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Check your eligibility for credit cards

See if you are likely to get a credit card - it's quick, free, and won't affect your credit score.

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Barclaycard Platinum 37 Month Balance Transfer

Barclaycard Platinum 37 Month Balance Transfer

Limited Offer
2016 award winner

Barclaycard Platinum 37 Month Balance Transfer

  • 3.5% transfer fee refunded to 1.44% within 2 working days
  • Six months 0% on purchases
  • Semi-Exclusive - only available through selected sites
18.9% APR
Representative (variable)
37
 months
0%interest on transfers
1.44%
Effective transfer fee
6
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 21 or older
  • have a good credit rating
  • best suited to customers with an income of £20,000
  • no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
British Airways American Express® Credit Card

British Airways American Express® Credit Card

2016 award winner

British Airways American Express® Credit Card

  • 9,000 bonus Avios when spending £1,000 within the first 3 months
  • Companion voucher when you spend £20,000 in one year
  • 1 Avios point for every £1 spent
22.9% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • have a current UK bank or building society account
  • have an annual household Income of £20,000
  • have a permanent UK home address
  • have no County Court Judgements
  • have been trading for 6 months if self-employed

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 22.9% (variable) per annum, your representative APR is 22.9% APR (variable)
British Airways  American Express® Premium Plus Credit Card

British Airways American Express® Premium Plus Credit Card

2016 award winner

British Airways American Express® Premium Plus Credit Card

  • 25,000 bonus Avios when spending £3,000 within the first 3 months
  • 1.5 Avios for every £1 spent; 3 Avios for every £1 spent directly with British Airways
  • Companion voucher when you spend £10000 in one year
76.0% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 22.9% (variable) per annum, with a £195 annual fee, your representative APR is 76.0% APR (variable)
Barclaycard Platinum 32 Month Balance Transfer Visa Credit Card

Barclaycard Platinum 32 Month Balance Transfer Visa Credit Card

2016 award winner

Barclaycard Platinum 32 Month Balance Transfer Visa Credit Card

  • 60 days to transfer balance
  • Online account management, paper statements available
  • 3.5% transfer fee refunded to 0.63% within 2 working days
18.9% APR
Representative (variable)
32
 months
0%interest on transfers
0.63%
Effective transfer fee
6
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 21 or older
  • have a good credit rating
  • best suited to customers with an income of £20,000
  • no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Barclaycard Platinum Purchase & Balance Transfer Visa Credit Card

Barclaycard Platinum Purchase & Balance Transfer Visa Credit Card

2016 award winner

Barclaycard Platinum Purchase & Balance Transfer Visa Credit Card

  • Balance transfer fee 1.99%
  • 60 days to transfer balance
  • Free access to your Experian credit report
18.9% APR
Representative (variable)
25
 months
0%interest on transfers
1.99%
Transfer fee
25
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • best suited to customers with an income of £20,000
  • no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Barclaycard Platinum 18 Month Balance Transfer Visa Credit Card

Barclaycard Platinum 18 Month Balance Transfer Visa Credit Card

2016 award winner

Barclaycard Platinum 18 Month Balance Transfer Visa Credit Card

  • For people with limited but good credit history
  • 60 days to transfer balance
24.9% APR
Representative (variable)
18
 months
0%interest on transfers
2.99%
Transfer fee
3
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 21 or older
  • have a good credit rating
  • have no history of bankruptcy
  • have no Country Court Judgements (past 5 years)
  • no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 22.44% (variable) per annum, your representative APR is 24.9% APR (variable)
Barclaycard Initial Credit Card

Barclaycard Initial Credit Card

Limited Offer
2016 award winner

Barclaycard Initial Credit Card

  • 3 months 0% on purchases
34.9% APR
Representative (variable)
3
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be employed and earning at least £3000 annually
  • be over 18 and have had credit in the UK and a permanent UK address for three months
  • have no County Court Judgements (CCJs) for non-payment of debt
  • have no recent record of missed bill payments

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 34.9% (variable) per annum, your representative APR is 34.9% APR (variable)
aqua Advance Credit Card

aqua Advance Credit Card

aqua Advance Credit Card

  • Possibility to reduce APR to 19.9% if you pay on time
  • Unlimited access to your credit report
  • No foreign transaction fees
34.9% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • have a UK current bank or building society account
  • not be registered bankrupt in past 18 months or have proceedings
  • have no Country Court Judgements (past 12 months)

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 34.91% (variable) per annum, your representative APR is 34.9% APR (variable)
Capital One Classic Platinum MasterCard

Capital One Classic Platinum MasterCard

Capital One Classic Platinum MasterCard

  • Designed to help improve your credit rating
  • Up to two optional credit limit increases per year
  • Apply and get a response in 60 seconds
29.8% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have had credit in the UK before
  • have had no bankruptcies in the past 12 months

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 29.84% (variable) per annum, your representative APR is 29.8% APR (variable)
Bank of Scotland Online Low Rate Credit Card

Bank of Scotland Online Low Rate Credit Card

Bank of Scotland Online Low Rate Credit Card

  • One rate for both balance transfers and purchases
  • Low representative rate of 6.4% APR (variable)
  • 0% fee on balance transfers within the first 90 days (3% fee applies)
6.4% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 6.45% (variable) per annum, your representative APR is 6.4% APR (variable)
Capital One Classic MasterCard

Capital One Classic MasterCard

Capital One Classic MasterCard

  • Designed to help improve your credit rating
  • Up to two optional credit limit increases per year
  • Apply and get a response in 60 seconds
34.9% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have had credit in the UK before
  • have had no bankruptcies in the past 12 months

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 34.94% (variable) per annum, your representative APR is 34.9% APR (variable)
Luma MasterCard

Luma MasterCard

Luma MasterCard

  • Up to £1,500 credit limit
  • Application response in 60 seconds
  • Designed to help build your credit rating
35.9% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have had credit in the UK before
  • have had no bankruptcies in the past 12 months

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 35.9% (variable) per annum, your representative APR is 35.9% APR (variable)
M&S Credit Card

M&S Credit Card

M&S Credit Card

  • 500 M&S points voucher worth £5 for select M&S spending
  • 1 M&S point per £1 spent instore, 1 point per £5 spent elsewhere
18.9% APR
Representative (variable)
25
 months
0%interest on transfers
2.9%
Transfer fee
25
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • have a good credit rating
  • be 18 or older
  • be a permanent UK resident

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Bank of Scotland Platinum 40 Month Balance Transfer

Bank of Scotland Platinum 40 Month Balance Transfer

Bank of Scotland Platinum 40 Month Balance Transfer

  • 40 months 0% on balance transfers made in first 90 days
  • 3% transfer fee refunded to 1.94% within 90 days of transaction date
  • Six months 0% on purchases
18.9% APR
Representative (variable)
40
 months
0%interest on transfers
1.94%
Effective transfer fee
6
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Halifax 41 Month Balance Transfer Credit Card

Halifax 41 Month Balance Transfer Credit Card

2016 award winner

Halifax 41 Month Balance Transfer Credit Card

  • 3.18% effective transfer fee (initial 3.5% fee, 0.3% refunded after 90 days)
  • Manage your card online using Online Banking and Mobile Banking
18.9% APR
Representative (variable)
41
 months
0%interest on transfers
3.18%
Effective transfer fee
6
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
MBNA All Round Credit Card

