A stocks and shares ISA (also known as an investment ISA) allows you to buy, hold and sell investments.
With an investment ISA, all capital gains and income made from your investments won’t be taxed, as long as you remain within your tax year allowance.
Where ongoing advice is not received, there is no AMC. Where ongoing advice is received the AMC is 0.5%. The 0.5% OAS element of the charge is taken by cashing in units monthly. |
Commission Free for DIY. 0.25% for Managed |
There is no ISA level annual fee. |
Annual charges for holding funds (unit trusts and OEICs) are applied to each underlying account (excluding JISA and LISA) separately. It is tiered within bands as shown in the table below:- Tiers : Charge £0 - £250,000 0.45% The next £250,000 to £1million 0.25% The next £1million to £2million 0.10% Over £2million 0.00% LISA Tiers : Charge £0 - £1 million 0.25% The next £1million to £2million 0.10% Over £2million 0.00% JISA: Charge Annual charge for holding funds 0% There are also annual charges for holding shares, investment trusts, ETFs, VCTs, gilts and corporate bonds:- Product Wrapper Charge Fund & Share Account no charge Junior ISA: no charge ISA 0.45% (Max £45 per annum) LISA: 0.25% (Max £45 per annum) SIPP 0.45% (Max £200 per annum) This will be charged individually to each wrapper. Charges for holding shares do not apply to shares held in Hargreaves Lansdown plc. |
There are no annual charges at ISA level. |