Your cookie preferences

We use cookies and similar technologies. You can use the settings below to accept all cookies (which we recommend to give you the best experience) or to enable specific categories of cookies as explained below. Find out more by reading our Cookie Policy.

Select cookie preferences

Skip to main content


Looking for a new credit card, personal loan, mortgage, or trying to find a better current account? We compare a range of products from various providers to help you find what you’re looking for.

Check your eligibility for credit cards

  • 1Improve your chances of being accepted
  • 2It won't affect your credit score
  • 3It's quick, free and easy
Student credit cards

Student Credit Cards - Compare Credit Cards For Students

Find out about the pros, cons and alternatives to credit cards for students, as well as the best ways to borrow money at university, and how to compare student credit cards.

Charge cards close up

How to Transfer Money From Credit Card to Bank Account

If you're wondering, can I transfer money from a credit card into a bank account? read the Uswitch guide to find out how. Search for a credit card that will allow you to transfer money into your current account.

Credit Cards With High Limits for Excellent Credit Scores

High limit credit cards, also known as premium credit cards, have a much higher credit limit than traditional cards, and some offer unlimited spending. So are high limit credit cards a good idea for you?

How to calculate credit card interest

How to Calculate Credit Card Interest Rates

How is credit card interest calculated? The Uswitch guide explains how to calculate credit card interest based on providers’ rates for their credit cards.

Guide to how do Avios points work?

Avios Points - How to Build, Redeem & Use Avios Points

Find out about Avios points and Spending Avios points - Turn your everyday spending into hotels, holidays, experiences, rewards and more with Avios Points

Check Your Eligibility for Credit Cards

You can check your eligibility for a credit card without having to apply for it, so you can reduce the risk of being rejected for a card.

Make money with your credit cards

Stoozing - make money with your credit cards

Stoozing is a term for savvy use of credit cards to make money from interest rates, but how does it work?

Charity credit cards

Compare Charity Credit Cards

Charity credit cards used to allow you to donate to charity when you spent on the car. Find out more about charity credit cards and why cashback credit cards are better.

Instant decision credit cards - Quirky credit card image

Find instant decision credit cards

Many credit cards are described as 'instant decision' cards, but what does this actually mean and can you really get an instant credit card without the wait?

Credit card cash advanced withdrawals

Credit Card Advance Cash Withdrawals - The Costs

Find out about the cost of withdrawing cash using a credit card as well as the best alternatives to credit card cash withdrawals.

Wedding organiser has gone bust. What are my rights?

Wedding Organiser Has Gone Bust. What Are My Rights?

Credit cards offer great protection especially when making big purchases concerning events, including weddings. Find out how best to use yours to protect your purchases and if a supplier goes bust.

What is PPI?

What is PPI? Can you still make a claim?

What is PPI? PPI, or payment protection insurance, became one of the most notorious financial products in recent years due to the PPI miss-selling scandal.

Who owns your credit card?

Who owns your credit card?

Many credit cards come under the umbrella over a wider banking group. Find out who owns your credit card provider, such as NewDay, American Express and Barclaycard and why knowing your banking groups could be important.

Credit card fraud: the biggest card frauds in history

How to pay off credit card debt

A step-by-step approach to pay back credit card debt, rebuild your credit score and regain your financial health.

Old credit cards - How to cancel a credit card

How to Cancel a Credit Card - Closing Credit Card Accounts

How to cancel a credit card account? Uswitch guide explains how to close a Halifax credit card, Santander, Virgin and other credit card provider accounts.

Check your eligibility for credit cards and credit reports, cash coin purse

How to use a credit card abroad

While convenient, using your credit card overseas can quickly lead to fees which can make your trip abroad more expensive. These tips can keep costs down.

Android Pay

Android Pay

Android Pay is a phone app that allows you to use your phone as contactless credit card

Credit card glossary A-Z

First Credit Card: How to use it wisely

Getting your first credit card is an important step towards financial adulthood, but remember with great purchasing power comes great responsibility.

What is a credit card?

What is a credit card?

Similar to a loan, a credit card provides you with an amount of credit agreed by you and your bank, for you to spend. Read our guide to learn how a credit card differs from a loan, and how to responsibly use one.

American Express credit cards

American Express - Amex Credit Cards

What is Amex or American Express? How do they differ from Visa and MasterCard credit cards? Read on to find out the pros and cons

Statistics on UK government schemes for first-time buyers 2023

Government schemes for first-time buyers statistics 2023

Click here for the latest statistics on UK government schemes for first-time buyers for 2023, as well as mortgage rates for first-time buyers and stamp duty statistics.

