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Credit card guides
How balance transfer credit cards work
Compare 0% balance transfer credit cards with Uswitch - our guide answers your key questions, such as how do balance transfer credit cards work? Follow our top tips to find out the best balance transfer credit cards for you.
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Credit Cards for the Self-Employed
Compare self-employed credit card options and get access to credit. Find out everything you'll need to know to get accepted.
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Store credit cards - the good and the bad
A store credit card is a credit card branded by a particular store or retailer. Some you can only use in that retailer while others can be used anywhere but the benefits and discounts it offers are only available in the retail chain branded on the card.
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Who owns your credit card?
Many credit cards come under the umbrella over a wider banking group. Find out who owns your credit card provider, such as NewDay, American Express and Barclaycard and why knowing your banking groups could be important.
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Main Differences Between Credit Card and Debit Card
This handy guide answers those questions you've always been unsure about, such as what kind of bank card do I have? Do credit cards have sort codes? We help you to tell your debit from your credit cards and your Visas from you Mastercards.
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How do I build credit without a credit card?
If you're looking for a credit card to build your credit score, use our comparison service to search for the best credit cards for bad credit. Our guide answers those key questions, such as do you need a credit card to have a credit score?
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Credit Card Refunds & Returns - Consumer Credit Rights
Credit card refund rules mean, purchases are protected by law - the Consumer Credit Act 1974 gives credit card protection on your purchases over £100.
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How to pay off credit card debt
A step-by-step approach to pay back credit card debt, rebuild your credit score and regain your financial health.
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Check Your Eligibility for Credit Cards
You can check your eligibility for a credit card without having to apply for it, so you can reduce the risk of being rejected for a card.
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How to Transfer Money From Credit Card to Bank Account
If you're wondering, can I transfer money from a credit card into a bank account? read the Uswitch guide to find out how. Search for a credit card that will allow you to transfer money into your current account.
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Credit Card Glossary A-Z | Jargon Busting Credit Cards
Fed up with credit card jargon? Read our credit card glossary to get a simple explanation of everything from APR to Transfer fees.
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How to use a credit card
Credit cards can be a cheap way to borrow money, but there are good and bad ways to use them. Our guide discusses, how to use a credit card, what can you use them for? What are the benefits? And in what circumstances should they be avoided?
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Stoozing - make money with your credit cards
Stoozing is a term for savvy use of credit cards to make money from interest rates, but how does it work?
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Cashback Credit Cards - A guide to Cashback
With cashback credit cards, you get cash back on your spending - learn more and use our credit card comparison tool to find the right one for you.
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How to Cancel a Credit Card - Closing Credit Card Accounts
How to cancel a credit card account? Uswitch guide explains how to close a Halifax credit card, Santander, Virgin and other credit card provider accounts.
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Prepaid Cards - the Facts about UK Prepaid Debit Cards
A prepaid debit card or prepaid credit card offers the convenience of a credit card, but instead of borrowing you only spend money you have pre-loaded on the prepaid credit card. Our guide explains just how to make use of a prepaid card.
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Credit Cards With High Limits for Excellent Credit Scores
High limit credit cards, also known as premium credit cards, have a much higher credit limit than traditional cards, and some offer unlimited spending. So are high limit credit cards a good idea for you?
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Credit cards for the unemployed
Find the best credit card if you are unemployed. Explore credit card offers for people who are currently experiencing unemployment. Search for the best credit card deal for you.
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Business Credit Cards - Get the Right Company Card
Business credit cards could be an invaluable asset to your company - find out more about company credit cards with Uswitch.
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What is APR, How Does APR Work and What it Means?
What is annual percentage rate (or APR)? How does it work? Our guide explains how APR works and what you need to know about it if you're borrowing money.
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Avios Points - How to Build, Redeem & Use Avios Points
Find out about Avios points and Spending Avios points - Turn your everyday spending into hotels, holidays, experiences, rewards and more with Avios Points
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Student Credit Cards - Compare Credit Cards For Students
Find out about the pros, cons and alternatives to credit cards for students, as well as the best ways to borrow money at university, and how to compare student credit cards.
