Skip to main content

Travel credit cards

With the right credit card you can avoid sneaky overseas card charges while spending abroad, or earn airline reward points before you go. Compare credit cards from seven companies that are useful for travel, holidays and frequent flyers.

Check your eligibility for credit cards

  • 1Improve your chances of being accepted
  • 2It won't affect your credit score
  • 3It's quick, free and easy

Sort by:

Frequently asked questions

About travel abroad credit cards

Choosing the right option when buying on holiday could save you a small fortune on fees and help make sure your trip doesn't end up costing the earth.

The best perks include commission-free purchases abroad, cashback on spending, and lower interest rates.

What is a travel credit card?

Travel credit cards are cards specifically designed for spending abroad – they can help you avoid expensive fees incurred by using an everyday credit card on holiday.

Travel cards can offer free cash withdrawals, good rates on travel money, reward points for flights or discounts on travel insurance.

Certain travel credit cards won’t charge extra for making an overseas purchase in a foreign currency, or if you’re shopping from home on foreign websites.

However, there are two types of travel card - Airline Cards and no foreign transaction fee cards. Airline cards, typically wont give you free overseas spending but will give you rewards for flying on certain airlines like British Airways for example.

Credit cards and overseas spending

Using the wrong credit card when you're on a foreign holiday can prove costly – some cards charge foreign currency loading fees each time you use your card.

If you withdraw cash on your credit card at a foreign cashpoint, you could find yourself paying an extra 3% on top of the amount you take out.

Interest-free periods don’t apply on cash withdrawal, meaning that you could miss out on the usual 56 day interest-free period you normally get on spending.

Should I get a travel credit card?

This depends on how you normally use your credit card – for example, if you don’t want to take your card abroad, you could consider a pre-paid card.

Safer than carrying cash, these cards work by loading on currency before you travel, allowing you to spend or withdraw cash once you’re away.

Some pre-paid cards charge application fees of around £10, while others come with cash withdrawal fees, top-up charges or fees for a getting a replacement card.

What does 'popularity' mean?

Cards are ranked by the number of clicks they get on the site in the past 48 hours.

The most clicked on cards are at the top, the least at the bottom. This reflects how popular they are with visitors to uSwitch.com.