Reward yourself
With a reward credit card, every time you spend on your card you get a little something back in the form of reward points, which you can exchange for discounts, gift vouchers and even flights.
Traditionally, reward credit cards didn't offer the most competitive interest rates and were best for people who paid off their balance in full each month. While this is still true in most cases, there are now far more reward credit cards around and deals available to suit more people and their needs.
Using a reward credit card instead of cash or your debit card for every day spending could be a great way to save money, by earning rewards on essential purchases that you have to make. Similarly, if you're a frequent flyer, a reward credit card could be ideal for you - each time you pay for a flight on a reward credit card, you could earn points or miles towards your next trip.
Here, uSwitch looks at some of the top reward credit cards on the market to help you decide which is right for you.
Our top reward credit cards
 More info | Barclaycard Goldfish MasterCard | Earn 1 point for every £1 spent, the number of points you can earn is unlimited. Extra rewards points, worth £30 in vouchers when you spend £100 a month for 3 months from account opening. For every balance transfer you make over £1K we will give you an extra 100 points. Points can then be redeemed for vouchers which can be used in over 25 major high street retailers. | 9.9% APR typical variable | Apply |
 More info | bmi American Express® | Earn 1.5 destination miles for every £1 spent. | 15.9% APR typical variable | Apply |
 More info | The Express Rewards Credit Card Amex | Up to 3 Membership Rewards Express points earned for every £1 spent at major UK supermarkets, 2 points for every £1 spent at UK department stores, and 1 point per £1 elsewhere. Once you reach 5,000 points, you can exchange them for a £25 gift voucher from some of your favourite stores, including Marks & Spencer, Harrods, HMV and Amazon.co.uk. | 17.9% APR typical variable | Apply |
 More info | British Airways American Express Card | 1 BA Mile for virtually every £1 spent plus collect 1,000 bonus BA Miles when you spend £500 in the 1st 3 mths. Companion airline ticket when you spend £20k on the card in 12 months and you redeem your BA Miles for BA flights. | 19.9% APR typical variable | Apply |
Egg Card credit card
For a different take on the reward credit card, you could try the Egg Card. Rather than rewards points, you can get cashback or discounts on purchases at a range of retailers, for example 5% cashback at travel website lastminute.com and 20% at buyagift.com. Find out more and apply now.
MBNA Platinum Rewards Visa reward credit card
With the MBNA Platinum Rewards Visa you earn one reward point for every pound you spend on the card. One of the key benefits of the MBNA card is that you can redeem your points for a huge range of rewards, from travel rewards like flights, hotels and car hire, to shopping vouchers, wine and even cash.
Plus, you get 0% on money transfers from your credit card to your current account for 13 months (4% handling fee applies), 0% on card purchases for 3 months from the date your account is opened and a competitive standard rate of 15.9% APR typical variable. Apply now.
British Airways American Express reward credit card
A reward credit card which offers a good deal for frequent flyers is the British Airways American Express card. This card offers one BA Mile for almost every £1 spent on the card and 1000 bonus BA Miles when you use the card for the first time.
You can then use the BA Miles you earn to buy flights with BA and can even pay half in cash, half in points. For example, for 15,000 points you could fly to Madrid, Rome or Vienna, or 10,000 points, plus £60 would buy you a flight to Athens, Istanbul or Moscow.
As an additional bonus with the British Airways American Express reward credit card you get a free companion airline ticket when you spend £20,000 on the card within one year and you redeem your BA Miles for a BA flight. Apply now.
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