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No credit check SIM only deals

Compare SIM only plans that don't require a credit check at uSwitch

  • Get a great value SIM only plan with no credit check and no contract
  • Been rejected for a contract? No credit history? No problem
freedompop giffgaff
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Which SIM size do I need?

  • All networks

Deal allowance

Most contracts now offer unlimited texts and minutes. How much data you need depends on how you use your handset.

1GB per month: email, occasional web browsing and watching the odd YouTube video.

2GB per month: heavier web use, email regularly and occasional music and video streaming. For the average smartphone user, 2GB of usage should be just right.

3GB: Cloud-based photo services, streaming video, downloading music and regular email and social networks.

5GB or more: Regularly stream video and music, upload images to social networking sites and multi-player online games. Higher allowances let you make the most of your phone.

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Featured deals
Monthly cost

Contract length

One-month SIM only contracts give you the freedom to switch provider with just 30 days' notice if a better deal appears, while still providing more generous usage allowances than pay as you go deals. One month-sim only deals usually work on a rolling contract basis.

12-month SIM only contracts provide more generous usage allowances than one-month SIM only deals. However, because you're committing to a longer term deal, you haven't got the same freedom to switch if a better deal becomes available.

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Which SIM size do I need?

Only show 4G deals

4G deals

If you use the internet beyond occasional email and web surfing, you'll want 4G. It's faster than 3G, provides smoother online video and music streaming and lets you do more of whatever it is you like doing.

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Multi SIM Giffgaff
giffgaff
No
contract - 4G

giffgaff
Multi SIM
No credit check uSwitch Exclusive Free £5 Bonus Credit

giffgaff
No
contract - 4G

500 minutes Unlimited texts 1GB data

£10.00
per month
uSwitch Exclusive Free £5 Bonus Credit
No credit check
£10.00
per month
giffgaff See deal
Multi SIM Giffgaff
giffgaff
No
contract - 4G

giffgaff
Multi SIM
No credit check Unlimited tariff Data speed reduced after 6GB usage

giffgaff
No
contract - 4G

Unlimited minutes Unlimited texts Unlimited data

£20.00
per month
Unlimited tariff Data speed reduced after 6GB usage
No credit check
£20.00
per month
giffgaff See deal
Multi SIM Freedompop
FreedomPop
No
contract - 4G

FreedomPop
Multi SIM
No credit check 1st month free, £0.99 activation fee

FreedomPop
No
contract - 4G

Unlimited minutes Unlimited texts 2.25GB data

£6.99
per month
1st month free, £0.99 activation fee
No credit check
£6.99
per month
FreedomPop See deal
Multi SIM Giffgaff
giffgaff
No
contract - 4G

giffgaff
Multi SIM
No credit check

giffgaff
No
contract - 4G

1000 minutes Unlimited texts 4GB data

£15.00
per month
No credit check
£15.00
per month
giffgaff See deal
Multi SIM Freedompop
FreedomPop
No
contract - 4G

FreedomPop
Multi SIM
No credit check 1st month free, £0.99 activation fee

FreedomPop
No
contract - 4G

1250 minutes 1250 texts 1.25GB data

£4.99
per month
1st month free, £0.99 activation fee
No credit check
£4.99
per month
FreedomPop See deal
Multi SIM Giffgaff
giffgaff
No
contract - 4G

giffgaff
Multi SIM
No credit check

giffgaff
No
contract - 4G

500 minutes Unlimited texts 2GB data

£12.00
per month
No credit check
£12.00
per month
giffgaff See deal
Multi SIM Giffgaff
giffgaff
No
contract - 4G

giffgaff
Multi SIM
No credit check

giffgaff
No
contract - 4G

2000 minutes Unlimited texts 6GB data

£18.00
per month
No credit check
£18.00
per month
giffgaff See deal
Multi SIM Giffgaff
giffgaff
No
contract - 4G

giffgaff
Multi SIM
No credit check

giffgaff
No
contract - 4G

250 minutes Unlimited texts 500MB data

£7.50
per month
No credit check
£7.50
per month
giffgaff See deal
Multi SIM Giffgaff
giffgaff
No
contract - 4G

giffgaff
Multi SIM
No credit check

giffgaff
No
contract - 4G

125 minutes 500 texts 100MB data

£5.00
per month
No credit check
£5.00
per month
giffgaff See deal
 
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What are no credit check SIM only deals?

SIM only deals that don’t require you to pass a credit check tend to be short term contracts and last just one month, with the option to extend them or terminate them on a monthly basis.

If you want a longer-term SIM only contract, say for six months or a year, you’ll still have to pass a credit check before a network will accept you as a customer.

No credit check SIM only deals are typically on a rolling contract basis. That means that provided you give 30 days’ notice, you can cancel at any time and there’s no financial penalty to pay.

What do I need to do before signing up for no credit check SIM only deal?

To ensure you can pick from the widest possible choice of no credit check SIM only deals, you’ll want to make sure your phone is unlocked. To find out about phone unlocking, check out our one-stop guide.

If you haven’t got a phone, you can browse affordably priced models from the likes of Samsung, HTC and Microsoft, on our pay as you go phones comparison page.

Alternatively, you can browse reconditioned, nearly-new models on our refurbished phones page.

Who are credit check SIM only deals for?

Of course, no credit check SIM only contracts are ideal if you’ve been through a difficult patch financially and can even help you to help repair your credit rating. But they’re handy for other reasons too.

If you’re new to the UK, you may struggle to qualify for contract because you’ve got no credit history in this country. But you can get around that with a no credit check SIM only deal.

By the same token, teenagers and young adults are also unlikely to be accepted by networks for a standard monthly contract because they’re not yet old enough to have a credit history.

If you’ve moved house frequently or are on a zero-hours contract, both of which can damage your standing with mobile phone networks, a no credit check contract could be just the ticket.

Does a bad credit rating mean it’s impossible to get a standard phone contract?

The truth is that it’s unlikely that networks will let you sign up for a two-year free-phone contract if your credit rating is bad.

That’s not to say you can’t get a standard free-phone contract deal at all, though. Some sites exist expressly to cater for the market of people who want a regular contract but have a bad credit rating.

Naturally, there’s a catch. To mitigate their risk, these sites often demand a substantial deposit from customers. And they’ll frequently charge a higher monthly rate too. Especially if you want one of the latest handsets.

With all that in mind, it’s usually much more cost effective to buy a pay as you go phone outright and then sign up for one of the keenly priced no credit check SIM only deals in the tables above.

Which SIM do I need?
  • uSwitch SIM

    Standard SIM Card

    This SIM fits hundreds of different devices. Older handset models usually need this size of SIM card, and it is commonly compatible with non-smartphones.

  • uSwitch SIM uSwitch SIM

    Micro SIM

    This SIM fits most of the modern smartphones. It is smaller than the standard SIM, consuming less space.

    Which phones can I use this in?

    • Apple
      iPhone 4/4S and Apple iPad
    • HTC
      One series (excluding the M8)
    • Samsung
      Galaxy S3, S4 & S5 and Galaxy Note 2, 3 and 4
    • Sony
      Xperia S & Z and Z2 series
  • uSwitch SIM uSwitch SIM

    Nano SIM

    This SIM fits the most recent smartphones. It is smaller than the standard and micro SIM.

    Which phones can I use this in?

    • Apple
      iPhone 5/5s/5c and iPhone 6 series
    • Samsung
      Galaxy Alpha
    • Sony
      Xperia Z3 and Z3 Compact
    • HTC
      One M8, Desire 610 and Desire 816
    • Nokia
      Lumia 1520, Lumia 1320, Lumia 930
    • Motorola
      Moto X