logo-rebrandphone Skip to main content

Mortgages guides

Are cashback mortgages worth it?

How long does it take to get a mortgage?

The time it takes to get a mortgage will depend on a number of factors: having good credit rating, reliable and steady income, mortgage valuation survey. Find out more with our comprehensive guide.

Learn more
Are cashback mortgages worth it?

When can you remortgage?

You should look to remortgage to a new deal when your current introductory mortgage rate is close to ending, but not before - Read the Uswitch Guide

Learn more
Help your kids on the property ladder – guarantor mortgages and more. Image of older couple discussing becoming mortgage guarantors with mortgage advisor

Help your kids on the property ladder: A guide to guarantor mortgages

Parents, families and friends can help out first time buyers with deposits, a guarantor mortgage or family offset mortgages. We reveal what's involved.

Learn more
Man in wheelchair with partner signing mortgage contract

How to get a mortgage with an illness or disability

Being ill or disabled shouldn't be a reason for not getting a mortgage, even if your income comes solely from benefit payments, but it can make it slightly harder to be accepted by a lender. Here we look at how you can do it and where you need to look to get a mortgage.

Learn more
What is equity and how to use it for borrowing?

How to access equity - remortgaging for a cash lump sum

What is equity and how can you access it? We explain how you can remortgage to release equity, getting cash from your home.

Learn more
How can you get a mortgage with bad credit?

Buying a house with bad credit

Your questions on bad credit mortgages answered. Bad credit mortgages do exist - find out how and where to get a mortgage if you have a bad credit history

Learn more
Buy to let mortgages

Properties selling faster than ever before as house prices hit new record high

Even 145,000 new homes coming onto the market in April wasn’t enough to meet demand as Rightmove saw properties selling faster than it ever has while asking prices hit a new all-time high of £327,797.

Learn more
Find the best buy to let mortgage deals and rates

Buy to let mortgages

A buy to let (or BTL) mortgage in the UK allows you to borrow money to purchase a property that you can rent out. You can find and compare buy to let mortgages with Uswitch, and try to find the best mortgage for your needs, whether that's a tracker, fixed or variable rate deal.

Learn more
Paying off your mortgage early: pros and cons

Can you pay off a mortgage early?

Is paying a mortgage off early always a good thing? We explain what your options are, and the benefits if you want to clear your mortgage ahead of time. We also explain what the alternatives are if the repayment penalty is just too costly.

Learn more
How to get a second mortgage

Buying a Second Home and Getting a Mortgage - Uswitch

Getting a second mortgage is a separate mortgage taken out on an additional or second property, leaving you with two concurrent mortgages to pay off.

Learn more
Rent to Buy

Rent to Buy | What is it and how can it help you?

What is Rent to Buy? Find out if the government’s Rent to Buy right scheme is right for you, and how to find the right home for you.

Learn more
Compare conveyancing quotes, house keys

Compare conveyancing quotes in your area

Conveyancing is the legal transfer of ownership of a property from the seller to the buyer. Read our guide to understand more about conveyancing and how to find Uswitch's best conveyancing quotes.

Learn more