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Check your eligibility for credit cards

See if you are likely to get a credit card - it's quick, free, and won't affect your credit score.

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British Airways American Express® Credit Card

British Airways American Express® Credit Card

2016 award winner

British Airways American Express® Credit Card

  • 9,000 bonus Avios when spending £1,000 within the first 3 months
  • Companion voucher when you spend £20,000 in one year
  • 1 Avios point for every £1 spent
22.9% APR
Representative (variable)
2.99%
No fee
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • have a current UK bank or building society account
  • have an annual household Income of £20,000
  • have a permanent UK home address
  • have no County Court Judgements
  • have been trading for 6 months if self-employed

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 22.9% (variable) per annum, your representative APR is 22.9% APR (variable)
British Airways  American Express® Premium Plus Credit Card

British Airways American Express® Premium Plus Credit Card

2016 award winner

British Airways American Express® Premium Plus Credit Card

  • 25,000 bonus Avios when spending £3,000 within the first 3 months
  • 1.5 Avios for every £1 spent; 3 Avios for every £1 spent directly with British Airways
  • Companion voucher when you spend £10000 in one year
76.0% APR
Representative (variable)
2.99%
£195
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 22.9% (variable) per annum, with a £195 annual fee, your representative APR is 76.0% APR (variable)
aqua Reward With Cashback

aqua Reward With Cashback

£20 Amazon voucher

aqua Reward With Cashback

  • £20 Amazon gift certificate exclusively through uSwitch (terms apply)
  • 0.5% cashback and no foreign transaction fees
  • Credit limit increase possible after four months
34.9% APR
Representative (variable)
0%
No fee
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • have a UK current bank or building society account
  • not be registered bankrupt in past 18 months or have proceedings
  • have no Country Court Judgements (past 12 months)

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 34.91% (variable) per annum, your representative APR is 34.9% APR (variable)
aqua Advance Credit Card

aqua Advance Credit Card

aqua Advance Credit Card

  • Possibility to reduce APR to 19.9% if you pay on time
  • Unlimited access to your credit report
  • Up to 51 days interest free credit
34.9% APR
Representative (variable)
0%
No fee
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • have a UK current bank or building society account
  • not be registered bankrupt in past 18 months or have proceedings
  • have no Country Court Judgements (past 12 months)

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 34.91% (variable) per annum, your representative APR is 34.9% APR (variable)
Post Office Platinum MasterCard

Post Office Platinum MasterCard

Post Office Platinum MasterCard

  • 22 months 0% on balance transfers (no transfer fee)
  • 3 months 0% on purchases
  • No cash advance fee when you purchase Post Office Travel Money
17.8% APR
Representative (variable)
0%
No fee
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • No balance transfers from Post Office or Bank of Ireland (UK) plc credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 17.8% (variable) per annum, your representative APR is 17.8% APR (variable)
Nationwide Select Credit Card

Nationwide Select Credit Card

Nationwide Select Credit Card

  • Nationwide current account customers only
  • 15 months 0% on purchases & 26 months 0% on balance transfers (2.4% fee)
  • 0.5% cashback on all sterling purchases
15.9% APR
Representative (variable)
0%
No fee
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • have an income of £5,000 or more
  • be an existing Nationwide current account customer
  • no balance transfers from Nationwide credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 15.9% (variable) per annum, your representative APR is 15.9% APR (variable)
The Starwood Preferred Guest® Credit Card from American Express

The Starwood Preferred Guest® Credit Card from American Express

2016 award winner

The Starwood Preferred Guest® Credit Card from American Express

  • 1 Starpoint per £1 spent. 10000 point bonus for £1,000 spend in first three months
  • Redeem points on flights and luxury hotels
  • £75 annual fee
36.2% APR
Representative (variable)
2.99%
£75
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, with a £75 annual fee, your representative APR is 36.2% APR (variable)
Nationwide Credit Card Purchase Visa

