Britons and their gadgets are becoming increasingly inseparable. With smartphones and tablets being must-have accessories on the go, you can easily find yourself carrying £1000+ worth of gadgets.
With gadget insurance you can cover a single item or a bundle of devices under one policy, including:
If you’ve ever dropped your smartphone, you’ll know how delicate they are and how costly they can be to repair or replace. And if you’re carrying your phone or other devices daily basis there’s every possibility they could get lost, stolen or damaged.
While some home insurance policies cover gadgets taken out of the home, this often isn’t the most convenient or economical option for protecting your mobile phone or other devices. In many cases, excesses on home insurance policies can cost between £100 to £300 per claim.
Furthermore, if you’re on a home contents insurance policy with a no claims discount then bundling in gadgets that are easier to lose or damage such as mobile phones and tablets could put that in jeopardy.
Meanwhile, standalone gadget insurance could start from £1.50 per month depending on the value of the device, with excess typically charged at around £25 to £75 per claim.