Skip to main content

Mortgages guides

Bank of England base rate

Bank of England base rate

The base rate is the UK interest rate set by the Bank of England. A change in the base rate is likely to affect your mortgage rate. By understanding what it is and how it works, you can avoid paying more than you need to.

Learn more
Rent to Buy

Rent to Buy | What is it and how can it help you?

What is Rent to Buy? Find out if the government’s Rent to Buy right scheme is right for you, and how to find the right home for you.

Learn more
How to get a second mortgage

How to get a second mortgage

A second mortgage is a separate mortgage taken out on an additional or second property. It leaves you with two concurrent mortgages to pay off. Find out how to get a second mortagage with our guide.

Learn more
What is equity and how to use it for borrowing?

How to access equity - remortgaging for a cash lump sum

What is equity and how can you access it? We explain how you can remortgage to release equity, getting cash from your home.

Learn more
Residential mortgages

Residential mortgages

Learn all about the largest and most common form of credit in the UK - a residential mortgage, helping millions of us buy homes.

Learn more
How can you get mortgage with bad credit?

First-time buyers: managing your finances

Eight excellent tips for first-time buyers. Things are tough for first-time buyers, learn how to find a mortgage, buy a house on the property ladder

Learn more
Are cashback mortgages worth it?

How many different types of mortgage are there?

With fixed rate, variable rate or tracker rate mortgages, the option to pay interest only, capital, offset, finding the right mortgage can be difficult

Learn more
How can you get mortgage with bad credit?

Capital Gains Tax - What is Capital Gains Tax?

Capital gains tax is a tax on the profit you make when selling or disposing of an asset. The tax is only the profit, i.e. the gains.

Learn more
Self build mortgages

Self build mortgages

Self build mortgages can give you the financing you need to make that dream home a reality.

Learn more
Find the best buy to let mortgage deals and rates

Five year fixed rate mortgages - are they right for you?

Find the best 5 year fixed rate mortgage for you with the help of our guide and mortgage comparison service.

Learn more
What is a first time buyer mortgage? Image of a sale agreed board outside a house.

First Time Home Buyer Mortgage Guide

Our first time buyer guide will help you choose between a first time home buyer mortgage, help to buy mortgage, and other first buyer schemes.

Learn more
Gifted deposit for a mortgage

Gifted deposit for a mortgage

Many first time buyers get help from their parents, but if you are being gifted a deposit, here are some things you need to watch out for.

Learn more