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Mortgages guides

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Fee-free and low-fee mortgages

The mortgage set up fee, also known as the mortgage arrangement fee, is the cost the bank or building society charges for setting up the mortgage

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Islamic business lady signing an agreement for an Islamic / halal mortgage

How does an Islamic or halal mortgage work?

The Islamic or halal mortgage process is slightly different, allowing customers to get finance to buy a home without paying any interest.

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Remortgaging guide

Remortgaging: The Best Deals and Debt Consolidation

Remortgaging your property can offer a better deal on your monthly repayments or a chance to consolidate your debts. Compare remortgage deals with Uswitch.

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Interest rates - what to expect and how to prepare

Interest Rate UK - What to Expect and How to Prepare

The Bank of England base rate is the official borrowing rate and currently stands at 0.1%. This base rate influences UK interest rates, which can increase (or decrease) mortgage rates and your monthly repayments.

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Are cashback mortgages worth it?

How to use an online mortgage broker

A mortgage broker is a middleman between you and your mortgage lender, but do you need one? Find out what you need to know with Uswitch.

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Gifted deposit for a mortgage

What is LTV? How to Calculate LTV - Loan to Value Ratio

LTV, or loan-to-value, is the size of mortgage compared to how much your property is worth. Do have enough equity to qualify for the best mortgage rates?

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Find the best buy to let mortgage deals and rates

Tracker mortgages - what are they and how do they work?

Your questions on tracker mortgages. Find out what a tracker mortgage is, see tracker mortgage rates and compare tracker mortgage deals with Uswitch

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Deposit protection schemes

Deposit Protection Schemes - Guide to Renting a Home

The deposit protection scheme is a vital safeguard for the millions of tenants renting their property across the UK. Learn how it all works in our guide.

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Moving home tips

Moving home tips | Your guide to moving home - Uswitch

Moving home can be among the most stressful things to do, but a lot of that stress can be mitigated by a bit of planning in advance.

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Interest rates - what to expect and how to prepare

Mortgage Market Review - What is the MMR?

The mortgage market review is a fundamental change to the UK's mortgage market, but what is the mortgage market review or MMR?

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Mortgage interest rates

Mortgage Rates and Interest Rates: How They Affect You

Are mortgage interest rates going up or down? What kind of mortgage has the best fixed rate, tracker, offset? Compare mortgage interest rates

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Find the best buy to let mortgage deals and rates

Fixed Rate Mortgages - Guide - Uswitch

Is a fixed rate mortgage right for you? If you're not sure Uswitch is here to help. Find out all about the advantages and disadvantages

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