Find out if you meet the criteria for a Help to Buy mortgage and learn more about the government’s schemes designed for first time buyers and home movers.
The Bank of England cut interest rates to 0.10% in March 2020. The lowest rate it's ever been. This could mean cheaper mortgage payments but much lower returns on savings.
Do you want to move credit from a credit card into your bank account to spend as cash? Read the Uswitch guide to find out how and search for a credit card that will let you transfer money into your current account.
Take a look at what are typically the cheapest ways to borrow money and see if you can save next time you want to get a loan or credit card.
The Bank of England base rate is the official borrowing rate and currently stands at 0.1%. This base rate influences UK interest rates, which can increase (or decrease) mortgage rates and your monthly repayments.
Mortgage protection insurance is one way to help cover your debt repayments in the event of losing your income. Learn more about mortgage protection cover.
High limit, or premium, credit cards have credit limits of many thousands or sometimes no credit limits at all, but who can have one?
Prepaid travel cards are plastic payment cards pre-loaded with currency that enable you to spend as if you were using a credit or debit card
If you can't repay your loan, you will get a default notice warning you that if it happens again you could be referred to a collection agency
The mortgage set up fee, also known as the mortgage arrangement fee, is the cost the bank or building society charges for setting up the mortgage
Find the UK's best current account providers, as voted by customers. The Uswitch Current Account Awards shine a light on the best current account providers.
What is annual percentage rate (or APR)? APR stands for annual percentage rate. It's the the amount of interest you’ll pay annually on any money you borrow. Our guide explains how APR works and what you need know about it if you're borrowing money.
What's the best way to spend as you travel around Europe? Take the euros as cash or spend on a travel credit card?
What is Amex or American Express? How do they differ from Visa and MasterCard credit cards? Read on to find out the pros and cons
What's the best credit cards for Christmas shopping? We look at cards that will reward you for spending or let you borrow for free.
Credit cards are convenient for making travel arrangements, and can also allow you a little more spending leeway when you are on holiday
Can money transfer credit cards give you interest free cash loans? Read the Uswitch guide to find the best interest-free money transfer credit cards
Our guide explains how to save money on student car insurance if you're taking your car with you when you move away to study. Compare insurance quotes here.
An interest free short term loan can only really be taken out in the form of a credit card and can be a useful way of borrowing money at no extra cost
Fed up with credit card jargon? Read our credit card glossary to get a simple explanation of everything from APR to Transfer fees.
Learn more about the credit card pre-approval process and see if it can really help your chances of getting a credit card if you have bad credit.
With cashback credit cards, you get cash back on your spending – learn more and use our credit card comparison tool to find the right one for you.
Credit card comparison tables can be quite tricky, so it's worth knowing how to read the credit card summary box to decode the legal jargon.
How is credit card interest calculated? The Uswitch guide explains how credit card companies calculate interest rates for their credit cards.
The world of travel money is notoriously difficult. Do you take money or change there? Do you take cash, card or cheque? We answer your questions.
Not sure what bank card you have? Learn your debit from your credit cards and your Visas from you Mastercards with this handy guide.
What are the best credit cards with no foreign transaction fees? Find out how to get a 'perfect' exchange rate when spending abroad.
Learn what Verified by Visa and MasterCard SecureCode are with our guide to online security.
It’s almost impossible to not come into contact with Paypal, the online payment system, but even those who have used it may still wonder what Paypal is.
Confused about credit cards or just want more information? Use our Q&A to find the answers you're looking for with our money experts
Is it bad to have too many credit cards? Get the answers from our money experts and find out how the number of credit cards could affect your credit rating.
I've been refused a credit card, how can I find out why? Read our guide to see what our money experts have to say about being refused credit and what to do.
Can your current account provide a better rate of return than your savings? When interest rates are rock bottom the answer could be 'yes'. Find out more
A joint account is a rite of passage for many couples. Rather than quibbling over every shopping bill you just put your money into the same account.
