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Check your eligibility for credit cards

  1. Improve your chances of being accepted
  2. It won't affect your credit score
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Halifax 29 Month Balance Transfer Credit Card

Halifax 29 Month Balance Transfer Credit Card

Halifax 29 Month Balance Transfer Credit Card

  • 0% fee for transfers in first 90 days, 3% fee thereafter
  • Manage your card online using internet banking and mobile banking
  • You may be eligible to apply for this as a second credit card. Terms apply
18.9% APR
Representative (variable)
29
 months
0% interest on transfers
0.0%
Transfer fee
3
 months
0% interest on purchases
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Halifax

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Santander All in One Credit Card

Santander All in One Credit Card

Santander All in One Credit Card

  • Monthly fee of £3 applies
  • If you have a 1|2|3 current account Santander will refund the £3 fee for the first 6 months. Terms apply
  • 0.5% cashback on all purchases with no limit to how much you can earn. Terms apply
21.7% APR
Representative (variable)
39
 months
0% interest on transfers
0.0%
Transfer fee
6
 months
0% interest on purchases
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • minimum income of £7,500
  • have a good credit rating
  • No transfers from Santander

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 15.9% (variable) per annum, with a £3 monthly fee, your representative APR is 21.7% APR (variable)
Tesco Bank Clubcard Credit Card for 39 Month Balance Transfer

Tesco Bank Clubcard Credit Card for 39 Month Balance Transfer

Tesco Bank Clubcard Credit Card for 39 Month Balance Transfer

  • Earn Clubcard points wherever you use the card plus the usual points in Tesco. Terms apply
  • 0% offer is applied to any balances or money transferred within the first 90 days of opening your account.
18.9% APR
Representative (variable)
39
 months
0% interest on transfers
2.69%
Transfer fee
3
 months
0% interest on purchases
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Tesco Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsburys Nectar Purchase Credit Card

Sainsburys Nectar Purchase Credit Card

Sainsburys Nectar Purchase Credit Card

  • Offer only available until 28 December 2017
  • Up to 10,000 bonus Nectar points. Each time you spend £35 on Sainsbury's shopping in the first two months you'll get 1,000 points. T&Cs apply
  • 2.88% effective balance transfer fee, refunded from 3%, on transfers made in the first 3 months (3% thereafter, £3 minimum fee at all times)
18.9% APR
Representative (variable)
3
 months
0% interest on transfers
2.88%
Transfer fee
32
 months
0% interest on purchases
More info
Can I get this card?
?
To get this card you must at least:
  • have a permanent UK address
  • be over 18 years of age
  • not have been declined for credit in the last month
  • not have a history of bad credit
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Santander Everyday Credit Card

Santander Everyday Credit Card

Santander Everyday Credit Card

  • 30 months 0% on purchases
  • 30 months 0% on balance transfers with 2.75% transfer fee
  • Manage your account online or with Santander app
18.9% APR
Representative (variable)
30
 months
0% interest on transfers
2.75%
Transfer fee
30
 months
0% interest on purchases
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • minimum income of £7,500
  • must not be an existing Santander balance transfer credit card customer
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
MBNA Platinum 38 Month Credit Card

MBNA Platinum 38 Month Credit Card

MBNA Platinum 38 Month Credit Card

  • Up to 38 months 0% on balance transfers (1.44% fee) in first 60 days, 21.9% p.a. and 5% fee thereafter
  • Up to 20 months 0% on money transfers (4% fee) in first 60 days, 23.9% p.a. and 5% fee thereafter
19.9% APR
Representative (variable)
38
 months
0% interest on transfers
1.44%
Transfer fee
More info
Can I get this card?
?
To get this card you must at least:
  • be a UK resident for at least 3 years
  • be 18 or older
  • hold a UK bank or building society account
  • have a good credit history
  • no balance transfers between MBNA accounts

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
Virgin Money 38 Month Balance Transfer Credit Card

Virgin Money 38 Month Balance Transfer Credit Card

Virgin Money 38 Month Balance Transfer Credit Card

  • 38 months 0% on balance transfers (1.5% transfer fee)
  • 20 months 0% on money transfers (1.9% transfer fee)
  • 3 months 0% on purchases
20.9% APR
Representative (variable)
38
 months
0% interest on transfers
1.5%
Transfer fee
3
 months
0% interest on purchases
More info
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 20.9% (variable) per annum, your representative APR is 20.9% APR (variable)
Barclaycard Platinum 38 Month Balance Transfer

