phone Skip to main content

Compare contents insurance for tenants

Find and compare contents insurance for tenants online in just a few minutes

Powered by

How it works

Enter your details

Get personalised quotes in minutes by providing a few home details.

Compare quotes

Find home insurance that's right for you by exploring our best deals.

Apply and save

Start saving money and apply with your chosen provider.

Tenants' Contents insurance 

Contents insurance for tenants and renters can protect your belongings from theft, fire or damage whilst you’re renting a property.

If the damage is so bad that you’re not able to stay at the property, some policies will even cover your accommodation to stay elsewhere, whilst repairs are taking place.

If you’re currently renting or planning to, it’s worthwhile comparing quotes for tenants contents insurance, especially if you’ve furnished or planned to furnish the property you’re staying in yourself. 

Contents insurance 

The responsibility for contents insurance lies with the renter, not the landlord. However, your landlord might be able to offer you basic cover. Compare your own quotes as well, even if they can offer you a basic level of cover. You shouldn’t rely just on basic cover to protect all of your valuables. 

Do I need contents insurance, if I’m only renting?

If you’re renting a property, there’s no legal requirement that states you need to have contents insurance. As you don’t own the property, it’s the landlord's responsibility to look after buildings insurance. However, should anything happen to your possessions inside the property, tenant’s insurance will allow you to protect yourself should the unexpected happen.

If you’re a student and renting, you should consider contents insurance for students. 

  • Personal possessions cover: Not all policies will cover personal possessions taken outside the home. If they do, this can protect your jewellery and gadgets, if you take them out of the home. Make sure the amount payable would cover the expensive items that you have. 

  • New for old cover: This allows you to replace your items with new replacements should you need to, if they’re damaged, lost or stolen.

  • Tenants' liability : This covers repair or replacement costs should an accident occur at the property that damages possessions like carpets, or furniture. 

Contents Insurance For Tenants - Body Image

Types of tenants insurance policy:

 It’s important to consider the value of your possessions, so that you can properly decide and compare online quotes to see how much cover you need, and the type of cover you would like to take out. 

What will tenants insurance cover?

  • Personal possessions cover: Not all policies will cover personal possessions taken outside the home. If they do, this can protect your jewellery and gadgets, if you take them out of the home. Make sure the amount payable would cover the expensive items that you have. 

  • New for old cover: This allows you to replace your items with new replacements should you need to, if they’re damaged, lost or stolen.

  • Tenants' liability : This covers repair or replacement costs should an accident occur at the property that damages possessions like carpets, or furniture.

How much does tenants insurance cost?

How much your policy cost will determine you finding the best quote that works for you. Your quote will factor many thing, such as:

  •  The type of policy you’re looking for 

  • The value of your possessions

  • Where the rental property is

  • The crime rate in the area

  • Whether the property is susceptible to flooding

Home insurance Guides

Gadget insurance: Are your electronic devices covered on holiday?

Gadget Insurance: Holiday Cover for Your Devices

Low limits on travel insurance may mean your gadgets are not covered unless you take out a standalone policy

coloured doors

How much home insurance do you need?

Our guide can help you to determine how much home insurance you need. The type of policy and cover that's best for you will depend on your specific needs.

Flood insurance: How does the Flood Re scheme work?

Flood Risk Insurance: What is the Flood Re Scheme?

The Flood Re scheme could help to make home insurance more accessible and affordable for up to 350,000 homes in flood-risk areas. Our guide explains more.

Storm damage insurance cover

Storm, Wind, Rain and Weather Damage Insurance

Has your home been damaged by extreme weather? Read our home insurance guide and find out how to claim for storm damage to your building or possessions.

Home insurance, terraced houses row of windows

No claims discount for home insurance policies

Our guide explains how to save money on your home insurance by building up a no claims discount. Quickly compare home insurance quotes today with Uswitch.

coloured doors

Seven steps to cheap home insurance

Finding discount home insurance may require luck but there are genuine steps you can take to find cheap home insurance policies.

Compare contents insurance for tenants

Compare quotes to cover your possessions