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How far from home do you drive and how many miles do you drive in a year?
If you need breakdown cover for just one car, how many people will it need to cover?
If you own several cars, or if you drive other people's cars, you may need personal breakdown cover, not just cover for a named vehicle.
Some policies can be extended to cover European breakdowns too, insuring you for holiday travel or business trips.
If the worst happens and your car breaks down, here are the things you need to remember:
Try to move your car out of the way of other vehicles and traffic
Turn on your lights – both your sidelights and hazard warning lights
Ensure you and your passengers leave the car and stand well away, keeping a safe distance from the road and other traffic
Call your breakdown service and give them your location – they may ask you questions in order to establish whether to prioritise you
Car manufacturers often have car scrappage offers - a type of trade-in deal where you get money off a new vehicle. How do scrappage schemes work?
While car insurance can cover the cost of repairing your vehicle after an accident, car warranty could be a useful extra for when something goes wrong.
An MOT (Ministry of Transport test) ensures that a vehicle (cars, motorcycles, goods vehicles) is road worthy. Essentially a mechanic makes sure the vehicle is safe to be on the road. This is a yearly legal requirement for any vehicle that is being driven on public roads.
Have a fully functioning vehicle, means you are less likely to encounter problems on the road, and therefore less likely to cause break down issues. An MOT can flag serious issues that you didn't know existed, saving you time and keeping you safe.
Last updated: 14 September 2021
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