Credit cards can be very useful to have in your wallet, but make sure you don't get caught out by fees and charges.
High limit, or premium, credit cards have credit limits of many thousands or sometimes no credit limits at all, but who can have one?
Prepaid travel cards are plastic payment cards pre-loaded with currency that enable you to spend as if you were using a credit or debit card
What could the first government budget after the election hold for you? Wednesday 8 July will be the first Conservative party budget in 18 years.
Credit cards come in different shapes and sizes, Low APR, Rewards, Secured, Bad Credit, and more. Discover the right type of Credit Card and limit for you
What is annual percentage rate (or APR)? APR stands for annual percentage rate and represents the amount of interest you’ll pay annually on any money borrowed. Our guide explains how APR works and what you need know about it if you're borrowing money.
What's the best way to spend as you travel around Europe? Take the euros as cash or spend on a travel credit card?
Charge cards allow you to pay for goods and services on credit, as long as you pay off your balance in full at the end of every month.
0% interest purchase cards enable you to borrow for free in the short term by not charging interest on purchases made with the card
What is Amex or American Express? How do they differ from Visa and MasterCard credit cards? Read on to find out the pros and cons
Airline credit cards help earn you Avios points the replacement for Airmiles when used for credit card purchases
Applying for a first credit card can have its complications – our guide can help with the preparation needed to build up your credit history
Prepaid cards offer the convenience of a credit card, but instead of borrowing you only spend money you have pre-loaded on the prepaid credit card.
What's the best credit cards for Christmas shopping? We look at cards that will reward you for spending or let you borrow for free.
Find out about Visa or MasterCard credit cards, what are the main differences between the two and compare the best credit card deals with uSwitch.
Knowing how to use a credit card correctly is very important: using a credit well can earn great rewards, but if used badly it can leave you badly in debt.
Credit cards are convenient for making travel arrangements, and can also allow you a little more spending leeway when you are on holiday
Can money transfer credit cards give you interest free cash loans? Read the uSwitch guide to find the best interest-free money transfer credit cards
Many credit cards come under the umbrella over a wider banking group. Find out who owns your credit card provider so you can switch credit cards. When switching your credit card provider, knowing your banking groups could be important.
Do you want to move credit from a credit card into your bank account to spend as cash? Read the uSwitch guide to find out how and search for a credit card that will let you transfer money into your current account.
Fed up with credit card jargon? Read our credit card glossary to get a simple explanation of everything from APR to Transfer fees.
Learn more about the credit card pre-approval process and see if it can really help your chances of getting a credit card if you have bad credit.
With cashback credit cards, you get cash back on your spending – learn more and use our credit card comparison tool to find the right one for you.
Credit card comparison tables can be quite tricky, so it's worth knowing how to read the credit card summary box to decode the legal jargon.
Credit cards for unemployed people and bad credit are easier to get hold of nowadays but they often come at a bigger cost
How is credit card interest calculated? The uSwitch guide explains how credit card companies calculate interest rates for their credit cards.
How to cancel a credit card? uSwitch guide explains how to cancel Santander, Halifax, Virgin and other credit card provider accounts.
Not sure what bank card you have? Learn your debit from your credit cards and your Visas from you Mastercards with this handy guide.
What are the best credit cards with no foreign transaction fees? Find out how to get a 'perfect' exchange rate when spending abroad.
Learn what Verified by Visa and MasterCard SecureCode are with our guide to online security.
It’s almost impossible to not come into contact with Paypal, the online payment system, but even those who have used it may still wonder what Paypal is.
Get your credit rating and credit card questions answered by our money experts. I have a bad credit rating. Can I still get a credit card with rewards?
Being refused credit can be terrible, but luckily there are a few simple rules you can follow to improve your credit rating.
Learn about Section 75 and Chargeback protection and rights offered with credit cards. Chargeback and Section 75 protect you if something goes wrong.
What is PPI? PPI, or payment protection insurance, became one of the most notorious financial products in recent years due to the PPI miss-selling scandal.
Do claims management companies keep calling you? Find out why, what they do and if they can be useful for you. Claims management companies have been in the news since the PPI mis-selling scandal broke but how do claims management companies work?
Compare 0% balance transfer credit cards with uSwitch - follow our top tips to find the best balance transfer credit cards for you.
Business credit cards could be an invaluable asset to your company - find out more about company credit cards with uSwitch.
Credit card usage continues to grow at a rapid rate, with many signing up for more than one credit card. Read on to find out about credit card advantages.
No credit check credit cards are too good to be true - find out more about credit checker and how card providers assess applications.
