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  2. It won't affect your credit score
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Barclaycard Platinum 37 Month Balance Transfer

Barclaycard Platinum 37 Month Balance Transfer

Barclaycard Platinum 37 Month Balance Transfer

  • Use your card to pay for rides with Uber and every 11th ride is free. Terms apply, offer only available until Dec 2017
  • 6 months 0% on purchases
  • 3.5% transfer fee refunded to 1.4% within 2 working days
37
 months
0% interest on transfers
1.4%
Effective fee
(3.5% initial fee)
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 21 or older
  • have a good credit rating
  • best suited to customers with an income of £20,000
  • no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Barclaycard Platinum 32 Month Balance Transfer Visa Credit Card

Barclaycard Platinum 32 Month Balance Transfer Visa Credit Card

Barclaycard Platinum 32 Month Balance Transfer Visa Credit Card

  • Use your card to pay for rides with Uber and every 11th ride is free. Terms apply, offer only available until Dec 2017
  • 3.5% transfer fee refunded to 0.6% within 2 working days
  • Six months 0% on purchases
32
 months
0% interest on transfers
0.6%
Effective fee
(3.5% initial fee)
19.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 21 or older
  • have a good credit rating
  • best suited to customers with an income of £20,000
  • no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
Barclaycard Platinum Purchase & Balance Transfer Visa Credit Card

Barclaycard Platinum Purchase & Balance Transfer Visa Credit Card

Barclaycard Platinum Purchase & Balance Transfer Visa Credit Card

  • Use your card to pay for rides with Uber and every 11th ride is free. Terms apply, offer only available until Dec 2017
  • 25 months 0% on purchases
  • Free access to your Experian credit report
25
 months
0% interest on transfers
1.49%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • best suited to customers with an income of £20,000
  • no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Barclaycard Platinum 18 Month Balance Transfer Visa Credit Card

Barclaycard Platinum 18 Month Balance Transfer Visa Credit Card

Barclaycard Platinum 18 Month Balance Transfer Visa Credit Card

  • Use your card to pay for rides with Uber and every 11th ride is free. Terms apply, offer only available until Dec 2017
  • A balance transfer card for those with limited but good credit history
18
 months
0% interest on transfers
2.99%
Transfer fee
24.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 21 or older
  • have a good credit rating
  • have no history of bankruptcy
  • have no Country Court Judgements (past 5 years)
  • no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 22.44% (variable) per annum, your representative APR is 24.9% APR (variable)
Bank of Scotland Platinum 39 Month Balance Transfer Credit Card

Bank of Scotland Platinum 39 Month Balance Transfer Credit Card

Bank of Scotland Platinum 39 Month Balance Transfer Credit Card

  • 39 months 0% on balance transfers made in first 90 days
  • 3% transfer fee refunded to 1.60% within 90 days of transaction date
  • Six months 0% on purchases
39
 months
0% interest on transfers
1.6%
Effective fee
(3.0% initial fee)
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Halifax 40 Month Balance Transfer Credit Card

Halifax 40 Month Balance Transfer Credit Card

Market Leading

Halifax 40 Month Balance Transfer Credit Card

  • 1.69% effective transfer fee (initial 3% fee, 1.31% refunded after 90 days)
  • 6 months 0% on new purchases
  • You may be eligible to apply for this as a second credit card. Terms apply
40
 months
0% interest on transfers
1.69%
Effective fee
(3.0% initial fee)
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
MBNA All Round Credit Card

MBNA All Round Credit Card

MBNA All Round Credit Card

  • Up to 29 months 0% on balance transfers (2.89% fee) in first 60 days, 20.9% p.a. with 5% fee thereafter
  • Up to 29 months 0% on money transfer (4% fee) in first 60 days, 22.9% p.a with 5% fee thereafter
  • Up to 29 months 0% on purchases made within the first 60 days
29
 months
0% interest on transfers
2.89%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a UK resident for at least 3 years
  • be 18 or older
  • have a good credit history
  • hold a UK bank or building society account
  • no balance transfers between MBNA accounts

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Lloyds Bank Platinum 29 Month Purchase and Balance Transfer Credit Card

Lloyds Bank Platinum 29 Month Purchase and Balance Transfer Credit Card

Lloyds Bank Platinum 29 Month Purchase and Balance Transfer Credit Card

  • 2.5% transfer fee in first 90 days from account opening, 3% thereafter
  • You may be eligible to apply for this as a second credit card. Terms apply
  • 29 months 0% on purchases
29
 months
0% interest on transfers
2.5%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • have no Country Court Judgements (past 5 years)
  • aged 18 or older
  • be a resident of the UK
  • have regular income
  • no balance transfers from Lloyds Bank plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable)
Lloyds Bank Platinum 39 Month Balance Transfer Credit Card