Nationwide Credit Card Purchase Visa

Nationwide Credit Card Purchase Visa

  • 12 months 0% on purchases & 12 months 0% on balance transfers (0% fee for three months, 2.4% thereafter)
  • Commission-free allowance abroad
  • Access to exclusive deals with Simply Rewards
17.9% APR
Representative (variable)
2%
No fee
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 17.9% (variable) per annum, your representative APR is 17.9% APR (variable)
Sainsbury’s Bank Dual Credit Card

Sainsbury’s Bank Dual Credit Card

Sainsbury’s Bank Dual Credit Card

  • Collect 2 Nectar points per £1 spent at Sainsbury's, 1 point for every £5 spent elsewhere
18.9% APR
Representative (variable)
2.75%
No fee
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Barclaycard Platinum travel credit card

Barclaycard Platinum travel credit card

New Release
Limited Offer

Barclaycard Platinum travel credit card

  • No non-sterling transaction fees on your foreign spend and withdrawals abroad until 31 August 2018
  • Free ongoing access to your Experian Credit Score
11.9% APR
Representative (variable)
0%
No fee
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 21 or older
  • have a good credit rating
  • best suited to customers with an income of £20,000
  • no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 11.9% (variable) per annum, your representative APR is 11.9% APR (variable)
Santander All in One Credit Card

Santander All in One Credit Card

New release

Santander All in One Credit Card

  • 40 months 0% on balance transfers (1% fee)
  • Cashback on all your purchases with no limit to how much you can earn (terms apply)
  • No transaction fees on purchases and cash withdrawals abroad
21.7% APR
Representative (variable)
0%
£36
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • No transfers from Santander

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 15.9% (variable) per annum, with a £3 monthly fee, your representative APR is 21.7% APR (variable)
Santander Zero

Santander Zero

Santander Zero

  • No foreign transaction fees on purchases and cash withdrawals abroad
  • 5 cashback offers of up to 25% (Terms apply)
  • Up to 56 days interest free credit on purchases (Terms apply)
18.9% APR
Representative (variable)
0%
No fee
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)

uSwitch Limited is a credit broker, not a lender, for consumer credit products.

uSwitch services are provided at no cost to you, but we may receive a commission from the companies we refer you to.

Frequently asked questions

About travel abroad credit cards

Choosing the right option when buying on holiday could save you a small fortune on fees and help make sure your trip doesn't end up costing the earth.

The best perks include commission-free purchases abroad, cashback on spending, and lower interest rates. The cards below are ordered by interest rate (APR).

What is a travel credit card?

Travel credit cards are cards specifically designed for spending abroad – they can help you avoid expensive fees incurred by using an everyday credit card on holiday.

Travel cards can offer free cash withdrawals, good rates on travel money, reward points for flights or discounts on travel insurance.

Certain travel credit cards won’t charge extra for making an overseas purchase in a foreign currency, or if you’re shopping from home on foreign websites.

However, there are two types of travel card - Airline Cards and no foreign transaction fee cards. Airline cards, typically wont give you free overseas spending but will give you rewards for flying on certain airlines like British Airways for example.

Credit cards and overseas spending

Using the wrong credit card when you're on a foreign holiday can prove costly – some cards charge foreign currency loading fees each time you use your card.

If you withdraw cash on your credit card at a foreign cashpoint, you could find yourself paying an extra 3% on top of the amount you take out.

Interest-free periods don’t apply on cash withdrawal, meaning that you could miss out on the usual 56 day interest-free period you normally get on spending.

Should I get a travel credit card?

This depends on how you normally use your credit card – for example, if you don’t want to take your card abroad, you could consider a pre-paid card.

Safer than carrying cash, these cards work by loading on currency before you travel, allowing you to spend or withdraw cash once you’re away.

Some pre-paid cards charge application fees of around £10, while others come with cash withdrawal fees, top-up charges or fees for a getting a replacement card.

Does uSwitch compare all the credit cards on the market?

We compare credit over 100 credit cards from all of the major banks and credit card providers.

However, we do not compare all the credit cards that are available in the UK.

This is because some credit card providers have offers that are only available exclusively through their own website or branch, or through other comparison websites - in the same way some credit cards are exclusively available through uSwitch.

There are also many credit cards that are only available to people in member organisations and clubs.