- Motorists are risking £9.1bn should their cars be broken into, as drivers leave valuables worth an average of £840 in their cars while on holiday in the UK
- Over half (58%) of Brits have left valuables in an unattended car while on holiday, with the average family car containing two mobile phones, two tablets, two wallets and three packed suitcases
- One in six (16%) consider their car a safe place to store valuable items despite two thirds (64%) of drivers being uncertain of the maximum amount of coverage they’d be entitled to on their insurance policy
- Despite the vast majority (80%) of thefts from cars occurring at night, two fifths of drivers (43%) are comfortable leaving their valuables in a car overnight
- Nearly a quarter of a million cars are broken into each year
- uSwitch.com is calling on all drivers to avoid leaving their valuables in cars and to check their car insurance cover before hitting the road.
With the summer holidays fast approaching and millions of Brits getting ready to go on a driving staycation, millions of drivers risk losing a combined £9.1billion by leaving valuables in their unattended cars. According to research from uSwitch.com, the price comparison and switching service, the total value of items left in cars amounts to £840 per person – but the average car insurance policy typically only covers £250 worth of possessions.
Shockingly, more than half (58%) of Brits have admitted to leaving valuables in their car while travelling either in the UK or abroad. Mobile phones top the list as the most likely item to be left behind with the average family car including at least two mobile phones, two tablets, two wallets and three packed suitcases.
One in six (16%) believe that their car is a safe place to store their valuables, however nearly two thirds (64%) are unsure of what the maximum amount is that they can claim on their insurance should their possessions be stolen.
The typical cover for personal possessions is £250, but with two in five drivers (43%) opting for an excess of at least £250, drivers could end up not getting a penny to cover any items that are stolen. This is further compounded by some policies not informing consumers of the level of cover for personal possessions until after purchase, preventing motorists from making informed decisions about the policies they are taking out.
The most recent crime data reveals that 80% of theft from cars is conducted at night, yet, despite this, two fifths of drivers (43%) are comfortable leaving their valuables in a car overnight.
Rod Jones, insurance expert at uSwitch.com, says: “Given the rise in thefts from cars it’s surprising to see how much money drivers are prepared to lose by making it easier for thieves to steal their possessions during their summer holidays. This is particularly true as for many drivers their insurance policy is only likely to cover a fraction of the cost of those possessions.
“It’s vital to insure your luggage and personal items when driving in the UK. This is particularly true if you are going to be taking lots of expensive gadgets with you – so it pays to know how exactly much you are covered for and ensure you aren’t caught out should you need to claim.
“Some insurance policies won’t tell you the level of cover you’ll receive for your personal possessions upfront. This will leave you in the dark to how much cover you are actually entitled to until after you’ve taken out your policy. Furthermore, most policies cap the level of cover to around £250 – which in some cases is less than the excess consumers will have taken out.”
“If you can avoid it, don’t leave your valuables in your car overnight, especially when you’re away on holiday, and make sure that particularly expensive items are covered by separate home, travel or gadget insurance policies.”
Find out how you could save almost £1,000 a year with uSwitch here.