MBNA All Round Credit Card

MBNA All Round Credit Card

  • Up to 26 months 0% on balance transfers (2.95% fee) in first 60 days, 20.9% p.a. with 5 % fee thereafter
  • Up to 26 months 0% on money transfer (4% fee) in first 60 days, 22.9% p.a with 5% fee thereafter
  • Eligibility check - see if you qualify without affecting your credit rating. Depending on results product details may vary
18.9% APR
Representative (variable)
26
 months
0%interest on transfers
2.95%
Transfer fee
26
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a UK resident for at least 3 years
  • be 18 or older
  • have a good credit history
  • hold a UK bank or building society account
  • cannot transfer between MBNA accounts

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Lloyds Bank Online Platinum 24 Month Balance Transfer MasterCard

Lloyds Bank Online Platinum 24 Month Balance Transfer MasterCard

Lloyds Bank Online Platinum 24 Month Balance Transfer MasterCard

  • 2.5% transfer fee in first 90 days from account opening, 3% thereafter
  • 24 months 0% on purchases
18.9% APR
Representative (variable)
24
 months
0%interest on transfers
2.5%
Transfer fee
24
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • have no Country Court Judgements (past 5 years)
  • aged 18 or older
  • be a resident of the UK
  • have regular income
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable)
Lloyds Bank Platinum 40 Month BT MasterCard

Lloyds Bank Platinum 40 Month BT MasterCard

Lloyds Bank Platinum 40 Month BT MasterCard

  • 40 months 0% on balance transfers made in first 90 days
  • 3% transfer fee refunded to 1.94% within 90 days of transaction date
  • Six months 0% on new purchases
18.9% APR
Representative (variable)
40
 months
0%interest on transfers
1.94%
Effective transfer fee
6
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • have no Country Court Judgements (past 5 years)
  • aged 18 or older
  • be a resident of the UK
  • have regular income
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable)
Nationwide Credit Card Purchase Visa

Nationwide Credit Card Purchase Visa

Nationwide Credit Card Purchase Visa

  • Commission-free allowance abroad
  • Access to exclusive deals with Simply Rewards
  • 12 months 0% on purchases & 12 months 0% on balance transfers (0% fee for three months, 2.4% thereafter)
17.9% APR
Representative (variable)
12
 months
0%interest on transfers
0.0%
Transfer fee
12
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 17.9% (variable) per annum, your representative APR is 17.9% APR (variable)
Post Office Platinum MasterCard

Post Office Platinum MasterCard

Post Office Platinum MasterCard

  • No foreign transaction fees
  • No cash advance fee when you purchase Post Office Travel Money
17.8% APR
Representative (variable)
22
 months
0%interest on transfers
0.0%
Transfer fee
3
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • No balance transfers from Post Office or Bank of Ireland (UK) plc credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 17.8% (variable) per annum, your representative APR is 17.8% APR (variable)
Nationwide Select Credit Card

Nationwide Select Credit Card

Nationwide Select Credit Card

  • Nationwide current account customers only
  • 0.5% cashback on all sterling purchases
  • No foreign transaction fees
15.9% APR
Representative (variable)
12
 months
0%interest on transfers
0.0%
Transfer fee
12
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • have an income of £5,000 or more
  • be an existing Nationwide current account customer
  • no balance transfers from Nationwide credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 15.9% (variable) per annum, your representative APR is 15.9% APR (variable)
Ocean Credit Card MasterCard

Ocean Credit Card MasterCard

Ocean Credit Card MasterCard

  • Manage your account online and with your phone
  • 60 second eligibility QuickCheck that will not affect your credit score
  • Suitable for people looking to rebuild their credit profile
34.9% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • be able to show some history of managing credit

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 34.94% (variable) per annum, your representative APR is 34.9% APR (variable)
Royal Bank of Scotland Reward Credit Card MasterCard

Royal Bank of Scotland Reward Credit Card MasterCard

Royal Bank of Scotland Reward Credit Card MasterCard

  • Limited offer - 0.5% on other purchases plus 1% if you use contactless until 31 June 2016
  • 1% in all supermarkets (0.5% at their petrol stations)
17.4% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 12.9% (variable) per annum, with a £24 annual fee, your representative APR is 17.4% APR (variable)
Royal Bank of Scotland Clear Rate Platinum Credit Card MasterCard

Royal Bank of Scotland Clear Rate Platinum Credit Card MasterCard

Royal Bank of Scotland Clear Rate Platinum Credit Card MasterCard

  • 6.9% interest rate for both balance transfers and purchases
  • No balance transfer fees
  • £24 annual fee
11.1% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 21 or older
  • have a good credit rating
  • have an income of £10,000 or more

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 6.7% (variable) per annum, with a £24 annual fee, your representative APR is 11.1% APR (variable)
Sainsbury's Bank No Balance Transfer Fee Credit Card

Sainsbury's Bank No Balance Transfer Fee Credit Card

Sainsbury's Bank No Balance Transfer Fee Credit Card

  • Offer only available until 29 Dec 2016
  • 0% balance transfer fee on transfers made in the first 3 months (3% thereafter, £3 minimum fee)
18.9% APR
Representative (variable)
22
 months
0%interest on transfers
0.0%
Transfer fee
3
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsbury's Bank Low Rate Credit Card

Sainsbury's Bank Low Rate Credit Card

Sainsbury's Bank Low Rate Credit Card

  • Collect 2 Nectar points per £1 spent at Sainsbury's, 1 point for every £5 spent elsewhere
5.9% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 5.94% (variable) per annum, your representative APR is 5.9% APR (variable)
The Starwood Preferred Guest® Credit Card from American Express

The Starwood Preferred Guest® Credit Card from American Express

2016 award winner

The Starwood Preferred Guest® Credit Card from American Express

  • 1 Starpoint per £1 spent. 10000 point bonus for £1,000 spend in first three months
  • Redeem points on flights and luxury hotels
36.2% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, with a £75 annual fee, your representative APR is 36.2% APR (variable)
Tesco Bank 24 Month Clubcard Credit Card with 0% Balance Transfer Fee

Tesco Bank 24 Month Clubcard Credit Card with 0% Balance Transfer Fee

Tesco Bank 24 Month Clubcard Credit Card with 0% Balance Transfer Fee

  • The 0% offer applies to any balances transferred within the first 90 days of opening your account
  • Earn Clubcard points wherever you use the card plus the usual points in Tesco. Terms apply
  • Online application decision in 60 seconds
18.9% APR
Representative (variable)
24
 months
0%interest on transfers
0.0%
Transfer fee
1
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Tesco Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your representative APR is 18.9% APR (variable)
Tesco Bank Purchase Credit Card with 1000 Points