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How to use a credit card abroad
While convenient, using your credit card overseas can quickly lead to fees which can make your trip abroad more expensive. These tips can keep costs down.
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Android Pay
Android Pay is a phone app that allows you to use your phone as contactless credit card
Learn moreFirst Credit Card: How to use it wisely
Getting your first credit card is an important step towards financial adulthood, but remember with great purchasing power comes great responsibility.
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Find instant decision credit cards
Many credit cards are described as 'instant decision' cards, but what does this actually mean and can you really get an instant credit card without the wait?
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Compare Charity Credit Cards
Charity credit cards allow you to donate to charity when you spend. Find out more about charity credit cards and how they compare to cashback credit cards.
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Credit Card Advance Cash Withdrawals - The Costs
Find out about the cost of withdrawing cash using a credit card as well as the best alternatives to credit card cash withdrawals.
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Wedding Organiser Has Gone Bust. What Are My Rights?
Credit cards offer great protection especially when making big purchases concerning events like weddings. Find out how best to use yours to protect your special day and what to do if your wedding organiser goes bust.
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What is a credit card?
Similar to a loan, a credit card provides you with an amount of credit agreed by you and your bank, for you to spend. Read our guide to learn how a credit card differs from a loan, and how to responsibly use one.
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What is PPI? Can you still make a claim?
What is PPI? PPI, or payment protection insurance, became one of the most notorious financial products in recent years due to the PPI miss-selling scandal.
Learn moreCharge Cards UK | Find The Best Charge Credit Cards | Uswitch
Charge cards allow you to pay for goods and services on credit, as long as you pay off your balance in full at the end of every month.
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How to Calculate Credit Card Interest Rates
How is credit card interest calculated? The Uswitch guide explains, how to calculate credit card interest, based on companies rates for their credit cards.
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No Foreign Transaction Fee Credit Cards - Travel Money
What are the best credit cards with no foreign transaction fees? Find out how to get a 'perfect' exchange rate when spending abroad.
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How Many Credit Cards Should You Have?
If you are trying to manage your finances and utilise available credit, you might be wondering "how many credit cards should I have?" Our guide explains the pros and cons of owning multiple credit cards.
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Apple Pay – Contactless payment with your iPhone
Apple's version of contactless payment, ‘Apple Pay’ is a convenient way of paying with your iPhone. We explain how it works and what to be aware of.
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Contactless payment cards - what is contactless payment?
Contactless payment was designed to be a quicker card payment method for small purchases than chip and PIN payments or swiping and signing. Read on to learn how to use a contactless card for the first time.
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Premium credit cards
Having a premium card can be a powerful status symbol, coming with extensive benefits for cardholders to enjoy. We explore whether it's worth getting a premium credit card if you're eligible.
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Section 75 - What is credit card protection?
Using a credit card can offers great benefits. A key perk of owning a credit card is the protection you're given with Section 75.
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Best credit cards for 2018 Christmas shopping and January sales
What's the best credit cards for Christmas shopping? We look at cards that will reward you for spending or let you borrow for free.
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Prepaid Travel Cards - the Best Way to Spend Overseas?
Prepaid travel cards are plastic payment cards pre-loaded with currency that enable you to spend as if you were using a credit or debit card
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Airline Credit Cards | Airmiles & Avios points
Airline credit cards help earn you Avios points the replacement for Airmiles when used for credit card purchases
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Get the best euro exchange rate on a credit card
What's the best way to spend as you travel around Europe? Take the euros as cash or spend on a travel credit card?
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American Express - Amex Credit Cards
What is Amex or American Express? How do they differ from Visa and MasterCard credit cards? Read on to find out the pros and cons
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First Credit Card - How to Establish Credit History
Applying for a first credit card can have its complications - our guide can help with the preparation needed to build up your credit history
Learn moreHow to Find the Best Card for Travel Abroad
Credit cards are convenient for making travel arrangements, and can also allow you a little more spending leeway when you are on holiday
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Money Transfer Credit Cards - Interest Free Cash Loans
Can money transfer credit cards give you interest free cash loans? Read the Uswitch guide to find the best interest-free money transfer credit cards
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3 tips on credit card pre-approval process
Learn more about the credit card pre-approval process and see if it can really help your chances of getting a credit card if you have bad credit.
