You’ve booked your flights, dug out your passport, and now you’re looking forward to your upcoming trip.
While you might not want to think about the possibility of anything going wrong, there’s always a risk that you could fall ill or lose items while you’re away from home, or have to cancel your trip due to circumstances beyond your control.
With travel insurance you can prepare for any eventuality so you can sit back and enjoy your holiday — or claim for to cover your costs if that’s not possible.
While travel insurance isn’t mandatory, it’s a small price to pay for peace of mind if something should happen to ruin your holiday — or worse, if you rack up an expensive medical bill abroad.
And don’t overlook travel insurance if you are travelling in Europe and have a European Health Insurance Card (EHIC). While an EHIC provides access to basic state-provided healthtravele in some countries, it doesn’t cover all medical and repatriation costs. A good travel insurance policy can cover all of this plus your belongings and much more.
At its most basic level, travel insurance can help cover your costs or reimburse you if:
Depending on the type of policy you choose, you could be covered for extras such as delayed baggage, loss of travel documents, missed excursions and many more.
You might need to take out a specialist policy or specify if you plan to undertake any extreme or winter sports, if you are going on a cruise, or if you have any existing medical conditions.
You can take out a travel insurance policy for just yourself, joint cover for you and partner, or insurance for your whole family or group.
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