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Credit card guides
Pros and Cons of Doing a Balance Transfer
Balance transfer credit cards have helped thousands clear their credit card debts quickly and for less money. But they may not be suitable for everyone.
How To Use an Interest Free Credit Card
Using an interest-free credit card correctly is key to avoiding penalty fees and other charges. Make sure you’re not caught out.
Does a Balance Transfer Affect Your Credit Score?
Switching to a balance transfer credit card could save you money in the long run and boost your credit score.
How Long Does a Balance Transfer Take?
Find out how quickly you can make a balance transfer from one credit card to another, whether you’re doing it to save on interest or consolidate debt.
What Happens to Your Old Credit Card After a Balance Transfer?
Wondering if you should close your old credit card after transferring the balance to a new one? Read our no-nonsense guide to find out.
How Many Balance Transfers Can You Do?
Transferring a credit card balance to another card with a lower interest rate can save you money. But how many balance transfers can you make to one card?
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Top Ten Balance Transfer Mistakes
We reveal the 10 most common balance transfer mistakes and explain how to avoid unexpected balance transfer fees.
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How To Do A Balance Transfer With Bad Credit
Getting a balance transfer card can be tricky if you have a poor credit history, but options are available, as our five-minute guide explains.
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What Affects Your Credit Score?
Unlock better loans, mortgages, and credit cards by understanding your credit score and pave the way to financial empowerment.
Can I Use a Personal Credit Card For My Business?
Most small business owners use a business credit card. But can you use a personal credit card for business spending? Find out with our short guide.
How Much Can You Balance Transfer to Another Credit Card?
Balance transfers allow you to move credit card debt to a new lower-interest card. Find out how you could use one to clear your debt more quickly.
How to make your travel money go further
We know holidays don’t come cheap, so every penny counts. Here’s how to make the most of your money when travelling abroad.
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What Does 0% Interest Mean?
Whether you’re looking at 0% purchase credit cards or 0% balance transfer credit cards, it’s vital to understand how interest-free lending really works.
What is Your Credit Utilisation Rate?
Your credit utilisation rate can affect your credit score and your ability to get credit. Learn how it works and how it’s calculated.
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Getting a Credit Card After Bankruptcy
Applying for bankruptcy is a big step and it can affect your chances of getting a credit card in the future. Learn more about the options available to you.
How Long Does It Take to Improve Your Credit Score?
Improving your credit score is key to getting access to better credit card, loan and mortgage deals. But how long does it take?
What To Do If a Credit Card is Opened In Your Name
If someone else opens a credit card in your name, you need to act fast. This article explains who to contact and when, and how to get your money back.
Will a 0% Interest Credit Card Hurt Your Credit Score?
How does getting a 0% credit card affect your credit score? Find out with our five-minute guide.
What Happens When Your Interest Free Period Ends?
Many credit cards offer a special 0% rate when you first get them. But what happens when that time comes to an end? Find out here.
What Happens if You Don’t Pay Off Your 0% Interest Credit Card?
A 0% credit card can help you clear your debts without paying interest. But what happens if you still owe money when the 0% period ends? We explain all.