Breaking down on the road can be a nightmare, but getting the best breakdown cover can help get you back on the road. Breakdown cover is not mandatory but acts as a form of insurance, so you can have peace of mind that you’re covered if your car breaks down or refuses to start.
When you compare breakdown cover, there are a few different types and features you can choose from. The main considerations you’ll have are price and convenience. To find the best breakdown cover for your needs you should run a breakdown cover comparison.
Some policies cover you and some cover your car, so when looking for cheap breakdown cover it pays to decide which option is best for your needs.
This can provide breakdown cover if you’re the driver or passenger in either your own car or another vehicle. Most providers will state terms such as the age of the car, so it doesn’t quite cover any vehicle, but personal breakdown cover can be valuable if you regularly travel in different cars or you have several cars in your household.
Here the policy applies to the car, not the driver, meaning that anyone driving the car will be covered – this could be a good option for a family car which is shared by two or more drivers.
If you only ever travel in your own car, vehicle cover can give you the policy you need and may work out cheaper. You can also get vehicle breakdown policies that cover more than one car, which could be a good alternative to personal breakdown cover if you have more than one car in your household.