Lloyds Bank Platinum 39 Month Balance Transfer Credit Card

Lloyds Bank Platinum 39 Month Balance Transfer Credit Card

  • 39 months 0% on balance transfers made in first 90 days
  • 3% transfer fee refunded to 1.60% within 90 days of transaction date
  • Six months 0% on new purchases
39
 months
0% interest on transfers
1.6%
Effective fee
(3.0% initial fee)
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • have no Country Court Judgements (past 5 years)
  • aged 18 or older
  • be a resident of the UK
  • have regular income
  • no balance transfers from Lloyds Bank plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable)
 Post Office Money Platinum Credit Card

Post Office Money Platinum Credit Card

Post Office Money Platinum Credit Card

  • 28 months 0% on purchases
  • No foreign transaction fees & no cash advance fee when you purchase Post Office Travel Money
18
 months
0% interest on transfers
2.89%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • No balance transfers from Post Office or Bank of Ireland (UK) plc credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsbury's Bank No Balance Transfer Fee Credit Card

Sainsbury's Bank No Balance Transfer Fee Credit Card

Sainsbury's Bank No Balance Transfer Fee Credit Card

  • 0% balance transfer fee on transfers made in the first 3 months (3% thereafter, £3 minimum fee)
  • In the first 3 months a 1.5% balance transfer fee is charged and then fully refunded directly to your account within 60 days
28
 months
0% interest on transfers
0.0%
Effective fee
(1.5% initial fee)
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Tesco Bank 24 Month Clubcard Credit Card with 0% Balance Transfer Fee

Tesco Bank 24 Month Clubcard Credit Card with 0% Balance Transfer Fee

Tesco Bank 24 Month Clubcard Credit Card with 0% Balance Transfer Fee

  • The 0% offer applies to any balances transferred within the first 90 days of opening your account
  • Earn Clubcard points wherever you use the card plus the usual points in Tesco. Terms apply
  • Online application decision in 60 seconds
24
 months
0% interest on transfers
0.0%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Tesco Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your representative APR is 18.9% APR (variable)
Tesco Bank Clubcard Credit Card for 32m Balance Transfer

Tesco Bank Clubcard Credit Card for 32m Balance Transfer

Tesco Bank Clubcard Credit Card for 32m Balance Transfer

  • Earn Clubcard points wherever you use the card plus the usual points in Tesco. Terms apply
  • Online application decision in 60 seconds
32
 months
0% interest on transfers
0.65%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Tesco Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your representative APR is 18.9% APR (variable)
TSB Platinum 20 month Purchase and BT MasterCard

TSB Platinum 20 month Purchase and BT MasterCard

TSB Platinum 20 month Purchase and BT MasterCard

  • ClickSafe internet fraud protection
  • Manage your credit card and current account together
20
 months
0% interest on transfers
2.95%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable)
Barclaycard Hilton HHonors Platinum Credit Card

Barclaycard Hilton HHonors Platinum Credit Card

Barclaycard Hilton HHonors Platinum Credit Card

  • 2500 points for first 4 Hilton hotel stays (terms apply)
  • Three points for every £1 spent at Hilton hotels; two points for £1 spent elsewhere
15
 months
0% interest on transfers
2.99%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 21 or older
  • have a good credit rating
  • no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Post Office Matched Credit Card

Post Office Matched Credit Card

Post Office Matched Credit Card

  • No cash advance fee when you purchase Post Office Travel Money
  • 30 months 0% on purchases and free purchase protection insurance
30
 months
0% interest on transfers
2.75%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have a current bank or building society account
  • not be an existing Post Office cardholder
  • have an annual income over £8,000 (excl. unemployment benefits)
  • have no outstanding County Court Judgements (CCJs)
  • No balance transfers from Post Office or Bank of Ireland (UK) plc credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Clydesdale Bank Gold MasterCard

Clydesdale Bank Gold MasterCard

Clydesdale Bank Gold MasterCard

  • 0% interest on purchases in first 26 months
  • MasterCard SecureCode for safer online shopping
12
 months
0% interest on transfers
3.0%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • no balance transfers from Clydesdale or Yorkshire Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Yorkshire Bank Gold MasterCard

Yorkshire Bank Gold MasterCard

Yorkshire Bank Gold MasterCard

  • 0% interest on purchases in first 26 months
  • MasterCard SecureCode for safer online shopping
12
 months
0% interest on transfers
3.0%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • no balance transfers from Clydesdale or Yorkshire Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsburys Nectar Purchase Credit Card

Sainsburys Nectar Purchase Credit Card

Sainsburys Nectar Purchase Credit Card

  • Offer only available until 28 August 2017
  • 5,000 bonus Nectar points. Spend £250 in Sainsbury's in the first month. T&Cs apply
  • Collect 2 Nectar points per £1 spent at Sainsbury's, 1 point for every £5 spent elsewhere
3
 months
0% interest on transfers
3.0%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • have a permanent UK address
  • be over 18 years of age
  • not have been declined for credit in the last month
  • not have a history of bad credit
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Tesco Bank 12 month No Balance Transfer Fee Clubcard Credit Card

