums until a claim is made. The insurer may increase the premium if the fund performs poorly due to market conditions. However, the pay out remains unchanged.
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