Find out all you need to know about store cards and whether you could be better off with a reward or balance transfer credit card.
Apple's new ‘Apple Pay’ payment system is a new way of paying with your iPhone. We explain how it works and what to be aware of.
Apply for the right credit card for your credit rating – uSwitch explains what to look out for and suggests the right cards for your credit rating.
Credit card applications can take a long time. Find out how long it will take to apply be accepted and receive a new credit card with our useful guide
Many credit cards are described as 'instant decision' cards, but what does this actually mean and can you really get a credit card without the wait?
A store card is just another name for a credit card, with the exception that you can only use it in a particular retail chain.
Applying for a credit card will leave a mark on your credit report, so it’s important to check if you can get a credit card in the first place
Find out about the pros, cons and alternatives to student credit cards, as well as the best ways to borrow money at university.
Paying for a holiday can be one of the most expensive decisions of the year: flights, hotels and travel money. What's the best way to pay for it all?
Make sure before you head overseas that you've got the best card for booking flights, hotels and spending on your holidays. Find a great travel card today.
You can have as many credit cards as you can afford and your credit score will allow. uSwitch guide explains pros and cons of owning multiple credit cards.
Find out about Avios points and Spending Avios points - Turn your everyday spending into hotels, holidays, experiences, rewards and more with Avios Points
Credit card purchases are protected by law - the Consumer Credit Act 1974 gives credit card protection on your purchases over £100.
Credit limits can restrict the amount of money you can borrow on a credit card or overdraft, but there are ways to increase it if you need some extra cash
You can check your eligibility for a credit card without having to apply for it, so you can reduce the risk of being rejected for a card
Whatever your credit history there are lots of ways on how to improve credit score - find out more about strengthening your credit rating
Credit cards are widely known for borrowing capabilities, serving as a financial tool to pay for things on credit & allowing you to pay with interest
Read out seven tips for first time credit card holders. See our video for some basic credit card do’s and don’ts or skip ahead
Many people are nervous about getting a credit card, finding all the terms and conditions intimidating and rush into spending without knowing
Stoozing is a term for savvy use of credit cards to make money from interest rates, but how does it work?
Find out about the cost of withdrawing cash using a credit card as well as the best alternatives to credit card cash withdrawals.
Credit card charges can affect your ability to apply for credit and your credit rating. Find out how to understand credit charges in our uSwitch guide
Credit card security has improved but card fraud is still on the rise , we take a look at two of the biggest credit card frauds ever
It's possible to be financially well-off but have a poor credit score, which could stop you from getting the best credit cards and loans.
Contactless payment was designed to be a quicker card payment method for small purchases than chip and PIN payments or swiping and signing.
There are two main UK credit card airline rewards schemes: Avios (the new Airmiles) and Virgin Miles. Which one is better?
Android Pay is a phone app that allows you to use your phone as contactless credit card
RBS and Capital One cardholders are seeing their cashback and rewards scaled back, but why? And is your card safe?
Want to find the best credit card for customer service? Our new satisfaction survey for 2013 shows exactly what users think of their credit card providers.
Compare MasterCard credit card deals with uSwitch - find the best low APR, balance transfer and cashback credit cards.
Your credit card can be used for many goods and services, but there are some things you should definitely not pay for with a credit card.
There is a lot of confusion around credit cards and a lot of questions around a few key terms.
Premium credit cards come with exclusive benefits - find out more about premium credit cards with uSwitch.
Understanding how credit card interest rates work is essential if you are thinking about applying for a card.
Getting your first credit card is an important step towards financial adulthood, but remember with great purchasing power comes great responsibility.
If you are looking for a credit card to build your credit score, use our comparison service to search for the best credit cards for bad credit
A credit builder card can help you improve your credit rating. But make sure to pick a card that's right for your needs.
While convenient, using your credit card overseas can quickly lead to fees which can make your trip abroad more expensive. These tips can keep costs down.
If you're considering taking out a credit card for the first time there are few things to get your head around before applying.
What should you always buy with a credit card? While you shouldn’t use your credit card for everything, there are some purchases that better made on card.
Low rate APR credit cards could save you more money in the long run – find out how and compare low rate credit cards with uSwitch to find a great deal.
Paying too much interest on your credit cards? uSwitch explains how to consolidate credit card debt by merging them with a low or 0% interest credit card
Credit card cheques were a means of paying for goods or services without cash and when you couldn't use your credit card.
Charity credit cards allow you to donate to charity when you spend. Find out more about charity credit cards and how they compare to cashback credit cards.