Tesco Bank 12 month No Balance Transfer Fee Clubcard Credit Card

Tesco Bank 12 month No Balance Transfer Fee Clubcard Credit Card

  • 0% fee for transfers in first 90 days, 3% fee thereafter
  • The 0% interest period applies to transfers made within 90 days of account opening
  • Earn Clubcard points wherever you use the card plus the usual points in Tesco. Terms apply
12
 months
0% interest on transfers
0.0%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Tesco Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Virgin 32 Month Balance Transfer Credit Card

Virgin 32 Month Balance Transfer Credit Card

Virgin 32 Month Balance Transfer Credit Card

  • 32 months 0% on balance transfers (0.6% transfer fee)
  • 32 months 0% on money transfers (4% transfer fee)
  • 3 months 0% on purchases
32
 months
0% interest on transfers
0.6%
Transfer fee
19.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
Virgin All Round Credit Card

Virgin All Round Credit Card

Virgin All Round Credit Card

  • 25 months 0% for balance transfers, money transfers and purchases
  • 1.5% balance transfer fee in first 60 days, 5% thereafter
  • 2% money transfer fee in the first 60 days, 5% thereafter
25
 months
0% interest on transfers
1.5%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Virgin Money No Balance Transfer Fee Credit Card

Virgin Money No Balance Transfer Fee Credit Card

Virgin Money No Balance Transfer Fee Credit Card

  • 0% balance transfer fee in first 60 days, 5% thereafter
  • 24 months 0% for money transfers (4% fee in first 60 days, 5% thereafter)
  • 3 months 0% on purchases
24
 months
0% interest on transfers
0.0%
Transfer fee
19.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
Halifax 29 Month Balance Transfer Credit Card

Halifax 29 Month Balance Transfer Credit Card

Longest fee free
Longest fee free

Halifax 29 Month Balance Transfer Credit Card

  • 0% fee for transfers in first 90 days, 3% fee thereafter
  • 3 months 0% on purchases
  • You may be eligible to apply for this as a second credit card. Terms apply
29
 months
0% interest on transfers
0.0%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Halifax

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Bank of Scotland Platinum 25 Month Balance Transfer Card

Bank of Scotland Platinum 25 Month Balance Transfer Card

Bank of Scotland Platinum 25 Month Balance Transfer Card

  • 0% fee on balance transfers within the first 90 days, 3% thereafter
  • You may be eligible to apply for this as a second credit card. Terms apply
  • 3 months 0% on purchases
25
 months
0% interest on transfers
0.0%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Bank of Scotland Platinum 29 Month Purchase and Balance Transfer Credit Card

Bank of Scotland Platinum 29 Month Purchase and Balance Transfer Credit Card

Bank of Scotland Platinum 29 Month Purchase and Balance Transfer Credit Card

  • 2.5% fee applies on each balance transfer made in the first 90 days, 3% thereafter
  • You may be eligible to apply for this as a second credit card. Terms apply
  • 29 months 0% on purchases
29
 months
0% interest on transfers
2.5%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Lloyds Bank Platinum 25 Month Balance Transfer Credit Card

Lloyds Bank Platinum 25 Month Balance Transfer Credit Card

Lloyds Bank Platinum 25 Month Balance Transfer Credit Card

  • 0% fee on balances transferred within 90 days of account opening, 3% thereafter
  • You may be eligible to apply for this as a second credit card. Terms apply
  • 0% on purchases for 3 months
25
 months
0% interest on transfers
0.0%
Transfer fee
19.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • have no Country Court Judgements (past 5 years)
  • aged 18 or older
  • be a resident of the UK
  • have regular income
  • no balance transfers from Lloyds Bank plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.94% (variable) per annum, your representative APR is 19.9% APR (variable)
Halifax 29 Month Purchase and Balance Transfer Credit Card

Halifax 29 Month Purchase and Balance Transfer Credit Card

Halifax 29 Month Purchase and Balance Transfer Credit Card

  • 2.5% effective balance transfer fee for first 90 days, 3% fee thereafter
  • You may be eligible to apply for this as a second credit card. Terms apply
  • Manage your card with online and mobile banking
29
 months
0% interest on transfers
2.5%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Halifax Bank

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Bank of Scotland Platinum 32 Month Balance Transfer Credit Card

Bank of Scotland Platinum 32 Month Balance Transfer Credit Card

Bank of Scotland Platinum 32 Month Balance Transfer Credit Card

  • 12 months 0% on purchases
  • 0.8% balance transfer fee within 90 days of account opening (3% thereafter)
32
 months
0% interest on transfers
0.8%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Lloyds Bank Platinum 32 Month Balance Transfer Credit Card

