Banking
Looking for a new credit card, personal loan, mortgage, or trying to find a better current account? We compare a range of products from various providers to help you find what you’re looking for.
Check your eligibility for credit cards
- 1Improve your chances of being accepted
- 2It won't affect your credit score
- 3It's quick, free and easy
How to Calculate Credit Card Interest Rates
How is credit card interest calculated? The Uswitch guide explains how to calculate credit card interest based on providers’ rates for their credit cards.
Avios Points - How to Build, Redeem & Use Avios Points
Find out about Avios points and Spending Avios points - Turn your everyday spending into hotels, holidays, experiences, rewards and more with Avios Points
How to Transfer Money From Credit Card to Bank Account
If you're wondering, can I transfer money from a credit card into a bank account? read the Uswitch guide to find out how. Search for a credit card that will allow you to transfer money into your current account.
Check Your Eligibility for Credit Cards
You can check your eligibility for a credit card without having to apply for it, so you can reduce the risk of being rejected for a card.
Stoozing - make money with your credit cards
Stoozing is a term for savvy use of credit cards to make money from interest rates, but how does it work?
Compare Charity Credit Cards
Charity credit cards used to allow you to donate to charity when you spent on the car. Find out more about charity credit cards and why cashback credit cards are better.
Find instant decision credit cards
Many credit cards are described as 'instant decision' cards, but what does this actually mean and can you really get an instant credit card without the wait?
Credit Card Advance Cash Withdrawals - The Costs
Find out about the cost of withdrawing cash using a credit card as well as the best alternatives to credit card cash withdrawals.
Wedding Organiser Has Gone Bust. What Are My Rights?
Credit cards offer great protection especially when making big purchases concerning events, including weddings. Find out how best to use yours to protect your purchases and if a supplier goes bust.
What is PPI? Can you still make a claim?
What is PPI? PPI, or payment protection insurance, became one of the most notorious financial products in recent years due to the PPI miss-selling scandal.
Who owns your credit card?
Many credit cards come under the umbrella over a wider banking group. Find out who owns your credit card provider, such as NewDay, American Express and Barclaycard and why knowing your banking groups could be important.
How to pay off credit card debt
A step-by-step approach to pay back credit card debt, rebuild your credit score and regain your financial health.
How to Cancel a Credit Card - Closing Credit Card Accounts
How to cancel a credit card account? Uswitch guide explains how to close a Halifax credit card, Santander, Virgin and other credit card provider accounts.
Credit Cards With High Limits for Excellent Credit Scores
High limit credit cards, also known as premium credit cards, have a much higher credit limit than traditional cards, and some offer unlimited spending. So are high limit credit cards a good idea for you?
Student Credit Cards - Compare Credit Cards For Students
Find out about the pros, cons and alternatives to credit cards for students, as well as the best ways to borrow money at university, and how to compare student credit cards.
How to use a credit card abroad
While convenient, using your credit card overseas can quickly lead to fees which can make your trip abroad more expensive. These tips can keep costs down.
Android Pay
Android Pay is a phone app that allows you to use your phone as contactless credit card
First Credit Card: How to use it wisely
Getting your first credit card is an important step towards financial adulthood, but remember with great purchasing power comes great responsibility.
What is a credit card?
Similar to a loan, a credit card provides you with an amount of credit agreed by you and your bank, for you to spend. Read our guide to learn how a credit card differs from a loan, and how to responsibly use one.
American Express - Amex Credit Cards
What is Amex or American Express? How do they differ from Visa and MasterCard credit cards? Read on to find out the pros and cons
Mortgage Terminology - A to Z - What You Need to Know
Mortgage jargon and terminology used to describe the home buying process explained
Can You Get A Mortgage On Disability Benefits
Having a long-term illness or disability shouldn’t prevent you from getting a mortgage, but it is more difficult to get a mortgage on benefits alone. We'll look at all you need to know
Capital Gains Tax Allowance
Capital gains tax is a tax on the profit you make when selling or disposing of an asset. The tax is only charged on the profit, i.e. the gains.
Should you pay off your mortgage early? | Uswitch
Is paying your mortgage off early always a good thing? We explain your options and the pros and cons of repaying your mortgage before the end of the term
UK Mortgage Statistics 2023 - Mortgage Facts and Stats Report
We’ve collated the latest UK mortgage statistics and trends for 2023, covering mortgage approvals, transactions, arrears, interest rates, and more.
Maximum Age For A Mortgage
Past 50 your mortgage options begin to change, but there are still plenty of options. Check out our guide to mortgages for older borrowers to find out more
No Fee And Fee-free Mortgages
The mortgage mortgage arrangement fee, is the lender's charge for setting up a mortgage - we look at fee free or low fee mortgages and what to consider
How To Become A Landlord
Investing in buy to let property can be profitable, but do you know all of the requirements of being a landlord and how to get started? Our guide will help
No Deposit Mortgages | Get A Mortgage With Zero Deposit
No deposit mortgages give you a 100% Loan to Value loan and are aimed at customers who do not have a deposit. We share whether these are still available and how to get one
Family assist mortgages
Could a family assisted mortgage help get you onto the property ladder sooner? We explore how they work, who can get one and which lenders offer them.