Credit cards can be an expensive way of borrowing if you can't clear the balance at the end of each month. We explain how to use your credit card wisely.
The minimum payment on a credit card can vary but it is typically the highest of the total balance under a fixed amount or the interest
Compare credit card for self-employed and get access to credit. Find out everything you’ll need to know to get accepted.
The best credit cards to earn back a percentage of money as you spend
Cashback credit cards allow you to earn back money as you spend as a reward, but which card will give you the most back? American Express or Santander?
Several 0% balance transfer cards are currently offering interest free periods as long as three years - we take a closer look to decide which one is best.
Applying for or switching a credit card is easy - whether it's a balance transfer, purchases or cashback credit card, we can help you find the right card.
A step-by-step approach to pay back credit card debt, rebuild your credit score and regain your financial health.
Your credit report and score are not the only factors that might be stopping you from getting the best credit cards available.
Who is the best credit card provider according to the the annual uSwitch Credit Card Awards 2014? Over 7,000 credit card customers had their say.
Want to find the best credit card for customer service? Our annual satisfaction survey shows exactly what users think of their credit card providers.
The world of travel money is notoriously difficult. Do you take money or change there? Do you take cash, card or cheque? We answer your questions.
Confused about credit cards or just want more information? Use our Q&A to find the answers you're looking for with our money experts
Find out how to get a mobile phone contract with bad credit and how to improve your credit rating, with our guide to bad credit mobile phone contracts.
Have you found an error in your credit report? Read our guide to learn how to dispute your credit report and stop errors from damaging your credit score.
What is a statutory credit report? How do I get a free credit report? We show you some of the best free credit reports and explain how free credit reports work.
Your credit score can be a deciding factor when taking out credit. Find out how you can use your Experian credit report and score to your advantage.
See your questions answered by our money team on all things related to your credit report and credit history
Could applying for too many credit cards affect my credit rating? Read our guide to learn how credit card application affect your credit rating and score.
I've been told that I should get a credit card to improve my credit rating. Is this true and how so? Read on to learn what can improve your credit rating.
Is it bad to have too many credit cards? Get the answers from our money experts and find out how the number of credit cards could affect your credit rating.
I've been refused a credit card, how can I find out why? Read our guide to see what our money experts have to say about being refused credit and what to do.
I live in shared accommodation, will my housemate's credit rating affect my likelihood of getting a credit card? Read our credit reports Q&A to learn more.
A joint account is a rite of passage for many couples. Rather than quibbling over every shopping bill you just put your money into the same account.
Buying a car requires a large amount of money so if you don't have the cash, a large personal loan can seem like the easiest option, but is it the best?
Find out how checking your credit report can help to protect you against identity fraud - read our top ten tips to protecting yourself against ID fraud.
Getting a credit card and using it correctly while you’re at university could be a great way to build up a respectable credit history
Credit reports: what's your credit rating? Get free online access to your credit report with uSwitch and find out the facts about credit ratings.
The good news is that it is possible to get a same day balance transfer, but it depends entirely on when you make the transfer and with who
Balance transfer cards aim to lure you in with a cheap initial rate before earning their money when your deal reverts back to a higher rate
Should you get a payday loan, overdraft or a cash advance on your credit card? What are the best short term lending options available to you?
Do you have a bad credit rating? Learn how to improve a bad credit report with uSwitch
Identity theft is a growing problem - but are you at risk from identity theft and how can you protect yourself? Find out with uSwitch.
Learn how the credit scoring system tends to work between credit reporting agencies and what affects credit rating and how to improve your credit score.
Is your credit history spotless or does it bear a few black marks? Take our credit check quiz to find out what sort of credit rating you have.
Credit cards offer something incredibly convenient when it comes to consumer protection: Section 75. Learn more about it and what it means for you.
Checking your credit history means you can identify ways to improve your credit rating, which could help you to get a better rate.
Social networking privacy - how not paying attention to privacy settings on social networking sites can put you at risk and how to protect yourself.
A rundown of some of the important questions you should ask yourself before you apply for credit - it could save you a fortune in the long-run.
What is a good credit rating and how can you improve your credit rating if you're struggling to get credit. We take a closer look and offer our top tips for improving your credit.
If you are looking to borrow money the chances are you will have been asked whether they could check your Experian Credit Report.
Checking your credit rating can help you improve your credit score and protect you against fraud - read our top 10 reasons for checking your credit rating.
Credit reports come in many shapes and size, which can making getting hold of and checking your statutory credit report a much more difficult process.