If your house is made from timber, you may wish to speak to a non-standard home insurance provider to get a quote specific to your requirements.
Compare unoccupied house insurance and find out what is unoccupied property insurance. Learn about how your home insurance policy can be affected if you're not around and your home is left unoccupied.
Buying a car requires a large amount of money so if you don't have the cash, a large personal loan can seem like the easiest option, but is it the best?
The deposit protection scheme is a vital safeguard for the millions of tenants renting their property across the UK. Learn how it all works in our guide.
Our first time buyer guide will help you choose between a first time home buyer mortgage, help to buy mortgage, and other first buyer schemes.
Find the best 5 year fixed rate mortgage for you with the help of our guide and mortgage comparison service.
Which mortgage is best for you? Read our guide to fixed rate versus standard variable rate mortgages and what mortgage interest rates mean.
Home buying, moving and mortgage costs. Uswitch guide to all the costs of buying a house, including deposit, solicitor fees, stamp duty and conveyancing.
The mortgage market review is a fundamental change to the UK's mortgage market, but what is the mortgage market review or MMR?
Moving home can be among the most stressful things to do, but a lot of that stress can be mitigated by a bit of planning in advance.
What is Rent to Buy? Is Rent to Buy right for you? Does the government’s scheme help you decide whether to rent or buy? How can you find Rent to Buy homes?
Can shared ownership be your best chance of getting a foot on the property ladder? Lower income families can own a share of the property while paying rent.
A two year fixed rate mortgage will protect you against potential interest rate rises. Read all about the pros and cons of two year fixed rate mortgages.
National Savings and Investment, or NS&I, is a government backed national form of saving account, aiming to give savers a secure space to store their money.
NISAs were one of the big announcements in the 2014 budget, but what are they exactly, how do they differ from ISAs and savings, and are they right for you?
Remortgaging your property can offer a better deal on your monthly repayments or a chance to consolidate your debts. Compare remortgage deals with Uswitch.
Peer to peer lending in the UK has taken off in recent years, with p2p lending now a permanent fixture on the financial circuit
Wondering how to buy a new car? Read our guide to car loans and other financing options, including hire purchase plans, personal contract purchase
Personal or unsecured loans can be the best way to borrow a fixed amount. Learn more about unsecured loans in our guide.
What is PPI? PPI, or payment protection insurance, became one of the most notorious financial products in recent years due to the PPI miss-selling scandal.
Do claims management companies keep calling you? Find out why, what they do and if they can be useful for you. Claims management companies have been in the news since the PPI mis-selling scandal broke but how do claims management companies work?
Fixed rate mortgages rates are getting increasingly competitive, with rates at all time lows, but is 2015 the year to fix your rate?
Mortgages are often complicated products, with a lot to take into account. But, you can compare the cost of different mortgages by looking at monthly repayments.
Pay off your mortgage early or build up your savings? In this Uswitch guide we explain in detail what the options are too paying off your mortgage early
Apple's new ‘Apple Pay’ payment system is a new way of paying with your iPhone. We explain how it works and what to be aware of.
A store card is just another name for a credit card, with the exception that you can only use it in a particular retail chain.
Paying for a holiday can be one of the most expensive decisions of the year: flights, hotels and travel money. What's the best way to pay for it all?
Parents, families and friends can help out first time buyers with deposits, a guarantor mortgage or family offset mortgages.
Getting into unsustainable debt is frighteningly easy - a few months of irresponsible spending can land you with a debt that could take years to pay back.
Make sure before you head overseas that you've got the best card for booking flights, hotels and spending on your holidays. Find a great travel card today.
As Britain leaves the European Union the only certainty ahead is uncertainty, we explain what it means for you and how you can try to protect your finances
Looking for a wedding loan for bad credit? Read on to learn more about what your options are for getting a wedding loan even if you have bad credit.
