1. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales
    • Are older than 18 and younger than 75 at mortgage end
    • Have no repossessions

    Additional criteria may apply

    Monthly repayment

    £600.83

    Initial rate

    0.97% until

    Fees

    £1,972 fees

    APRC

    4.5% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £906.08 p/m) for 276 months. Total amount payable £266,471: Interest (£104,499); Application fee (£1,495); Valuation fee (£270); Legal fee (£117); Mortgage discharge fee (£90); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/06/2018.

  2. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 75 at mortgage end

    Additional criteria may apply

    Monthly repayment

    £600.83

    Initial rate

    0.97% until

    Fees

    £2,002 fees

    APRC

    4.5% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £906.08 p/m) for 276 months. Total amount payable £266,501: Interest (£104,499); Application fee (£1,495); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£30); Mortgage discharge fee (£90); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/07/2018.

  3. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of Northern Ireland
    • Are older than 18 and younger than 75 at mortgage end
    • Have no CCJs, arrears, defaults, bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £602.27

    Initial rate

    0.99% until

    Fees

    £533 fees

    APRC

    4.2% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.75%, costing £886.02 p/m) for 276 months. Total amount payable £259,530: Interest (£98,997); Valuation fee (£245); Legal fee (£118); Mortgage discharge fee (£85); Deeds release fee (£85); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 20/04/2018.

  4. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of Northern Ireland
    • Are older than 18 and younger than 75 at mortgage end
    • Have no CCJs, arrears, defaults, bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £602.27

    Initial rate

    0.99% until

    Fees

    £533 fees

    APRC

    4.2% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.75%, costing £886.02 p/m) for 276 months. Total amount payable £259,530: Interest (£98,997); Valuation fee (£245); Legal fee (£118); Mortgage discharge fee (£85); Deeds release fee (£85); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 20/04/2018.

  5. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 75 at mortgage end
    • Must already have a mortgage

    Additional criteria may apply

    Monthly repayment

    £615.39

    Initial rate

    1.17% until

    Fees

    £1,585 fees

    APRC

    4.5% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £907.74 p/m) for 276 months. Total amount payable £266,891: Interest (£105,306); Application fee (£1,495); Mortgage discharge fee (£90); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/07/2018.

  6. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales
    • Are older than 18 and younger than 75 at mortgage end
    • Have no repossessions

    Additional criteria may apply

    Monthly repayment

    £616.86

    Initial rate

    1.19% until

    Fees

    £972 fees

    APRC

    4.4% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £907.91 p/m) for 276 months. Total amount payable £266,358: Interest (£105,386); Application fee (£495); Valuation fee (£270); Legal fee (£117); Mortgage discharge fee (£90); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/06/2018.

  7. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 75 at mortgage end

    Additional criteria may apply

    Monthly repayment

    £616.86

    Initial rate

    1.19% until

    Fees

    £1,002 fees

    APRC

    4.4% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £907.91 p/m) for 276 months. Total amount payable £266,388: Interest (£105,386); Application fee (£495); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£30); Mortgage discharge fee (£90); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/07/2018.

  8. 2 Year Tracker

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18
    • Have no CCJs, arrears, defaults, bankruptcies, repossessions
    • Must be an existing customer of HSBC

    Additional criteria may apply

    Monthly repayment

    £616.86

    Initial rate

    1.19% until

    Fees

    £1,224 fees

    APRC

    3.6% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 3.94%, costing £821.06 p/m) for 276 months. Total amount payable £242,642: Interest (£81,418); Booking fee (£99); Application fee (£800); Legal fee (£295); Funds transfer fee (£30); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 20/04/2018.

  9. 2 Year Tracker

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 99 at mortgage end
    • Have no repossessions
    • Must already have a mortgage

    Additional criteria may apply

    Monthly repayment

    £616.86

    Initial rate

    1.19% until

    Fees

    £1,259 fees

    APRC

    3.6% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 3.99%, costing £825.09 p/m) for 276 months. Total amount payable £243,788: Interest (£82,529); Application fee (£999); Legal fee (£175); Funds transfer fee (£20); Mortgage discharge fee (£65); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 20/04/2018.

  10. 2 Year Tracker

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 75 at mortgage end
    • Have no repossessions

    Additional criteria may apply

    Monthly repayment

    £616.86

    Initial rate

    1.19% until

    Fees

    £1,259 fees

    APRC

    3.6% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 3.99%, costing £825.09 p/m) for 276 months. Total amount payable £243,788: Interest (£82,529); Application fee (£999); Legal fee (£175); Funds transfer fee (£20); Mortgage discharge fee (£65); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 20/04/2018.
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