Find the UK's best current account providers, as voted by customers. The uSwitch Current Account Awards shine a light on the best current account providers.
Get a current account that suits you - compare and switch current accounts with uSwitch and see how much you could save.
The uSwitch Current Account Awards 2014 highlight the best of the current account market, ranking them according to customers' votes in nine categories.
Can your current account provide a better rate of return than your savings? When interest rates are rock bottom the answer could be 'yes'. Find out more
Many people stick with the same account their parents opened for them, but the 7-day current account switching guarantee could change all of that.
NISAs were one of the big announcements in the 2014 budget, but what are they exactly, how do they differ from ISAs and savings, and are they right for you?
Whether you're studying full-time for a degree, a degree-equivalent or a postgraduate course, compare the best student bank accounts for you with uSwitch.
Looking for the best current accounts in the UK for your needs - try our current accounts calculator to find a great deal for you.
Comparing current account is easy with uSwitch.com. We offer a comparison of current accounts and help you switch online
Whether you're fed up or just after a better return, switching bank accounts could help you get a better deal. Switch bank accounts with uSwitch.
Have you got a bad credit rating? Not sure what your bank account options are? Read the uSwitch guide to bad credit bank accounts.
Find out about packaged and premium bank accounts and whether they're really worth paying a monthly fee.
You can claim back on bank charges that arise from going over your overdraft limit or a bounced cheque or direct debit payment
It has never been easier to switch your current account to get a better deal, but who is challenging the old big banks and offering these better deals?
From September 2013, a new bank account switching service will make it faster and easier to switch provider - uSwitch looks into how it will work.
If you're confused about interest rates and current accounts, uSwitch can help - read about current account interest rates today.
A few current accounts give you back a percentage of the cash you spend as a reward, we take a closer look at how cashback accounts work and what's on offer
Read the uSwitch guide to bank accounts - find the right bank account available to help you manage your money.
What's the right current account for you? Use uSwitch to find the current accounts that make your money work harder and pick the right current account today.
Opening a new current account is easy. We talk you through what you need, what to look our for, and how long it will take.
uSwitch explains what an overdraft is, when to use one and where you can find an interest-free overdraft.
Understand how internet current accounts work and if an online bank account is right for you.
Ethical banks are concerned with the social and environmental impacts of its financial activities - read our guide to find out more about ethical banking.
Basic bank accounts tend to be used by people without access to standard bank current accounts - find out more about basic bank accounts with uSwitch.
uSwitch explains how to get the best low interest loan rates.
Whether you're looking for a credit card, loan, or even a mobile phone deal, your credit score is important - find out more on how to improve credit rating.
We speak to David Rodger, Managing Director of debt advice charity, Debt Advice Foundation about the importance of facing up to your financial problems.
Getting into unsustainable debt is frighteningly easy - a few months of irresponsible spending can land you with a debt that could take years to pay back.
Debt Management Plans are one way to get free of debt. This uSwitch guide explores the benefits and drawbacks of debt management services.
Debt consolidation loans could help you to get in control of your debt by combining all your debts into one. But consolidating debt isn't right for everyone
What is bankruptcy? Bankruptcy is a form of insolvency, read on for bankruptcy information to help you consider your options.
An Individual Voluntary Arrangement (IVA) is an alternative to bankruptcy as a debt management solution. But what is an IVA and how do they work?
Determined to get out of debt, but don't know where to start? Take control of your finances and beat debt with uSwitch.com's 7 step guide.
Check our list of organisations, including debt charities, companies and government bodies that can help you take control of your debt.
Coping with debt is tough, but you're not alone - get advice on coping with debt stress and depression from uSwitch today.
A Debt Relief Order (DRO) is an alternative to bankruptcy for people on a low income and with few assets. Find out if a DRO is right for you at uSwitch.com
Are you liable for your partner's debts? Which debts should you pay off first? What action can your creditors take against you? Get these answers and more.
Find out how to get out of debt and read about debt solutions with this uSwitch guide to debt management help.
Find out how other people have got control over their debt
Budgeting advice and tips for getting your finances in shape and clearing your debts faster. Includes downloadable budget planners.
An Administration Order is a way to pay off your debts in monthly instalments and can help stop calls from your creditors. Find out more with uSwitch.
Investments can be a great way of making a return on the savings you have but it's important to understand how they work as the risk involved could also mean that you lose out.
National Savings and Investment, or NS&I, is a government backed national form of saving account, aiming to give savers a secure space to store their money.
What are corporate bonds and gilts, should you be investing? Get the facts on corporate bonds and gilts from uSwitch.
