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Would van insurance suit you?

If you answer yes to all these questions it could...

Do you drive a van or campervan?

Check the registration document. Vehicles in category M1 are classed as cars, while those in categories N1 and N2 are vans.

Do you use your van for work?

Getting the right business use - or commercial use for those carrying cargo - is vital. You're only insured for what you tell your insurer you will carry.

Do you use your van for personal use?

Even if your van is just for personal use - carrying your hobby in the back - you need to have van insurance for social, domestic and pleasure use.

Do you drive to lots of different places?

Whether you commute, work at several locations or visit clients in their offices or homes, you need the right level of van insurance.

How can I get cheaper van insurance?

1. Shop around – use comparison tools to compare quotes. Only insure what you need – additional extras you don’t need will increase the cost of cover.

2. Have a no claims discount – providers offer a no claims bonus based on the number of years you’ve been driving without making a claim.

3. Pay a larger voluntary excess – the larger you pay up front then the cheaper your premiums are but premiums, but check you can afford the total amount.

4. Fit safety features – an alarm, locks and immobilisers fitted to your van can reduce your premium but check with your insurer first.

5. Pay up front – paying in monthly instalments means you end up paying interest on your insurance. Paying a lump sum annually can save you money.

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Explore our guides

Find in-depth information on everything you need to know about comparing van insurance and switching your cover.

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Advanced driving course can make you a safer risk to insurers. Find out about the benefits of taking advanced driving and intensive driving courses and what insurance discounts you might get.

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Van insurance FAQs

The insurance comparison service is provided by, which is a trading name of Dot Zinc Limited, registered in England (4093922) and authorised and regulated by the Financial Conduct Authority (415689). Registered address: The Cooperage, 5 Copper Row, London, England, SE1 2LH. By using this system you are agreeing to our Terms and Conditions and Privacy Policy.