Paying stamp duty | How much does it cost?
Stamp duty is a tax applied to certain property purchases. Find out if it will affect you and how much you may have to pay.
UK Remortgage Statistics 2023 - UK Remortgaging Facts and Stats Report
The latest UK remortgage statistics for 2023, covering UK remortgage market figures, UK remortgage interest rate statistics, associated remortgage costs for 2023, and more.
Interest Free Short Term Loans
An interest free loan, based on short term commitment can only really be taken out in the form of a credit card. If used correctly, it can be a useful way of borrowing money at no extra cost.
Loans for Young People - Different Type of Loans
Whether you need extra financing for your studies or for a trip abroad, getting a loan when you're younger can be difficult. Our guide explains ways to borrow loans for young people.
What's the cheapest way to borrow money?
Take a look at what are typically the cheapest ways to borrow money, and see if you can save next time you want to get a loan or credit card.
Student loans and finance - how to pay for a degree
A student loan is a loan given to help fund university study and higher education. If you're studying in the UK, there are a number of different loans available, both private student loans and government backed companies.
What Happens if I Can't Repay My Loan?
Taking out a loan is a big commitment, which can have a great impact on your finances and credit score. In this guide we explore, what happens if you don't pay your loan.
Home improvements that can add value to your home
Improving your home can add thousands to its value. Does a conservatory add value? We look at how much home improvements cost, what they add and how to pay for them.
Early Repayment Charges and Repayment Penalties
What are early repayment charges and early repayment penalties and how do they affect which loan you choose? Uswitch.com explains what to watch out for.
Loans explained: all you need to know
A comprehensive guide about loans with all the information you need before taking out a loan
Low cost loans
Find great low cost loans for you. Learn what to consider when choosing a low rate loan and how to apply.
Personal loans UK - Find a Personal Loan Now
Filter through the personal loans UK market using Uswitch's free and independent UK loans comparison service. Read more in our expert guides to loans.
Uswitch's Top Tips To Find The Best Car Finance Deals
There are plenty of cheap cars out there - don't ruin your bargain with an expensive car loan. Read our top tips for finding cheap car finance deals.
Guarantor loans
If you have a bad credit score getting a loan can be difficult, especially getting one with competitive rates, this where a guarantor loan could help.
Debt consolidation loans - How do they work?
Debt consolidation loans might sound like a great idea to ease a financial burden, but are they a wise choice for you? We reveal all.
Loans for unemployed people
Are loans for unemployed people available? Yes, but it's more difficult and potentially much more expensive and therefore more risky. Find out how to get one, and why they pose a risk.
Choosing a secure loan with Uswitch.com
Finding cheap loans, whether they are personal or secured loans in the UK is easy with Uswitch. Compare all lenders rates, terms and monthly repayments.
Loan rates - how to get low interest loans
If you want to find good low interest loan rates, then you will need to shop around to find one that best fits your needs, Uswitch explains how.
Home improvement loans
Choosing the best home improvement loans, whether they be secured or unsecured personal loans, can be tricky – read our guide to help make sense of home improvement loans.
How to Get a Second Charge or Second Mortgage
Second charge or a second mortgage is a loan secured on your home and can be alternative to remortgaging. Our Uswitch guide explains the benefits.
Find a Cheap Loan - Get a Cheap Loan Comparison Now
Need a low interest loan? Read the Uswitch guide on how to find and choose cheap loans. Compare low APR personal loans from £1,000 to £35,000
Online Loans | How to Find the Best Loans Online
Find out the best loans online to suit your needs. Save money now, compare loans online and apply for the right one for you.
Our best Loans - Compare Loan Market For The Best Uswitch Loan Deals
Find the best loans to suit your needs, by running a comparison based on how much you want to borrow, for how long, and how much you can afford, to get the best loan rates.
Guide to Peer to Peer Lending UK - how does it work?
Peer to peer lending in the UK has taken off in recent years, with p2p lending now a permanent fixture on the financial circuit
Loans with no credit checks
It is possible to take out a loan without a credit check, but these loans usually carry far more risk due to the high costs & strict terms. Read our guide.
Loan companies - Find the best loan company for you
Looking for good loan companies? The easiest way to go about it is to learn a bit about the loans market and decide what type of loan you need.
Compare loans: step-by-step
Need a loan? Read our step-by-step guide on how to compare loans with Uswitch and apply online for a personal or secured loan today
How to Run a Loan Comparison
Make a free loan comparison with Uswitch.com and we'll find the best personal or secured loan for you. Why comparing loans is so important — and so easy.
Car Loans and Car Financing. What is my best option?
Buying a car requires a large amount of money so if you don't have the cash, a large personal loan can seem like the easiest option, but is it the best?
