Banking
Looking for a new credit card, personal loan, mortgage, or trying to find a better current account? We compare a range of products from various providers to help you find what you’re looking for.
Check your eligibility for credit cards
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- 2It won't affect your credit score
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Charge Cards UK | Find The Best Charge Credit Cards | Uswitch
Charge cards allow you to pay for goods and services on credit, as long as you pay off your balance in full at the end of every month.
No Foreign Transaction Fee Credit Cards - Travel Money
What are the best credit cards with no foreign transaction fees? Find out how to get a 'perfect' exchange rate when spending abroad.
Contactless payment cards - what is contactless payment?
Contactless payment was designed to be a quicker card payment method for small purchases than chip and PIN payments or swiping and signing, but you can now spend £100 using contactless. Read onto find out more
Apple Pay – Contactless payment with your iPhone
Apple's version of contactless payment, ‘Apple Pay’ is a convenient way of paying with your iPhone or Apple watch. We explain how it works and what to be aware of.
How Many Credit Cards Should You Have?
If you are trying to manage your finances and utilise available credit, you might be wondering "how many credit cards should I have?" Our guide explains the pros and cons of owning multiple credit cards.
How balance transfer credit cards work
Compare 0% balance transfer credit cards with Uswitch - our guide answers your key questions, such as how do balance transfer credit cards work? Follow our top tips to find out the best balance transfer credit cards for you.
Credit Cards for the Self-Employed
Compare self-employed credit card options and get access to credit. Find out everything you'll need to know to get accepted.
Store credit cards - the good and the bad
A store credit card is a credit card branded by a particular store or retailer. Some you can only use in that retailer while others can be used anywhere but the benefits and discounts it offers are only available in the retail chain branded on the card.
Who owns your credit card?
Many credit cards come under the umbrella over a wider banking group. Find out who owns your credit card provider, such as NewDay, American Express and Barclaycard and why knowing your banking groups could be important.
Main Differences Between Credit Card and Debit Card
This handy guide answers those questions you've always been unsure about, such as what kind of bank card do I have? Do credit cards have sort codes? We help you to tell your debit from your credit cards and your Visas from you Mastercards.
How do I build credit without a credit card?
If you're looking for a credit card to build your credit score, use our comparison service to search for the best credit cards for bad credit. Our guide answers those key questions, such as do you need a credit card to have a credit score?
Credit Card Refunds & Returns - Consumer Credit Rights
Credit card refund rules mean, purchases are protected by law - the Consumer Credit Act 1974 gives credit card protection on your purchases over £100.
How to pay off credit card debt
A step-by-step approach to pay back credit card debt, rebuild your credit score and regain your financial health.
Check Your Eligibility for Credit Cards
You can check your eligibility for a credit card without having to apply for it, so you can reduce the risk of being rejected for a card.
How to Transfer Money From Credit Card to Bank Account
If you're wondering, can I transfer money from a credit card into a bank account? read the Uswitch guide to find out how. Search for a credit card that will allow you to transfer money into your current account.
Credit Card Glossary A-Z | Jargon Busting Credit Cards
Fed up with credit card jargon? Read our credit card glossary to get a simple explanation of everything from APR to Transfer fees.
How to use a credit card
Credit cards can be a cheap way to borrow money, but there are good and bad ways to use them. Our guide discusses, how to use a credit card, what can you use them for? What are the benefits? And in what circumstances should they be avoided?
Stoozing - make money with your credit cards
Stoozing is a term for savvy use of credit cards to make money from interest rates, but how does it work?
Cashback Credit Cards - A guide to Cashback
With cashback credit cards, you get cash back on your spending - learn more and use our credit card comparison tool to find the right one for you.
How to Cancel a Credit Card - Closing Credit Card Accounts
How to cancel a credit card account? Uswitch guide explains how to close a Halifax credit card, Santander, Virgin and other credit card provider accounts.
Prepaid Cards - the Facts about UK Prepaid Debit Cards
A prepaid debit card or prepaid credit card offers the convenience of a credit card, but instead of borrowing you only spend money you have pre-loaded on the prepaid credit card. Our guide explains just how to make use of a prepaid card.
Credit Cards With High Limits for Excellent Credit Scores
High limit credit cards, also known as premium credit cards, have a much higher credit limit than traditional cards, and some offer unlimited spending. So are high limit credit cards a good idea for you?
Credit cards for the unemployed
Find the best credit card if you are unemployed. Explore credit card offers for people who are currently experiencing unemployment. Search for the best credit card deal for you.
Business Credit Cards - Get the Right Company Card
Business credit cards could be an invaluable asset to your company - find out more about company credit cards with Uswitch.
