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Credit card guides

Young woman planning summer holiday trip and searching information or booking hotel on laptop.

How to make your travel money go further

We know holidays don’t come cheap, so every penny counts. Here’s how to make the most of your money when travelling abroad.

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Does a Balance Transfer Affect Your Credit Score?

Switching to a balance transfer credit card could save you money in the long run and boost your credit score.

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How Long Does a Balance Transfer Take?

Find out how quickly you can make a balance transfer from one credit card to another, whether you’re doing it to save on interest or consolidate debt.

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How Much Can You Balance Transfer to Another Credit Card?

Balance transfers allow you to move credit card debt to a new lower-interest card. Find out how you could use one to clear your debt more quickly.

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Pros and Cons of Doing a Balance Transfer

Balance transfer credit cards have helped thousands clear their credit card debts quickly and for less money. But they may not be suitable for everyone.

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What Happens to Your Old Credit Card After a Balance Transfer?

Wondering if you should close your old credit card after transferring the balance to a new one? Read our no-nonsense guide to find out.

An exasperated couple look at their paperwork.

How To Do A Balance Transfer With Bad Credit

Getting a balance transfer card can be tricky if you have a poor credit history, but options are available, as our five-minute guide explains.

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How Many Balance Transfers Can You Do?

Transferring a credit card balance to another card with a lower interest rate can save you money. But how many balance transfers can you make to one card?

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Top Ten Balance Transfer Mistakes

We reveal the 10 most common balance transfer mistakes and explain how to avoid unexpected balance transfer fees.

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Is It Possible to Find Guaranteed Credit Card Offers?

We look at guaranteed credit card offers and how they work. Find out what it means to be pre-approved for a credit card and what to do if you’re rejected.

How to Get a Credit Card for the First Time

Everything you need to know to successfully apply for your first credit card, including how to avoid the pitfalls and which type is right for you.

Why Can’t You Get a Credit Card?

Struggling to secure a credit card? Discover the most common reasons behind application rejections and learn how to avoid future setbacks.

Why Do We Ask You to Do a Soft Credit Check?

Find out why running a soft credit check can improve your chances of getting the best mortgages, loans and credit cards.

What Affects Your Credit Score?

Unlock better loans, mortgages, and credit cards by understanding your credit score and pave the way to financial empowerment.

Advantages and Disadvantages of a Credit Card

Explore the pros and cons of credit cards, how to use them correctly and the best ways to avoid the pitfalls.

How To Transfer Money From A Credit Card To A Debit Card

Discover your options for transferring money from a credit card to your bank account, including how money purchase credit cards and cash advances work.

How to Transfer a Credit Card Balance

Follow our step-by-step guide to transferring a credit card balance.

Credit Cards With High Limits for Excellent Credit Scores

High limit credit cards, also known as premium credit cards, have a much higher credit limit than traditional cards, and some offer unlimited spending. So are high limit credit cards a good idea for you?

How to calculate credit card interest

How to Calculate Credit Card Interest Rates

How is credit card interest calculated? The Uswitch guide explains how to calculate credit card interest based on providers’ rates for their credit cards.

American Express credit cards

American Express - Amex Credit Cards

What is Amex or American Express? How do they differ from Visa and MasterCard credit cards? Read on to find out the pros and cons