Are Visa credit cards better than MasterCard? Our Visa card guide can help you decide
Visa and MasterCard credit cards are accepted all over the world.
The companies themselves are actually payment systems, not credit cards, but their availability can be a factor in deciding which credit card you apply for.
Want to know more about Visa cards?
Confused about Visa credit cards? Want to know the difference between a MasterCard and a Visa credit card?
Visa or MasterCard?
Visa and MasterCard are both payment systems, not credit cards in themselves. They rely on providers to issue credit cards using their system.
There are no significant differences between them. MasterCard and Visa are the names of the global companies who manage credit cards. They can both be used around the world.
Travelling with a MasterCard or Visa card
If you’re thinking of travelling, check which type of card is more prevalent in the countries you’ll visit.
MasterCard and Visa credit cards are both internationally recognised, but one might be a better choice than the other depending on the country you wish to use it in.
About Visa credit cards
Visa credit cards are accepted in 29 million merchant locations and Visa cardholders have access to more than 1.2 million ATMs worldwide. Visa also sponsors the Olympics and Paralympics.
Verified by Visa
Visa recently introduced ‘the Verified by Visa’ scheme to tackle fraud when giving your details on the internet.
This service protects your Visa card details with a password, but is currently in its infancy with only a handful of retailers carrying the scheme.
Choosing the right credit card
Whether you’d prefer Visa or MasterCard, you will need to shop around to decide which card is the best for you.
Interest rates vary significantly between cards, so it’s worth making sure you’re getting a good deal before you sign up.
- Mastercard Credit Cards Along with Visa, MasterCard is the most widely spread payment systems
- Prepaid Credit Cards Credit cards that are prepaid allow you to top up to a certain limit that you can’t exceed
- Store Cards Store cards are a form of credit with extras offered when spending in a particular shop