An olive-skinned man with black hair and beard and a grey sweater stands in front of a blank grey wall with his right arm raised behind his head and a look of deep confusion

Mortgage Terminology - A to Z - What You Need to Know

Mortgage jargon and terminology used to describe the home buying process explained

A young man in a wheelchair sits in a lounge holding a sign that has 'new home' written in chalk. He is surrounded by furniture and is smiling widely.

Can You Get A Mortgage On Disability Benefits

Having a long-term illness or disability shouldn’t prevent you from getting a mortgage, but it is more difficult to get a mortgage on benefits alone. We'll look at all you need to know

woman holding jar of coins signifying savings

Capital Gains Tax Allowance

Capital gains tax is a tax on the profit you make when selling or disposing of an asset. The tax is only charged on the profit, i.e. the gains.

two people at home sorting out their bills

Should you pay off your mortgage early? | Uswitch

Is paying your mortgage off early always a good thing? We explain your options and the pros and cons of repaying your mortgage before the end of the term

Feature image with the title: UK mortgage statistics, 2023 and background of someone holding a set of keys outside a house.

UK Mortgage Statistics 2023 - Mortgage Facts and Stats Report

We’ve collated the latest UK mortgage statistics and trends for 2023, covering mortgage approvals, transactions, arrears, interest rates, and more.

Getting a Mortgage When You’re Older

Maximum Age For A Mortgage

Past 50 your mortgage options begin to change, but there are still plenty of options. Check out our guide to mortgages for older borrowers to find out more

A young couple stand in front of a vacant property with a small areas of grass and some trees in the front garden. Another man is going through a checklist with them on a clipboard. All 3 are smiling

How To Become A Landlord

Investing in buy to let property can be profitable, but do you know all of the requirements of being a landlord and how to get started? Our guide will help

A person dressed in a suit has just their abdomen and hand visible. Their hand is raised up in a refusal position and in the foreground, someone else is offering up a fan of note currency.

No Deposit Mortgages | Get A Mortgage With Zero Deposit

No deposit mortgages give you a 100% Loan to Value loan and are aimed at customers who do not have a deposit. We share whether these are still available and how to get one

A red paper cut out of a house is laid onto a wooden desk. There are 4 hands from different people surrounding the house, each holding a paper cutout shaped like a jigsaw piece

Family assist mortgages

Could a family assisted mortgage help get you onto the property ladder sooner? We explore how they work, who can get one and which lenders offer them.

HMRC building collecting stamp duty

Paying stamp duty | How much does it cost?

Stamp duty is a tax applied to certain property purchases. Find out if it will affect you and how much you may have to pay.

UK remortgage statistics 2023

UK Remortgage Statistics 2023 - UK Remortgaging Facts and Stats Report

The latest UK remortgage statistics for 2023, covering UK remortgage market figures, UK remortgage interest rate statistics, associated remortgage costs for 2023, and more.

Online Banking Explained

What's the cheapest way to borrow money?

If you're looking to borrow money and keep the costs down you could choose a loan with a low interest rate or a credit card with 0% interest.

Student loans and finance - how to pay for a degree

Student loans and finance - how to pay for a degree

A student loan is a loan given to help fund university study and higher education. If you're studying in the UK, there are a number of different loans available, both private student loans and government backed companies.

Choosing the right secured loan for you

Choosing a secure loan with

If you're looking to borrow money, a secured loan could be one of the most affordable options. Read on to learn all you need to know, including how to find the cheapest secured loans in the UK.

Loan companies - Find the best loan company

Loan companies - Find the best loan company for you

Looking for a good loan company? The best approach is to learn about the market, decide what type of loan you need, and then find the company offering the best deal for your circumstances.

Low cost loans

Low cost loans

Find great low cost loans for you. Learn what to consider when choosing a low rate loan and how to apply.

Laptop on white table

Personal loans UK - Find a Personal Loan Now

Filter through the personal loans UK market using Uswitch's free and independent UK loans comparison service. Read more in our expert guides to loans.

Loan interest rates - how to get low interest loans

Loan rates - how to get low interest loans

If you want to find good low interest loan rates, then you will need to shop around to find one that best fits your needs, Uswitch explains how.

Finding the cheapest interest rate for loans

Find a Cheap Loan - Get a Cheap Loan Comparison Now

Need a low interest loan? Read the Uswitch guide on how to find and choose cheap loans. Compare low APR personal loans from £1,000 to £35,000

Check your eligibility for credit cards and credit reports, cash coin purse

Interest Free Short Term Loans

An interest free loan, based on short term commitment can only really be taken out in the form of a credit card. If used correctly, it can be a useful way of borrowing money at no extra cost.

Loans for young people

Loans for Young People - Different Type of Loans

Whether you need extra financing for your studies or for a trip abroad, getting a loan when you're younger can be difficult. Our guide explains ways to borrow loans for young people.