Lloyds Bank Platinum 32 Month Balance Transfer Credit Card

Lloyds Bank Platinum 32 Month Balance Transfer Credit Card

  • 0.8% fee for transfers in first 90 days, 3% fee thereafter
  • 12 months 0% on purchases
32
 months
0% interest on transfers
0.8%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • have no Country Court Judgements (past 5 years)
  • aged 18 or older
  • be a resident of the UK
  • have regular income
  • no balance transfers from Lloyds Bank plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable)
The AA Dual Credit Card

The AA Dual Credit Card

The AA Dual Credit Card

  • Up to 32 months 0% on purchases
  • Up to 16 months 0% on balance transfers with 2.89% transfer fee
16
 months
0% interest on transfers
2.89%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • must have a 'Excellent' credit rating
  • be aged 18 years or over and UK resident
  • have a current bank or building society account
  • be employed, retired or a homemaker with an annual income of over £8,000 excluding unemployment benefits
  • not have any outstanding CCJs
  • no balance transfers from: Post Office or Bank of Ireland

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Virgin 41 Month Balance Transfer Credit Card

Virgin 41 Month Balance Transfer Credit Card

Virgin 41 Month Balance Transfer Credit Card

  • 41 months 0% for money transfers (3.8% transfer fee)
  • 3 months 0% on purchases
41
 months
0% interest on transfers
3.0%
Transfer fee
20.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 20.9% (variable) per annum, your representative APR is 20.9% APR (variable)
Capital One Balance Transfer Card

Capital One Balance Transfer Card

Capital One Balance Transfer Card

  • Suitable for those with bad credit histories
  • Online response in 60 seconds and £200 to £1,500 credit limit
  • Mobile app and email alerts available
6
 months
0% interest on transfers
3.0%
Transfer fee
34.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • not been declared bankrupt in the last 12 months
  • not had any CCJs or defaults in the last 12 months
  • no transfers from Capital One

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 34.94% (variable) per annum, your representative APR is 34.9% APR (variable)
HSBC Credit Card

HSBC Credit Card

HSBC Credit Card

  • 0% for 3 months on purchases
  • 1.4% fee applies on Balance Transfers (minimum £5)
32
 months
0% interest on transfers
1.4%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • have an annual income/pension before tax of £8,500 or more
  • be a resident of the UK, Channel Islands or Isle of Man
  • be over 18
  • The APR is dependent on your personal circumstances
  • no balance transfers from HSBC, First Direct, Marks and Spencer or John Lewis

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Barclaycard Platinum 24 Month Balance Transfer

Barclaycard Platinum 24 Month Balance Transfer

Barclaycard Platinum 24 Month Balance Transfer

  • Get 0% on transfers with no transfer fee
  • 3.5% transfer fee refunded to 0% within 2 working days
  • Six months 0% on purchases
24
 months
0% interest on transfers
0.0%
Effective fee
(3.5% initial fee)
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 21 or older
  • have a good credit rating
  • best suited to customers with an income of £20,000
  • no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Halifax 33 Month Balance Transfer Credit Card

Halifax 33 Month Balance Transfer Credit Card

Halifax 33 Month Balance Transfer Credit Card

  • £20 cashback paid on your first balance transfer within 90 days
  • Offer only available on accounts opened by 08 August 2017
  • 0.58% effective transfer fee (initial 3% fee, 2.42% refunded after 90 days)
33
 months
0% interest on transfers
0.58%
Effective fee
(3.0% initial fee)
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Halifax Bank

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Post Office Money Balance Transfer Credit Card

Post Office Money Balance Transfer Credit Card

Post Office Money Balance Transfer Credit Card

  • 3.25% balance transfer fee
  • Three months 0% on purchases
  • No cash fee to buy travel money at the Post Office
41
 months
0% interest on transfers
3.25%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • No balance transfers from Post Office or Bank of Ireland (UK) plc credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Virgin 36 Month Money Transfer Credit Card

Virgin 36 Month Money Transfer Credit Card

Virgin 36 Month Money Transfer Credit Card

  • 36 months 0% for money and balance transfers (2.9% transfer fee)
  • 3 months 0% for purchases
36
 months
0% interest on transfers
2.9%
Transfer fee
20.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 20.9% (variable) per annum, your representative APR is 20.9% APR (variable)
Tesco Bank Clubcard Credit Card for Money Transfers

Tesco Bank Clubcard Credit Card for Money Transfers

Tesco Bank Clubcard Credit Card for Money Transfers

  • 40 months 0% for money transfers (3.94% fee)
  • 0% offer is applied to any balances or money transferred within the first 90 days of opening your account.
40
 months
0% interest on transfers
2.69%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Tesco Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsbury's Bank 33 month Balance Transfer Credit Card

