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How to compare the loan market for the best Uswitch deals

What is the ‘best loan deal’? There's actually no such thing as the 'best loan deals', as it depends on your circumstances.

How to compare the loan market for the best Uswitch deals

We recommend running a comparison based on how much you want to borrow, and for how long to get the best loan rates.

Compare loans

Compare some of the best UK loans, ranging from personal loans to debt consolidation loans.

We provide an impartial search of the personal loans market to find the best loans for your circumstances. You can also use our loans calculator to find a suitable loan.

Does Uswitch compare the best loans?

Our loans comparison service is customised to give you an excellent idea of what the loans market currently holds.

We will compare a range of loans to give you a list of the best ones on our site for your circumstances and you can compare the best deals that are available. We'll also show you how the interest you'll pay changes according to your loan term.

You should make sure that you examine the small print to see if your loan includes any of the following:

  • early repayment fees

  • arrangement fees

  • deferments and breaks from repayment

What if I can't get a personal loan?

If you're a homeowner and want to borrow a large sum of money, or have had problems with credit in the past, you could consider a secured loan.

Qualifying criteria for secured loans are often more flexible than those used for personal loans. In order to lend you money, the lender will require you to use your property as security against the loan.

If you default on repaying the debt, you're at risk of losing the property.

What do you need the loan for?

A common reason for taking out a personal loan is to consolidate debts. When you have a number of repayments to make it can be easier to group together the debt and pay that off, and work out a payment plan for the loan. Then pay off the loan instead of several different repayments. This way you'll only have one monthly repayment to make.

Be sure to make your monthly repayments, as missing any payments can negatively impact your credit score. Whilst making regular payments on time can help it.

When deciding between either a credit card or a personal loan to clear your debts, consider how much you will be paying in interest, as you might find yourself paying more for your credit card. However, for smaller amounts an interest free period offered by the credit card company might work out more cost effective.

Finding the best loan deals

Uswitch's secured loans comparison service can help you find the best loan deals for secured loans available on our site, according to your needs.

Use our tables to compare some of the best loan options for you, whether you want to borrow £1,000 or £25,000 there’s likely to be a suitable loan for you. Just make sure to shop around to get the best loan rates, and cheapest deal on your loan.

Compare loans

Compare some of the best UK loans, ranging from personal loans to debt consolidation loans.

Our loans calculator can help you find the loan that's best for your pocket, simply enter in how much you want to borrow and how long for, and you can see the lifetime cost, APR and monthly repayments of available loans.

Compare loans

Compare all sorts of loans from personal loans to debt consolidation loans.