Finding the best loans online

What Happens if I Can't Repay My Loan?

Taking out a loan is a big commitment, which can have a great impact on your finances and credit score. In this guide we explore, what happens if you don't pay your loan.

Guide to buildings and contents insurance cover

Home improvements that can add value to your home

Improving your home can add thousands to its value. Does a conservatory add value? We look at how much home improvements cost, what they add and how to pay for them.

Young woman on laptop

Early Repayment Charges and Repayment Penalties

What are early repayment charges and early repayment penalties and how do they affect which loan you choose? explains what to watch out for.

Black couple managing finances

Loans explained: all you need to know

A comprehensive guide about loans with all the information you need before taking out a loan


Uswitch's Top Tips To Find The Best Car Finance Deals

There are plenty of cheap cars out there - don't ruin your bargain with an expensive car loan. Read our top tips for finding cheap car finance deals.

Debt consolidation loans

Debt consolidation loans - How do they work?

Debt consolidation loans might sound like a great idea to ease a financial burden, but are they a wise choice for you? We reveal all.

Guarantor loans

Guarantor loans

If you have a bad credit score getting a loan can be difficult, especially getting one with competitive rates, this where a guarantor loan could help.

Guide to credit cards for the unemployed

Loans for unemployed people

Are loans for unemployed people available? Yes, but it's more difficult and potentially much more expensive and therefore more risky. Find out how to get one, and why they pose a risk.

Home improvement loans

Home improvement loans

Choosing the best home improvement loans, whether they be secured or unsecured personal loans, can be tricky – read our guide to help make sense of home improvement loans.

Holiday loans

How to Get a Second Charge or Second Mortgage

Second charge or a second mortgage is a loan secured on your home and can be alternative to remortgaging. Our Uswitch guide explains the benefits.

Finding the best loans online

Online Loans | How to Find the Best Loans Online

Find out the best loans online to suit your needs. Save money now, compare loans online and apply for the right one for you.

How to compare the loan market for the best Uswitch deals

Our best Loans - Compare Loan Market For The Best Uswitch Loan Deals

Find the best loans to suit your needs, by running a comparison based on how much you want to borrow, for how long, and how much you can afford, to get the best loan rates.

Peer-to-peer lending UK

Guide to Peer to Peer Lending UK - how does it work?

Peer to peer lending in the UK has taken off in recent years, with p2p lending now a permanent fixture on the financial circuit

Car loans and car financing. What is my best option?

Loans with no credit checks

It is possible to take out a loan without a credit check, but these loans usually carry far more risk due to the high costs & strict terms. Read our guide.

Compare loans: step-by-step

Compare loans: step-by-step

Need a loan? Read our step-by-step guide on how to compare loans with Uswitch and apply online for a personal or secured loan today

Tablet hand writing

How to Run a Loan Comparison

Make a free loan comparison with and we'll find the best personal or secured loan for you. Why comparing loans is so important — and so easy.

Car loans and car financing. What is my best option?

Car Loans and Car Financing. What is my best option?

Buying a car requires a large amount of money so if you don't have the cash, a large personal loan can seem like the easiest option, but is it the best?

People Huddling together

Credit unions | What is a credit union? Uswitch explains

Credit unions can sometimes offer better rates than the high street and help those struggling with debt - read our guide to see if they can save you money

Diverse team of people huddling together
green classic car

Car Loans - Compare and Find Cheap Loans for your Car

Wondering how to buy a new car? Read our guide to car loans and other financing options, including hire purchase plans, personal contract purchase

Payday loans

Payday loans: everything you need to know

You may be tempted to borrow money using a payday loan, but with interest rates as high as 2,000% APR or more they could prove very expensive!

businessman pressing pound button on virtual screens

Quick Access to Cash Your Options

There are few loan companies that will give you instant decisions - the ones that do will often leave you saddled with an extremely high rate of interest

Holiday loans

Wedding loans for credit - finance your wedding

Looking for a wedding loan for bad credit? Read on to learn more about what your options are for getting a wedding loan even if you have bad credit.

Alternatives to payday loans - Piggy bank

Alternatives to payday loans

Payday loans have come under close scrutiny, because of their very high effective interest rates. What are your alternatives to payday loans?

Holiday loans

Holiday loans

Wondering how you can finance your next holiday? Explore three of the main options available to you!

Loans for a medical procedure

Loans for Medical Procedures to Pay Off Medical Bills

Loans for medical procedures is not available on the NHS. However, many medical procedures offer their own financing plans. Take a look at our guide

Check your eligibility for credit cards and credit reports, cash coin purse

Borrowing with a poor credit history

With a bad credit history it can be difficult, but not impossible to borrow money, whether it's a credit card, loan or mortgage.

Car loans and car financing. What is my best option?

