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Boost your retirement savings with a self-invested personal pension

Find a self-invested personal pension (SIPP)

SIPPs let you take control of your retirement pot by choosing where to invest it and how much risk to take.

Find a new SIPP

Compare self-invested personal pension
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Pensions are long term investments. You may get back less than you originally paid in because your capital is not guaranteed and charges may apply.

Our best SIPP deals

4 results found, sorted by affiliated products.

Standard Life Pension

Account Type
Self select or managed
Minimum Initial Investment
£0
Annual fee
0%to0.45%
Capital at risk.
UK's Top Pension Providers 2025 - The Telegraph

Moneybox Pension

Account Type
Self select
Minimum Initial Investment
£1
Annual fee
0.15%to0.45%
Consolidate your pension into one easy-to-manage Moneybox Pension to take control of your retirement. Choose where you want to invest your retirement savings, and get a 25% bonus from the government as tax relief on contributions.
Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future. Capital at risk.
Best Overall Investment Platform 2025 - Your Money

Aviva Pension

Account Type
Self select or managed
Minimum Initial Investment
£25
Annual fee
0%to0.35%
Aviva has been helping people plan for their futures for over 325 years. You can open an Aviva SIPP in minutes with a range of investment options to suit you. We offer Funds, UK shares, Investment Trusts and Exchange Traded Funds (ETFs).
Capital at risk. Aviva's annual pension fees are tiered from 0.35% for portfolios up to £500,000, decreasing to 0% for balances over £500,000. Other investment charges will apply. Visit our site for more information

Hargreaves Lansdown Pension

Account Type
Self select
Minimum Initial Investment
£100
Annual fee
0%to0.45%
Choose from over 2,500 funds, shares and more with expert research and ideas to help you. Transfer previous pensions to HL and manage them all in one place – terms apply. Risk of loss.
Capital at risk.

What is a SIPP?

A Self-Invested Personal Pension (SIPP) – often referred to as a “SIPP pension” or a “DIY pension” – is a pension that you're responsible for arranging and managing.

A SIPP works very much like a standard personal pension, except you have more flexibility and control over where your pension is invested.

It holds your investments until you retire, at which point you can start accessing the funds. It’s crucial to find the best SIPP for your needs.

How safe is money in a pension?

The value of the money invested in a pension will rise and fall in line with the assets it's invested in - but to make sure the people doing the investing are above board, there are two regulators keeping firms honest.

The FCA

The Financial Conduct Authority regulates personal pension plans, Self-invested personal pension (SIPPs) and other private pension schemes.

The Pensions Regulator

The pensions regulator looks after workplace pensions – both defined contribution and defined benefit.

The FSCS

You may be able to get compensation from the Financial Services Compensation Scheme if you have a defined contribution scheme and the adviser or provider has gone out of business.

The PPF

The Pension Protection Fund covers people with defined benefit pensions. It will pay out if your company goes bust.

Pensions are long term investments. You may get back less than you originally paid in because your capital is not guaranteed and charges may apply.