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Expert

Olly McConnell
Consumer finance expert
About the Author
Background
Olly joined the team in 2022 and used his SEO expertise to make sure more consumers found the right financial products. Now, he is a product marketing manager and Olly works alongside commercial and marketing teams to grow our product offering within financial services. He is determined to provide new and engaging experiences for consumers so they can make confident financial decisions. Olly’s expertise is strengthened by his conversations with market-leading providers, and he uses these insights to understand how certain products will help consumers.
Outside of work, Olly is a keen runner and regularly takes part in marathons. He also loves books and films, so he always has a good recommendation for his friends.
Expertise
Savings
Investments
Current accounts
Credit cards

Cash ISAs: Everything you need to know
If you want to earn interest on your savings without paying tax, a cash ISA could be a good option. Here, we explain a bit about how they work, the benefits of a cash ISA and how to transfer your savings to a new provider if you find a better deal.
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Can I Use a Personal Credit Card For My Business?
Most small business owners use a business credit card. But can you use a personal credit card for business spending? Find out with our short guide.
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What is Your Credit Utilisation Rate?
Your credit utilisation rate can affect your credit score and your ability to get credit. Learn how it works and how it’s calculated.
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What Happens if You Don’t Pay Off Your 0% Interest Credit Card?
A 0% credit card can help you clear your debts without paying interest. But what happens if you still owe money when the 0% period ends? We explain all.
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How Long Does It Take to Improve Your Credit Score?
Improving your credit score is key to getting access to better credit card, loan and mortgage deals. But how long does it take?
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What Happens When Your Interest Free Period Ends?
Many credit cards offer a special 0% rate when you first get them. But what happens when that time comes to an end? Find out here.
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What To Do If a Credit Card is Opened In Your Name
If someone else opens a credit card in your name, you need to act fast. This article explains who to contact and when, and how to get your money back.
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Will a 0% Interest Credit Card Hurt Your Credit Score?
How does getting a 0% credit card affect your credit score? Find out with our five-minute guide.
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Getting a Credit Card After Bankruptcy
Applying for bankruptcy is a big step and it can affect your chances of getting a credit card in the future. Learn more about the options available to you.
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Pros and Cons of Doing a Balance Transfer
Balance transfer credit cards have helped thousands clear their credit card debts quickly and for less money. But they may not be suitable for everyone.
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How to make your travel money go further
We know holidays don’t come cheap, so every penny counts. Here’s how to make the most of your money when travelling abroad.
Read moreDoes a Balance Transfer Affect Your Credit Score?
Switching to a balance transfer credit card could save you money in the long run and boost your credit score.
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How Long Does a Balance Transfer Take?
Find out how quickly you can make a balance transfer from one credit card to another, whether you’re doing it to save on interest or consolidate debt.
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What Happens to Your Old Credit Card After a Balance Transfer?
Wondering if you should close your old credit card after transferring the balance to a new one? Read our no-nonsense guide to find out.
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How To Do A Balance Transfer With Bad Credit
Getting a balance transfer card can be tricky if you have a poor credit history, but options are available, as our five-minute guide explains.
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Why Can’t You Get a Credit Card?
Struggling to secure a credit card? Discover the most common reasons behind application rejections and learn how to avoid future setbacks.
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What Affects Your Credit Score?
Unlock better loans, mortgages, and credit cards by understanding your credit score and pave the way to financial empowerment.
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How to Transfer a Credit Card Balance
Follow our step-by-step guide to transferring a credit card balance.
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Everything You Need to Know About Overdrafts
Overdrafts are included with most current accounts, and enable you to continue spending if your balance drops to zero. We explain what you need to know.
Read moreCompare our best instant access savings accounts
Choose from these instant access accounts that let you withdraw your savings whenever you need to, but also earn a good return on your money
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Loans for unemployed people
Are loans for unemployed people available? Yes, but it's more difficult and potentially much more expensive and therefore more risky. Find out how to get one, and why they pose a risk.
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Interest Free Short Term Loans
An interest free loan, based on short term commitment can only really be taken out in the form of a credit card. If used correctly, it can be a useful way of borrowing money at no extra cost.
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Student loans and finance - how to pay for a degree
A student loan is a loan given to help fund university study and higher education. If you're studying in the UK, there are a number of different loans available, both private student loans and government backed companies.
Read moreCredit reports | Paid-for & free credit reports
Credit reports can be a vital tool for managing your finances – learn how to check your credit rating.
Read moreCompare Bad Credit Loans
If you have a less than perfect credit score it can be difficult to borrow money, loans for bad credit could enable you borrow.
Read moreCompare loans and apply online today
Use our loan comparison tool to search for the best unsecured personal loans or secured loans. These are often the cheapest ways to borrow money and save on interest with a low interest loan.
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How Do Avios Points Work?
If you regularly go away on holiday, collecting Avios points can be a good way to cut the cost of airline tickets, hotels and car hire.
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Understanding Early Loan Repayment Charges
Find out how much you might have to pay in charges when making an early loan repayment and whether it’s worth paying off a loan early.
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Stoozing - make money with your credit cards
Stoozing is a term for savvy use of credit cards to make money from interest rates, but how does it work?
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How to Cancel a Credit Card - Closing Credit Card Accounts
How to cancel a credit card account? Uswitch guide explains how to close a Halifax credit card, Santander, Virgin and other credit card provider accounts.
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Credit Card Advance Cash Withdrawals - The Costs
Find out about the cost of withdrawing cash using a credit card as well as the best alternatives to credit card cash withdrawals.
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Everything You Need to Know About Online Banking
Online banking is the most convenient way to manage current and savings accounts, which is why everyone should consider their benefits.
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Debt consolidation loans - How do they work?
Debt consolidation loans might sound like a great idea to ease a financial burden, but are they a wise choice for you? We reveal all.
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Charge Cards UK | Find The Best Charge Credit Cards | Uswitch
Charge cards allow you to pay for goods and services on credit, as long as you pay off your balance in full at the end of every month.
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How to Get Lower Loan Rates
Discover effective strategies for securing a low-interest rate loan and how to avoid the potential pitfalls.
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What to Do if Your Loan Application is Declined
Discover the most common reasons loan applications are refused and what to do if it happens to you.
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Section 75 - What is credit card protection?
Using a credit card can offers great benefits. A key perk of owning a credit card is the protection you're given with Section 75.
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Loan companies - Find the best loan company for you
Looking for a good loan company? The best approach is to learn about the market, decide what type of loan you need, and then find the company offering the best deal for your circumstances.
Read moreBad Credit Mobile Phones - Contract Phones for Bad Credit
Are you looking for a contract mobile phone but have bad credit? Read our guide on how you can get a mobile phone contract even if you have had difficulties with bad credit in the past.
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Credit Card Application - Discover How Long it Will Take
How long do you have to wait to start using a new credit card? Find out with our five-minute guide.
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Bad credit bank accounts: your options explained
Have you got a bad credit rating? Not sure what your bank account options are? Read the Uswitch guide to bad credit bank accounts.
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