Sainsbury's Bank 33 month Balance Transfer Credit Card

Sainsbury's Bank 33 month Balance Transfer Credit Card

  • Offer only available until 28 August 2017
  • 5,000 bonus Nectar points. Spend £250 in Sainsbury's in the first month. T&Cs apply
  • 1.5% balance transfer fee in the first 3 months refunded to 0.59% (3% thereafter, £3 min fee at all times)
33
 months
0% interest on transfers
0.59%
Effective fee
(1.5% initial fee)
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Virgin Money 30 Month Balance Transfer Credit Card

Virgin Money 30 Month Balance Transfer Credit Card

Virgin Money 30 Month Balance Transfer Credit Card

  • 30 months 0% for money transfers (4% fee for first 60 days, 5% thereafter)
  • 3 months 0% for purchases
30
 months
0% interest on transfers
0.55%
Transfer fee
19.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident.
  • have a UK bank or building society account
  • have good credit history

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
Tesco Bank Clubcard Credit Card for 40 Month Balance Transfer

Tesco Bank Clubcard Credit Card for 40 Month Balance Transfer

Tesco Bank Clubcard Credit Card for 40 Month Balance Transfer

  • Earn Clubcard points wherever you use the card plus the usual points in Tesco. Terms apply
  • 0% offer is applied to any balances or money transferred within the first 90 days of opening your account.
40
 months
0% interest on transfers
2.69%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Tesco Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Bank of Scotland Classic Credit Card

Bank of Scotland Classic Credit Card

Bank of Scotland Classic Credit Card

  • 18 months 0% on balance transfers made in first 90 days
  • 3% balance transfer fee
  • 9 months 0% on purchases
18
 months
0% interest on transfers
3.0%
Transfer fee
27.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 27.9% (variable) per annum, your representative APR is 27.9% APR (variable)
MBNA Platinum 41 Month Credit Card

MBNA Platinum 41 Month Credit Card

MBNA Platinum 41 Month Credit Card

  • Up to 41 months 0% on balance transfers (2.79% fee) in first 60 days, 20.9% p.a. and 5% fee thereafter
  • Up to 20 months 0% on money transfers (4% fee) in first 60 days, 22.9% p.a. and 5% fee thereafter
41
 months
0% interest on transfers
2.79%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a UK resident for at least 3 years
  • be 18 or older
  • hold a UK bank or building society account
  • have a good credit history
  • no balance transfers between MBNA accounts

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Santander Everyday Credit Card

Santander Everyday Credit Card

Santander Everyday Credit Card

  • 30 months 0% on purchases
  • 30 months 0% on balance transfers with 2.75% transfer fee
  • Manage your account online or with Santander app
30
 months
0% interest on transfers
2.75%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • minimum income of £7,500
  • must not be an existing Santander balance transfer credit card customer
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Santander All in One Credit Card

Santander All in One Credit Card

Santander All in One Credit Card

  • Monthly fee of £3 applies
  • If you have a 1|2|3 current account Santander will refund the £3 fee for the first 6 months. Terms apply
  • 0.5% cashback on all purchases with no limit to how much you can earn. Terms apply
43
 months
0% interest on transfers
0.0%
Transfer fee
£3
Monthly fee
21.7% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • minimum income of £7,500
  • have a good credit rating
  • No transfers from Santander

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 15.9% (variable) per annum, with a £3 monthly fee, your representative APR is 21.7% APR (variable)
The AA Balance Transfer Credit Card

The AA Balance Transfer Credit Card

The AA Balance Transfer Credit Card

  • 41 months 0% on balance transfers
  • 3.25% balance transfer fee
  • 0% on purchases for 3 months
41
 months
0% interest on transfers
3.25%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • must have a 'Excellent' credit rating
  • be aged 18 years or over and UK resident
  • have a current bank or building society account
  • be employed, retired or a homemaker with an annual income of over £8,000 excluding unemployment benefits
  • not have any outstanding CCJs
  • no balance transfers from: Post Office or Bank of Ireland

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsbury’s Bank Nectar 40 month Balance Transfer Credit Card

Sainsbury’s Bank Nectar 40 month Balance Transfer Credit Card

Sainsbury’s Bank Nectar 40 month Balance Transfer Credit Card

  • Offer only available until 28 August 2017
  • 5,000 bonus Nectar points. Spend £250 in Sainsbury's in the first month. T&Cs apply
  • 1.78% balance transfer fee, refunded from 2.89%, on transfers made in the first 3 months (3% thereafter, £3 fee minimum at all times, nectar cardholders only)
40
 months
0% interest on transfers
1.78%
Effective fee
(2.89% initial fee)
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • Nectar Cardholders Exclusive – you must enter your Nectar card number when you apply
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsbury's Bank Nectar 33 month Balance Transfer Credit Card

