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How our loans calculator works

Our loans comparison shows how much each loan is likely to cost per month and in total. The amount we show is based on these assumptions:

  • The representative APRC is the interest rate you'll be given

  • The loan amount you entered is the exact amount you'll borrow

  • You won't make any late or early repayments

  • You won't fail to make any of your loan repayments

  • You won't repay the loan before the end of the term

  • You won't make any overpayments or underpayments

Our comparison shows how much each loan should cost you, but the amount could be different if the way you repay it varies from the above assumptions. The amount could also be different if the lender offers you a different interest rate to the APRC.