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- Nisha Vaidya - Mortgages Content Editor
Nisha VaidyaContent Editor
Nisha is a content editor for Uswitch, commissioning, writing and editing its mortgage content. She is passionate about all things related to mortgages and homeownership and wants to create handy guides, tools and product experiences to empower first time buyers and home movers alike to make the right decisions for them.
First-time buyers: managing your finances
Eight excellent tips for first-time buyers. Things are tough for first-time buyers, learn how to find a mortgage, buy a house on the property ladder
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Bank of England base rate
The base rate is the UK interest rate set by the Bank of England. A change in the base rate is likely to affect your mortgage rate. By understanding what it is and how it works, you can avoid paying more than you need to.
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Can I get a mortgage without a credit check?
Your credit score will be looked at when you apply for any type of mortgage and often have more stringent lending criteria to loans - Read the Uswitch Guide
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Buy to let mortgages
A buy to let (or BTL) mortgage in the UK allows you to borrow money to purchase a property that you can rent out. You can find and compare buy to let mortgages with Uswitch, and try to find the best mortgage for your needs, whether that's a tracker, fixed or variable rate deal.
Learn moreHow many different types of mortgage are there?
With fixed rate, variable rate or tracker rate mortgages, the option to pay interest only, capital, offset, finding the right mortgage can be difficult
Learn moreCan I afford a mortgage?
Understanding what mortgage and repayments you can realistically afford is essential to know what size property you can purchase & how much deposit you need
Learn moreHow long do I have to save to get a mortgage?
The average deposit size to get a mortgage is generally 20% of the property value, which means you will likely need somewhere between £20,000 and £50,000
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