Second charge or second mortgages are loans secured on your home and can be alternative to remortgaging. Our Uswitch guide explains the benefits
There are few loan companies that will give you instant decisions – the ones that do will often leave you saddled with an extremely high rate of interest
What are logbook loans? Consider taking out a logbook loan? Read our guide to learn more about logbook loans and what the alternatives financing option
It is possible to take out a loan without a credit check, but these loans usually carry far more risk due to the high costs & strict terms. Read our guide
Whether you need extra financing for your studies or trip abroad, getting a loan when you're younger can be difficult. Our guide explains ways to borrow
You can get a loan when you’re unemployed, but it is more difficult and potentially much more expensive and therefore more risky
Poor credit history? Take a step to improve your credit score by registering on electoral roll. This lowers your risk of fraud in the eyes of lenders
Loans for medical procedures is not available on the NHS. However, many medical procedures offer their own financing plans. Take a look at our guide
With a bad credit history it can be difficult, but not impossible to borrow money, whether it's a credit card, loan or mortgage.
Payday loans have come under close scrutiny, because of their very high effective interest rates. What are your alternatives to payday loans?
Your bank already knows your circumstances and can get an idea of your reliability with less effort when it comes to assessing your mortgage application
You can have as many credit cards as you can afford and your credit score will allow. Uswitch guide explains pros and cons of owning multiple credit cards.
A house valuation will tell you about the property and how much it might potentially cost. Our guide explains how to get a free house valuation.
The second payment services directive, known as PSD2, is a plan to change up the retail banking sector, and give consumers more choice.
You can check your eligibility for a credit card without having to apply for it, so you can reduce the risk of being rejected for a card
To apply for a mortgage you need as minimum as three months bank statements, proof of income and your passport or any other identification
We have put together a mortgage glossary to help even the experienced homeowner get to grips with all of the important terminology
A second home mortgage is exactly how it sounds – a mortgage for buying a second home. Read our guide to learn more about the second home mortgage.
A 10 year fixed rate mortgage deal will fix your interest rates and monthly repayments at the same level for 10 years
Once you're over 50 your mortgage options begin to change, so it's worth carefully considering your options
Finding the size of mortgage you can get before you start house hunting is a sensible move and can help you set your budget.
In this step by step guide to buying a home, we explain different steps that one needs to take before buying a home
In the long run buying a home is usually better value than renting. Despite the large upfront costs that come with paying a deposit, legal and mortgage fees
The average deposit size to get a mortgage is generally 20% of the property value, which means you will likely need somewhere between £20,000 and £50,000
The mortgage interest rate determines how much your monthly repayments will cost. The higher your interest rate, the higher your mortgage repayments
With fixed rate, variable rate or tracker rate mortgages, the option to pay interest only, capital, offset, finding the right mortgage can be difficult
No deposit mortgages are mortgages that give you a 100% Loan to Value ratio (LTV), aimed at customers who do not have a deposit to put up to buy a home
A mortgage broker is someone who compares the market for mortgages and provides impartial advice to help you find the right deal
The time it takes to get a mortgage will depend on a number of factors: having good credit rating, reliable and steady income, mortgage valuation survey
The largest UK mortgage providers are often Lloyds, Santander, Nationwide, Barclays and Royal Bank of Scotland and HSBC
Mortgages are typically most accessible to people aged between 25 and 40, who have a larger than average and reliable income and sizeable savings
Mortgage affordability criteria requires a proof of regular salary, sufficient income enough to meet your mortgage repayments
Discover what is needed to complete a successful mortgage application. What information lenders need to accept, process and approve your application
Remortgaging to a new deal and new lender can save you lots of Money, it can also land you with Early repayment charges, exit fees and high SVR
Understanding cash back and cash back mortgages is necessary to finding the best type of mortgage deal for you and your property – Read the Uswitch Guide
Your credit score will be looked at when you apply for any type of mortgage and often have more stringent lending criteria to loans – Read the Uswitch Guide
Understanding what mortgage and repayments you can realistically afford is essential to know what size property you can purchase & how much deposit you need
The cost of a mortgage is almost entirely defined by the interest rate, so the lower the rate, the cheaper your mortgage will be – Read the Uswitch Guide
Mortgage overpayments can save you thousands of pounds in interest, but there are some potential fees to consider before doing so – Read the Uswitch Guide
Are discounted mortgage deals too good to be true? Is a discount mortgage the best type of mortgages for you? What are the downsides? Read the Uswitch Guide
The final true cost of you home move can be calculated when you consider and understand all fees associated with your mortgage – Read the Uswitch Guide
You should look to remortgage to a new deal when your current introductory mortgage rate is close to ending, but not before – Read the Uswitch Guide
Build to rent refers to an emerging sector in the housing market involving large scale developments built mainly for the use by private renters
Independent mortgage advice is a helpful way of finding the right deal for you amid a complicated and overwhelming range of home buying options.