Tesco Bank Purchase Credit Card with 1000 Points

Tesco Bank Purchase Credit Card with 1000 Points

  • 1000 Clubcard points if you make a purchase or transfer a balance within two months of account opening (terms apply)
  • Earn Clubcard points wherever you use the card plus the usual points in Tesco. Terms apply
18.9% APR
Representative (variable)
3
 months
0%interest on transfers
2.9%
Transfer fee
17
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your representative APR is 18.9% APR (variable)
Tesco Bank Clubcard Credit Card for 32m Balance Transfer

Tesco Bank Clubcard Credit Card for 32m Balance Transfer

Tesco Bank Clubcard Credit Card for 32m Balance Transfer

  • Earn Clubcard points wherever you use the card plus the usual points in Tesco. Terms apply
  • Online application decision in 60 seconds
  • 0% offer is applied to any balances transferred within the first 90 days of opening your account.
18.9% APR
Representative (variable)
32
 months
0%interest on transfers
0.65%
Transfer fee
3
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Tesco Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your representative APR is 18.9% APR (variable)
Tesco Bank Clubcard Credit Card for 40 Month Balance Transfer

Tesco Bank Clubcard Credit Card for 40 Month Balance Transfer

Tesco Bank Clubcard Credit Card for 40 Month Balance Transfer

  • Earn Clubcard points wherever you use the card plus the usual points in Tesco. Terms apply
  • 0% offer is applied to any balances or money transferred within the first 90 days of opening your account.
18.9% APR
Representative (variable)
40
 months
0%interest on transfers
2.69%
Transfer fee
3
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Tesco Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your representative APR is 18.9% APR (variable)
TSB Platinum 20 month Purchase and BT MasterCard

TSB Platinum 20 month Purchase and BT MasterCard

TSB Platinum 20 month Purchase and BT MasterCard

  • ClickSafe internet fraud protection
  • Manage your credit card and current account together
18.9% APR
Representative (variable)
20
 months
0%interest on transfers
2.95%
Transfer fee
20
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable)
Vanquis Bank Visa Credit Card

Vanquis Bank Visa Credit Card

Vanquis Bank Visa Credit Card

  • Up to 56 days interest free on purchases
  • SMS and online account management
  • Designed to help rebuild a poor credit rating
39.9% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have not had bankruptcies in the last 12 months
  • not available to applicants who already hold a credit card provided by Vanquis Bank

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,000 at a rate of 39.94% (variable) per annum, your representative APR is 39.9% APR (variable)
Vanquis Bank Aquis Visa Credit Card

Vanquis Bank Aquis Visa Credit Card

Vanquis Bank Aquis Visa Credit Card

  • Up to 56 days interest free on purchases
  • SMS and online account management
  • Designed to help build your credit rating
29.8% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have not had bankruptcies in the last 12 months
  • not available to applicants who already hold a credit card provided by Vanquis Bank

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,000 at a rate of 29.84% (variable) per annum, your representative APR is 29.8% APR (variable)
Black Diamond Credit Card by Vanquis

Black Diamond Credit Card by Vanquis

Black Diamond Credit Card by Vanquis

  • Credit limit increase possible after fifth statement, further increases every five months, up to £3,500
  • Designed to help build your credit rating
  • Up to 56 days interest free credit on purchases
59.9% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have not had bankruptcies in the last 12 months
  • not hold any Vanquis credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £250 at a rate of 59.94% (variable) per annum, your representative APR is 59.9% APR (variable)
American Express Platinum Cashback Everyday Credit Card

American Express Platinum Cashback Everyday Credit Card

2016 award winner

American Express Platinum Cashback Everyday Credit Card

  • Earn 3% cashback up to £15 on Amazon purchases within 3 months of Cardmembership: only available until 31 Jan 2017
  • 5% cashback in your first three months (up to £100)
  • Up to 1% cashback thereafter
22.9% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have an income of £20,000 or more
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 22.9% (variable) per annum, your representative APR is 22.9% APR (variable)
American Express Platinum Cashback Credit Card

American Express Platinum Cashback Credit Card

2016 award winner

American Express Platinum Cashback Credit Card

  • Earn 3% cashback up to £15 on Amazon purchases within 3 months of Cardmembership: only available until 31 Jan 2017
  • 5% cashback in your first three months (up to £125)
  • 1% cashback on balances of up to £10k and 1.25% cashback on £10k or more
  • £25 annual fee
28.2% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have an income of £20,000 or more
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 22.9% (variable) per annum, with a £25 annual fee, your representative APR is 28.2% APR (variable)
NatWest Clear Rate Platinum Credit Card MasterCard

NatWest Clear Rate Platinum Credit Card MasterCard

NatWest Clear Rate Platinum Credit Card MasterCard

  • 6.9% flat rate for balance transfers and purchases
  • No balance transfer fees or 0% introductory periods that end
  • £24 annual fee
11.1% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have an income of £10,000 or more
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 6.9% (variable) per annum, with a £24 annual fee, your representative APR is 11.1% APR (variable)
NatWest Reward Credit Card

NatWest Reward Credit Card

NatWest Reward Credit Card

  • Limited offer - 0.5% on other purchases plus 1% if you use contactless until 31 June 2016
  • 1% in all supermarkets (0.5% at their petrol stations)
23.7% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have an income of £10,000 or more
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, with a £24 annual fee, your representative APR is 23.7% APR (variable)
American Express Nectar Credit Card

American Express Nectar Credit Card

2016 award winner

American Express Nectar Credit Card

  • 20,000 Nectar points (worth £100) welcome offer to spend with Nectar partners
  • Up to 4 points per £1 with Nectar partners, 2 points per £1 spent elsewhere
  • First year of card membership with £0 annual fee £25 thereafter (T&Cs apply)
25.0% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, with a £25 annual fee, your representative APR is 25.0% APR (variable)
Lloyds Bank Platinum Low Rate Credit Card

Lloyds Bank Platinum Low Rate Credit Card

Lloyds Bank Platinum Low Rate Credit Card

  • 0% balance transfer fee within the first 90 days of account opening, 3% thereafter
  • Low representative rate of 6.4%
6.4% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 6.45% (variable) per annum, your representative APR is 6.4% APR (variable)
American Express Preferred Rewards Gold Card

American Express Preferred Rewards Gold Card

2016 award winner

American Express Preferred Rewards Gold Card

  • 20,000 bonus Membership Rewards points when you spend £2,000 in your first three months
  • 1 points for virtually every £1 spent and 1 additional point for every £1 spent directly with airlines
  • No annual fee in the first year
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • have a current UK bank or building society account
  • be a permanent UK resident
  • have an income of £20,000 or more
  • have no history of bad debt

Additional criteria for acceptance from the lender may apply.

