How our loans calculators work

By answering a few simple questions, our calculators can accurately work out your monthly repayments. The information we require will depend on whether you’re applying for a secured loan or a personal loan. Here’s how each calculator works:

• The personal loans calculator works out your monthly repayments, and the total amount you’ll eventually pay back. This will depend how long you need to pay back your loan and the amount you wish to borrow. Our results show the typical Annual Percentage Rate (APR) for each loan and include all costs involved, such as Payment Protection Insurance (PPI). You’ll be shown all the loans that match your circumstances.
  
  More details on how our personal loans calculator works.
  
  
• The secured loans calculator determines the total monthly repayment of your loan (including capital repayment, interest component and Payment Protection Insurance, if required). You’ll be asked about the amount you wish to borrow, the term of the loan repayment, your household salary, credit circumstances and personal circumstances. The calculator then returns details of the homeowner loans that match your circumstances.
  
  More details on how our secured loans calculator works.