Rewards credit cards

Representative example: When you spend £1,200 at a rate of 20.95% (variable) per annum, your representative APR is 20.90% APR (variable)

Sainsbury’s Bank may offer you a 0% interest period on balance transfers and purchases of 22 or 14 months depending on your individual circumstances.
Balance transfer fee of 3% (minimum £3) at application. The charge will depend on your current offer thereafter.
Up to 5,000 bonus Nectar points. Each time you spend £35 or more on Sainsbury's shopping in the first 2 months you'll get 500 points. T&Cs apply.

be a UK resident
be 18 or older
have a good credit rating
not have been declined for credit in the last month
not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

M&S Credit Card

M&S Credit Card

M&S Points

Representative example: When you spend £1,200 at a rate of 21.90% (variable) per annum, your representative APR is 21.90% APR (variable)

0% on purchases for 22 months
0% on balance transfers for 22 months, available for 90 days from account opening (2.9% fee applies, minimum £5)
Earn M&S points every time you shop

Sainsbury's Bank Balance Transfer 29 Month Credit Card

have a good credit rating
be 18 or older
be a permanent UK resident
have an annual income/pension of at least £6,800

Additional criteria for acceptance from the lender may apply.

Sainsbury's Bank Balance Transfer 29 Month Credit Card

Representative example: When you spend £1,200 at a rate of 21.95% (variable) per annum, your representative APR is 21.90% APR (variable)

Sainsbury’s Bank may offer you a 0% interest period on balance transfers of 29 or 21 months depending on your individual circumstances.
Balance Transfer fee of 2% or 3% applies to transfers made at application, depending on your individual circumstances (£3 minimum). The change will depend on your current offer thereafter.
Up to 5,000 bonus Nectar points. Each time you spend £35 or more on Sainsbury's shopping in the first 2 months you'll get 500 points. T&Cs apply.

Sainsbury's Bank Balance Transfer 27 Month Credit Card

be a UK resident
be 18 or older
have a good credit rating
not have been declined for credit in the last month
not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Sainsbury's Bank Balance Transfer 27 Month Credit Card

Representative example: When you spend £1,200 at a rate of 21.95% (variable) per annum, your representative APR is 21.90% APR (variable)

Sainsbury's Bank may offer you a 0% interest period on balance transfers of 27 or 19 months, depending on your individual circumstances.
Balance transfer fee of 1% (£3 minimum) applies on transfers made at application. The charge will depend on your current offer thereafter.
Up to 5,000 bonus Nectar points. Each time you spend £35 or more on Sainsbury's shopping in the first 2 months you'll get 500 points. T&Cs apply.

Sainsbury's Bank Low Fee 19 Month Balance Transfer Credit Card

be a UK resident
be 18 or older
have a good credit rating
not have been declined for credit in the last month
not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Sainsbury's Bank Low Fee 19 Month Balance Transfer Credit Card

Representative example: When you spend £1,200 at a rate of 21.95% (variable) per annum, your representative APR is 21.90% APR (variable)

Sainsbury's Bank may offer you a 0% interest period on balance transfers of 19 or 12 months, depending on your individual circumstances.
Balance Transfer fee of 0% or 1% applies to transfers made within your first three months, depending on your individual circumstances. The charge will depend on your current offer thereafter.
Up to 5,000 bonus Nectar points. Each time you spend £35 or more on Sainsbury's shopping in the first 2 months you'll get 500 points. T&Cs apply.

be a permanent UK resident
be 18 or older
have a good credit rating
not have been declined for credit in the last month
not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

American Express Platinum Cashback Everyday Credit Card

American Express Platinum Cashback Everyday Credit Card

24.5% APR

Cashback

Representative example: When you spend £1,200 at a rate of 24.50% (variable) per annum, your representative APR is 24.50% APR (variable)

5% cashback in your first three months (up to £100)
0.5% cashback on spending up to £10,000 and 1% cashback on spending over £10,000
No limit to the amount of cashback you can earn in a year

be 18 or older
have a current UK bank or building society account
have a permanent UK home address
have no County Court Judgements

Additional criteria for acceptance from the lender may apply.

British Airways American Express® Credit Card

British Airways American Express® Credit Card

24.5% APR

Avios

Representative example: When you spend £1,200 at a rate of 24.50% (variable) per annum, your representative APR is 24.50% APR (variable)

For a limited time, Collect 10,000 bonus Avios when you spend £1,000 in your first three months of Cardmembership. Offer ends 2 November 2021. Customer must apply and be approved by 2 November 2021.
Companion voucher when you spend £12,000 in one year
1 Avios point for every £1 spent

be 18 or older
have a current UK bank or building society account
have a permanent UK home address
have no County Court Judgements

Additional criteria for acceptance from the lender may apply.

Barclaycard Rewards Credit Card

Barclaycard Rewards Credit Card

22.9% APR

Cashback

Representative example: When you spend £1,200 at a rate of 22.90% (variable) per annum, your representative APR is 22.90% APR (variable)

0.25% cashback on all your spend
No fees on purchases abroad as long as you pay in the local currency then you won’t pay fees on non-sterling purchases
Register for Barclaycard Cashback Rewards and you can earn up to 15% cashback when you spend at a range of participating retailers. This is on top of the 0.25% cashback you’d get on everyday spend with the Barclaycard Rewards card. T&Cs apply
Sign up for a Barclaycard and get up to five months free of Apple Music, Apple TV+, Apple News+ and Apple Arcade. Continues as paid subscription after trial ends. UK only, T&Cs apply.

be a permanent UK resident
be 18 years or over
not have had any Individual Voluntary arrangements, County Court Judgements and must not have been declared bankrupt
not already hold a Barclaycard credit card
best suited to customers with an income of £20,000

Additional criteria for acceptance from the lender may apply.

American Express Platinum Cashback Credit Card

American Express Platinum Cashback Credit Card

29.8% APR

Representative example: When you spend £1,200 at a rate of 24.50% (variable) per annum, your representative APR is 29.80% APR (variable)

5% cashback in your first three months (up to £125)
0.75% cashback on spending up to £10,000 and 1.25% cashback on spending over £10,000
No limit to the amount of cashback you can earn in a year

be 18 or older
have a current UK bank or building society account
have a permanent UK home address
have no County Court Judgements

Additional criteria for acceptance from the lender may apply.

Virgin Atlantic Reward Credit Card

Virgin Atlantic Reward Credit Card

22.9% APR

Virgin Points

Representative example: When you spend £1,200 at a rate of 22.90% (variable) per annum, your representative APR is 22.90% APR (variable)

Virgin Money Back offers cardholders the ability to earn cashback on their credit card spend at participating retailers when they are enrolled in the programme via the mobile app'.
Earn 0.75 Virgin Points for every £1 you spend on everyday card purchases. And 1.5 points for every £1 you spend with Virgin Atlantic or Virgin Holidays.
Choose from an upgrade to Premium or a Companion ticket when you spend £20,000 in a year.
0% for 6 months on balance and money transfers (you'll pay a 3% fee).