Charge card: No interest charges. Balance must be paid in full each month. Annual fee of £140 applies
aqua Start Credit Card

aqua Start Credit Card

aqua Start Credit Card

  • Text reminders to help you stay in control
  • Designed to help build your credit rating
  • Unlimited access to your credit report
49.9% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • have a UK current bank or building society account
  • not be registered bankrupt in past 18 months or have proceedings
  • have no Country Court Judgements (past 12 months)

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £300 at a rate of 49.9% (variable) per annum, your representative APR is 49.9% APR (variable)
Barclaycard Freedom Rewards Credit Card

Barclaycard Freedom Rewards Credit Card

2016 award winner

Barclaycard Freedom Rewards Credit Card

  • 0.15% balance transfer fee after refund
  • Double Freedom points on UK supermarket, petrol station and all Transport for London
21.9% APR
Representative (variable)
12
 months
0%interest on transfers
0.15%
Transfer fee
12
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 21 or older
  • have an income of £20,000 or more
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 21.9% (variable) per annum, your representative APR is 21.9% APR (variable)
Barclaycard Hilton HHonors Platinum Credit Card

Barclaycard Hilton HHonors Platinum Credit Card

2016 award winner

Barclaycard Hilton HHonors Platinum Credit Card

  • 2500 points for first 4 Hilton hotel stays (terms apply)
  • Three points for every £1 spent at Hilton hotels; two points for £1 spent elsewhere
  • Spend £750 in first 90 days get free hotel stay (terms apply)
18.9% APR
Representative (variable)
15
 months
0%interest on transfers
2.99%
Transfer fee
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 21 or older
  • have a good credit rating
  • no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Virgin Atlantic Black Credit Card Account

Virgin Atlantic Black Credit Card Account

2016 award winner

Virgin Atlantic Black Credit Card Account

  • 18,500 miles with your first card purchase made within 90 days of account opening
  • The chance to earn upgrades, a companion reward flight and more. (Terms apply)
  • £140 annual fee
57.4% APR
Representative (variable)
6
 months
0%interest on transfers
3.0%
Transfer fee
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 22.9% (variable) per annum, with a £140 annual fee, your representative APR is 57.4% APR (variable)
Virgin Atlantic White Credit Card Account

Virgin Atlantic White Credit Card Account

2016 award winner

Virgin Atlantic White Credit Card Account

  • 3,000 miles with your first card purchase made within 90 days of account opening.
  • The chance to earn upgrades, a companion reward flight and more (Terms apply
  • No annual fee
22.9% APR
Representative (variable)
6
 months
0%interest on transfers
3.0%
Transfer fee
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 22.9% (variable) per annum, your representative APR is 22.9% APR (variable)
Post Office Matched Credit Card

Post Office Matched Credit Card

Post Office Matched Credit Card

  • Add up to three additional cardholders for free
  • No cash advance fee when you purchase Post Office Travel Money
18.9% APR
Representative (variable)
16
 months
0%interest on transfers
2.98%
Transfer fee
27
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have a current bank or building society account
  • not be an existing Post Office cardholder
  • have an annual income over £8,000 (excl. unemployment benefits)
  • have no outstanding County Court Judgements (CCJs)
  • No balance transfers from Post Office or Bank of Ireland (UK) plc credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Clydesdale Bank Gold MasterCard

Clydesdale Bank Gold MasterCard

Clydesdale Bank Gold MasterCard

  • Contactless payments under £30
  • MasterCard SecureCode for safer online shopping
18.9% APR
Representative (variable)
12
 months
0%interest on transfers
3.0%
Transfer fee
26
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • no balance transfers from Clydesdale or Yorkshire Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Yorkshire Bank Gold MasterCard

Yorkshire Bank Gold MasterCard

Yorkshire Bank Gold MasterCard

  • Contactless payments under £30
  • MasterCard SecureCode for safer online shopping
18.9% APR
Representative (variable)
12
 months
0%interest on transfers
3.0%
Transfer fee
26
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • no balance transfers from Clydesdale or Yorkshire Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsburys Nectar Purchase Credit Card

Sainsburys Nectar Purchase Credit Card

Sainsburys Nectar Purchase Credit Card

  • Collect 2 Nectar points per £1 spent at Sainsbury's, 1 point for every £5 spent elsewhere
18.9% APR
Representative (variable)
18
 months
0%interest on transfers
2.89%
Transfer fee
28
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • have a permanent UK address
  • be over 18 years of age
  • not have been declined for credit in the last month
  • not have a history of bad credit
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
American Express The Platinum Card

American Express The Platinum Card

2016 award winner

American Express The Platinum Card

  • Receive 30,000 Membership Rewards® points when you spend £2,000 in the first three months 
  • 1 Membership Reward point for virtually every £1 spent
  • Platinum Travel and Concierge Service, unlimited access to over 700 airport lounges
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • have a current UK bank or building society account
  • be a permanent UK resident
  • have an income of £20,000 or more
  • have no history of bad debt

Additional criteria for acceptance from the lender may apply.

Charge card: No interest charges. Balance must be paid in full each month. Annual fee of £450 applies
Tesco Bank 12 month No Balance Transfer Fee Clubcard Credit Card

Tesco Bank 12 month No Balance Transfer Fee Clubcard Credit Card

Tesco Bank 12 month No Balance Transfer Fee Clubcard Credit Card

  • Earn Clubcard points wherever you use the card plus the usual points in Tesco. Terms apply
  • Online application decision in 60 seconds
18.9% APR
Representative (variable)
12
 months
0%interest on transfers
0.0%
Transfer fee
12
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Tesco Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Tesco Bank Foundation Clubcard Credit Card

Tesco Bank Foundation Clubcard Credit Card

Tesco Bank Foundation Clubcard Credit Card

  • Application response in 60 seconds
  • Designed to help build your credit rating
  • Credit limit subject to status
27.5% APR
Representative (variable)
6
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • not have applied for a Tesco Bank Credit Card in the last 6 months
  • have an annual income of at least £5,000
  • be at least 18 years of age
  • be a permanent UK resident
  • have not had any bankruptcies in the past 18 months
  • have not had any county court judgements in the past 18 months

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 27.54% (variable) per annum, your representative APR is 27.5% APR (variable)
Luma Purchase Credit Card

Luma Purchase Credit Card

Luma Purchase Credit Card

  • Up to £1,500 credit limit
  • Application response in 60 seconds
  • Designed to help build your credit rating
35.9% APR
Representative (variable)
3
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have had credit in the UK before
  • have had no bankruptcies in the past 12 months

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 35.9% (variable) per annum, your representative APR is 35.9% APR (variable)
marbles classic 24.8% credit card

marbles classic 24.8% credit card

marbles classic 24.8% credit card

  • FastCheck your eligibility with instant response
  • Credit limit review after three months
  • UK-based customer helpline
24.84% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • have a UK current bank or building society account
  • not be registered bankrupt in past 18 months or have proceedings
  • have no Country Court Judgements (past 12 months)

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 24.84% (variable) per annum, your representative APR is 24.84% APR (variable)
marbles classic 29.7% credit card

marbles classic 29.7% credit card

marbles classic 29.7% credit card

  • FastCheck your eligibility with instant response
  • Credit limit review after three months
  • UK-based customer helpline
29.7% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • have a UK current bank or building society account
  • not be registered bankrupt in past 18 months or have proceedings
  • have no Country Court Judgements (past 12 months)

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 29.75% (variable) per annum, your representative APR is 29.7% APR (variable)
Virgin 32 Month Balance Transfer Credit Card

Virgin 32 Month Balance Transfer Credit Card

2016 award winner

Virgin 32 Month Balance Transfer Credit Card

  • 32 months 0% on balance and money transfers; 3 months 0% on purchases
  • 4% money transfer fee
19.9% APR
Representative (variable)
32
 months
0%interest on transfers
0.66%
Transfer fee
3
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
Virgin All Round Credit Card

