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Expert
Alex Cox
Consumer finance expert
About the Author
Alex is a self-employed writer, journalist and editor with over 25 years experience. A jack-of-all-trades, he has written for, edited, and sub-edited numerous consumer magazines and websites including T3, Total Film, and Maximum PC.
He currently works as a freelance consumer and B2B writer, covering topics including cutting-edge technology, plastic sustainability, wellness, finance and employment.
Alex lives in Bristol with his wife, two kids, and three cats. That might be one cat too many.
Expertise
Technology
Business
Finance
Credit Cards With High Limits for Excellent Credit Scores
High limit credit cards, also known as premium credit cards, have a much higher credit limit than traditional cards, and some offer unlimited spending. So are high limit credit cards a good idea for you?
Who owns your credit card?
Many credit cards come under the umbrella over a wider banking group. Find out who owns your credit card provider, such as NewDay, American Express and Barclaycard and why knowing your banking groups could be important.
What Happens if I Can't Repay My Loan?
Taking out a loan is a big commitment, which can have a great impact on your finances and credit score. In this guide we explore, what happens if you don't pay your loan.
Guarantor loans
If you have a bad credit score getting a loan can be difficult, especially getting one with competitive rates, this where a guarantor loan could help.
Are there any risks in opening a joint account?
A joint account is a rite of passage for many couples. Rather than quibbling over every shopping bill you just put your money into the same account.
Premium bank accounts
Find out about packaged bank accounts and premium current accounts and whether they're really worth paying a monthly fee.
Home improvements that can add value to your home
Improving your home can add thousands to its value. Does a conservatory add value? We look at how much home improvements cost, what they add and how to pay for them.
Experian Credit Report - Get your Experian report
If you're looking to borrow money the chances are you will have been asked whether they could check your Experian Credit Report. Learn more about credit ratings and how to get your Experian Credit Report.
Home improvement loans
Choosing the best home improvement loans, whether they be secured or unsecured personal loans, can be tricky – read our guide to help make sense of home improvement loans.
Opening a new current account with Uswitch.com
Opening a new current account is easy. We talk you through what you need, what to look our for, and how long it will take.
No Foreign Transaction Fee Credit Cards - Travel Money
What are the best credit cards with no foreign transaction fees? Find out how to get a 'perfect' exchange rate when spending abroad.
How To Use an Interest Free Credit Card
Using an interest-free credit card correctly is key to avoiding penalty fees and other charges. Make sure you’re not caught out.
What's the cheapest way to borrow money?
If you're looking to borrow money and keep the costs down you could choose a loan with a low interest rate or a credit card with 0% interest.
How Many Balance Transfers Can You Do?
Transferring a credit card balance to another card with a lower interest rate can save you money. But how many balance transfers can you make to one card?
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Top Ten Balance Transfer Mistakes
We reveal the 10 most common balance transfer mistakes and explain how to avoid unexpected balance transfer fees.
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Advantages and Disadvantages of a Credit Card
Explore the pros and cons of credit cards, how to use them correctly and the best ways to avoid the pitfalls.
How To Transfer Money From A Credit Card To A Debit Card
Discover your options for transferring money from a credit card to your bank account, including how money purchase credit cards and cash advances work.
How To Switch Current Accounts
Find out how to switch current accounts to get a better deal or service.
Student Credit Cards - Compare Credit Cards For Students
Find out about the pros, cons and alternatives to credit cards for students, as well as the best ways to borrow money at university, and how to compare student credit cards.
How Can You Improve Your Credit Score?
Getting the best loans, credit cards and mortgages can be hard if your credit score is low. Here, we show how small improvements could boost your chances.
How to Dispute Your Credit Report
Find out how to correct inaccuracies on your credit report and reduce the risk of being rejected for credit.
What is the Annual Percentage Rate or APR?
Find out what the annual percentage rate (APR) means and how it could affect you when applying for a credit card or personal loan.
Understanding Credit Card Fees
It’s easy to get caught out by credit card fees if you don’t understand them. This guide explains what you need to know…
How Much Can You Balance Transfer to Another Credit Card?
Balance transfers allow you to move credit card debt to a new lower-interest card. Find out how you could use one to clear your debt more quickly.
Why Do We Ask You to Do a Soft Credit Check?
Find out why running a soft credit check can improve your chances of getting the best mortgages, loans and credit cards.
Best Ways To Borrow A Small Amount Of Money
Whether you want to consolidate debts or fund emergency repairs, here’s everything you need to know about the best ways to borrow a small amount.
How to Pay Off and Clear Credit Card Debt
If you're struggling with credit card debt, find out about strategies for paying it off so you can clear your debt faster and reduce the interest charged.
How to Use a Credit Card Effectively
Are you making the most of your credit card? Find out how to unlock the benefits and manage your borrowing wisely.
How to Improve Your Credit Score Without a Credit Card
Applying for a credit card is just one way to improve your credit score. Explore alternative options for boosting your credit score.
How to Choose the Best Student Bank Account for your needs
Whether you're studying full-time for a degree, a degree-equivalent or a postgraduate course, compare the benefits of a student bank account, and find the best student account for you with Uswitch.
What Does 0% Interest Mean?
Whether you’re looking at 0% purchase credit cards or 0% balance transfer credit cards, it’s vital to understand how interest-free lending really works.