logo-rebrandphone Skip to main content

Mortgages guides

HMRC building collecting stamp duty

How Much is Stamp Duty?

Stamp Duty is a lump sum tax that is owed when purchasing a property or land that is valued over a certain amount.

Learn more
What is equity and how to use it for borrowing?

How to access equity - remortgaging for a cash lump sum

What is equity and how can you access it? We explain how you can remortgage to release equity, getting cash from your home.

Learn more
How to get a second mortgage

Second Home Mortgages - Uswitch explains

A second home mortgage is a mortgage for buying a second home - not to be confused with getting a remortgage or second charge mortgage.

Learn more
Residential mortgages

Residential mortgages

Learn all about the largest and most common form of credit in the UK - a residential mortgage, helping millions of us buy homes.

Learn more
New build homes - how do you get a mortgage for a house that's still being built?

Mortgages for new build homes

Buying a new build home off-plan you may find it a lot harder to get a mortgage than for a new build home that has already been built

Learn more
Gifted deposit for a mortgage

Mortgage Offer Validity - How Long is The Offer Valid

The length of a mortgage offer will vary from lender to lender, but is usually valid for a period between around 3 months and 6 months.

Learn more
Islamic business lady signing an agreement for an Islamic / halal mortgage

How does an Islamic or halal mortgage work?

The Islamic or halal mortgage process is slightly different, allowing customers to get finance to buy a home without paying any interest.

Learn more
Are cashback mortgages worth it?

Can I afford a mortgage?

Understanding what mortgage and repayments you can realistically afford is essential to know what size property you can purchase & how much deposit you need

Learn more
Bank of England base rate

Bank of England base rate

The base rate is the UK interest rate set by the Bank of England. A change in the base rate is likely to affect your mortgage rate. By understanding what it is and how it works, you can avoid paying more than you need to.

Learn more
Dropping £1 coin into a purse

What size mortgage can I get and how much can I borrow?

Finding the size of mortgage you can get before you start house hunting is a sensible move and can help you set your budget.

Learn more
Woman showing young couple around a shared ownership property

Shared ownership explained

Can shared ownership mortgages be your best chance of getting a foot on the property ladder?

Learn more
Colourful boats on water

Colour Context: The most colourful places in the world

We reveal the 20 most colourful locations around the world, using colour dropping assessment, Google Searches and Instagram Hashtags.

Learn more