Looking to build up an investment portfolio without compromising on your ethical beliefs? Learn how with uSwitch's guide to ethical investing
Use our investment glossary to find out the meanings of key investment terms and make investing a little less confusing.
New to the idea of investments but not sure where to start? uSwitch explains the basics of investing money and suggests further reading to help you.
How risky are certain kinds of investments likely to be and does that suit your risk profile? Read the basics of investment risk with this uSwitch guide.
Both income and capital gains from investments may be subject to tax, but the tax rules can be complicated. uSwitch explains how tax affects investments.
Like the idea of investing in property but not sure where to start? Learn the basics of property investment and find investment property for sale.
A return of 8.1% on your investment might sound too good to be true, but with social lending sites like Zopa it's possible. Find out how Zopa and social lending works.
Stocks and shares can offer great rewards, but how to buy shares or buy stocks? Learn the basics of investing in stocks and shares with this uSwitch guide.
Whether you're investing money into a short term investment or something longer lasting, our guide can help find the best investment opportunities for you.
Need a loan? Read our step-by-step guide on how to compare loans with uSwitch and apply online for a personal or secured loan today
Make a free loan comparison with uSwitch.com and we’ll find the best personal or secured loan for you. Why comparing loans is so important – and so easy.
If you can't repay your loan, you will get a default notice warning you that if it happens again you could be referred to a collection agency
An interest free short term loan can only really be taken out in the form of a credit card and can be a useful way of borrowing money at no extra cost
You may be tempted to borrow money using a payday loan, but with interest rates as high as 2,000% APR or more they could prove very expensive!
Peer to peer lending in the UK has taken off in recent years, with p2p lending now a permanent fixture on the financial circuit
Choosing between a secured or unsecured personal loan for a home improvement can be tricky – read our guide to help make sense of home improvement loans.
Credit unions can sometimes offer better rates than the high street and help those struggling with debt – read our guide to see if they can save you money
Wondering how to buy a new car? Read our guide to car loans and other financing options, including hire purchase plans, personal contract purchase
Personal or unsecured loans can be the best way to borrow a fixed amount. Learn more about unsecured loans in our guide.
Take a look at what are typically the cheapest ways to borrow money and see if you can save next time you want to get a loan or credit card.
Looking for a wedding loan for bad credit? Read on to learn more about what your options are for getting a wedding loan even if you have bad credit.
All about secured loans. Choose the a great secured loan for you with our loan comparison service. Free and impartial advice on choosing a secured loan.
Second charge or second mortgages are loans secured on your home and can be alternative to remortgaging. Our uSwitch guide explains the benefits
There are few loan companies that will give you instant decisions – the ones that do will often leave you saddled with an extremely high rate of interest
What are logbook loans? Consider taking out a logbook loan? Read our guide to learn more about logbook loans and what the alternatives financing option
It is possible to take out a loan without a credit check, but these loans usually carry far more risk due to the high costs & strict terms. Read our guide
Whether you need extra financing for your studies or trip abroad, getting a loan when you're younger can be difficult. Our guide explains ways to borrow
You can get a loan when you’re unemployed, but it is more difficult and potentially much more expensive and therefore more risky
Poor credit history? Take a step to improve your credit score by registering on electoral roll. This lowers your risk of fraud in the eyes of lenders
Loans for medical procedures is not available on the NHS. However, many medical procedures offer their own financing plans. Take a look at our guide
With a bad credit history it can be difficult, but not impossible to borrow money, whether it's a credit card, loan or mortgage.
Payday loans have come under close scrutiny, because of their very high effective interest rates. What are your alternatives to payday loans?
What are the best secured loans deals? uSwitch.com takes a look at secured loans, also known as home owner loans to help you find the best in the market.
Unsecured personal loans are a good choice if you want to borrow without risking your home. uSwitch.com helps you choose the best loan for you.
If you’re looking for an unsecured personal loan read our guide to understanding unsecured loans and how to find the the right loan for you.
Need a low interest loan? Read the uSwitch guide on how to choose a personal loan. Compare low APR personal loans from £1,000 to £35,000
A small personal loan may be the obvious choice if you’re looking for a small loan, but you’ve got more options than you might think.
Filter through the personal loans UK market using uSwitch's free and independent UK loans comparison service. Read more in our expert guides to loans.
Find out about personal loans and choose the best personal loan for you with uSwitch.com, the loan comparison service. Free and impartial loan advice.
Find a low interest personal loan on uSwitch.com. Save money now, compare loan supplier rates and repayments to find a suitable loan for you.
