UK’s cheapest personal loans
Why you should use uSwitch.com to find your cheapest personal loan
Personal loans are not a product where "one size fits all"; they are built around a set of criteria, especially the cheapest loans. To ensure you are eligible for the cheapest personal loans, we will need to know:
This enables us to search only for the cheapest personal loans in the UK that will match your needs.
The Cheapest Loans from uSwitch
| Provider |
Typical APR |
Loan Amount and Duration |
Monthly Repayments |
Total Amount Repayable |
Apply |
 |
6.9% APR |
£10,000.00
60 months |
£196.56 |
£11,793.43 |
Apply |
 |
7.7% APR |
£10,000.00
60 months |
£200.10 |
£12,005.93 |
Apply |
 |
7.8% APR |
£10,000.00
60 months |
£200.54 |
£12,032.55 |
Apply |
 |
7.8% APR |
£10,000.00
60 months |
£200.54 |
£12,032.55 |
Apply |
 |
7.9% APR |
£10,000.00
60 months |
£200.99 |
£12,059.19 |
Apply |
Loans do not include Payment Protection Insurance (PPI) and assume you have no adverse credit. Loans are those you can apply for online via uSwitch.com.
Which cheap loan is the right one for you?
Before searching for your cheapest personal loan, you need to be honest about your loan requirements:
- will you take a loan from a lender you have not heard of?
- how much can you afford to borrow and pay back?
- what happens if you can pay back your loan early?
Will my credit rating stop me getting the cheapest personal loan?
If you have had problems in the past, you may not be eligible for the cheapest personal loan as you will not meet the loan's requirements. Sometimes the lender will try and offer an alternative loan with a higher interest rate. Make sure you do another comparison to see if you can find your cheapest personal loan with another lender.
Apply for your cheapest personal loan now
Now you know how easy it is to find your cheapest personal loan with uSwitch, go to our personal loans comparisons service. Once you’ve found what you’re looking for, click on "Apply" to start your loan application. So what are you waiting for? Go now to our loans calculator.
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