Sainsbury's Bank Nectar 33 month Balance Transfer Credit Card

Sainsbury's Bank Nectar 33 month Balance Transfer Credit Card

  • Offer only available until 28 August 2017
  • 5,000 bonus Nectar points. Spend £250 in Sainsbury's in the first month. T&Cs apply
  • 1.5% balance transfer fee in the first 3 months refunded to 0.59% (3% thereafter, £3 min fee at all times)
33
 months
0% interest on transfers
0.59%
Effective fee
(1.5% initial fee)
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsbury’s Bank 35 month Balance Transfer Credit Card

Sainsbury’s Bank 35 month Balance Transfer Credit Card

Sainsbury’s Bank 35 month Balance Transfer Credit Card

  • Offer only available until 28 August 2017
  • 5,000 bonus Nectar points. Spend £250 in Sainsbury's in the first month. T&Cs apply
  • 1.5% balance transfer fee in the first 3 months (3% thereafter, £3 min fee at all times)
35
 months
0% interest on transfers
1.5%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Virgin 28 Month Purchase Credit Card

Virgin 28 Month Purchase Credit Card

Virgin 28 Month Purchase Credit Card

  • 28 months 0% on purchases
  • 18 months 0% on balance transfers (2% fee)
  • 18 months 0% on money transfers (3% fee)
18
 months
0% interest on transfers
2.0%
Transfer fee
19.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
Virgin 27 Month All Round Credit Card

Virgin 27 Month All Round Credit Card

Virgin 27 Month All Round Credit Card

  • 27 months 0% for balance transfers, money transfers and purchases
  • 2.70% balance transfer fee
  • 2.70% money transfer fee
27
 months
0% interest on transfers
2.7%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Virgin 40 Month Balance Transfer Credit Card

Virgin 40 Month Balance Transfer Credit Card

Virgin 40 Month Balance Transfer Credit Card

  • 40 months 0% for money transfers (3.8% transfer fee)
  • 3 months 0% on purchases
40
 months
0% interest on transfers
1.7%
Transfer fee
20.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 20.9% (variable) per annum, your representative APR is 20.9% APR (variable)
M&S Transfer Plus Credit Card

M&S Transfer Plus Credit Card

M&S Transfer Plus Credit Card

  • 32 months 0% on balance transfers made within 90 days (0.99% fee applies, £5 minimum fee)
  • 6 months 0% on purchases
32
 months
0% interest on transfers
0.99%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • have a good credit rating
  • be 18 or older
  • be a permanent UK resident

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
ASDA Cashback Credit Card

ASDA Cashback Credit Card

ASDA Cashback Credit Card

  • 0% for 6 months on all George.com purchases of £200
  • 1% Cashback on all Asda spend in the form of ASDA vouchers
  • 0.5% Cashback on all other purchases in the form of ASDA vouchers
12
 months
0% interest on transfers
3.0%
Transfer fee
19.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be aged 18 or over
  • not have County Court Judgements or Court Decrees, or be bankrupt or otherwise insolvent.
  • have a minimum annual income of £10,000 and not be claiming
  • unemployment benefits

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
ASDA Cashback Plus Credit Card

ASDA Cashback Plus Credit Card

ASDA Cashback Plus Credit Card

  • 0% for 6 months on all George.com purchases of £200
  • 2% Cashback on all Asda spend in the form of ASDA vouchers
  • 1% Cashback on all other purchases in the form of ASDA vouchers
15
 months
0% interest on transfers
3.0%
Transfer fee
£3
Monthly fee
26.2% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be aged 18 or over.
  • not have County Court Judgements or Court Decrees, or be bankrupt or otherwise insolvent.
  • have a minimum annual income of £10,000 and not be claiming unemployment benefits.

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, with a £3 monthly fee, your representative APR is 26.2% APR (variable)
Virgin Money Travel Credit Card

Virgin Money Travel Credit Card

Virgin Money Travel Credit Card

  • 12 months 0% on money transfers (2% fee)
  • 12 months 0% on purchases
  • No fees on overseas purchases
12
 months
0% interest on transfers
0.0%
Transfer fee
19.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
HSBC Dual Credit Card

HSBC Dual Credit Card

HSBC Dual Credit Card

  • 26 months on balance transfers and purchases
  • £5 minimum balance transfer fee or 2.89%
26
 months
0% interest on transfers
2.99%
Transfer fee
22.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • Have an annual income/pension before tax of £8,500 or more
  • Be a resident of the UK, Channel Islands or Isle of Man
  • Be over 18, and not hold an HSBC Basic Bank Account

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 22.9% (variable) per annum, your representative APR is 22.9% APR (variable)
aqua classic 6 Month Balance Transfer Credit Card

aqua classic 6 Month Balance Transfer Credit Card

aqua classic 6 Month Balance Transfer Credit Card

  • 6 months 0% on balance transfers (3% fee)
  • Unlimited access to your credit report
  • Designed to help build your credit rating
6
 months
0% interest on transfers
3.0%
Transfer fee
34.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • have a UK current bank or building society account
  • not be registered bankrupt in past 18 months or have proceedings
  • have no Country Court Judgements (past 12 months)
  • You cannot transfer balances from store cards or any other card provided by NewDay

