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Tom Martin

Articles and guides written by Tom Martin

Best credit cards for 2018 Christmas shopping and January sales

Best credit cards for 2018 Christmas shopping and January sales

What's the best credit cards for Christmas shopping? We look at cards that will reward you for spending or let you borrow for free.

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Check your eligibility for credit cards and credit reports, cash coin purse

Types of scam

Financial fraud takes on many forms and scammers are always creating new ones, but there are few common scams you should be aware of.

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What size mortgage can I get and how much can I borrow?

Finding the size of mortgage you can get before you start house hunting is a sensible move and can help you set your budget.

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Gifted deposit for a mortgage

How to get a mortgage

To get a mortgage you need to have at least a 5% deposit for a home as well as meeting affordability and credit score criteria with a lender.

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Thatched roof

When should I fix a mortgage rate?

Fixed rate mortgages rates are getting increasingly competitive, with rates at all time lows, but is 2015 the year to fix your rate?

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What are mortgage rate discounts and deals?

Are discounted mortgage deals too good to be true? Is a discount mortgage the best type of mortgages for you? What are the downsides? Read the Uswitch Guide.

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Joint tenancy home buying

A joint tenancy when home buying means you have joint ownership with someone else sharing the ownership, responsibilities and rights.

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How can you get mortgage with bad credit?

Is the lowest mortgage rate always the cheapest?

The cost of a mortgage is almost entirely defined by the interest rate, so the lower the rate, the cheaper your mortgage will be - Read the Uswitch Guide

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Could you afford your mortgage if rates rise?

The mortgage interest rate determines how much your monthly repayments will cost. The higher your interest rate, the higher your mortgage repayments.

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Timber framed house insurance

Timber frame house insurance

If your house is made from timber, you may wish to speak to a non-standard home insurance provider to get a quote specific to your requirements.

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Charge cards close up

How to Transfer Money From Credit Card to Bank Account

If you're wondering, can I transfer money from a credit card into a bank account? read the Uswitch guide to find out how. Search for a credit card that will allow you to transfer money into your current account.

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Debt consolidation loans

Debt consolidation loans - How do they work?

Debt consolidation loans might sound like a great idea to ease a financial burden, but are they a wise choice for you? We reveal all.

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