Virgin All Round Credit Card

2016 award winner

Virgin All Round Credit Card

  • 25 months 0% for balance transfers, money transfers and purchases
  • 1.5% balance transfer fee in first 60 days, 5% thereafter
  • 2% money transfer fee in the first 60 days, 5% thereafter
18.9% APR
Representative (variable)
25
 months
0%interest on transfers
1.5%
Transfer fee
25
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Virgin Money No Balance Transfer Fee Credit Card

Virgin Money No Balance Transfer Fee Credit Card

2016 award winner

Virgin Money No Balance Transfer Fee Credit Card

  • 0% balance transfer fee in first 60 days, 5% thereafter
  • 24 months 0% on money transfers (4% fee in first 60 days, 5% thereafter)
  • 3 months 0% on purchases
19.9% APR
Representative (variable)
24
 months
0%interest on transfers
0.0%
Transfer fee
3
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
Halifax 25 Months Balance Transfer Credit Card

Halifax 25 Months Balance Transfer Credit Card

2016 award winner

Halifax 25 Months Balance Transfer Credit Card

  • 0% fee for transfers in first 90 days, 3% fee thereafter
  • Manage your card online using internet banking and mobile banking
18.9% APR
Representative (variable)
25
 months
0%interest on transfers
0.0%
Transfer fee
6
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Bank of Scotland Platinum 20 Months Balance Transfer Card

Bank of Scotland Platinum 20 Months Balance Transfer Card

Bank of Scotland Platinum 20 Months Balance Transfer Card

  • 0% fee on balance transfers within the first 90 days, 3% thereafter
  • Manage your card online using internet and mobile banking
18.9% APR
Representative (variable)
20
 months
0%interest on transfers
0.0%
Transfer fee
6
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Bank of Scotland 24 Month Balance Transfer

Bank of Scotland 24 Month Balance Transfer

Bank of Scotland 24 Month Balance Transfer

  • 2.5% fee applies on each balance transfer made in the first 90 days, 3% thereafter
  • Manage your card online using Internet Banking and Mobile Banking
18.9% APR
Representative (variable)
24
 months
0%interest on transfers
2.5%
Transfer fee
24
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Lloyds 20 Month Balance Transfer Credit Card

Lloyds 20 Month Balance Transfer Credit Card

Lloyds 20 Month Balance Transfer Credit Card

  • 0% fee on balances transferred within 90 days of account opening, 3% thereafter
  • 0% on purchases for six months
18.9% APR
Representative (variable)
20
 months
0%interest on transfers
0.0%
Transfer fee
6
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • have no Country Court Judgements (past 5 years)
  • aged 18 or older
  • be a resident of the UK
  • have regular income
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable)
Halifax 26 Month Balance Transfer Credit Card

Halifax 26 Month Balance Transfer Credit Card

2016 award winner

Halifax 26 Month Balance Transfer Credit Card

  • 2.95% effective balance transfer fee for first 90 days, 3% fee thereafter
  • Manage your card with online and mobile banking
18.9% APR
Representative (variable)
26
 months
0%interest on transfers
2.95%
Effective transfer fee
26
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Bank of Scotland 32 Month Balance Transfer Credit Card

Bank of Scotland 32 Month Balance Transfer Credit Card

Bank of Scotland 32 Month Balance Transfer Credit Card

  • 32 months 0% on balance transfers made in first 90 days
  • 0.8% balance transfer fee within 90 days of account opening (3% thereafter)
  • 12 months 0% on purchases
18.9% APR
Representative (variable)
32
 months
0%interest on transfers
0.8%
Transfer fee
12
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Lloyds 32 Month Balance Transfer Credit Card

Lloyds 32 Month Balance Transfer Credit Card

Lloyds 32 Month Balance Transfer Credit Card

  • 0.8% balance transfer fee within 90 days of account opening (3% thereafter)
  • 32 months 0% on balance transfers made in first 90 days
  • 12 months 0% on purchases
18.9% APR
Representative (variable)
32
 months
0%interest on transfers
0.8%
Transfer fee
12
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • have no Country Court Judgements (past 5 years)
  • aged 18 or older
  • be a resident of the UK
  • have regular income
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable)
AA Dual Credit Card

AA Dual Credit Card

uSwitch Exclusive

AA Dual Credit Card

  • Exclusive uSwitch Offer - Successful applications receive a free wine trio gift set following the first transaction on the card (terms apply)
  • 26 months 0% on purchases and balance transfers (2.98 transfer fee applies)
  • Manage your account on the go with the AA Credit Card app
18.9% APR
Representative (variable)
26
 months
0%interest on transfers
2.98%
Transfer fee
26
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • must have a 'Excellent' credit rating
  • be aged 18 years or over and UK resident
  • have a current bank or building society account
  • be employed, retired or a homemaker with an annual income of over £8,000 excluding unemployment benefits
  • not have any outstanding CCJs
  • no balance transfers from: Post Office or Bank of Ireland

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Virgin 41 Month Balance Transfer Credit Card

Virgin 41 Month Balance Transfer Credit Card

2016 award winner

Virgin 41 Month Balance Transfer Credit Card

  • 41 months 0% for balance transfers (3.19% transfer fee)
  • 41 months 0% for money transfers (3.79% transfer fee)
  • 3 months 0% on purchases
20.9% APR
Representative (variable)
41
 months
0%interest on transfers
3.19%
Transfer fee
3
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 20.9% (variable) per annum, your representative APR is 20.9% APR (variable)
Capital One Balance Transfer Card

Capital One Balance Transfer Card

Capital One Balance Transfer Card

  • 0% interest on balance transfers for 6 months, with a balance transfer fee of 3%
  • Credit limit of £200 to £1,500
  • Online response in 60 seconds
34.9% APR
Representative (variable)
6
 months
0%interest on transfers
3.0%
Transfer fee
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • not been declared bankrupt in the last 12 months
  • not had any CCJs or defaults in the last 12 months
  • no transfers from Capital One

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 34.94% (variable) per annum, your representative APR is 34.9% APR (variable)
HSBC Credit Card

HSBC Credit Card

HSBC Credit Card

  • 0% interest on purchases for 3 months
  • 0% on balance transfers for 32 months
  • The APR is dependent on your personal circumstances
18.9% APR
Representative (variable)
32
 months
0%interest on transfers
1.4%
Transfer fee
3
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • have an annual income/pension before tax of £8,500 or more
  • be a resident of the UK, Channel Islands or Isle of Man
  • be over 18
  • no balance transfers from HSBC, First Direct, Marks and Spencer or John Lewis

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Barclaycard Platinum 24 Month Balance Transfer

Barclaycard Platinum 24 Month Balance Transfer

2016 award winner

Barclaycard Platinum 24 Month Balance Transfer

  • Get 0% on transfers with no transfer fee
  • 3.5% transfer fee refunded to 0% within 2 working days
  • Six months 0% on purchases
18.9% APR
Representative (variable)
24
 months
0%interest on transfers
0.0%
Effective transfer fee
6
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 21 or older
  • have a good credit rating
  • best suited to customers with an income of £20,000
  • no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Halifax 32 Month Balance Transfer Credit Card

