Credit card guides
Find the best credit card if you are unemployed. Explore credit card offers for people who are currently experiencing unemployment. Search for the best credit card deal for you.
Learn moreBusiness credit cards could be an invaluable asset to your company - find out more about company credit cards with Uswitch.
Learn moreIf you're wondering, can I transfer money from a credit card into a bank account? read the Uswitch guide to find out how. Search for a credit card that will allow you to transfer money into your current account.
Learn moreWhat is annual percentage rate (or APR)? and how does it work? Our guide explains how APR works and what you need to know about it if you're borrowing money.
Learn moreUsing a credit card can offers great benefits. A key perk of owning a credit card is the protection you're given with Section 75.
Learn moreSimilar to a loan, a credit card provides you with an amount of credit agreed by you and your bank, for you to spend. Read our guide to learn how a credit card differs from a loan, and how to responsibly use one.
Learn moreHaving a premium card can be a powerful status symbol, coming with extensive benefits for cardholders to enjoy. We explore whether it's worth getting a premium credit card if you're eligible.
Learn moreCredit card comparison tables can be quite tricky, so it's worth knowing how to read the credit card summary box to decode the legal jargon.
Learn moreCan money transfer credit cards give you interest free cash loans? Read the Uswitch guide to find the best interest-free money transfer credit cards
Learn moreWhile convenient, using your credit card overseas can quickly lead to fees which can make your trip abroad more expensive. These tips can keep costs down.
Learn moreA step-by-step approach to pay back credit card debt, rebuild your credit score and regain your financial health.
Learn moreCredit limits can restrict the amount of money you can borrow on a credit card or overdraft, but there are ways to increase it if you need some extra cash
Learn moreCredit cards are convenient for making travel arrangements, and can also allow you a little more spending leeway when you are on holiday
Learn moreIf you are trying to manage your finances and utilise available credit, you might be wondering "how many credit cards should I have?" Our guide explains the pros and cons of owning multiple credit cards.
Learn moreCredit card applications can take a long time. Find out how long it will take to apply be accepted and receive a new credit card with our useful guide
Learn moreFind out about the pros, cons and alternatives to credit cards for students, as well as the best ways to borrow money at university, and how to compare student credit cards.
Learn moreFind out all you need to know about store cards and whether you could be better off with a reward or balance transfer credit card.
Learn moreCredit cards offer great protection especially when making big purchases concerning events like weddings. Find out how best to use yours to protect your special day and what to do if your wedding organiser goes bust.
Learn moreShould you get a payday loan, overdraft or a cash advance on your credit card? What are the best short term lending options available to you?
Learn moreConfused about credit cards or just want more information? Use our Q&A to find the answers you're looking for with our money experts
Learn moreA prepaid debit card or prepaid credit card offers the convenience of a credit card, but instead of borrowing you only spend money you have pre-loaded on the prepaid credit card. Our guide explains just how to make use of a prepaid card.
Learn moreWhat are the best credit cards with no foreign transaction fees? Find out how to get a 'perfect' exchange rate when spending abroad.
Learn moreCompare MasterCard credit card deals with Uswitch - find the best low APR, balance transfer and cashback credit cards.
Learn moreLow rate APR credit cards could save you more money in the long run - find out how and compare low rate credit cards with Uswitch to find a great deal.
Learn moreMany credit cards are described as 'instant decision' cards, but what does this actually mean and can you really get an instant credit card without the wait?
Learn moreIf you're looking for a credit card to build your credit score, use our comparison service to search for the best credit cards for bad credit. Our guide aims to answers those key questions, such as do you need a credit card to have a credit score?
Learn moreMany credit cards come under the umbrella over a wider banking group. Find out who owns your credit card provider, such as NewDay Ltd, American Express and Barclaycard, knowing your banking groups could be important.
Learn moreThere are two main UK credit card airline rewards schemes: Avios (the new Airmiles) and Virgin Miles. Which one is better?
Learn moreCashback credit cards allow you to earn back money as you spend as a reward, but which card will give you the most back? American Express or Santander?
Learn moreWhat is PPI? PPI, or payment protection insurance, became one of the most notorious financial products in recent years due to the PPI miss-selling scandal.
Learn moreHow to close a credit card account? Uswitch guide explains how to cancel a Halifax credit card, Santander, Virgin and other credit card provider accounts.
Learn moreSeveral 0% balance transfer cards are currently offering interest free periods as long as three years - we take a closer look to decide which one is best.
Learn moreA store credit card is just another name for a credit card, with the exception that you can only use it in a particular retail chain.
Learn moreWhat's the best way to spend as you travel around Europe? Take the euros as cash or spend on a travel credit card?
