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Most popular credit cards

Our credit card comparison tables can help you compare some of the best credit card deals available. We compare cards from companies so you can find and apply for a credit card that suits you today. Additional results may be available with an eligibility check.

Check your eligibility for credit cards

  • 1Improve your chances of being accepted
  • 2It won't affect your credit score
  • 3It's quick, free and easy
72 results found, sorted by popularity.

MBNA Dual 0% Transfer and Purchase Credit Card -

Representative APR (variable)
26.9%APR
Interest on balance transfers
0%for21months with a3.49%fee
Interest on purchases
0%for21months
Representative example:
The standard interest rate on purchases is 26.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 26.9% (variable).
More Information
Additional information
  • Balance transfers – 0% for up to 21 months on balance transfers made within the first 60 days of account opening ( 3.49% Transfer Fee)
  • Purchases – 0% for up to 21 months on purchases made within the first 60 days of account opening
  • Money transfers – 0% for up to 12 months on money transfers made within the first 60 days of account opening ( 4% Transfer Fee)
  • You may be eligible to apply for this as a second credit card. Terms apply
Eligibility
  • be a UK resident for at least 3 years
  • be 18 or older
  • hold a UK bank or building society account
  • have a good credit history
  • not have been declined for an MBNA credit card within the last 30 days
  • cannot transfer between another MBNA account

MBNA Dual 0% Transfer and Purchase Credit Card

Representative APR (variable)
24.9%APR
Interest on balance transfers
0%for21months with a3.49%fee
Interest on purchases
0%for21months
Representative example:
The standard interest rate on purchases is 24.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 24.9% (variable).
More Information
Additional information
  • Balance transfers – 0% for up to 21 months on balance transfers made within the first 60 days of account opening ( 3.49% Transfer Fee)
  • Purchases – 0% for up to 21 months on purchases made within the first 60 days of account opening
  • Money transfers – 0% for up to 12 months on money transfers made within the first 60 days of account opening ( 4% Transfer Fee)
  • You may be eligible to apply for this as a second credit card. Terms apply
Eligibility
  • be a UK resident for at least 3 years
  • be 18 or older
  • hold a UK bank or building society account
  • have a good credit history
  • not have been declined for an MBNA credit card within the last 30 days
  • cannot transfer between another MBNA account

Santander Everyday Long Term Balance Transfer Credit Card

Representative APR (variable)
23.9%APR
Interest on balance transfers
0%for26months with a3%fee (£5 min.)
Interest on purchases
0%for3months
Representative example:
The standard interest rate on purchases is 23.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 23.9% (variable).
More Information
Additional information
  • Every time you spend abroad in the local currency using your Santander debit or credit card between 18 June to 15 September 2024, you'll be entered into a prize draw to win 1 of 18 travel vouchers each worth £5,000 each. T&Cs apply.
  • 0% for 26 months on balance transfers, 3.00% balance transfer fee (minimum £5) 0% for 3 months on purchases
Eligibility
  • be a permanent UK resident
  • be 18 or older
  • minimum income of £10,500
  • have a good credit rating
  • must not be an existing Santander balance transfer credit card customer
  • additional criteria for acceptance from the lender may apply

Halifax Longest 0% Balance Transfer Credit Card -

Representative APR (variable)
26.9%APR
Interest on balance transfers
0%for27months with a3.49%fee
Interest on purchases
0%for6months
Representative example:
The standard interest rate on purchases is 26.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 26.9% (variable).
More Information
Additional information
  • Pay 0% interest for up to 27 months on balances you transfer in the first 90 days ( 3.49% transfer fee)
  • 0% on purchases made in the first 6 months of card opening
  • You may be eligible to apply for this as a second credit card. Terms apply
Eligibility
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not been declined a Halifax Bank credit card within the last 30 days
  • can't transfer from another Halifax account
  • additional criteria for acceptance from the lender may apply

Halifax Longest 0% Balance Transfer Credit Card

Representative APR (variable)
24.9%APR
Interest on balance transfers
0%for27months with a3.49%fee
Interest on purchases
0%for6months
Representative example:
The standard interest rate on purchases is 24.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 24.9% (variable).
More Information
Additional information
  • Pay 0% interest for up to 27 months on balances you transfer in the first 90 days ( 3.49% transfer fee)
  • 0% on purchases made in the first 6 months of card opening
  • You may be eligible to apply for this as a second credit card. Terms apply
Eligibility
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not been declined a Halifax Bank credit card within the last 30 days
  • can't transfer from another Halifax account
  • additional criteria for acceptance from the lender may apply