Conveyancing is the legal transfer of ownership of a property from the seller to the buyer. Read our guide that explains all about Conveyancing.
If you work for yourself, freelancer, contractor or classed as self employed and are looking for a mortgage? Read our self-employed mortgage guide
Learn more about financing holiday home properties. Looking for a holiday let mortgage? Find out if you could get a mortgage for a holiday home
A joint tenancy when home buying means you have joint ownership with someone else sharing the ownership, responsibilities and rights
Buying a second property? Everything you need to know about buying an additional residential property and how to get a second property mortgage
Self build mortgages can give you the financing you need to make that dream home a reality.
Having the right amount of deposit to buy a house can make a huge difference in getting the best mortgage deal. Read on how to save for a mortgage deposit.
How to get a deposit for a house? Is borrowing money or using a credit card towards a mortgage deposit an option? Uswitch.com
Stoozing is a term for savvy use of credit cards to make money from interest rates, but how does it work?
To buy a house you need to set a budget, find a home you can afford, apply for a mortgage and transfer funds to the seller
Credit card charges can affect your ability to apply for credit and your credit rating. Find out how to understand credit charges in our Uswitch guide
How do mortgages in the UK work? Who are the biggest lenders and what do you need to know about the British mortgage market?
While this budget was focused on wider plans to shore up Britain's "economic resilience", there were a few things that will directly affect your pocket.
Credit card security has improved but card fraud is still on the rise , we take a look at two of the biggest credit card frauds ever
If you've been a victim of fraud where you've been left out of pocket, you should be able to get your money back.
Financial fraud takes on many forms and scammers are always creating new ones, but there are few common scams you should be aware of.
It's possible to be financially well-off but have a poor credit score, which could stop you from getting the best credit cards and loans.
If you have a bad credit score getting a loan can be difficult, especially getting one with competitive rates, this where a guarantor loan could help.
You can claim back on bank charges that arise from going over your overdraft limit or a bounced cheque or direct debit payment
Contactless payment was designed to be a quicker card payment method for small purchases than chip and PIN payments or swiping and signing.
A bridging loan is a form of financing that allows you to borrow money on a short-term basis in the gap between buying a new home and selling your old one.
Android Pay is a phone app that allows you to use your phone as contactless credit card
Over 55s can withdraw their pension pots in one go to reinvest as they fit. We explain what these changes mean, and what need to be aware of.
RBS and Capital One cardholders are seeing their cashback and rewards scaled back, but why? And is your card safe?
It has never been easier to switch your current account to get a better deal, but who is challenging the old big banks and offering these better deals?
There is a lot of confusion around credit cards and a lot of questions around a few key terms.
Getting your first credit card is an important step towards financial adulthood, but remember with great purchasing power comes great responsibility.
If you are looking for a credit card to build your credit score, use our comparison service to search for the best credit cards for bad credit
A credit builder card can help you improve your credit rating. But make sure to pick a card that's right for your needs.
While convenient, using your credit card overseas can quickly lead to fees which can make your trip abroad more expensive. These tips can keep costs down.