Logbook Loans - Secured Lending For Your Vehicle

What are logbook loans? Consider taking out a logbook loan? Read our guide to learn more about logbook loans and what the alternatives financing option.

Personal loan concept

Loans for People with Poor Credit History

Poor credit history? Take a step to improve your credit score by registering on electoral roll. This lowers your risk of fraud in the eyes of lenders

fingers screen

Step by Step Guide to Comparing Personal Loans

Need an unsecured loan? Read our step-by-step guide to comparing personal loans with Uswitch and apply online for a personal loan today.

Small loans: what are your options?

Small loans: what are your options?

A small personal loan may be the obvious choice if you're looking for a small loan, but you've got more options than you might think.

Should you pay annually or monthly for your home insurance? coin purse

Bank accounts available - Find the right account

Read the Uswitch bank account guide - find the right bank account available to help you manage your money.

Guide to how prepaid cards work?

How to Easily Switch your Current Account

Changing banks is quick and simple to do. Find out how to change your current account and switch from one bank to a new one. Get a better deal on your new current account bank account.

Current account switch guarantee

How to switch current account with the 7-day guarantee

We look at how to change bank account through the seven-day current account switching service, the benefits of switching and how to make sure the process goes smoothly.

Online Banking Explained

Online Banking Explained - How To Stay Safe Online

Understand how online banking works and how to keep safe and secure while accessing your accounts.

Are there any risks in opening a joint account?

Are there any risks in opening a joint account?

A joint account is a rite of passage for many couples. Rather than quibbling over every shopping bill you just put your money into the same account.

What is an overdraft?

What is an overdraft? Uswitch explains

Uswitch explains what an overdraft is, when to use one and where you can find an interest-free overdraft.

Student bank accounts

How to Choose the Best Student Bank Account for your needs

Whether you're studying full-time for a degree, a degree-equivalent or a postgraduate course, compare the benefits of a student bank account, and find the best student account for you with Uswitch.

Check your eligibility for credit cards and credit reports, cash coin purse

Basic bank accounts - find out about basic bank accounts

Basic bank accounts tend to be used by people without access to standard bank current accounts - find out more about the basic current account and its advantages and disadvantages.

Biggest mortgage lenders in the uk. Building with 'bank' written on the facade in gold lettering

Premium bank accounts

Find out about packaged bank accounts and premium current accounts and whether they're really worth paying a monthly fee.

Ethical banking

Current Accounts: Ethical banking and investments

Ethical banks are concerned with the social and environmental impacts of its financial activities - read our guide to find out more about ethical banking.

Check your eligibility for credit cards and credit reports, cash coin purse

Personal finance apps

Personal finance apps can help you budget, keep track of spending, pay bills and put away money for your savings goals. Which is the best app to help you keep on top of your money and how to choose the best budget app in the UK?

Cashback from a current account

Cashback from a current account

A few current accounts give you back a percentage of the cash you spend as a reward, we take a closer look at how cashback accounts work and what's on offer

Uswitch Current Account Awards 2013

Uswitch Current Account Awards 2013

Find the UK's best current account providers, as voted by customers. The Uswitch Current Account Awards shine a light on the best current account providers.

cash money image

Current Accounts, Savings or ISAs? Which is best for you?

Can your current account provide a better rate of return than your savings? When interest rates are rock bottom the answer could be 'yes'. Find out more

Check your eligibility for credit cards and credit reports, cash coin purse

Bad credit bank accounts: your options explained

Have you got a bad credit rating? Not sure what your bank account options are? Read the Uswitch guide to bad credit bank accounts.

Check your eligibility for credit cards and credit reports, cash coin purse

Bank Charges - How to Claim Back Bank Charges

You can claim back on bank charges that arise from going over your overdraft limit or a bounced cheque or direct debit payment

Check your eligibility for credit cards and credit reports, cash coin purse

The current account switching service - learn more

From September 2013, a new bank account switching service will make it faster and easier to switch provider - Uswitch looks into how it will work.

How to change your bank account - alternatives to the 'big four'

How to change your bank account - alternatives to the 'big four'

It has never been easier to switch your current account to get a better deal, but who is challenging the old big banks and offering these better deals?

Check your eligibility for credit cards and credit reports, cash coin purse

How current account interest rates work Uswitch explains

If you're confused about interest rates and current accounts, Uswitch can help - read about current account interest rates today.

Check your eligibility for credit cards and credit reports, cash coin purse

Opening a new current account with

Opening a new current account is easy. We talk you through what you need, what to look our for, and how long it will take.

Check your eligibility for credit cards and credit reports, cash coin purse

Current Accounts: Your Essential Guide From Uswitch

What's the right current account for you? Use Uswitch to find the current accounts that make your money work harder and pick the right current account today.

What our customers say