Compare temporary car insurance quotes

If you want to borrow a car or drive a car on a one-off basis you may need to take out temporary car insurance.

Such as:

To compare or purchase a temporary car insurance policy you will need permission from the car owner, as well as:

Most short-term car insurance policies will include fully comprehensive cover, although some insurers may be able to offer third party or third party, fire and theft cover.

Comprehensive cover will normally include:

Fully comprehensive cover means you have cover for any damage and theft of the car are driving as well as for any damage you do to a third-party, their vehicle or their property, as well as loss

So if you don’t own the car you are driving fully comprehensive cover may be the best option, for peace of mind

Most short-term car insurance policies will allow you to add the following on, at an extra cost:

Temporary car insurance policies usually offer short-term cover from 1 to 28 days, but some policies will insure you for up to 90 days.

Insurers that offer short-term car insurance will usually offer cover to people between the ages of 17 and 75, but some providers will exclude those under 25 so it’s important to shop around for temporary car insurance.

You’re likely to see more quotes if you have several years’ driving experience and a full UK licence, but there are specialist providers out there offering temporary car insurance to those with less experience or different licence types, and other providers that cover learner drivers.

If you have points on your driving licence, previous motoring convictions or a history of several insurance claims, you might find it difficult, or more expensive, to get temporary insurance cover, but it’s worth shopping around as some providers will be happy to cover you.

Some insurers will allow you to take out short-term car insurance if you live abroad, but you may have to prove your permanent address and have been previously resident in the UK. You may also find there are age restrictions.

Most insurers also apply limitations on the value of the car and will usually cover drivers for cars worth up to £50,000.

Temporary car insurance can be an affordable alternative to hiring a car. 

The cost will vary depending on:

Remember that if you take out an annual car insurance policy you can often pay hundreds if not thousands of pounds a year, temporary car insurance can be a much cheaper alternative.