Black box insurance is great for careful drivers who are frustrated by the high cost of car insurance.
And if you're a young driver and get penalised with high premiums, despite being a sensible driver, car insurance with a black box could help.
Black box car insurance counts the miles you've driven, so you only pay for what you use.
Black box insurance policies are powered by technology that measures everything from acceleration to cornering, so your insurer can get a comprehensive impression of your driving habits and charge you accordingly.
Typically drivers are charged a fixed premium with a certain number of miles allowed per year, however some black box and telematics insurance policies work by refunding drivers for good behaviour and increasing the premium for poor driving score.
Some telematics insurers work more like mobile phone contracts, so you top up in bundles of miles depending on how much you're driving (which is why it's sometimes called ‘pay as you go insurance').
The black box is installed in your car and links to a satellite to measure your usage, allowing you to check your own driving online.
The black box tracks and measures the following:
Confused about black box insurance and its potential benefits? Our guide answers frequently asked questions on telematics insurance policies....