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1. Shop around – use comparison tools to compare quotes. Only insure what you need – additional extras you don’t need will increase the cost of cover.
2. Have a no claims discount – providers offer a no claims bonus based on the number of years you’ve been driving without making a claim.
3. Pay a larger voluntary excess – the larger you pay up front then the cheaper your premiums are but premiums, but check you can afford the total amount.
4. Fit safety features – an alarm, locks and immobilisers fitted to your van can reduce your premium but check with your insurer first.
5. Pay up front – paying in monthly instalments means you end up paying interest on your insurance. Paying a lump sum annually can save you money.
We've answered common car insurance questions to help you understand what you need and to decide what car insurance is best for you.
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Before you borrow a friend's of relative's car, do you know whether you're insured? Even if you have your own comprehensive car insurance policy, you may not be covered to drive another vehicle.
Advanced driving course can make you a safer risk to insurers. Find out about the benefits of taking advanced driving and intensive driving courses and what insurance discounts you might get.
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