Unsecured loans

Unsecured personal loans are available from an increasing number of lenders in the UK. In this increasingly complicated marketplace, uSwitch.com offers a way to choose the best personal loan for you, quickly and easily. Read on for uSwitch.com's guide to unsecured personal loans and how to choose an appropriate loan.

An unsecured personal loan is a loan that is offered to borrowers that does not require a form of security, such as a house or car being used to secure the loans. Instead the borrower’s personal credit history which is measured through a credit check is used to decide if the loan will be offered. Please note although some lenders refer to these loans solely as personal loans and some unsecured loans, they are one and the same thing.

It is impossible to know you're getting the best deal without searching through all of the loans available. There are plenty of unsecured personal loans out there, and they all have good and bad points, extras and benefits, as well as their standard interest rate.

The best way to compare unsecured personal loans is by using a comparison service like the one featured on uSwitch.com. It will search the loans market using the criteria you give it, and provide you with a shortlist of the unsecured personal loans that would be best for your personal circumstances. You can even search for lenders that will accept you if you have had County Court Judgments (CCJs) or arrears.

No. uSwitch.com makes its money through small commissions from some of the lenders featured, but this does not affect their positions in the results you are given. Your results are based purely on the criteria you specify, so the only way lenders can top your results is by giving you a better offer.

It is important that you trust us to give you a completely independent view of the market, so over 90% of the unsecured personal loans available in the UK.

When you've entered your criteria into the personal loans comparison service and arrived at your results table, you can apply for your unsecured personal loan online. The aim of the uSwitch.com service is to help you save money by finding the most suitable unsecured personal loan to match your personal circumstances and spending habits.