logo-rebrandphone Skip to main content

Compare our best remortgage deals

Tell us about yourself and get personalised results in 2 minutes

familyfamily

See remortgage rates from 90+ lenders across the whole of market

How to get a remortgage

Tell us about yourself

We’ll use your answers to find remortgage deals that are personalised to you.

Compare remortgages

Choose from hundreds of mortgage rates across the whole of market.

Secure your remortgage

Let our broker partner secure you a new deal or switch direct with the lender.

Should you remortgage?

Remortgage to save money

The main reason for remortgaging is to save money - you can save an average of £300 per month by switching to a better deal.² If you’re on a fixed rate mortgage, once the initial rate ends, you will move onto your lender’s Standard Variable Rate, which will usually be more expensive than your current rate. Remortgaging onto a new fixed rate deal can keep your mortgage costs low.

Remortgage to borrow more

Alternately, you might want to remortgage to borrow money. As you pay off your mortgage, the equity you have in your property increases, and this equity can be released via a remortgage. The cash that is released can be used, for example, to fund home improvements or to consolidate existing borrowing.

What are the fees for remortgaging?

The fees will depend on the circumstances of your remortgage. Common remortgaging fees include:

  • Arrangement fees
  • Booking/reservation fees
  • Legal fees
  • Exit fees
  • Early repayment charges (if leaving your existing deal early)

When deciding whether to remortgage, you should work out all the additional fees you’ll need to pay and make sure they won’t outweigh the savings you’ll make by remortgaging.

Why remortgage with Uswitch

"Uswitch has saved me the most money on my mortgage. In just the last two years alone I’ve saved around £1,800 just by choosing a better mortgage provider. My mortgage used to be with Halifax at £550 per month, but I switched to Metro Bank for £499 a month, saving me £51."

Saurabh Kapoor, Birmingham

Find out more about remortgages in our expert guides. We cover information on buying and selling property, mortgage eligibility, costs, and more.

Nisha Vaidya

Content Editor

Is remortgaging worth it?

Remortgaging to a new deal and new lender can save you lots of money if done at the right time. You should watch out for early repayment charges and exit fees.

Finding the best buy to let mortgage

A buy to let (or BTL) mortgage in the UK allows you to borrow money to purchase a property that you can rent out. You can find and compare buy to let mortgages with Uswitch.

Fixed rate vs. variable rate mortgages

Which mortgage is best for you? Read our guide to fixed rate vs standard variable rate mortgages and what mortgage interest rates mean.

Can you pay off your mortgage early?

Is paying a mortgage off early always a good thing? We explain what your options are, and the benefits if you want to clear your mortgage ahead of time.

Your home may be repossessed if you do not keep up repayments on your mortgage

Remortgage FAQs

¹Trustpilot rating correct as of 13/08/2021. ²Average saving for Trussle remortgage customers moving from their Standard Variable Rate (SVR).

Last updated: 13th August 2021