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Comprehensive insurance, which will pay out if you or anyone else is injured in a claim involving your car. It’ll also pay for the repair or replacement of any vehicles or property that are damaged, as well as covering you for loss or damage to your car through fire or theft.
Third-party, fire and theft, which covers all of the above except for any injuries you sustain, or damage to your car caused as the result of an accident.
But it will protect others, including cars or other property, as well as covering for fire and theft losses relating to your car.
Third-party-only, which simply protects anyone other than you and their property.
It won’t pay out any losses you incur but will pay if other people, including any passengers you’re carrying, are injured.
It also covers any damage or loss to another person’s property, as well as any injuries they sustain following an incident involving your car.
Avoid invalidating your car insurance by following these legal requirements. Including, named driver insurance rules, modifications and medical conditions.
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