Halifax 32 Month Balance Transfer Credit Card

2016 award winner

Halifax 32 Month Balance Transfer Credit Card

  • 0.7% balance transfer fee within 90 days of account opening (3% thereafter)
  • Manage your card online using Online Banking and Mobile Banking
  • 12 months 0% on purchases
18.9% APR
Representative (variable)
32
 months
0%interest on transfers
0.7%
Transfer fee
12
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Post Office Money Balance Transfer Credit Card

Post Office Money Balance Transfer Credit Card

Post Office Money Balance Transfer Credit Card

  • 2.49% balance transfer fee
  • Three months 0% on purchases
  • No cash fee to buy travel money at the Post Office
18.9% APR
Representative (variable)
37
 months
0%interest on transfers
2.49%
Transfer fee
3
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • No balance transfers from Post Office or Bank of Ireland (UK) plc credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.91% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsbury’s Bank Dual Credit Card

Sainsbury’s Bank Dual Credit Card

Sainsbury’s Bank Dual Credit Card

  • Collect 2 Nectar points per £1 spent at Sainsbury's, 1 point for every £5 spent elsewhere
18.9% APR
Representative (variable)
27
 months
0%interest on transfers
3.0%
Transfer fee
27
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
AA Low Rate Credit Card

AA Low Rate Credit Card

AA Low Rate Credit Card

  • One simple low rate for balance transfers and purchases
  • Manage your account on the go with the AA Credit Card app
  • No balance transfer fee and annual fee
6.4% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • must have a 'Excellent' credit rating
  • be aged 18 years or over and UK resident
  • have a current bank or building society account
  • be employed, retired or a homemaker with an annual income of over £8,000 excluding unemployment benefits
  • not have any outstanding CCJs
  • no balance transfers from: Post Office or Bank of Ireland

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 6.4% (variable) per annum, your representative APR is 6.4% APR (variable)
AA FuelSave Credit Card

AA FuelSave Credit Card

AA FuelSave Credit Card

  • Up to 4% cashback on fuel and 0.5% cashback on all other purchases (terms apply)
  • Maximum of £150 cashback can be earned in a year
  • 1 years breakdown cover or annual MOT (terms apply)
22.4% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • must have a 'Excellent' credit rating
  • be aged 18 years or over and UK resident
  • have a current bank or building society account
  • be employed, retired or a homemaker with an annual income of over £8,000 excluding unemployment benefits
  • not have any outstanding CCJs

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 14.9% (variable) per annum, with a £42 annual fee, your representative APR is 22.4% APR (variable)
Virgin 32 Month Money Transfer Credit Card

Virgin 32 Month Money Transfer Credit Card

2016 award winner

Virgin 32 Month Money Transfer Credit Card

  • 1.69% transfer fee
  • 32 months 0% for money transfers; 3 months 0% for purchases
19.9% APR
Representative (variable)
32
 months
0%interest on transfers
1.69%
Transfer fee
3
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
Virgin 36 Month Money Transfer Credit Card

Virgin 36 Month Money Transfer Credit Card

2016 award winner

Virgin 36 Month Money Transfer Credit Card

  • 36 months 0% for money and balance transfers
  • 3 months 0% for purchases
20.9% APR
Representative (variable)
36
 months
0%interest on transfers
2.39%
Transfer fee
3
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 20.9% (variable) per annum, your representative APR is 20.9% APR (variable)
Tesco Bank Clubcard Credit Card for Money Transfers

Tesco Bank Clubcard Credit Card for Money Transfers

Tesco Bank Clubcard Credit Card for Money Transfers

  • 40 months 0% for money transfers (3.94% fee)
  • 0% offer is applied to any balances or money transferred within the first 90 days of opening your account.
18.9% APR
Representative (variable)
40
 months
0%interest on transfers
2.69%
Transfer fee
3
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Tesco Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsbury's Bank 33 month Balance Transfer Credit Card

Sainsbury's Bank 33 month Balance Transfer Credit Card

Sainsbury's Bank 33 month Balance Transfer Credit Card

  • 1.5% balance transfer fee in the first 3 months refunded to 0.69% (3% thereafter, £3 min fee at all times)
  • Collect 2 Nectar points per £1 spent at Sainsbury's, 1 point for every £5 spent elsewhere
18.9% APR
Representative (variable)
33
 months
0%interest on transfers
0.69%
Effective transfer fee
3
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
NEO Credit Card by Vanquis Bank

NEO Credit Card by Vanquis Bank

NEO Credit Card by Vanquis Bank

  • Designed to help build your credit rating
  • Mobile App, Text alerts and Online Account Servicing available
39.9% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have not had bankruptcies in the last 12 months
  • not available to applicants who already hold a credit card provided by Vanquis Bank

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 39.94% (variable) per annum, your representative APR is 39.9% APR (variable)
Tesco Bank Clubcard Credit Card with  Low APR

Tesco Bank Clubcard Credit Card with Low APR

Tesco Bank Clubcard Credit Card with Low APR

  • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply.
  • Online application decision in 60 seconds
5.9% APR
Representative (variable)
1
 months
0%interest on transfers
0.0%
Transfer fee
1
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Tesco Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 5.9% (variable) per annum, your representative APR is 5.9% APR (variable)
Virgin Money 30 Month Balance Transfer Credit Card

Virgin Money 30 Month Balance Transfer Credit Card

2016 award winner

Virgin Money 30 Month Balance Transfer Credit Card

  • 30 months 0% for money transfers (4% fee for first 60 days, 5% thereafter)
  • 3 months 0% for purchases
19.9% APR
Representative (variable)
30
 months
0%interest on transfers
0.59%
Transfer fee
3
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident.
  • have a UK bank or building society account
  • have good credit history

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
Virgin Money 34 Month Balance Transfer Credit Card

Virgin Money 34 Month Balance Transfer Credit Card

2016 award winner

Virgin Money 34 Month Balance Transfer Credit Card

  • 34 months 0% for money transfers (4% fee for first 60 days, 5% thereafter)
  • 3 months 0% for purchases
19.9% APR
Representative (variable)
34
 months
0%interest on transfers
1.49%
Transfer fee
3
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident.
  • have a UK bank or building society account
  • have good credit history

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
Vanquis Origin Card

Vanquis Origin Card

Vanquis Origin Card

  • Designed to help build a strong credit rating
  • Build your way to a credit limit of up to £3,500
  • SMS and online account management
59.9% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have not had bankruptcies in the last 12 months
  • not hold any Vanquis credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,000 at a rate of 59.94% (variable) per annum, your representative APR is 59.9% APR (variable)
Bank of Scotland Classic Credit Card

Bank of Scotland Classic Credit Card

Bank of Scotland Classic Credit Card

  • 18 months 0% on balance transfers made in first 90 days
  • 3% balance transfer fee
  • 9 months 0% on purchases
27.9% APR
Representative (variable)
18
 months
0%interest on transfers
3.0%
Transfer fee
9
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 27.9% (variable) per annum, your representative APR is 27.9% APR (variable)
MBNA Platinum 41 Month Credit Card