What is APR, How Does APR Work and What it Means?
What is annual percentage rate (or APR)? How does it work? Our guide explains how APR works and what you need to know about it if you're borrowing money.
Avios Points - How to Build, Redeem & Use Avios Points
Find out about Avios points and Spending Avios points - Turn your everyday spending into hotels, holidays, experiences, rewards and more with Avios Points
Student Credit Cards - Compare Credit Cards For Students
Find out about the pros, cons and alternatives to credit cards for students, as well as the best ways to borrow money at university, and how to compare student credit cards.
How to use a credit card abroad
While convenient, using your credit card overseas can quickly lead to fees which can make your trip abroad more expensive. These tips can keep costs down.
Android Pay
Android Pay is a phone app that allows you to use your phone as contactless credit card
First Credit Card: How to use it wisely
Getting your first credit card is an important step towards financial adulthood, but remember with great purchasing power comes great responsibility.
Find instant decision credit cards
Many credit cards are described as 'instant decision' cards, but what does this actually mean and can you really get an instant credit card without the wait?
Compare Charity Credit Cards
Charity credit cards allow you to donate to charity when you spend. Find out more about charity credit cards and how they compare to cashback credit cards.
Credit Card Advance Cash Withdrawals - The Costs
Find out about the cost of withdrawing cash using a credit card as well as the best alternatives to credit card cash withdrawals.
Wedding Organiser Has Gone Bust. What Are My Rights?
Credit cards offer great protection especially when making big purchases concerning events like weddings. Find out how best to use yours to protect your special day and what to do if your wedding organiser goes bust.
What is a credit card?
Similar to a loan, a credit card provides you with an amount of credit agreed by you and your bank, for you to spend. Read our guide to learn how a credit card differs from a loan, and how to responsibly use one.
What is PPI? Can you still make a claim?
What is PPI? PPI, or payment protection insurance, became one of the most notorious financial products in recent years due to the PPI miss-selling scandal.
How to Calculate Credit Card Interest Rates
How is credit card interest calculated? The Uswitch guide explains, how to calculate credit card interest, based on companies rates for their credit cards.
Premium credit cards
Having a premium card can be a powerful status symbol, coming with extensive benefits for cardholders to enjoy. We explore whether it's worth getting a premium credit card if you're eligible.
Uswitch Credit Card Awards 2018 | Find Out Who Won
The votes are in for the 2018 Uswitch Credit Card Awards. We spoke to 10,000 credit card customers to find out who topped our customer satisfaction tables in this year's survey.
Section 75 - What is credit card protection?
Using a credit card can offers great benefits. A key perk of owning a credit card is the protection you're given with Section 75.
Best credit cards for 2018 Christmas shopping and January sales
What's the best credit cards for Christmas shopping? We look at cards that will reward you for spending or let you borrow for free.
Prepaid Travel Cards - the Best Way to Spend Overseas?
Prepaid travel cards are plastic payment cards pre-loaded with currency that enable you to spend as if you were using a credit or debit card
Airline Credit Cards | Airmiles & Avios points
Airline credit cards help earn you Avios points the replacement for Airmiles when used for credit card purchases
Get the best euro exchange rate on a credit card
What's the best way to spend as you travel around Europe? Take the euros as cash or spend on a travel credit card?
American Express - Amex Credit Cards
What is Amex or American Express? How do they differ from Visa and MasterCard credit cards? Read on to find out the pros and cons
First Credit Card - How to Establish Credit History
Applying for a first credit card can have its complications - our guide can help with the preparation needed to build up your credit history
How to Find the Best Card for Travel Abroad
Credit cards are convenient for making travel arrangements, and can also allow you a little more spending leeway when you are on holiday
Money Transfer Credit Cards - Interest Free Cash Loans
Can money transfer credit cards give you interest free cash loans? Read the Uswitch guide to find the best interest-free money transfer credit cards
3 tips on credit card pre-approval process
Learn more about the credit card pre-approval process and see if it can really help your chances of getting a credit card if you have bad credit.
Credit Cards Q&A - Get Your Credit Card Questions Answered
Confused about credit cards or just want more information? Use our Q&A to find the answers you're looking for with our money experts
Should I take cash with me on holiday?
The world of travel money is notoriously difficult. Do you take money or change there? Do you take cash, card or cheque? We answer your questions.
Understanding the credit card summary box
Credit card comparison tables can be quite tricky, so it's worth knowing how to read the credit card summary box to decode the legal jargon.
Claims Management Companies - PPI
Do claims management companies keep calling you? Find out why, what they do and if they can be useful for you. Claims management companies have been in the news since the PPI mis-selling scandal broke but how do claims management companies work?
