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Mortgages guides

How to save for a mortgage deposit. Image of someone dropping coins in a jar labelled mortgage

How to save for a mortgage deposit

Saving for a mortgage deposit typically takes around ten years and requires careful planning and discipline with your money

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HMRC building collecting stamp duty

How Much is Stamp Duty?

Stamp Duty is a lump sum tax that is owed when purchasing a property or land that is valued over a certain amount.

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New build homes - how do you get a mortgage for a house that's still being built?

Mortgages for new build homes

Buying a new build home off-plan you may find it a lot harder to get a mortgage than for a new build home that has already been built

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Mortgages for holiday lets. With the right mortgage you could buy a stone cottage on a pretty country road like this one. Perfect to let out to holiday makers or on AirBNB

Mortgages for Holiday Lets - Uswitch Guide to Holiday Lets

Learn more about financing holiday home properties. Looking for a holiday let mortgage? Find out if you could get a mortgage for a holiday home

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Are cashback mortgages worth it?

Regulated buy to let mortgages

Consumer buy to let mortgages are regulated as residential mortgages aimed at 'accidental' or non-professional landlords

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Dropping £1 coin into a purse

Offset mortgages

Offset mortgages can reduce the mortgage interest you pay and cut your mortgage term by years. Find out if an offset mortgage is right for you with Uswitch.

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Equity release mortgages

Equity release mortgages

Equity release involves unlocking the value of your property and turning it into cash. Find out all you need to know about equity release mortgages in our guide.

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Buy to let buildings insurance for landlords

Buy to let remortgage deals explained

A remortgage deal is a mortgage you can switch to from an existing mortgage and a buy to let mortgage is a mortgage you take out specifically for renting to tenants. Find out about buy to let remortgages here.

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Cobbler looks at his wares

How to Get a Mortgage if You're Self-Employed - Uswitch.com

If you work for yourself as a freelancer or contractor or are classed as self employed and are looking for a mortgage? Read our self-employed mortgage guide

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How can you get mortgage with bad credit?

Two Year Fixed Rate Mortgages - Pros and Cons

A two year fixed rate mortgage will protect you against potential interest rate rises. Read all about the pros and cons of two year fixed rate mortgages.

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What is equity and how to use it for borrowing?

Should I choose a fixed, variable or tracker mortgage?

Which mortgage is best for you? Read our guide to fixed rate versus standard variable rate mortgages and what mortgage interest rates mean.

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Find the best buy to let mortgage deals and rates

Interest-only mortgages - Uswitch explains how they work

Interest-only mortgages offer cheaper monthly repayments but what's the catch?

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