Find a great low cost loans for you. Learn what to consider when choosing a low rate loan and how to apply.
Looking to find the best loan for bad credit? uSwitch.com can help with our guide on how to get the best loan for you.
Looking for good loan companies? The easiest way to go about it is to learn a bit about the loans market and decide what type of loan you need.
There are plenty of cheap cars out there – don’t ruin your bargain with an expensive car loan. Read our top tips for finding cheap car finance deals.
Find out which online loans best suit your needs. Save money now, compare loans online and apply for the right one for you.
What are early repayment charges and early repayment penalties and how do they affect which loan you choose? uSwitch.com explains what to watch out for.
Debt consolidation loans might sound like a great idea to ease a financial burden, but are they a wise choice for you? We reveal all.
Need an unsecured loan? Read our step-by-step guide to comparing personal loans with uSwitch and apply online for a personal loan today.
All about secured loans. Choose the best secured loan for you with our loan comparison service. Free and impartial advice on choosing a secured loan.
Finding the cheapest personal and secured loans in the UK is easy with uSwitch. Compare all lenders rates, terms and monthly repayments.
Find the best loans with uSwitch.com - compare personal loan suppliers, rates and repayments to find the best loan deals for you.
Buying a second property? Everything you need to know about buying an additional residential property and how to get a second property mortgage
If you have a bad credit score getting a loan can be difficult, especially getting one with competitive rates, this where a guarantor loan could help.
Improving your home can add thousands to its value. We look at how much home improvements cost, what they add and how to pay for them.
Eight excellent tips for first-time buyers. Things are tough for first-time buyers, learn how to find a mortgage, buy a house on the property ladder
The Islamic or halal mortgage process is slightly different, allowing customers to get finance to buy a home without paying any interest.
The mortgage set up fee, also known as the mortgage arrangement fee, is the cost the bank or building society charges for setting up the mortgage
Your questions on bad credit mortgages answered. Bad credit mortgages do exist - find out how and where to get a mortgage if you have a bad credit history
Compare the best buy to let mortgages. Find out everything from fixed rate, trackers & new landlord BTL deals. FAQs and top tips from uSwitch
The deposit protection scheme is a vital safeguard for the millions of tenants renting their property across the UK. Learn how it all works in our guide.
Our first time buyer guide will help you choose between a first time home buyer mortgage, help to buy mortgage, and other first buyer schemes.
Find the best 5 year fixed rate mortgage for you with the help of our guide and mortgage comparison service.
Is a fixed rate mortgage right for you? If you're not sure uSwitch is here to help. Find out all about the advantages and disadvantages
Which mortgage is best for you? Read our guide to fixed rate versus standard variable rate mortgages and what mortgage interest rates mean.
Find out if you meet the criteria for a Help to Buy mortgage and learn more about the government’s schemes designed for first time buyers and home movers.
Home buying, moving and mortgage costs. uSwitch guide to all the costs of buying a house, including deposit, solicitor fees, stamp duty and conveyancing.
Are mortgage interest rates going up or down? What kind of mortgage has the best fixed rate, tracker, offset? Compare mortgage interest rates
The mortgage market review is a fundamental change to the UK's mortgage market, but what is the mortgage market review or MMR?
Moving home can be among the most stressful things to do, but a lot of that stress can be mitigated by a bit of planning in advance.
What is Rent to Buy? Is Rent to Buy right for you? Does the government’s scheme help you decide whether to rent or buy? How can you find Rent to Buy homes?
Can shared ownership be your best chance of getting a foot on the property ladder? Lower income families can own a share of the property while paying rent.
Your questions on tracker mortgages. Find out what a tracker mortgage is, see tracker mortgage rates and compare tracker mortgage deals with uSwitch
A two year fixed rate mortgage will protect you against potential interest rate rises. Read all about the pros and cons of two year fixed rate mortgages.
LTV, or loan-to-value, is the size of mortgage compared to how much your property is worth. Do have enough equity to qualify for the best mortgage rates?
Remortgaging your property can offer a better deal on your monthly repayments or a chance to consolidate your debts. Compare remortgage deals with uSwitch.
Looking for mortgage information? Use the mortgage guide for the essential facts you need to make an informed choice about your mortgage today.
Fixed rate mortgages rates are getting increasingly competitive, with rates at all time lows, but is 2015 the year to fix your rate?
The Bank of England increased interest rates to 0.75% in August 2018. The highest rate since 2009, this could spell more expensive mortgage payments but better returns on savings.
