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Mortgages guides

Woman showing young couple around a shared ownership property

Shared ownership explained

Can shared ownership mortgages be your best chance of getting a foot on the property ladder?

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rented housing block

Why buying a home is better than renting

In the long run buying a home is usually better value than renting. Despite the large upfront costs that come with paying a deposit, legal and mortgage fees

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How can you get mortgage with bad credit?

Is the lowest mortgage rate always the cheapest?

The cost of a mortgage is almost entirely defined by the interest rate, so the lower the rate, the cheaper your mortgage will be - Read the Uswitch Guide

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Are cashback mortgages worth it?

What are consumer buy to let mortgages?

Consumer buy to let mortgages are regulated as residential mortgages aimed at 'accidental' or non-professional landlords

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Mortgage repayment holidays

Mortgage repayment holidays

A repayment holiday is an agreement with a lender to allow you to take a break usually for a month or two or perhaps longer from your usual payment plan.

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Are cashback mortgages worth it?

Can I afford a mortgage?

Understanding what mortgage and repayments you can realistically afford is essential to know what size property you can purchase & how much deposit you need

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Costs for buying a home

Home Buying & Moving Costs |The Facts of Buying a Home

Home buying, moving and mortgage costs. Uswitch guide to all the costs of buying a house, including deposit, solicitor fees, stamp duty and conveyancing.

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How can you get mortgage with bad credit?

Capital Gains Tax - What is Capital Gains Tax?

Capital gains tax is a tax on the profit you make when selling or disposing of an asset. The tax is only the profit, i.e. the gains.

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What is a first time buyer mortgage? Image of a sale agreed board outside a house.

First Time Home Buyer Mortgage Guide

Our first time buyer guide will help you choose between a first time home buyer mortgage, help to buy mortgage, and other first buyer schemes.

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How can you get mortgage with bad credit?

First-time buyers: managing your finances

Eight excellent tips for first-time buyers. Things are tough for first-time buyers, learn how to find a mortgage, buy a house on the property ladder

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Person with empty wallet and no deposit for their mortgage

No deposit mortgages

No deposit mortgages are mortgages that give you a 100% Loan to Value ratio (LTV), aimed at customers who do not have a deposit to put up to buy a home

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How to buy a house

How to buy a house

To buy a house you need to set a budget, find a home you can afford, apply for a mortgage and transfer funds to the seller

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