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Rachel Wait

Contributing Writer

About the Author

Rachel Wait is a regular contributing writer at Uswitch.com. She uses her personal finance expertise to help our readers understand their financial needs and options.

Rachel has spent the majority of her career writing about personal finance for leading price comparison sites and the national press, beginning as a reporter for Shares Magazine in 2007, although she started out writing business newsletters before that, in 2004.

She was Editor and then Managing Editor at Moneysupermarket for over eight years and since 2020, has written extensively on credit cards, pensions, insurance and mortgages for the Mail on Sunday, The Observer, The Spectator, the Evening Standard, Forbes UK, The Sun, as well as other publications.

Expertise

Education

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How Long Does It Take to Improve Your Credit Score?

Improving your credit score is key to getting access to better credit card, loan and mortgage deals. But how long does it take?

Senior woman looking anxious as she looks at paperwork and laptop screen

Getting a Credit Card After Bankruptcy

Applying for bankruptcy is a big step and it can affect your chances of getting a credit card in the future. Learn more about the options available to you.

Magnifying glass next to a tower of wooden blocks with percentage signs marked on them

What is Your Credit Utilisation Rate?

Your credit utilisation rate can affect your credit score and your ability to get credit. Learn how it works and how it’s calculated.

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