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Tom Martin

Articles and guides written by Tom Martin

Tom Martin

Tom MartinContent editor

Tom is a fintech and personal finance expert; an experienced creative copywriter and digital content strategist who is his my element in agile tech businesses. He aims to evangelise, educate and entertain about why writing matters and loves creative work as well as doing clever things with data. He was previously responsible for content management and strategy for Uswitch's Banking content, which involved:

- Writing financial news, features and guides with a consumer focus;

- Creating and researching richer content (ie infographics, graphs and videos);

- Maintaining an extensive content library and generating email marketing content.

House and pennies

When can you remortgage?

You should look to remortgage to a new deal when your current introductory mortgage rate is close to ending, but not before - to understand why, read our Uswitch guide.

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House valuation - how to get a house valuation. Image of an estate agent valuing a property

House valuation - how to get a house valuation

A house valuation will tell you about the property and how much it might potentially cost. Our guide explains how to get a free house valuation.

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Paying off your mortgage early: pros and cons

Should I pay off my mortgage early?

Is paying a mortgage off early always a good thing? We explain what your options are, and the benefits if you want to clear your mortgage ahead of time. We also explain what the alternatives are if the repayment penalty is just too costly.

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Biggest mortgage lenders in the uk. Building with 'bank' written on the facade in gold lettering

Who are the biggest mortgage lenders in the UK?

The largest UK mortgage providers are often Lloyds, Santander, Nationwide, Barclays and Royal Bank of Scotland and HSBC

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Are cashback mortgages worth it?

How long does it take to get a mortgage?

The time it takes to get a mortgage will depend on a number of factors: having good credit rating, reliable and steady income, mortgage valuation survey. Find out more with our comprehensive guide.

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What is equity and how to use it for borrowing?

How to access equity - remortgaging for a cash lump sum

What is equity and how can you access it? We explain how you can remortgage to release equity, getting cash from your home.

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Rent to Buy

Rent to Buy | What is it and how can it help you?

What is Rent to Buy? Find out if the government’s Rent to Buy right scheme is right for you, and how to find the right home for you.

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Dropping £1 coin into a purse

What are mortgage rate discounts and deals?

Are discounted mortgage deals too good to be true? Is a discount mortgage the best type of mortgages for you? What are the downsides? Read the Uswitch Guide.

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Thatched roof

When should I fix a mortgage rate?

Fixed rate mortgages rates are getting increasingly competitive, with rates at all time lows, but is 2015 the year to fix your rate?

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Dropping £1 coin into a purse

What size mortgage can I get and how much can I borrow?

Finding the size of mortgage you can get before you start house hunting is a sensible move and can help you set your budget.

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Gifted deposit for a mortgage

How to get a mortgage

To get a mortgage you need to have at least a 5% deposit for a home as well as meeting affordability and credit score criteria with a lender.

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Dropping £1 coin into a purse

Joint tenancy home buying

A joint tenancy when home buying means you have joint ownership with someone else sharing the ownership, responsibilities and rights.

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