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 34.95% (variable) per annum, your representative APR is 34.9% APR (variable)
Halifax 37 Month Balance Transfer Credit Card

Halifax 37 Month Balance Transfer Credit Card

Halifax 37 Month Balance Transfer Credit Card

  • 1.39% effective transfer fee (initial 3% fee, 1.61% refunded after 90 days)
  • 3 months 0% on new purchases
  • You may be eligible to apply for this as a second credit card. Terms apply
37
 months
0% interest on transfers
1.39%
Effective fee
(3.0% initial fee)
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Lloyds Bank Platinum 35 Month Balance Transfer Credit Card

Lloyds Bank Platinum 35 Month Balance Transfer Credit Card

Lloyds Bank Platinum 35 Month Balance Transfer Credit Card

  • 35 months 0% interest on balance transfers made within 90 days of account opening
  • 1.49% effective transfer fee (initial 3% fee, 1.51% refunded after 90 days)
35
 months
0% interest on transfers
1.49%
Effective fee
(3.0% initial fee)
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Debenhams Credit Card

Debenhams Credit Card

Limited offer

Debenhams Credit Card

  • Reward voucher equivalent to £5 to spend in Debenhams
  • 20% off at Debenhams.com from card opening for qualifying customers. Offer ends 23 July 2017
  • 3 points for £1 spent in Debenhams & 1 point for £2 spent outside of Debenhams
12
 months
0% interest on transfers
2.99%
Transfer fee
24.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be 18 years or over
  • be a permanent UK resident and have lived in the UK for the last 12 months (unless you’re HM Forces Personnel)
  • have a current UK bank account and a home or mobile phone number
  • does not already have a card from us
  • have a regular income

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 24.9% (variable) per annum, your representative APR is 24.9% APR (variable)
marbles classic with 5 months balance transfer offer

marbles classic with 5 months balance transfer offer

marbles classic with 5 months balance transfer offer

  • FastCheck your eligibility with instant response
  • 5 months 0% on balance transfers
  • UK-based customer helpline
5
 months
0% interest on transfers
3.0%
Transfer fee
34.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • have a UK current bank or building society account
  • not be registered bankrupt in past 18 months or have proceedings
  • have no Country Court Judgements (past 12 months)

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 34.95% (variable) per annum, your representative APR is 34.9% APR (variable)
Virgin 38 Month Balance Transfer Credit Card

Virgin 38 Month Balance Transfer Credit Card

Virgin 38 Month Balance Transfer Credit Card

  • 38 months 0% on balance transfers (1.5% transfer fee)
  • 20 months 0% on money transfers (1.9% transfer fee)
  • 3 months 0% on purchases
38
 months
0% interest on transfers
1.5%
Transfer fee
20.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 20.9% (variable) per annum, your representative APR is 20.9% APR (variable)
Tesco Bank Clubcard Credit Card for 15m Balance Transfer

Tesco Bank Clubcard Credit Card for 15m Balance Transfer

Tesco Bank Clubcard Credit Card for 15m Balance Transfer

  • 0.85% fee for transfers in first 90 days, 3% fee thereafter
  • The 0% interest period applies to transfers made within 90 days of account opening
  • Earn Clubcard points wherever you use the card plus the usual points in Tesco. Terms apply
15
 months
0% interest on transfers
0.85%
Transfer fee
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Tesco Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsbury’s Bank Dual Credit Card

Sainsbury’s Bank Dual Credit Card

Sainsbury’s Bank Dual Credit Card

  • Offer only available until 28 August 2017
  • 5,000 bonus Nectar points. Spend £250 in Sainsbury's in the first month. T&Cs apply
  • 3% Balance Transfer fee reduced by refund to 2.74% in first 3 months. 3% thereafter. £3 min at all times.
30
 months
0% interest on transfers
2.74%
Effective fee
(3.0% initial fee)
18.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)

uSwitch Limited is a credit broker, not a lender, for consumer credit products.

uSwitch services are provided at no cost to you, but we may receive a commission from the companies we refer you to.

Frequently asked questions

What is a 0% balance transfer credit card

A credit card balance transfer simply means moving your credit card debt from one card to another. However, balance transfer credit cards come with a 0% interest offer, allowing you to pay off your credit card debt within a specified time period with 0% interest.

It’s often a good way to save money on the cost of paying back credit card debt, with many credit card providers offering new customers an interest-free period on the amount being transferred.

It can also be a good way to consolidate your debts from multiple credit cards into one manageable repayment plan.

Balance transfer credit cards in our comparison table are displayed by the duration of the 0% balance transfer offers and include the cost of the transfer (handling fee) and the APR that kicks in once the introductory offer comes to an end.

