Compare our best multi-car insurance quotes

A number of car insurance providers offer multi-car insurance, including:

• Admiral

• Aviva

• Churchill

• Direct Line

• LV= 

See all car insurance providers we work with at Uswitch and compare today.

While some insurers will only cover cars registered to the same address, the best multi-car insurance policies will also allow you to cover cars driven by your immediate family, even if they live elsewhere.

Some insurers will allow you to bring each car onto one multi-car policy without having to cancel a current policy and pay a cancellation fee. You can start your policy with one car but benefit from a multi-car discount straight away. 

Simply state the second car’s policy renewal date and it will automatically be brought on to the multi-car policy when ready (just remember to tell the current insurer you don’t wish to renew your existing policy).

Claims on multi-car insurance policies are usually dealt with similarly to single car insurance policies. This means that each policyholder can build up their own no claims discount. If one policyholder makes a claim, only their no claims discount should be affected and no one else’s. 

However, if you add a named driver to your policy and they make a claim, this could impact your no claims discount.

A multi-car policy is not always cheaper than insuring the cars separately with different providers. One car, or driver, might push up the overall cost of the multi-car insurance quote when it could be cheaper to insure with another insurer separately. 

This could be because one car is in a much higher insurance group or heavily modified or because one driver is considered a much higher risk due to convictions and claims or lack or experience.

A 50-year-old woman with 30 years' driving experience and a clean licence is likely to qualify for a competitively priced insurance policy. However, her 18-year-old daughter will be considered a far higher risk for the insurer, consequently increasing the overall cost.

Always compare multi-car insurance quotes against the cost of taking out individual policies for your vehicles to check you’re getting the best deal.

Multi-vehicle insurance policies can cut insurance costs for many households with more than one car. This includes:

• Families living together

• Couples either living together or at different addresses 

• Friends living together with more than one car

• Immediate families with cars at different addresses (for example older children living away from their parents or at university)