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Tom Martin

Articles and guides written by Tom Martin

Tom Martin

Tom MartinContent editor

Tom is a fintech and personal finance expert; an experienced creative copywriter and digital content strategist who is his my element in agile tech businesses. He aims to evangelise, educate and entertain about why writing matters and loves creative work as well as doing clever things with data. He was previously responsible for content management and strategy for Uswitch's Banking content, which involved:

- Writing financial news, features and guides with a consumer focus;

- Creating and researching richer content (ie infographics, graphs and videos);

- Maintaining an extensive content library and generating email marketing content.

Are there any risks in opening a joint account?

Are there any risks in opening a joint account?

A joint account is a rite of passage for many couples. Rather than quibbling over every shopping bill you just put your money into the same account.

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Guide to building credit with no credit card

How do I build credit without a credit card?

If you're looking for a credit card to build your credit score, use our comparison service to search for the best credit cards for bad credit. Our guide answers those key questions, such as do you need a credit card to have a credit score?

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close up of a visa card

Main Differences Between Credit Card and Debit Card

This handy guide answers those questions you've always been unsure about, such as what kind of bank card do I have? Do credit cards have sort codes? We help you to tell your debit from your credit cards and your Visas from you Mastercards.

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What does the base rate cut mean for your finances?

What does the base rate cut mean for your finances?

The Bank of England cut interest rates to 0.10% in March 2020. The lowest rate it's ever been. This could mean cheaper mortgage payments but much lower returns on savings.

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Credit cards for the unemployed

First Credit Card - How to Establish Credit History

Applying for a first credit card can have its complications - our guide can help with the preparation needed to build up your credit history

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Credit card glossary A-Z

Credit Card Glossary A-Z | Jargon Busting Credit Cards

Fed up with credit card jargon? Read our credit card glossary to get a simple explanation of everything from APR to Transfer fees.

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3 tips on the credit card pre-approval process

3 tips on credit card pre-approval process

Learn more about the credit card pre-approval process and see if it can really help your chances of getting a credit card if you have bad credit.

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British notes and coins

PSD2 - what is the second payment services directive?

The second payment services directive, known as PSD2, is a plan to change up the retail banking sector, and give consumers more choice.

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How to improve your credit score if you've never been in debt

Cash rich but credit poor? Get a better credit score

It's possible to be financially well-off but have a poor credit score, which could stop you from getting the best credit cards and loans.

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Check your eligibility for credit cards and credit reports, cash coin purse

Bank Charges - How to Claim Back Bank Charges

You can claim back on bank charges that arise from going over your overdraft limit or a bounced cheque or direct debit payment

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How to change your bank account - alternatives to the 'big four'

How to change your bank account - alternatives to the 'big four'

It has never been easier to switch your current account to get a better deal, but who is challenging the old big banks and offering these better deals?

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Longest 0% balance transfer cards - which is best?

Longest 0% balance transfer cards - which is best?

Several 0% balance transfer cards are currently offering interest free periods as long as three years - we take a closer look to decide which one is best.

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