Store Cards | Learn The Benefits And The Alternatives
Find out all you need to know about store cards and whether you could be better off with a reward or balance transfer credit card.
Credit Card Application - Discover How Long it Will Take
Credit card applications can take a long time. Find out how long it will take to apply be accepted and receive a new credit card with our useful guide
How to pay for your holidays
Paying for a holiday can be one of the most expensive decisions of the year: flights, hotels and travel money. What's the best way to pay for it all?
Credit Limit - How to Increase the Amount I Can Borrow
Credit limits can restrict the amount of money you can borrow on a credit card or overdraft, but there are ways to increase it if you need some extra cash
Seven tips for first-time credit card holders
Read our seven tips for first time credit card holders. See our video for some basic credit card do's and don'ts
Credit card charges explained
Credit card charges can affect your ability to apply for credit and your credit rating. Find out how to understand credit charges in our Uswitch guide
Credit card fraud: the biggest card frauds in history
Credit card security has improved but card fraud is still on the rise, we take a look at two of the biggest credit card frauds ever
Cash rich but credit poor? Get a better credit score
It's possible to be financially well-off but have a poor credit score, which could stop you from getting the best credit cards and loans.
What's the best frequent flyer reward: Avios or Virgin?
There are two main UK credit card airline rewards schemes: Avios (the new Airmiles) and Virgin Miles. Which one is better?
Cashback is being cut back: which cards are safe?
RBS and Capital One cardholders are seeing their cashback and rewards scaled back, but why? And is your card safe?
Questions about credit cards
There is a lot of confusion around credit cards and a lot of questions around a few key terms.
Find The Best MasterCard Credit Cards
Compare MasterCard credit card deals with Uswitch - find the best low APR, balance transfer and cashback credit cards.
Low Rate APR Credit Cards
Low rate APR credit cards could save you more money in the long run - find out how and compare low rate credit cards with Uswitch to find a great deal.
Credit Card Cheques - What is a Credit Card Cheque? - Uswitch
Credit card cheques were a means of paying for goods or services without cash and when you couldn't use your credit card.
What is a minimum repayment on credit
The minimum payment on a credit card can vary but it is typically the highest of the total balance under a fixed amount or the interest
Cashback credit card wars - Santander vs AmEx
Cashback credit cards allow you to earn back money as you spend as a reward, but which card will give you the most back? American Express or Santander?
Longest 0% balance transfer cards - which is best?
Several 0% balance transfer cards are currently offering interest free periods as long as three years - we take a closer look to decide which one is best.
Payday Loans or Credit Card Cash Advance? Which is best?
Should you get a payday loan, overdraft or a cash advance on your credit card? What are the best short term lending options available to you?
Remortgage to get a buy-to-let property
Remortgaging to buy a rental property, or a buy-to-let property, could be one way to raise enough cash for a mortgage deposit or possibly to buy it outright.
How to buy a house
To buy a house you need to set a budget, find a home you can afford, apply for a mortgage and transfer funds to the seller
Could you afford your mortgage if rates rise?
The mortgage interest rate determines how much your monthly repayments will cost. The higher your interest rate, the higher your mortgage repayments.
Step by step guide to buying a home
In this step by step guide to buying a home, we explain different steps that one needs to take before buying a home
Do you need a mortgage broker?
A mortgage broker is someone who compares the market for mortgages and provides impartial advice to help you find the right deal
Should you make mortgage overpayments?
Mortgage overpayments can save you thousands of pounds in interest, but there are some potential fees to consider before doing so - Read the Uswitch Guide
Mortgages for Contractor, Self Employed or a Limited Company
Mortgage affordability criteria requires a proof of regular salary, sufficient income enough to meet your mortgage repayments
How to get independent mortgage advice
Independent mortgage advice is a helpful way of finding the right deal for you amid a complicated and overwhelming range of home buying options.
Joint tenancy home buying
A joint tenancy when home buying means you have joint ownership with someone else sharing the ownership, responsibilities and rights.
How much deposit do I need to buy a house?
Having the right amount of deposit to buy a house can make a huge difference in getting the best mortgage deal. Read on how to save for a mortgage deposit.
Mortgages UK - Uswitch
How do mortgages in the UK work? Who are the biggest lenders and what do you need to know about the British mortgage market?
Bridging Finance for Mortgages - Uswitch
A bridging loan is a form of financing that allows you to borrow money on a short-term basis in the gap between buying a new home and selling your old one.
Loans for unemployed people
Are loans for unemployed people available? Yes, but it's more difficult and potentially much more expensive and therefore more risky. Find out how to get one, and why they pose a risk.
