Banking guides

Banking Questions and Answers

Banks, credit cards and credit scores: get your money concerns and queries answered by our personal finance experts.

How well do Brits understand financial terms?

Know your CHAPS from your AER? Uswitch test Brits knowledge to find out how well they know key financial terms and which ones they struggle with the most

What does the base rate cut mean for your finances?

The Bank of England cut interest rates to 0.10% in March 2020. The lowest rate it's ever been. This could mean cheaper mortgage payments but much lower returns on savings.

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How can you manage your finances in Brexit Britain?

As Britain leaves the European Union the only certainty ahead is uncertainty, we explain what it means for you and how you can try to protect your finances

PSD2 - what is the second payment services directive?

The second payment services directive, known as PSD2, is a plan to change up the retail banking sector, and give consumers more choice.

What puts you at risk of being a fraud victim?

Types of scam

Financial fraud takes on many forms and scammers are always creating new ones, but there are few common scams you should be aware of.

What can I do if I'm a victim of fraud?

If you've been a victim of fraud where you've been left out of pocket, you should be able to get your money back.