Car insurance for drivers with drink driving convictions

If you want to get back on the road after a drink driving conviction, you might find that car insurance is less affordable than before. 

Read our guide and learn how to save on your car insurance if you have a previous drink driving conviction.

Can I get car insurance if I have a drink driving conviction?

You can get car insurance after you’ve been convicted for drink driving, but be prepared to have to shop around and to have to pay more.

What do I do about car insurance when I’m allowed to drive again after a drink driving conviction?

When you do get back behind the wheel, contact your insurer again and tell them you plan to drive again. 

They should then offer you a new car insurance quote — but be prepared for this to be more expensive than your original premium. 

What if my insurer refuses to cover me after I’ve been convicted for drink driving?

If your initial insurer refuses to cover you, don’t worry.  Some insurers are wary about insuring drivers with a history of drink driving, but there are specialist providers out there that will be willing to take you on.

How much more will I pay for car insurance after a drink driving conviction?

Drink driving is one of the most serious driving offences in an insurer’s eyes, as claims for drink drivers are so costly and the potential for damage and injury is huge. 

To reflect this, drink driving has a higher impact on car insurance costs than most other types of conviction — it would be fairly standard to see your premium double after being convicted of a drink driving offence. 

Can I save money on car insurance after a drink driving conviction?

There are ways you can reduce the impact of higher car insurance premiums after a drink driving conviction

Go on a course

As part of your drink driving conviction, you may be offered to take part in a drink driver’s rehabilitation course.  

You will have to pay upfront to take the course, but it’s likely to result in higher savings on your car insurance in the long term.

Shop around

If you want to save money on your car insurance after a disqualification, don’t just accept your initial insurer’s quote without looking around for a better deal. Don’t be disheartened if you can’t get an affordable quote with a big-name insurer. There are several specialist insurers that deal specifically with convicted drivers.

Talk to insurers

Be sure to call insurers after getting an initial quote online — some providers may be willing to negotiate a deal once they’ve discussed your driving history and the details of your conviction.

Get started by comparing quotes using the tool below:

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