Choosing a secure loan with Uswitch.com
Finding cheap loans, whether they are personal or secured loans in the UK is easy with Uswitch. Compare all lenders rates, terms and monthly repayments.
Loan rates - how to get low interest loans
If you want to find good low interest loan rates, then you will need to shop around to find one that best fits your needs, Uswitch explains how.
Home improvement loans
Choosing the best home improvement loans, whether they be secured or unsecured personal loans, can be tricky – read our guide to help make sense of home improvement loans.
Loans for Young People - Different Type of Loans
Whether you need extra financing for your studies or trip abroad, getting a loan when you're younger can be difficult. Our guide explains ways to borrow loans for young people.
Interest Free Short Term Loans
An interest free loan, based on short term commitment can only really be taken out in the form of a credit card. If used correctly, it can be a useful way of borrowing money at no extra cost.
Student loans and finance - how to pay for a degree
A student loan is a loan given to help fund university study and higher education. If you're studying in the UK, there are a number of different loans available, both private student loans and government backed companies.
What's the cheapest way to borrow money?
Take a look at what are typically the cheapest ways to borrow money, and see if you can save next time you want to get a loan or credit card.
Home improvements that can add value to your home
Improving your home can add thousands to its value. Does a conservatory add value? We look at how much home improvements cost, what they add and how to pay for them.
What Happens if I Can't Repay My Loan?
Taking out a loan is a big commitment, which can have a great impact on your finances and credit score. In this guide we explore, what happens if you don't pay your loan.
How to Get a Second Charge or Second Mortgage
Second charge or a second mortgage is a loan secured on your home and can be alternative to remortgaging. Our Uswitch guide explains the benefits.
Loans explained: all you need to know
A comprehensive guide about loans with all the information you need before taking out a loan
Early Repayment Charges and Repayment Penalties
What are early repayment charges and early repayment penalties and how do they affect which loan you choose? Uswitch.com explains what to watch out for.
Low cost loans
Find a great low cost loans for you. Learn what to consider when choosing a low rate loan and how to apply.
Find a Cheap Loan - Get a Cheap Loan Comparison Now
Need a low interest loan? Read the Uswitch guide on how to find and choose cheap loans. Compare low APR personal loans from £1,000 to £35,000
Online Loans | How to Find the Best Loans Online
Find out the best loans online to suit your needs. Save money now, compare loans online and apply for the right one for you.
Our best Loans - Compare Loan Market For The Best Uswitch Loan Deals
Find the best loans to suit your needs, by running a comparison based on how much you want to borrow, for how long, and how much you can afford, to get the best loan rates.
Guide to Peer to Peer Lending UK - how does it work?
Peer to peer lending in the UK has taken off in recent years, with p2p lending now a permanent fixture on the financial circuit
Loans with no credit checks
It is possible to take out a loan without a credit check, but these loans usually carry far more risk due to the high costs & strict terms. Read our guide.
Personal loans UK - Find a Personal Loan Now
Filter through the personal loans UK market using Uswitch's free and independent UK loans comparison service. Read more in our expert guides to loans.
Uswitch's Top Tips To Find The Best Car Finance Deals
There are plenty of cheap cars out there - don't ruin your bargain with an expensive car loan. Read our top tips for finding cheap car finance deals.
Debt consolidation loans - How do they work?
Debt consolidation loans might sound like a great idea to ease a financial burden, but are they a wise choice for you? We reveal all.
Guarantor loans
If you have a bad credit score getting a loan can be difficult, especially getting one with competitive rates, this where a guarantor loan could help.
Loan companies - Find the best loan company for you
Looking for good loan companies? The easiest way to go about it is to learn a bit about the loans market and decide what type of loan you need.
Compare loans: step-by-step
Need a loan? Read our step-by-step guide on how to compare loans with Uswitch and apply online for a personal or secured loan today
How to Run a Loan Comparison
Make a free loan comparison with Uswitch.com and we'll find the best personal or secured loan for you. Why comparing loans is so important — and so easy.
Car Loans and Car Financing. What is my best option?
Buying a car requires a large amount of money so if you don't have the cash, a large personal loan can seem like the easiest option, but is it the best?
Car Loans - Compare and Find Cheap Loans for your Car
Wondering how to buy a new car? Read our guide to car loans and other financing options, including hire purchase plans, personal contract purchase
Payday loans: everything you need to know
You may be tempted to borrow money using a payday loan, but with interest rates as high as 2,000% APR or more they could prove very expensive!