Car Loans - Compare and Find Cheap Loans for your Car
Wondering how to buy a new car? Read our guide to car loans and other financing options, including hire purchase plans, personal contract purchase
Payday loans: everything you need to know
You may be tempted to borrow money using a payday loan, but with interest rates as high as 2,000% APR or more they could prove very expensive!
Credit unions | What is a credit union? Uswitch explains
Credit unions can sometimes offer better rates than the high street and help those struggling with debt - read our guide to see if they can save you money
Diverse team of people huddling together
Quick Access to Cash Your Options
There are few loan companies that will give you instant decisions - the ones that do will often leave you saddled with an extremely high rate of interest
Alternatives to payday loans
Payday loans have come under close scrutiny, because of their very high effective interest rates. What are your alternatives to payday loans?
Wedding loans for credit - finance your wedding
Looking for a wedding loan for bad credit? Read on to learn more about what your options are for getting a wedding loan even if you have bad credit.
Holiday loans
Wondering how you can finance your next holiday? Explore three of the main options available to you!
Loans for Medical Procedures to Pay Off Medical Bills
Loans for medical procedures is not available on the NHS. However, many medical procedures offer their own financing plans. Take a look at our guide
Borrowing with a poor credit history
With a bad credit history it can be difficult, but not impossible to borrow money, whether it's a credit card, loan or mortgage.
Logbook Loans - Secured Lending For Your Vehicle
What are logbook loans? Consider taking out a logbook loan? Read our guide to learn more about logbook loans and what the alternatives financing option.
Loans for People with Poor Credit History
Poor credit history? Take a step to improve your credit score by registering on electoral roll. This lowers your risk of fraud in the eyes of lenders
Small loans: what are your options?
A small personal loan may be the obvious choice if you're looking for a small loan, but you've got more options than you might think.
Step by Step Guide to Comparing Personal Loans
Need an unsecured loan? Read our step-by-step guide to comparing personal loans with Uswitch and apply online for a personal loan today.
Current Account Switching: your guide to the 7-day guarantee
Many people stick with the same account their parents opened for them, but the 7-day current account switch guarantee could change all of that.
Online Banking Explained - How To Stay Safe Online
Understand how online banking works and how to keep safe and secure while accessing your accounts.
Are there any risks in opening a joint account?
A joint account is a rite of passage for many couples. Rather than quibbling over every shopping bill you just put your money into the same account.
What is an overdraft? Uswitch explains
Uswitch explains what an overdraft is, when to use one and where you can find an interest-free overdraft.
How to Choose the Best Student Bank Account for your needs
Whether you're studying full-time for a degree, a degree-equivalent or a postgraduate course, compare the benefits of a student bank account, and find the best student account for you with Uswitch.
Bank accounts available - Find the right account
Read the Uswitch bank account guide - find the right bank account available to help you manage your money.
Basic bank accounts - find out about basic bank accounts
Basic bank accounts tend to be used by people without access to standard bank current accounts - find out more about the basic current account and its advantages and disadvantages.
How to Easily Switch your Current Account
Changing banks is quick and simple to do. Find out how to change your current account and switch from one bank to a new one. Get a better deal on your new current account bank account.
Premium bank accounts
Find out about packaged bank accounts and premium current accounts and whether they're really worth paying a monthly fee.
Current Accounts: Ethical banking and investments
Ethical banks are concerned with the social and environmental impacts of its financial activities - read our guide to find out more about ethical banking.
Personal finance apps
Personal finance apps can help you budget, keep track of spending, pay bills and put away money for your savings goals. Which is the best app to help you keep on top of your money and how to choose the best budget app in the UK?
Cashback from a current account
A few current accounts give you back a percentage of the cash you spend as a reward, we take a closer look at how cashback accounts work and what's on offer
Uswitch Current Account Awards 2013
Find the UK's best current account providers, as voted by customers. The Uswitch Current Account Awards shine a light on the best current account providers.
Current Accounts, Savings or ISAs? Which is best for you?
Can your current account provide a better rate of return than your savings? When interest rates are rock bottom the answer could be 'yes'. Find out more
Bad credit bank accounts: your options explained
Have you got a bad credit rating? Not sure what your bank account options are? Read the Uswitch guide to bad credit bank accounts.
Bank Charges - How to Claim Back Bank Charges
You can claim back on bank charges that arise from going over your overdraft limit or a bounced cheque or direct debit payment
The current account switching service - learn more
From September 2013, a new bank account switching service will make it faster and easier to switch provider - Uswitch looks into how it will work.
How to change your bank account - alternatives to the 'big four'
It has never been easier to switch your current account to get a better deal, but who is challenging the old big banks and offering these better deals?
How current account interest rates work Uswitch explains
If you're confused about interest rates and current accounts, Uswitch can help - read about current account interest rates today.
Opening a new current account with Uswitch.com
Opening a new current account is easy. We talk you through what you need, what to look our for, and how long it will take.
Current Accounts: Your Essential Guide From Uswitch
What's the right current account for you? Use Uswitch to find the current accounts that make your money work harder and pick the right current account today.