Learn moreApplying for a first credit card can have its complications - our guide can help with the preparation needed to build up your credit history
Learn moreGetting your first credit card is an important step towards financial adulthood, but remember with great purchasing power comes great responsibility.
Learn moreCredit card security has improved but card fraud is still on the rise , we take a look at two of the biggest credit card frauds ever
Learn moreCredit card charges can affect your ability to apply for credit and your credit rating. Find out how to understand credit charges in our Uswitch guide
Learn moreDo claims management companies keep calling you? Find out why, what they do and if they can be useful for you. Claims management companies have been in the news since the PPI mis-selling scandal broke but how do claims management companies work?
Learn moreYou can check your eligibility for a credit card without having to apply for it, so you can reduce the risk of being rejected for a card.
Learn moreRBS and Capital One cardholders are seeing their cashback and rewards scaled back, but why? And is your card safe?
Learn moreWhat's the best credit cards for Christmas shopping? We look at cards that will reward you for spending or let you borrow for free.
Learn moreFed up with credit card jargon? Read our credit card glossary to get a simple explanation of everything from APR to Transfer fees.
Learn moreIt's possible to be financially well-off but have a poor credit score, which could stop you from getting the best credit cards and loans.
Learn moreCharity credit cards allow you to donate to charity when you spend. Find out more about charity credit cards and how they compare to cashback credit cards.
Learn moreApple's version of contactless payment, ‘Apple Pay’ is a convenient way of paying with your iPhone. We explain how it works and what to be aware of.
Learn moreStoozing is a term for savvy use of credit cards to make money from interest rates, but how does it work?
Learn moreThe world of travel money is notoriously difficult. Do you take money or change there? Do you take cash, card or cheque? We answer your questions.
Learn moreRead our seven tips for first time credit card holders. See our video for some basic credit card do's and don'ts
Learn moreCompare self-employed credit card options and get access to credit. Find out everything you'll need to know to get accepted.
Learn moreThere is a lot of confusion around credit cards and a lot of questions around a few key terms.
Learn morePrepaid travel cards are plastic payment cards pre-loaded with currency that enable you to spend as if you were using a credit or debit card
Learn moreFind out about Avios points and Spending Avios points - Turn your everyday spending into hotels, holidays, experiences, rewards and more with Avios Points
Learn moreThe minimum payment on a credit card can vary but it is typically the highest of the total balance under a fixed amount or the interest
Learn moreThis handy guide answers those questions you've always been unsure about, such as what kind of bank card do I have? do credit cards have sort codes? We help you to tell your debit from your credit cards and your Visas from you Mastercards.
Learn moreCredit cards can be a cheap way to borrow money, but there are good and bad ways to use them. What can you use them for? What are the benefits? And in what circumstances should they be avoided?
Learn morePaying for a holiday can be one of the most expensive decisions of the year: flights, hotels and travel money. What's the best way to pay for it all?
Learn moreHow is credit card interest calculated? The Uswitch guide explains, how to calculate credit card interest, based on companies rates for their credit cards.
Learn moreCredit card refund rules mean, purchases are protected by law - the Consumer Credit Act 1974 gives credit card protection on your purchases over £100.
Learn moreHigh limit, or premium, credit cards have credit limits of many thousands or sometimes no credit limits at all, but who can have one?
Learn moreContactless payment was designed to be a quicker card payment method for small purchases than chip and PIN payments or swiping and signing. Read on to learn how to use a contactless card for the first time.
Learn moreWith cashback credit cards, you get cash back on your spending - learn more and use our credit card comparison tool to find the right one for you.
Learn moreCompare 0% balance transfer credit cards with Uswitch - our guide answers your key questions, such as how do balance transfer credit cards work? Follow our top tips to find out the best balance transfer credit cards for you.
Learn moreAndroid Pay is a phone app that allows you to use your phone as contactless credit card
Learn moreLearn more about the credit card pre-approval process and see if it can really help your chances of getting a credit card if you have bad credit.
Learn moreFind out about the cost of withdrawing cash using a credit card as well as the best alternatives to credit card cash withdrawals.
Learn moreAirline credit cards help earn you Avios points the replacement for Airmiles when used for credit card purchases
Learn moreCredit card cheques were a means of paying for goods or services without cash and when you couldn't use your credit card.
Learn moreCharge cards allow you to pay for goods and services on credit, as long as you pay off your balance in full at the end of every month.
Learn moreWhat is Amex or American Express? How do they differ from Visa and MasterCard credit cards? Read on to find out the pros and cons
Learn moreThe votes are in for the 2018 Uswitch Credit Card Awards. We spoke to 10,000 credit card customers to find out who topped our customer satisfaction tables in this year's survey.
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