Improving your home can add thousands to its value. We look at how much home improvements cost, what they add and how to pay for them.
To get a mortgage you need to have at least a 5% deposit for a home as well as meeting affordability and credit score criteria with a lender.
The minimum payment on a credit card can vary but it is typically the highest of the total balance under a fixed amount or the interest
Remortgaging to buy a rental property, or buy to let property, could be one way to raise enough cash to get the deposit for a buy to let mortgage
Consumer buy to let mortgages are regulated as residential mortgages aimed at 'accidental' or non-professional landlords
Saving for a mortgage deposit typically takes around ten years and requires careful planning and discipline with your money
Compare credit card for self-employed and get access to credit. Find out everything you’ll need to know to get accepted.
The best credit cards to earn back a percentage of money as you spend
Cashback credit cards allow you to earn back money as you spend as a reward, but which card will give you the most back? American Express or Santander?
A few current accounts give you back a percentage of the cash you spend as a reward, we take a closer look at how cashback accounts work and what's on offer
Investing in buy to let property has become a popular in recent years, what do you need to know before you become a buy to let landlord?
A step-by-step approach to pay back credit card debt, rebuild your credit score and regain your financial health.
Your credit report and score are not the only factors that might be stopping you from getting the best credit cards available.
Credit unions can sometimes offer better rates than the high street and help those struggling with debt – read our guide to see if they can save you money
What could the first government budget after the election hold for you? Wednesday 8 July will be the first Conservative party budget in 18 years.
There are two main UK credit card airline rewards schemes: Avios (the new Airmiles) and Virgin Miles. Which one is better?
Several 0% balance transfer cards are currently offering interest free periods as long as three years - we take a closer look to decide which one is best.
Credit cards for unemployed people and bad credit are easier to get hold of nowadays but they often come at a bigger cost
Applying for a first credit card can have its complications – our guide can help with the preparation needed to build up your credit history
How to cancel a credit card? Uswitch guide explains how to cancel Santander, Halifax, Virgin and other credit card provider accounts.
Being refused credit can be terrible, but luckily there are a few simple rules you can follow to improve your credit rating.
Many people stick with the same account their parents opened for them, but the 7-day current account switching guarantee could change all of that.
Your questions on bad credit mortgages answered. Bad credit mortgages do exist - find out how and where to get a mortgage if you have a bad credit history
Compare the best buy to let mortgages. Find out everything from fixed rate, trackers & new landlord BTL deals. FAQs and top tips from Uswitch
Your questions on tracker mortgages. Find out what a tracker mortgage is, see tracker mortgage rates and compare tracker mortgage deals with Uswitch
Looking for mortgage information? Use the mortgage guide for the essential facts you need to make an informed choice about your mortgage today.
Level term life insurance covers a fixed period with a fixed payout. Read our guide to help find you the cheapest life insurance on the market.
Uswitch explains how to get the best low interest loan rates.
Choosing between a secured or unsecured personal loan for a home improvement can be tricky – read our guide to help make sense of home improvement loans.
You may be tempted to borrow money using a payday loan, but with interest rates as high as 2,000% APR or more they could prove very expensive!
Is a fixed rate mortgage right for you? If you're not sure Uswitch is here to help. Find out all about the advantages and disadvantages
Are mortgage interest rates going up or down? What kind of mortgage has the best fixed rate, tracker, offset? Compare mortgage interest rates
LTV, or loan-to-value, is the size of mortgage compared to how much your property is worth. Do have enough equity to qualify for the best mortgage rates?
Learn all about the the largest and most common form of credit in the UK helping millions of us buy homes.
What is equity and how can you access it? We explain how you can use the value of your house to get a cash lump sum.
Interest-only mortgages offer cheaper monthly repayments but what's the catch?
Eight excellent tips for first-time buyers. Things are tough for first-time buyers, learn how to find a mortgage, buy a house on the property ladder