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Mortgages guides

Check out our helpful guides to have all of your burning questions about mortgages explained. Covering a wide range of topics, from mortgage terminology and statistics, through to sourcing reputable mortgage advice from a broker when you're looking to buy, move or remortgage your property:

Mortgages for holiday lets
01 April 2025

How Much Money Do You Need To Buy A House In 2025?

Discover the costs that could arise when buying your first home and how you could make your money go further

Guide to can you get a loan for a mortgage deposit?
10 February 2025

Can You Get A Loan For A Mortgage Deposit?

Is taking out a loan for a house deposit an option? We explain whether this is possible and how it could affect your chances of getting a mortgage.

Feature image with the title "UK mortgage statistics 2024" and a picture of someone turning a handle into their new house
01 August 2024

UK Mortgage Statistics 2024 - Facts and Stats Report | Uswitch.com

We’ve collated new and updated UK mortgage statistics for 2024, covering mortgage approvals, transactions, arrears, average mortgage debt, and more.

two people at home sorting out their bills
19 June 2023

Should I Pay Off My Mortgage Early?

Is paying your mortgage off early always a good thing? We explain your options and the pros and cons of repaying your mortgage before the end of the term

Getting a Mortgage When You’re Older
05 June 2023

What Is The Maximum Age For A Mortgage In The UK?

Past 50 your mortgage options begin to change, but there are still plenty of options. Check out our guide to mortgages for older borrowers to find out more

Man walking in the street holding his phone
05 June 2023

Low Fee & Fee Free Mortgages

The mortgage mortgage arrangement fee, is the lender's charge for setting up a mortgage - we look at fee free or low fee mortgages and what to consider

Non Standard Home Insurance - Body Image
30 May 2023

How To Value A House & Get Your House Valued 2025

A house valuation will tell you about the property and how much it is worth. Our guide explains how to get a free house valuation.

How to improve your credit rating and credit score
25 May 2023

Can I Get A No Credit Check Mortgage In 2025?

Your credit score will be looked at when you apply for any type of mortgage and have more stringent lending criteria to loans - Read the Uswitch Guide

A young black male with a beard and a white knitted sweater holds up a fan of UK banknotes with a shocked and excited expression on his face
22 May 2023

Are Cashback Mortgages Worth It In 2025?

A cashback mortgage will give you a cash lump sum when you successfully apply for one, but do they always offer the best value for money overall? We look at the answer

22 May 2023

How Long Does It Take To Get A Mortgage?

The time it takes to get a mortgage will depend on a number of factors, find out more with our comprehensive guide.

Rent to Buy
16 May 2023

Rent to Buy Schemes In The UK 2025

What is Rent to Buy? Find out if the government’s Rent to Buy scheme is right for you, and how to find a home under the scheme

New build homes - how do you get a mortgage for a house that's still being built?
11 May 2023

New Build Mortgages 2025 | New Home Mortgage Rates & Deals

Buying a new build home off-plan, you may find it a lot harder to get a mortgage than for a new build home that has already been built. We share some tips to help you