Get 50% off the temporary car insurance admin fee*
Get where you need to go this Christmas.
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- Comprehensive cover from 1 hour to 28 days
- Quotes in under 2 minutes
- No long-term contracts
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Why choose temporary insurance?
- Borrowing a car? You can get insured for a day, weekend, or longer - so you’ll have cover all over the most wonderful time of the year.
- Going away for Christmas? Share the drive with no impact on the existing cover.
- Festive plans changing? Get simple insurance in just a few minutes.
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Who are Tempcover?
Founded in 2006, Tempcover offers fast, flexible short-term insurance solutions without the commitment of long-term policies. Serving millions of drivers, Tempcover offers quick, reliable cover for life’s unexpected moments.
Tempcover have helped millions of customers over 15 years and is rated Excellent on Trustpilot.
Christmas plans covered with 50% off admin fees*
Get your travel plans sorted with temporary insurance. From borrowing a bigger car to sharing a festive drive, temporary car insurance has you covered - and you can still save 50% off the admin fee.
When would I need short-term car insurance?
There are many situations where temporary car insurance could be useful:
- Christmas travel plans
Visiting friends and family over Christmas? Or maybe you’re planning a mini festive break? Make it all happen with temporary car cover.
- Borrowing a car
If you don’t have a car, or your vehicle isn’t fit for purpose, temporary car insurance gives you the flexibility you need to get on the road in no time.
- Sharing the drive
Take turns when driving long distances at Christmas without adding a named driver to an existing annual car insurance policy.
- Buying a new car
Test driving a new car? Or maybe you want to drive away without changing your existing policy? Save time and money with standalone cover from as little as a day. Then shop around for something more long-term later.
- Waiting on repairs
Is your car in need of some TLC? Get insured on a friend or family's car while you wait with temporary car insurance.
- Home from university
Temporary car insurance lets loved ones use your car while they’re back without changing your annual policy. This is often cheaper than adding them to your policy.
- Emergency use
Need car insurance, fast? We’ve got you covered. Get a quick quote around the clock, and be on the road in minutes.
- Moving home
Need to borrow a bigger car or van to help with your move? Temporary insurance gives you the flexibility you need to help everything go smoothly.
What does temporary car insurance cover?
All temporary insurance policies come with comprehensive cover as standard.
Most comprehensive policies include cover for:
Accidental and malicious damage to your car
Cover for injury or damage to another person or their property
Driving in the EU with third-party or equivalent cover
What isn’t covered by temporary car insurance?
Although short-term policies are usually comprehensive as standard, they do have some exclusions for cover:
Additional drivers. Only the person named on the policy is insured to drive.
Driving a different car. Your insurance only covers you for the car that's listed on the policy.
Release from an impound if your car is seized. In this case you need to buy a specific impound insurance policy.
The exact policy exclusions and cover differ depending on the insurer. Always check your policy details to see what's covered.
How much does temporary car insurance cost?
| Policy duration | Average cost** |
|---|---|
| 1 day | £29.02 |
| 1 week | £92.27 |
| 22 days+ | £242 |
**Average price shown is the premium paid by over 51% of Tempcover customers who purchased a policy between 1 January and 27 November 2025.
Who can get temporary car insurance?
To get temporary car insurance you need to meet a few criteria, which may vary between insurers:
Generally, to be covered the driver must:
Be aged 17-78 years old
Hold a full UK or EU driving licence
Have no more than 7 licence points in the last 3 years
Have been a permanent UK resident for the last 12 months or be a British expatriate
Have no criminal convictions
Not had a previous policy of insurance declared void by an insurer
To get temporary car insurance, your car must:
Be valued between £1,500 and £65,000
Be taxed and in a roadworthy condition with a valid MOT
Not be modified in any way except if designed to aid disabled drivers
Be a right-hand drive car with no more than 8 seats
Not be declared SORN
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*Get 50% off the admin fee part of your policy when you buy temporary car and van insurance (excludes courier van specific policies) for 1-28 days in duration. As the discount is taken from the admin fee it is not subject to insurance premium tax. The discount is available until 1 January 2026 and is only available when you purchase online through the link in this page. It will automatically be applied at the checkout for you. We reserve the right to remove this promotion at any time.