MBNA Platinum 41 Month Credit Card

MBNA Platinum 41 Month Credit Card

  • 3.45% balance transfer fee for the first 60 days, 20.9% APR and 5% fee thereafter
  • 20 months 0% money transfers (4% transfer fee for first 60 days, 22.9 APR and 5% thereafter)
18.9% APR
Representative (variable)
41
 months
0%interest on transfers
3.45%
Transfer fee
Can I get this card?
?
To get this card you must at least:
  • be a UK resident for at least 3 years
  • be 18 or older
  • hold a UK bank or building society account
  • have a good credit history
  • eligibility check - see if you qualify without affecting your credit rating. Depending on the results, product details may vary
  • cannot transfer between MBNA accounts

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
thinkmoney Credit Card

thinkmoney Credit Card

thinkmoney Credit Card

  • Manage your account online and with a smartphone
  • 60 second eligibility QuickCheck that will not affect your credit score
  • Suitable for people looking to rebuild their credit profile
35.9% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • be able to show some history of managing credit

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 35.94% (variable) per annum, your representative APR is 35.9% APR (variable)
Chrome Credit Card 24.7% APR (variable)

Chrome Credit Card 24.7% APR (variable)

Chrome Credit Card 24.7% APR (variable)

  • New low APR card designed to help improve credit rating
  • Possibility to build Credit Limit up to £4000 over time
  • Online servicing, mobile app, SMS and email alerts
24.7% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have not had bankruptcies in the last 12 months
  • not available to applicants who already hold a credit card provided by Vanquis Bank

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,000 at a rate of 24.7% (variable) per annum, your representative APR is 24.7% APR (variable)
Chrome Credit Card 29.3% APR (variable)

Chrome Credit Card 29.3% APR (variable)

Chrome Credit Card 29.3% APR (variable)

  • New low APR card designed to help improve credit rating
  • Possibility to build Credit Limit up to £4000 over time
  • Online servicing, mobile app, SMS and email alerts
29.3% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have not had bankruptcies in the last 12 months
  • not available to applicants who already hold a credit card provided by Vanquis Bank

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,000 at a rate of 29.3% (variable) per annum, your representative APR is 29.3% APR (variable)
aqua Purchase Credit Card

aqua Purchase Credit Card

aqua Purchase Credit Card

  • 4 months 0% on purchases
  • Free unlimited access to your credit report
34.9% APR
Representative (variable)
4
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • have a UK current bank or building society account
  • not be registered bankrupt in past 18 months or have proceedings
  • have no Country Court Judgements (past 12 months)

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 34.91% (variable) per annum, your representative APR is 34.9% APR (variable)
Sainsbury’s Bank 40 month Balance Transfer Credit Card

Sainsbury’s Bank 40 month Balance Transfer Credit Card

Sainsbury’s Bank 40 month Balance Transfer Credit Card

  • 2.89% balance transfer fee in the first 3 months (3% thereafter, £3 minimum fee applies at all times)
18.9% APR
Representative (variable)
40
 months
0%interest on transfers
2.89%
Transfer fee
3
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Barclaycard Platinum travel credit card

Barclaycard Platinum travel credit card

New Release
Limited Offer

Barclaycard Platinum travel credit card

  • No non-sterling transaction fees on your foreign spend and withdrawals abroad until 31 August 2018
  • Free ongoing access to your Experian Credit Score
11.9% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 21 or older
  • have a good credit rating
  • best suited to customers with an income of £20,000
  • no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 11.9% (variable) per annum, your representative APR is 11.9% APR (variable)
MBNA 5 Credit Card

MBNA 5 Credit Card

MBNA 5 Credit Card

  • 4.9% for up to 60 months on purchases (8.9% APR thereafter)
  • 4.9% for up to 60 months on balance and money transfers, 0.5% fee (8.9% APR thereafter)
  • 4.9% offer applies to transfers and purchases made in the first 60 day
8.9% APR
Representative (variable)
60
 months
4.9%interest on transfers
0.5%
Transfer fee
60
 months
4.9%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a UK resident for at least 3 years
  • be 18 or older
  • have a good credit history
  • hold a UK bank or building society account
  • eligibility check - see if you qualify without affecting your credit rating. depending on results product details may vary
  • cannot transfer between MBNA accounts

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 8.9% (variable) per annum, your representative APR is 8.9% APR (variable)
Santander Zero

Santander Zero

Santander Zero

  • No foreign transaction fees on purchases and cash withdrawals abroad
  • 5 cashback offers of up to 25% (Terms apply)
  • Up to 56 days interest free credit on purchases (Terms apply)
18.9% APR
Representative (variable)
1
 months
0%interest on transfers
3.0%
Transfer fee
1
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Santander Everyday Credit Card

Santander Everyday Credit Card

Santander Everyday Credit Card

  • 15 months 0% on purchases
  • 15 months 0% on balance transfers with no fee
  • Manage your account online or with Santander app
18.9% APR
Representative (variable)
15
 months
0%interest on transfers
0.0%
Transfer fee
15
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Santander All in One Credit Card

Santander All in One Credit Card

New release

Santander All in One Credit Card

  • 40 months 0% on balance transfers (1% fee)
  • Cashback on all your purchases with no limit to how much you can earn (terms apply)
  • No transaction fees on purchases and cash withdrawals abroad
21.7% APR
Representative (variable)
40
 months
0%interest on transfers
1.0%
Transfer fee
6
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • No transfers from Santander

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 15.9% (variable) per annum, with a £3 monthly fee, your representative APR is 21.7% APR (variable)
The AA Balance Transfer Credit Card

The AA Balance Transfer Credit Card

The AA Balance Transfer Credit Card

  • 0% on balance transfers for up to 37 months. Terms apply
  • 2.5% balance transfer fee
  • 0% on purchases for 3 months
19.9% APR
Representative (variable)
37
 months
0%interest on transfers
2.5%
Transfer fee
3
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • must have a 'Excellent' credit rating
  • be aged 18 years or over and UK resident
  • have a current bank or building society account
  • be employed, retired or a homemaker with an annual income of over £8,000 excluding unemployment benefits
  • not have any outstanding CCJs
  • no balance transfers from: Post Office or Bank of Ireland

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
Sainsbury’s Bank Nectar 40 month Balance Transfer Credit Card

Sainsbury’s Bank Nectar 40 month Balance Transfer Credit Card

Sainsbury’s Bank Nectar 40 month Balance Transfer Credit Card

  • 2.89 balance transfer fee refunded to 1.95% on transfers made in the first 3 months (3% thereafter, £3 fee minimum at all times)
  • Balance transfer fee refund only available to nectar cardholders (terms apply)
  • Nectar Cardholders Exclusive – you must enter your Nectar card number when you apply
18.9% APR
Representative (variable)
40
 months
0%interest on transfers
1.95%
Effective transfer fee
3
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
nuba transfer credit card

nuba transfer credit card

£20 Amazon voucher

nuba transfer credit card

  • 3.49% balance transfer fee within 60 days, 20.9% APR and 5% fee thereafter
  • £20 Amazon voucher with your balance or money transfer over £1000. Terms apply
18.9% APR
Representative (variable)
41
 months
0%interest on transfers
3.49%
Transfer fee
Can I get this card?
?
To get this card you must at least:
  • be a UK resident for at least 3 years
  • be 18 or older
  • hold a UK bank or building society account
  • have a good credit history
  • eligibility check - see if you qualify without affecting your credit rating. Depending on the results, product details may vary
  • cannot transfer from MBNA accounts

