Banking
Looking for a new credit card, personal loan, mortgage, or trying to find a better current account? We compare a range of products from various providers to help you find what you’re looking for.
Check your eligibility for credit cards
- 1Improve your chances of being accepted
- 2It won't affect your credit score
- 3It's quick, free and easy
Pros and Cons of Doing a Balance Transfer
Balance transfer credit cards have helped thousands clear their credit card debts quickly and for less money. But they may not be suitable for everyone.
What Is a Business Credit Card?
There are lots of advantages to using a business credit card to manage company expenses. But what is a business credit card? Find out with our short guide.
How To Use an Interest Free Credit Card
Using an interest-free credit card correctly is key to avoiding penalty fees and other charges. Make sure you’re not caught out.
Does a Balance Transfer Affect Your Credit Score?
Switching to a balance transfer credit card could save you money in the long run and boost your credit score.
How Long Does a Balance Transfer Take?
Find out how quickly you can make a balance transfer from one credit card to another, whether you’re doing it to save on interest or consolidate debt.
What Happens to Your Old Credit Card After a Balance Transfer?
Wondering if you should close your old credit card after transferring the balance to a new one? Read our no-nonsense guide to find out.
Top Ten Balance Transfer Mistakes
We reveal the 10 most common balance transfer mistakes and explain how to avoid unexpected balance transfer fees.
Read More
How To Do A Balance Transfer With Bad Credit
Getting a balance transfer card can be tricky if you have a poor credit history, but options are available, as our five-minute guide explains.
Read More
Can I Use a Personal Credit Card For My Business?
Most small business owners use a business credit card. But can you use a personal credit card for business spending? Find out with our short guide.
How Much Can You Balance Transfer to Another Credit Card?
Balance transfers allow you to move credit card debt to a new lower-interest card. Find out how you could use one to clear your debt more quickly.
How to make your travel money go further
We know holidays don’t come cheap, so every penny counts. Here’s how to make the most of your money when travelling abroad.
Read more
8 Credit Card Habits to Avoid
Are you credit card savvy? Avoid overpaying on interest and protect your financial health with this guide to eight common credit card mistakes.
How Long Does It Take to Improve Your Credit Score?
Improving your credit score is key to getting access to better credit card, loan and mortgage deals. But how long does it take?
Getting a Credit Card After Bankruptcy
Applying for bankruptcy is a big step and it can affect your chances of getting a credit card in the future. Learn more about the options available to you.
What Does 0% Interest Mean?
Whether you’re looking at 0% purchase credit cards or 0% balance transfer credit cards, it’s vital to understand how interest-free lending really works.
Will a 0% Interest Credit Card Hurt Your Credit Score?
How does getting a 0% credit card affect your credit score? Find out with our five-minute guide.
What Happens When Your Interest Free Period Ends?
Many credit cards offer a special 0% rate when you first get them. But what happens when that time comes to an end? Find out here.
What Happens if You Don’t Pay Off Your 0% Interest Credit Card?
A 0% credit card can help you clear your debts without paying interest. But what happens if you still owe money when the 0% period ends? We explain all.
What is Your Credit Utilisation Rate?
Your credit utilisation rate can affect your credit score and your ability to get credit. Learn how it works and how it’s calculated.
Read More
What To Do If a Credit Card is Opened In Your Name
If someone else opens a credit card in your name, you need to act fast. This article explains who to contact and when, and how to get your money back.
What Happens if I Can't Repay My Loan?
Taking out a loan is a big commitment, which can have a great impact on your finances and credit score. In this guide we explore, what happens if you don't pay your loan.
Guarantor loans
If you have a bad credit score getting a loan can be difficult, especially getting one with competitive rates, this where a guarantor loan could help.
Home improvements that can add value to your home
Improving your home can add thousands to its value. Does a conservatory add value? We look at how much home improvements cost, what they add and how to pay for them.
Home improvement loans
Choosing the best home improvement loans, whether they be secured or unsecured personal loans, can be tricky – read our guide to help make sense of home improvement loans.
Student loans and finance - how to pay for a degree
A student loan is a loan given to help fund university study and higher education. If you're studying in the UK, there are a number of different loans available, both private student loans and government backed companies.
Loans for unemployed people
Are loans for unemployed people available? Yes, but it's more difficult and potentially much more expensive and therefore more risky. Find out how to get one, and why they pose a risk.
What's the cheapest way to borrow money?
If you're looking to borrow money and keep the costs down you could choose a loan with a low interest rate or a credit card with 0% interest.
Debt consolidation loans - How do they work?
Debt consolidation loans might sound like a great idea to ease a financial burden, but are they a wise choice for you? We reveal all.
Understanding Early Loan Repayment Charges
Find out how much you might have to pay in charges when making an early loan repayment and whether it’s worth paying off a loan early.
Read More
What to Do if Your Loan Application is Declined
Discover the most common reasons loan applications are refused and what to do if it happens to you.
How to Get Lower Loan Rates
Discover effective strategies for securing a low-interest rate loan and how to avoid the potential pitfalls.
Best Ways To Borrow A Small Amount Of Money
Whether you want to consolidate debts or fund emergency repairs, here’s everything you need to know about the best ways to borrow a small amount.
Interest Free Short Term Loans
An interest free loan, based on short term commitment can only really be taken out in the form of a credit card. If used correctly, it can be a useful way of borrowing money at no extra cost.
Loan companies - Find the best loan company for you
Looking for a good loan company? The best approach is to learn about the market, decide what type of loan you need, and then find the company offering the best deal for your circumstances.
Are there any risks in opening a joint account?
A joint account is a rite of passage for many couples. Rather than quibbling over every shopping bill you just put your money into the same account.
Premium bank accounts
Find out about packaged bank accounts and premium current accounts and whether they're really worth paying a monthly fee.
Opening a new current account with Uswitch.com
Opening a new current account is easy. We talk you through what you need, what to look our for, and how long it will take.
How To Switch Current Accounts
Find out how to switch current accounts to get a better deal or service.
How to Choose the Best Student Bank Account for your needs
Whether you're studying full-time for a degree, a degree-equivalent or a postgraduate course, compare the benefits of a student bank account, and find the best student account for you with Uswitch.
Everything You Need to Know About Online Banking
Online banking is the most convenient way to manage current and savings accounts, which is why everyone should consider their benefits.
Everything You Need to Know About Overdrafts
Overdrafts are included with most current accounts, and enable you to continue spending if your balance drops to zero. We explain what you need to know.
Bad credit bank accounts: your options explained
Have you got a bad credit rating? Not sure what your bank account options are? Read the Uswitch guide to bad credit bank accounts.
How current account interest rates work Uswitch explains
If you're confused about interest rates and current accounts, Uswitch can help - read about current account interest rates today.
Current Accounts: Your Essential Guide From Uswitch
What's the right current account for you? Use Uswitch to find the current accounts that make your money work harder and pick the right current account today.