Details needed

Whether you want to compare personal (unsecured) loans or compare secured (homeowner) loans, there are a few details we need from you to ensure your results are relevant and accurate.

Comparing personal loans is simple. We’ll ask:

• How much you’d like to borrow and the period of time you’d like your loan repayments
• Whether you’d like Payment Protection Insurance (PPI)
• Whether you have a history of bad credit or any County Court Judgments (CCJs). We can still find you a loan if you have had any credit problems, but your choice may be restricted to secured loans or loans with a higher Annual Percentage Rate (APR).

If you’d like to compare secured loans, we need to know a few more details, because these loans are secured on the value of your home. By asking you more at the outset, we ensure that the results we get will be the most accurate and relevant possible. This saves you time and hassle later, as you’re more likely to be accepted by your chosen lender.

When you compare secured loans, we’ll also ask:

• Whether your application is single or joint (if you’re married or share a mortgage, you must apply jointly)
• Your mortgage details, including the value and repayment details
• Details of any existing secured loans against the property
• Your household’s annual salary

If you decide to apply for either a personal or secured loan, uSwitch.com can help you with your application either through the site or by referring you to our vetted and approved loans broker.