Mortgages are often complicated products, with a lot to take into account. But, you can compare the cost of different mortgages by looking at monthly repayments.
Governor of the Bank of England Mark Carney has implied that interest rates may rise as early as January 2016. Should you be concerned?
Pay off your mortgage early or build up your savings? In this uSwitch guide we explain in detail what the options are too paying off your mortgage early
Parents, families and friends can help out first time buyers with deposits, a guarantor mortgage or family offset mortgages.
Stamp Duty is a lump sum tax that is owed when purchasing a property or land that is valued over a certain amount.
Your bank already knows your circumstances and can get an idea of your reliability with less effort when it comes to assessing your mortgage application
A house valuation will tell you about the property and how much it might potentially cost. Our guide explains how to get a free house valuation.
The March 2015 budget is the last before May's General Election, but what will George Osbourne's announcements mean to you?
Buying a new build home off-plan you may find it a lot harder to get a mortgage than for a new build home that has already been built
Many first time buyers get help from their parents, but if you are being gifted a deposit, here are some things you need to watch out for.
Your home's value can fluctuate according to the market, but you can also increase its value by taking a few steps. Our guide explains further.
Capital gains tax is a tax on the profit you make when selling or disposing of an asset. The tax is only the profit, i.e. the gains.
The length of a mortgage offer will vary from lender to lender, but is usually valid for a period between around 3 months and 6 months.
A repayment holiday is an agreement with a lender to allow you to take a break usually for a month or two or perhaps longer from your usual payment plan.
Find out more about how to build your own home. Building your own home could be cheaper than buying a house, but there's a lot to consider.
Gazumping is when a buyer had an offer accepted at the end of the purchase but the seller at last minute has decided to accept an offer from another buyer
If you are moving home you might be able to keep your existing mortgage and move it over to your new property – this is known as porting
Learn all about the the largest and most common form of credit in the UK helping millions of us buy homes.
To apply for a mortgage you need as minimum as three months bank statements, proof of income and your passport or any other identification
We have put together a mortgage glossary to help even the experienced homeowner get to grips with all of the important terminology
What is equity and how can you access it? We explain how you can use the value of your house to get a cash lump sum.
A second home mortgage is exactly how it sounds – a mortgage for buying a second home. Read our guide to learn more about the second home mortgage.
A 10 year fixed rate mortgage deal will fix your interest rates and monthly repayments at the same level for 10 years
Once you're over 50 your mortgage options begin to change, so it's worth carefully considering your options
Finding the size of mortgage you can get before you start house hunting is a sensible move and can help you set your budget.
In this step by step guide to buying a home, we explain different steps that one needs to take before buying a home
In the long run buying a home is usually better value than renting. Despite the large upfront costs that come with paying a deposit, legal and mortgage fees
The average deposit size to get a mortgage is generally 20% of the property value, which means you will likely need somewhere between £20,000 and £50,000
The mortgage interest rate determines how much your monthly repayments will cost. The higher your interest rate, the higher your mortgage repayments
With fixed rate, variable rate or tracker rate mortgages, the option to pay interest only, capital, offset, finding the right mortgage can be difficult
No deposit mortgages are mortgages that give you a 100% Loan to Value ratio (LTV), aimed at customers who do not have a deposit to put up to buy a home
A mortgage broker is someone who compares the market for mortgages and provides impartial advice to help you find the right deal
The time it takes to get a mortgage will depend on a number of factors: having good credit rating, reliable and steady income, mortgage valuation survey
The largest UK mortgage providers are often Lloyds, Santander, Nationwide, Barclays and Royal Bank of Scotland and HSBC
Mortgages are typically most accessible to people aged between 25 and 40, who have a larger than average and reliable income and sizeable savings
Mortgage affordability criteria requires a proof of regular salary, sufficient income enough to meet your mortgage repayments
Discover what is needed to complete a successful mortgage application. What information lenders need to accept, process and approve your application
Remortgaging to a new deal and new lender can save you lots of Money, it can also land you with Early repayment charges, exit fees and high SVR
Understanding cash back and cash back mortgages is necessary to finding the best type of mortgage deal for you and your property – Read the uSwitch Guide
Your credit score will be looked at when you apply for any type of mortgage and often have more stringent lending criteria to loans – Read the uSwitch Guide
Understanding what mortgage and repayments you can realistically afford is essential to know what size property you can purchase & how much deposit you need
The cost of a mortgage is almost entirely defined by the interest rate, so the lower the rate, the cheaper your mortgage will be – Read the uSwitch Guide
Mortgage overpayments can save you thousands of pounds in interest, but there are some potential fees to consider before doing so – Read the uSwitch Guide
Are discounted mortgage deals too good to be true? Is a discount mortgage the best type of mortgages for you? What are the downsides? Read the uSwitch Guide
The final true cost of you home move can be calculated when you consider and understand all fees associated with your mortgage – Read the uSwitch Guide
You should look to remortgage to a new deal when your current introductory mortgage rate is close to ending, but not before – Read the uSwitch Guide
Build to rent refers to an emerging sector in the housing market involving large scale developments built mainly for the use by private renters
Independent mortgage advice is a helpful way of finding the right deal for you amid a complicated and overwhelming range of home buying options.