Credit unions | What is a credit union? Uswitch explains
Credit unions can sometimes offer better rates than the high street and help those struggling with debt - read our guide to see if they can save you money
Diverse team of people huddling together
Quick Access to Cash Your Options
There are few loan companies that will give you instant decisions - the ones that do will often leave you saddled with an extremely high rate of interest
Logbook Loans - Secured Lending For Your Vehicle
What are logbook loans? Consider taking out a logbook loan? Read our guide to learn more about logbook loans and what the alternatives financing option.
Borrowing with a poor credit history
With a bad credit history it can be difficult, but not impossible to borrow money, whether it's a credit card, loan or mortgage.
Holiday loans
Wondering how you can finance your next holiday? Explore three of the main options available to you!
Alternatives to payday loans
Payday loans have come under close scrutiny, because of their very high effective interest rates. What are your alternatives to payday loans?
Loans for Medical Procedures to Pay Off Medical Bills
Loans for medical procedures is not available on the NHS. However, many medical procedures offer their own financing plans. Take a look at our guide
Loans for People with Poor Credit History
Poor credit history? Take a step to improve your credit score by registering on electoral roll. This lowers your risk of fraud in the eyes of lenders
Wedding loans for credit - finance your wedding
Looking for a wedding loan for bad credit? Read on to learn more about what your options are for getting a wedding loan even if you have bad credit.
Step by Step Guide to Comparing Personal Loans
Need an unsecured loan? Read our step-by-step guide to comparing personal loans with Uswitch and apply online for a personal loan today.
Small loans: what are your options?
A small personal loan may be the obvious choice if you're looking for a small loan, but you've got more options than you might think.
Basic bank accounts - find out about basic bank accounts
Basic bank accounts tend to be used by people without access to standard bank current accounts - find out more about the basic current account advantages and disadvantages.
Bank accounts available - Find the right account
Read the Uswitch bank account guide - find the right bank account available to help you manage your money.
Current Account Switching: your guide to the 7-day guarantee
Many people stick with the same account their parents opened for them, but the 7-day current account switch guarantee could change all of that.
How to Choose the Best Student Bank Account for your needs
Whether you're studying full-time for a degree, a degree-equivalent or a postgraduate course, compare the benefits of a student bank account, and find the best student account for you with Uswitch.
What is an overdraft? Uswitch explains
Uswitch explains what an overdraft is, when to use one and where you can find an interest-free overdraft.
How to Easily Switch your Current Account
Changing banks is quick and simple to do. Find out how to change your current account and switch from one bank to a new one. Get a better deal on your new current account bank account.
Current Accounts: Ethical banking and investments
Ethical banks are concerned with the social and environmental impacts of its financial activities - read our guide to find out more about ethical banking.
Premium bank accounts
Find out about packaged bank accounts and premium current accounts and whether they're really worth paying a monthly fee.
Personal finance apps
Personal finance apps can help you budget, keep track of spending, pay bills and put away money for your savings goals. Which is the best app to help you keep on top of your money and how to choose the best budget app in the UK?
Cashback from a current account
A few current accounts give you back a percentage of the cash you spend as a reward, we take a closer look at how cashback accounts work and what's on offer
Online Banking Explained - How To Stay Safe Online
Understand how online banking works, and how to keep safe and secure whilst accessing your accounts.
Are there any risks in opening a joint account?
A joint account is a rite of passage for many couples. Rather than quibbling over every shopping bill you just put your money into the same account.
Uswitch Current Account Awards 2013
Find the UK's best current account providers, as voted by customers. The Uswitch Current Account Awards shine a light on the best current account providers.
Current Accounts, Savings or ISAs? Which is best for you?
Can your current account provide a better rate of return than your savings? When interest rates are rock bottom the answer could be 'yes'. Find out more
Bad credit bank accounts: your options explained
Have you got a bad credit rating? Not sure what your bank account options are? Read the Uswitch guide to bad credit bank accounts.
Bank Charges - How to Claim Back Bank Charges
You can claim back on bank charges that arise from going over your overdraft limit or a bounced cheque or direct debit payment
The current account switching service - learn more
From September 2013, a new bank account switching service will make it faster and easier to switch provider - Uswitch looks into how it will work.
How to change your bank account - alternatives to the 'big four'
It has never been easier to switch your current account to get a better deal, but who is challenging the old big banks and offering these better deals?
How current account interest rates work Uswitch explains
If you're confused about interest rates and current accounts, Uswitch can help - read about current account interest rates today.
Opening a new current account with Uswitch.com
Opening a new current account is easy. We talk you through what you need, what to look our for, and how long it will take.
Current Accounts: Your Essential Guide From Uswitch
What's the right current account for you? Use Uswitch to find the current accounts that make your money work harder and pick the right current account today.
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