The transfer fee is usually around 3% of the debt being transferred but this varies depending on the credit card. Some credit cards will include 0% on money transfers, allowing you to pay off debt from other areas, including your bank overdraft for example.

If you want to compare balance transfer credit cards then read on for our five top tips to help you find the right credit card deal for you from the comparison table above.

0% balance transfer credit card deals - Top five tips

A 0% credit card balance transfer allows you to transfer debt from one credit card to one with a 0% introductory deal. This means you can pay off your debt over a longer period without worrying about paying extra in interest repayments.

Playing the balance transfer game could save you a fortune in credit card interest rate payments, provided you stick to a few basic rules.

Typically, balance transfer cards compete on price in the form of lowest APRs, longest 0% periods and lowest balance transfer fees. So a hard nosed approach would be to conider the cheapest balance transfer credit cards to be the best, but there may be other things you’d like to take into account.

Our top five tips on how a 0% credit card balance transfer deal can help you save money. Compare and find the best 0% credit cards balance transfer in the market.

1. Know how long the 0% balance transfer offer lasts

Credit card balance transfer offers don’t last forever so when you transfer your credit card balance to a new card, always make a note of when the introductory 0% interest rate ends. This means you can calculate how much you’ll need to pay back each month to complete your repayments within the 0% interest period. When the period is up, credit cards with 0% interest will revert to a more expensive standard rate, so make sure you keep on top of this.

If you haven’t paid off your balance by the time the 0% period is up, it might be a good idea to switch to another 0% balance transfer deal.

Start looking for your new card about six weeks before your deal is due to end to allow plenty of time to arrange your next transfer.

2. Double check the rate

The rate you see advertised isn’t necessarily the rate you will get. Credit card providers only have to give the typical APR they advertise to around 50% of successful applicants – this means that if you’ve had credit problems in the past, you may be given a higher APR.

Check that the rate you see advertised is the rate you will actually get to avoid a shock when your first statement arrives.

3. See what the 0% rate covers

Credit cards with long 0% rates on balance transfers often have much shorter 0% deals on purchases – for example, a card with 0% on transfers for over 20 months may only give 0% on spending for three or six months.

Make sure you know what rates you’ll be paying on other credit card use, not just transfers. However, you’ll want to avoid making extra purchases if you have a large debt to pay off over the 0% interest period. Generally it’s better to have your balance transfer credit card just for balance transfers, but it’s certainly worth knowing its other uses just in case you need them.

Some balance transfer credit cards will also include a money transfer option, which allows you to pay money from your credit card into your current account and pay off overdraft debt, not just credit card debt. These 0% credit card deals will also come with a handling fee, usually around 4% but this will vary from provider to provider. Such credit cards can be vital for consolidating debt from a variety of areas, so could be worth considering if you have debt elsewhere and not just from your credit card.

4. Don't spend on your 0% balance transfer card

Balance transfer credit cards are always best for easing the pain of existing debt – start spending on the card and you risk ending up in deeper trouble.

The best advice would be not to spend on a card after transferring a balance to it. Instead, take out a separate card with a long 0% on purchases deal, or look for a card offering a good 0% deal on both purchases and transfers. If you know you can pay off the balance within the 0% interest period, including any extra purchases you make, then a credit card with a length 0% purchases and 0% balance transfer deal could work for you.

5. Check the balance transfer fee

Most credit card providers charge a balance transfer fee of around 3% when you shift your debt from one card to another, though this varies between cards and providers.

Consider whether paying a fee might outweigh the benefits of a 0% deal - balance transfers on credit cards with a low APR could be cheaper in the long run than doing so on 0% APR credit cards deals. It all comes down to individual circumstances and preferences, so check you have the facts before looking for the best credit cards for balance transfers.

The handling fee, or cost of the transfer will rise with the amount you transfer and is part of the deal of getting a 0% balance transfer deal. Some credit cards will offer a discount on the initial balance transfer fee provided you meet their terms and conditions, which usually includes paying off your balance on time each month.

What are 'top deals' and 'featured cards'

One way to sort our table is by ‘top deals’, whereby we highlight cards that are market leaders for particular features. For example, of all the credit cards charging no transfer fee, the one with the best overall offering might be a featured deal called ‘No transfer fee’.

We do this to highlight that it is the best in its class on uSwitch. We check these deals weekly to ensure they really are the best on uSwitch in that area, so you can rest assured that our top deals are just that - the top deals on uSwitch.

Does uSwitch compare all the credit cards on the market?

We compare credit over 100 credit cards from all of the major banks and credit card providers.

However, we do not compare all the credit cards that are available in the UK.

This is because some credit card providers have offers that are only available exclusively through their own website or branch, or through other comparison websites - in the same way some credit cards are exclusively available through uSwitch.

There are also many credit cards that are only available to people in member organisations and clubs.

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