Lloyds 0% Purchase and Balance Transfer Card

Representative APR (variable)
24.9%APR
Interest on balance transfers
0%for18months with a2.99%fee
Interest on purchases
0%for20months
Representative example:
The standard interest rate on purchases is 24.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 24.9% (variable).
More Information
Additional information
  • Up to 18 months 0% on balance transfers ( 2.99% fee) made within 90 days of account opening 5% fee thereafter.
  • 0% on purchases made in the first 20 months from account opening.
Eligibility
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not been declined a Lloyds Bank credit card within the last 30 days
  • can't transfer from another Lloyds Bank account
  • additional criteria for acceptance from the lender may apply

Barclaycard Platinum Balance Transfer (20/21)

Representative APR (variable)
24.9%APR
Interest on balance transfers
0%for20months with a3.45%fee
Interest on purchases
0%for21months
Representative example:
The standard interest rate on purchases is 24.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 24.9% (variable).
More Information
Additional information
  • 20 months 0% balance transfer (3.45% transfer fee applies. Terms and conditions apply).
  • Earn up to 15% cashback automatically when you spend at a range of participating retailers with Barclaycard Cashback Rewards. This is a new benefit, available to all Barclaycard Visa credit card customers. T&Cs apply
Eligibility
  • be a permanent UK resident
  • be 21 years or over
  • not have had any Individual Voluntary arrangements, County Court Judgements and must not have been declared bankrupt
  • not already hold a Barclaycard credit card
  • best suited to customers with an income of £20,000
  • additional criteria for acceptance from the lender may apply

Barclaycard Platinum Balance Transfer (20/21) (31.9%)

Representative APR (variable)
31.9%APR
Interest on balance transfers
0%for20months with a3.45%fee
Interest on purchases
0%for21months
Representative example:
The standard interest rate on purchases is 31.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 31.9% (variable).

Uswitch Limited is a credit broker, not a lender, for consumer credit.

Our services are provided at no cost to you. We may receive a commission from the companies we refer you to, but this does not affect what you will pay for the product you choose.

What is a credit card?

Man and woman using crdit card

Credit cards are a flexible way of borrowing money to pay for bills, goods or services.

The credit card provider sets a limit on how much you can spend on the card based on your financial circumstances.

When you reach that limit, you can't use the card until you have paid off some of the balance.

There's no set time to pay off the debt, but there's a minimum monthly amount you need to pay back to avoid penalties, however, you're free to pay off more than that.

And short-term borrowing is interest-free if you pay off the balance in full each month.

Credit cards can be of great benefit to some when used responsibly. However, missing payments or using all of your credit limit can impact your credit score.

Comparing credit cards

You normally apply for a credit card online or in-branch at a bank or building society.

However, popular credit cards offered by lots of supermarkets, such as Sainsbury’s and Tesco, and other specialist providers, like Capital One, also offer cards.

From the traditional high street banks to the major supermarket providers, our Uswitch credit card comparison tables include all the big names to help you find great credit card deals.

Woman with shopping bags

What type of credit card are you looking for?

Whether you’re looking for a cashback, rewards, 0% on purchases or balance transfer credit card, finding popular credit card deals with Uswitch is simple.

You can also compare: credit cards to use abroad, cards with low APRs, and the top credit card deals for people with a bad credit history. Use our comparison tables to see the best credit card deals.

Find the credit card that's right for you

It's quick, free and easy

Types of credit card in the UK

Some popular credit cards in the UK come in a variety of different forms - some cards are better for new purchases or getting cashback on your spending, while others are better for transferring existing debt.

We compare the following types of credit card:

Using credit card comparison tools

Multiple credit card

How they work

Credit card comparison tools can help you identify the best credit cards in the UK, but it all comes down to your circumstances and what works for you.

That means, finding the best 0% credit cards, or the best high income credit cards on the market isn't as straightforward as it seems.

Compare the credit card market and get the right credit card deals for you. You can use our credit card comparison tables above to see our most popular credit card offers.

What is a credit card?

Read our guide to learn how a credit card differs from a loan, and how to responsibly use one.

Section 75 - What is credit card protection?

For many people using a credit card can offer great benefits. A key perk of owning a credit card is the protection you're given with Section 75.

How to pay off credit card debt

Here is our step-by-step guide to help you pay off credit card debt, rebuild your credit score and regain your financial health.

Debt help

Debt can often cause stress and anxiety, our debt help guides provide tips and resources, to get back on track with your finances.

Help is at hand

When we use the term ‘most popular’ on Uswitch in reference to credit cards, these cards are ranked by the number of clicks they have received on the site in the past 48 hours.

The most clicked on cards are at the top, with the least at the bottom. This reflects how popular they are with visitors to Uswitch.com. Consequently, this is a good table to look at if you’re interested in seeing which cards most people think are worth getting.

Check your eligibility for credit cards

  • 1Improve your chances of being accepted
  • 2It won't affect your credit score
  • 3It's quick, free and easy