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Mortgages guides

How long does it take to get a mortgage?

The time it takes to get a mortgage will depend on a number of factors: having good credit rating, reliable and steady income, mortgage valuation survey. Find out more with our comprehensive guide.

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Costs for buying a home

Home Buying & Moving Costs | The Facts of Buying a Home

Home buying, moving and mortgage costs. Uswitch guide to all the costs of buying a house, including deposit, solicitor fees, stamp duty and conveyancing.

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Help to buy

Help to Buy

Find out if you meet the criteria for a Help to Buy mortgage and learn more about the UK government's homeownership scheme.

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Woman holding a handful of cashback notes

Are cashback mortgages worth it?

A cashback mortgage will give you a cash lump sum when you successfully apply for one, but catches do apply so make sure you know what to look out for.

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Paying off your mortgage early: pros and cons

Should I pay off my mortgage early?

Is paying a mortgage off early always a good thing? We explain what your options are, and the benefits if you want to clear your mortgage ahead of time. We also explain what the alternatives are if the repayment penalty is just too costly.

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How to get a second mortgage

Second Home Mortgages - Uswitch explains

A second home mortgage is a mortgage for buying a second home - not to be confused with getting a remortgage or second charge mortgage.

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Are cashback mortgages worth it?

Can I afford a mortgage?

Understanding what mortgage and repayments you can realistically afford is essential to know what size property you can purchase & how much deposit you need

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Help your kids on the property ladder – guarantor mortgages and more. Image of older couple discussing becoming mortgage guarantors with mortgage advisor

Guarantor and Family Help Mortgages

Parents, families and friends can help out first time buyers with deposits, a guarantor mortgage or family offset mortgages. We reveal what's involved.

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Find the best buy to let mortgage deals and rates

Buy to let mortgages

A buy to let (or BTL) mortgage in the UK allows you to borrow money to purchase a property that you can rent out. You can find and compare buy to let mortgages with Uswitch, and try to find the best mortgage for your needs, whether that's a tracker, fixed or variable rate deal.

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How to become a buy to let landlord. Image of colourful houses with To Let boards.

How to become a buy to let landlord - Uswitch

Investing in buy to let property has become a popular in recent years, what do you need to know before you become a buy to let landlord?

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Mortgage repayment holidays

Mortgage repayment holidays

A repayment holiday is an agreement with a lender to allow you to take a break usually for a month or two or perhaps longer from your usual payment plan.

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What is a 10 year fixed rate mortgage?

10 year Fixed Rate Mortgages - Uswitch.com

A 10 year fixed rate mortgage deal will fix your interest rates and monthly repayments at the same level for 10 years

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