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Compare instant access savings accounts

Maximise your returns and get instant access to your money

Choose from these instant access accounts that let you withdraw your savings whenever you need to, but also earn a good return on your money

Find an instant access savings account

We compare instant access accounts from leading providers.
Uswitch.com is rated Excellent | by 23,225 people
Last updated
April 13th, 2024

Instant access account deals

4 results found, sorted by partner products.

Clearbank - Chip Instant Access

Account type
Instant access
Open with
£1
Interest rate
4.84%AER variable
Protection scheme
FSCS
The account is offered and managed by Chip. ClearBank is responsible for only the provision of the account and holding your funds which are FSCS protected (subject to eligibility).
Only bank accounts from certain providers will work with the Chip App. This savings product is only for Chip users. Account is available on all Chip plans including free option.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£14.74%4.74%4.84%4.84%
Eligibility
Maximum Initial Deposit£250,000
Minimum Initial Deposit£1
Minimum Age18 years
Permanent UK Resident

RCI Bank Freedom Savings Account

Account type
Instant access
Open with
£100
Interest rate
4.75%AER variable
Protection scheme
FSCS
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£1004.75%4.75%4.75%4.75%
Eligibility
Maximum Initial Deposit£250,000
Minimum Initial Deposit£100
Minimum Age18 years
Permanent UK Resident

Investec Online Flexi Saver

Account type
Instant access
Open with
£5,000
Interest rate
4.7%AER variable
Protection scheme
FSCS
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£5,0004.6%4.6%4.7%4.7%
Eligibility
Maximum Initial Deposit£250,000
Minimum Initial Deposit£5,000
Minimum Age18 years
Permanent UK Resident
Requires you to have an existing Chase Current Account

The Chase Saver Account

Account type
Instant access
Open with
Any amount
Interest rate
4.1%AER variable
Protection scheme
FSCS
This product is only available to existing current account customers.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£14.02%4.02%4.1%4.1%
Eligibility
Maximum Initial Deposit£500,000
Minimum Age18 years
Permanent UK Resident

Customer Reviews

Rated 4.7 out of 5
by 23,225 people