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Credit Cards Q&A - Get Your Credit Card Questions Answered
Confused about credit cards or just want more information? Use our Q&A to find the answers you're looking for with our money experts
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Should I take cash with me on holiday?
The world of travel money is notoriously difficult. Do you take money or change there? Do you take cash, card or cheque? We answer your questions.
Learn moreUnderstanding the credit card summary box
Credit card comparison tables can be quite tricky, so it's worth knowing how to read the credit card summary box to decode the legal jargon.
Learn moreClaims Management Companies - PPI
Do claims management companies keep calling you? Find out why, what they do and if they can be useful for you. Claims management companies have been in the news since the PPI mis-selling scandal broke but how do claims management companies work?
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Store Cards | Learn The Benefits And The Alternatives
Find out all you need to know about store cards and whether you could be better off with a reward or balance transfer credit card.
Learn moreCredit Card Application - Discover How Long it Will Take
Credit card applications can take a long time. Find out how long it will take to apply be accepted and receive a new credit card with our useful guide
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How to pay for your holidays
Paying for a holiday can be one of the most expensive decisions of the year: flights, hotels and travel money. What's the best way to pay for it all?
Learn moreCredit Limit - How to Increase the Amount I Can Borrow
Credit limits can restrict the amount of money you can borrow on a credit card or overdraft, but there are ways to increase it if you need some extra cash
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Seven tips for first-time credit card holders
Read our seven tips for first time credit card holders. See our video for some basic credit card do's and don'ts
Learn moreCredit card charges explained
Credit card charges can affect your ability to apply for credit and your credit rating. Find out how to understand credit charges in our Uswitch guide
Learn moreCredit card fraud: the biggest card frauds in history
Credit card security has improved but card fraud is still on the rise, we take a look at two of the biggest credit card frauds ever
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Cash rich but credit poor? Get a better credit score
It's possible to be financially well-off but have a poor credit score, which could stop you from getting the best credit cards and loans.
Learn moreWhat's the best frequent flyer reward: Avios or Virgin?
There are two main UK credit card airline rewards schemes: Avios (the new Airmiles) and Virgin Miles. Which one is better?
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Cashback is being cut back: which cards are safe?
RBS and Capital One cardholders are seeing their cashback and rewards scaled back, but why? And is your card safe?
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Questions about credit cards
There is a lot of confusion around credit cards and a lot of questions around a few key terms.
Learn moreFind The Best MasterCard Credit Cards
Compare MasterCard credit card deals with Uswitch - find the best low APR, balance transfer and cashback credit cards.
Learn moreLow Rate APR Credit Cards
Low rate APR credit cards could save you more money in the long run - find out how and compare low rate credit cards with Uswitch to find a great deal.
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Credit Card Cheques - What is a Credit Card Cheque? - Uswitch
Credit card cheques were a means of paying for goods or services without cash and when you couldn't use your credit card.
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What is a minimum repayment on credit
The minimum payment on a credit card can vary but it is typically the highest of the total balance under a fixed amount or the interest
Learn moreCashback credit card wars - Santander vs AmEx
Cashback credit cards allow you to earn back money as you spend as a reward, but which card will give you the most back? American Express or Santander?
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Longest 0% balance transfer cards - which is best?
Several 0% balance transfer cards are currently offering interest free periods as long as three years - we take a closer look to decide which one is best.
Learn morePayday Loans or Credit Card Cash Advance? Which is best?
Should you get a payday loan, overdraft or a cash advance on your credit card? What are the best short term lending options available to you?
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Uswitch Credit Card Awards 2018 | Find Out Who Won
The votes are in for the 2018 Uswitch Credit Card Awards. We spoke to 10,000 credit card customers to find out who topped our customer satisfaction tables in this year's survey.
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