Barclaycard Platinum 38 Month Balance Transfer

Barclaycard Platinum 38 Month Balance Transfer

  • Use your card to pay for rides with Uber and every 11th ride is free. Terms apply, offer only available until Dec 2017
  • 6 months 0% on purchases
  • 3.5% transfer fee refunded to 1.4% within 2 working days
19.9% APR
Representative (variable)
38
 months
0% interest on transfers
1.4%
Effective transfer fee
6
 months
0% interest on purchases
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 21 or older
  • have a good credit rating
  • best suited to customers with an income of £20,000
  • no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
American Express Platinum Cashback Everyday Credit Card

American Express Platinum Cashback Everyday Credit Card

2017 award winner

American Express Platinum Cashback Everyday Credit Card

  • 5% cashback in your first three months (up to £100)
  • Up to 1% cashback thereafter
22.9% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have an income of £20,000 or more
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 22.9% (variable) per annum, your representative APR is 22.9% APR (variable)
Chrome 24.7% Credit Card

Chrome 24.7% Credit Card

Chrome 24.7% Credit Card

  • New low APR card designed to help improve credit rating
  • Possibility to build Credit Limit up to £4000 over time
  • Online servicing, mobile app, SMS and email alerts
24.7% APR
Representative (variable)
More info
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have not had bankruptcies in the last 12 months
  • not available to applicants who already hold a credit card provided by Vanquis Bank

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,000 at a rate of 24.7% (variable) per annum, your representative APR is 24.7% APR (variable)

uSwitch Limited is a credit broker, not a lender, for consumer credit products.

uSwitch services are provided at no cost to you, but we may receive a commission from the companies we refer you to.

Frequently asked questions

Whether you’re looking for a cashback, reward, 0% on purchases or balance transfer credit card, finding a great credit card deal with uSwitch is simple.

You can also compare credit cards to use abroad, cards with low APRs, and the top credit card deals for people with a bad credit history. Use our tabs to pick a type of card and scroll our comparison tables to see the best credit card deals.

What is a credit card?

Credit cards are a way of borrowing money to pay for bills, goods, or services. Once you’ve reached a pre-approved credit limit - known as ‘maxing out’ your credit card - you won’t be able to spend any more on the card until you’ve paid off some of the debt.

At the end of every month you pay off at least the minimum amount of what you owe on the card - if you don’t, you’ll soon begin to pay interest on what you’ve borrowed.

Compare credit cards

You normally apply for a credit card online or in-branch at a bank or building society. However, lots of supermarkets, such as Sainsbury’s and Tesco, and other specialist providers, like Capital One, also offer cards.

From the traditional high street banks to the major supermarket providers, our credit card comparison tables include all the big names to help you find great credit card deals.

Types of credit card in the UK

Credit cards come in a variety of different forms - some cards are better for new purchases or getting cashback on your spending, while others are better for transferring existing debt. We compare the following types of credit card:

Credit card comparison

Credit card comparison tools can help you identify the best credit cards in the UK but it all comes down to your circumstances and what works for you. That means, finding the best 0% credit cards or the best high income credit cards on the market is not as straightforward as it seems. Compare the credit card market and get the right credit card deals for you. You can use our credit card comparison tables above to see our most popular credit card offers.

What does 'most popular' mean?

Cards on the most popular table are ranked by the number of clicks they get on the site in the past 48 hours.

The most clicked on cards are at the top, the least at the bottom. This reflects how popular they are with visitors to uSwitch.com. Consequently this is a good table to look at if you’re interested in seeing which cards most people think are worth getting.

Does uSwitch compare all the credit cards on the market?

We compare credit over 100 credit cards from all of the major banks and credit card providers.

However, we do not compare all the credit cards that are available in the UK.

This is because some credit card providers have offers that are only available exclusively through their own website or branch, or through other comparison websites - in the same way some credit cards are exclusively available through uSwitch.

There are also many credit cards that are only available to people in member organisations and clubs.