Conveyancing is the legal transfer of ownership of a property from the seller to the buyer. Read our guide that explains all about Conveyancing.
If you work for yourself, freelancer, contractor or classed as self employed and are looking for a mortgage? Read our self-employed mortgage guide
Learn more about financing holiday home properties. Looking for a holiday let mortgage? Find out if you could get a mortgage for a holiday home
A joint tenancy when home buying means you have joint ownership with someone else sharing the ownership, responsibilities and rights
Self build mortgages can give you the financing you need to make that dream home a reality.
Having the right amount of deposit to buy a house can make a huge difference in getting the best mortgage deal. Read on how to save for a mortgage deposit.
How to get a deposit for a house? Is borrowing money or using a credit card towards a mortgage deposit an option? uSwitch.com
To buy a house you need to set a budget, find a home you can afford, apply for a mortgage and transfer funds to the seller
How do mortgages in the UK work? Who are the biggest lenders and what do you need to know about the British mortgage market?
A bridging loan is a form of financing that allows you to borrow money on a short-term basis in the gap between buying a new home and selling your old one.
Interest-only mortgages offer cheaper monthly repayments but what's the catch?
Over 55s can withdraw their pension pots in one go to reinvest as they fit. We explain what these changes mean, and what need to be aware of.
To get a mortgage you need to have at least a 5% deposit for a home as well as meeting affordability and credit score criteria with a lender.
Remortgaging to buy a rental property, or buy to let property, could be one way to raise enough cash to get the deposit for a buy to let mortgage
Consumer buy to let mortgages are regulated as residential mortgages aimed at 'accidental' or non-professional landlords
Saving for a mortgage deposit typically takes around ten years and requires careful planning and discipline with your money
Investing in buy to let property has become a popular in recent years, what do you need to know before you become a buy to let landlord?
Offset mortgages can reduce the mortgage interest you pay and cut your mortgage term by years. Find out if an offset mortgage is right for you with uSwitch.
A stocks and shares ISA can be a great way to invest, but it isn't right for everyone. uSwitch explains the advantages and risks of stocks and shares ISAs.
New research shows many people are thinking about dropping their cash ISAs. uSwitch explains why you should keep your ISA
The best cash ISA transfer is simple, but you have to do it right. uSwitch explain how to transfer your ISA and the benefits of switching your ISA could be.
Want to know more about child savings accounts and find the best children's bank accounts around? Use uSwitch to find the best places to put child savings.
Are your savings safe? Learn about the Financial Services Compensation Scheme (FSCS) and how to protect your savings with the uSwitch guide to the FSCS.
Over £500 to save & don't need your money for at least a year? A fixed rate savings account or bond could be for you. Find the best fixed rate bonds.
Looking for the best interest rates on savings? We've found the highest interest savings accounts so you can beat inflation with high interest savings.
Retirement planning is vital, but it can be complicated - find out more with uSwitch's simple guide to pensions and saving for retirement
What is the top savings account? We help you find the best instant access savings accounts, best regular savings accounts & the best online savings accounts
Your ISA questions answered - uSwitch answers ten of the most common questions about ISAs. Find out everything you need to know about ISAs.
Want to know how Junior ISAs can help you save. Read the uSwitch guide for choosing a cash ISA and find out how to get the most out of your Junior ISA.
Find out the cash ISA basics, including how they work, the types of cash ISA available and how much you can invest tax-free.
Looking for a cash ISA? Read uSwitch's top tips for choosing a cash ISA and find out how to get the most out of your cash ISA savings.
uSwitch explains how to find the best savings rates. Find the best savings account for you with our tips for getting the best saving rates
Looking for the best savings account? Find out how to pick the best savings account and compare savings accounts to find the best one for you with uSwitch.
Compare our best cash ISA rates and run a cash ISA comparison with uSwitch. Compare cash ISA rates on our tables.