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
nuba all round credit card

nuba all round credit card

£20 Amazon voucher

nuba all round credit card

  • Up to 25 months 0% on balance transfers (2.39% fee) in first 60 days, 20.9% p.a. with 5 % fee thereafter
  • £20 Amazon voucher with your balance or money transfer over £1000. Terms apply
  • Eligibility check - see if you qualify without affecting your credit rating. Depending on results product details may vary
18.9% APR
Representative (variable)
25
 months
0%interest on transfers
2.39%
Transfer fee
25
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a UK resident for at least 3 years
  • be 18 or older
  • have a good credit history
  • hold a UK bank or building society account
  • cannot transfer from MBNA accounts

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
aqua Classic Credit Card

aqua Classic Credit Card

Limited offer

aqua Classic Credit Card

  • Offer only available until 16th December 2016
  • Unlimited access to your credit report
  • Designed to help build your credit rating
27.4% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • have a UK current bank or building society account
  • not be registered bankrupt in past 18 months or have proceedings
  • have no Country Court Judgements (past 12 months)

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 27.4% (variable) per annum, your representative APR is 27.4% APR (variable)
Sainsbury's Bank Nectar 33 month Balance Transfer Credit Card

Sainsbury's Bank Nectar 33 month Balance Transfer Credit Card

Sainsbury's Bank Nectar 33 month Balance Transfer Credit Card

  • 1.5% balance transfer fee in the first 3 months refunded to 0.64% (3% thereafter, £3 min fee at all times)
  • Nectar Cardholders Exclusive - you must enter your Nectar card number when you apply
18.9% APR
Representative (variable)
33
 months
0%interest on transfers
0.64%
Effective transfer fee
3
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
MBNA Platinum 40 Month Credit Card

MBNA Platinum 40 Month Credit Card

MBNA Platinum 40 Month Credit Card

  • 2.35% balance transfer fee for the first 60 days, 20.9% APR and 5% fee thereafter
  • 20 months 0% money transfers (4% transfer fee for first 60 days, 22.9 APR and 5% thereafter)
18.9% APR
Representative (variable)
40
 months
0%interest on transfers
2.35%
Transfer fee
Can I get this card?
?
To get this card you must at least:
  • be a UK resident for at least 3 years
  • be 18 or older
  • hold a UK bank or building society account
  • have a good credit history
  • eligibility check - see if you qualify without affecting your credit rating. Depending on the results, product details may vary
  • cannot transfer between MBNA accounts

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
marbles classic with purchase offer credit card

marbles classic with purchase offer credit card

marbles classic with purchase offer credit card

  • Offer ends 15 December 2016
  • FastCheck your eligibility with instant response
  • 3 months 0% on purchases
34.9% APR
Representative (variable)
3
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • have a UK current bank or building society account
  • not be registered bankrupt in past 18 months or have proceedings
  • have no Country Court Judgements (past 12 months)

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 34.9% (variable) per annum, your representative APR is 34.9% APR (variable)
Sainsbury’s Bank 35 month Balance Transfer Credit Card

Sainsbury’s Bank 35 month Balance Transfer Credit Card

Sainsbury’s Bank 35 month Balance Transfer Credit Card

  • 1.5% balance transfer fee in the first 3 months (3% thereafter, £3 min fee at all times)
  • Collect 2 Nectar points per £1 spent at Sainsbury's, 1 point for every £5 spent elsewhere
18.9% APR
Representative (variable)
35
 months
0%interest on transfers
1.5%
Transfer fee
3
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Halifax FlexiCard Credit Card

Halifax FlexiCard Credit Card

2016 award winner

Halifax FlexiCard Credit Card

  • 0% fee on balance transfers made within the first 90 days (3% thereafter)
  • Instalment plans over 2 to 36 months
  • Simple online repayment planner
6.4% APR
Representative (variable)
0.0%
Effective transfer fee
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 6.45% (variable) per annum, your representative APR is 6.4% APR (variable)
Virgin 27 Month Purchase Credit Card

Virgin 27 Month Purchase Credit Card

2016 award winner

Virgin 27 Month Purchase Credit Card

  • 27 months 0% on purchases
  • 20 months 0% on balance transfers (2.99% fee)
  • 20 months 0% on money transfers (4%)
19.9% APR
Representative (variable)
20
 months
0%interest on transfers
2.99%
Transfer fee
27
 months
0%interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)

uSwitch Limited is a credit broker, not a lender, for consumer credit products.

uSwitch services are provided at no cost to you, but we may receive a commission from the companies we refer you to.

Frequently asked questions

Whether you’re looking for a cashback, reward, 0% on purchases or balance transfer credit card, finding a great credit card deal with uSwitch is simple.

You can also compare credit cards to use abroad, cards with low APRs, and the top credit card deals for people with a bad credit history. Use our tabs to pick a type of card and scroll our comparison tables to see the best credit card deals.

What is a credit card?

Credit cards are a way of borrowing money to pay for bills, goods, or services. Once you’ve reached a pre-approved credit limit - known as ‘maxing out’ your credit card - you won’t be able to spend any more on the card until you’ve paid off some of the debt.

At the end of every month you pay off at least the minimum amount of what you owe on the card - if you don’t, you’ll soon begin to pay interest on what you’ve borrowed.

Compare credit cards

You normally apply for a credit card online or in-branch at a bank or building society. However, lots of supermarkets, such as Sainsbury’s and Tesco, and other specialist providers, like Capital One, also offer cards.

From the traditional high street banks to the major supermarket providers, our credit card comparison tables include all the big names to help you find great credit card deals.

Types of credit card in the UK

Credit cards come in a variety of different forms - some cards are better for new purchases or getting cashback on your spending, while others are better for transferring existing debt. We compare the following types of credit card:

Credit card comparison

Credit card comparison tools can help you identify the best credit cards in the UK but it all comes down to your circumstances and what works for you. That means, finding the best 0% credit cards or the best high income credit cards on the market is not as straightforward as it seems. Compare the market’s credit cards and get the right credit card deals for you. You can use our credit card comparison tables above to see our most popular credit card offers.

What does 'most popular' mean?

Cards on the most popular table are ranked by the number of clicks they get on the site in the past 48 hours.

The most clicked on cards are at the top, the least at the bottom. This reflects how popular they are with visitors to uSwitch.com. Consequently this is a good table to look at if you’re interested in seeing which cards most people think are worth getting.

Does uSwitch compare all the credit cards on the market?

We compare credit over 100 credit cards from all of the major banks and credit card providers.

However, we do not compare all the credit cards that are available in the UK.

This is because some credit card providers have offers that are only available exclusively through their own website or branch, or through other comparison websites - in the same way some credit cards are exclusively available through uSwitch.

There are also many credit cards that are only available to people in member organisations and clubs.