Whether you’re looking for a cashback, reward, 0% on purchases or balance transfer credit card, finding a great credit card deal with uSwitch is simple.
You can also compare credit cards to use abroad, cards with low APRs, and the top credit card deals for people with a bad credit history. Use our tabs to pick a type of card and scroll our comparison tables to see the best credit card deals.
What is a credit card?
Credit cards are a way of borrowing money to pay for bills, goods, or services. Once you’ve reached a pre-approved credit limit - known as ‘maxing out’ your credit card - you won’t be able to spend any more on the card until you’ve paid off some of the debt.
At the end of every month you pay off at least the minimum amount of what you owe on the card - if you don’t, you’ll soon begin to pay interest on what you’ve borrowed.
Compare credit cards
You normally apply for a credit card online or in-branch at a bank or building society. However, lots of supermarkets, such as Sainsbury’s and Tesco, and other specialist providers, like Capital One, also offer cards.
From the traditional high street banks to the major supermarket providers, our credit card comparison tables include all the big names to help you find great credit card deals.
Types of credit card in the UK
Credit cards come in a variety of different forms - some cards are better for new purchases or getting cashback on your spending, while others are better for transferring existing debt. We compare the following types of credit card:
Credit card comparison
Credit card comparison tools can help you identify the best credit cards in the UK but it all comes down to your circumstances and what works for you. That means, finding the best 0% credit cards or the best high income credit cards on the market is not as straightforward as it seems. Compare the credit card market and get the right credit card deals for you. You can use our credit card comparison tables above to see our most popular credit card offers.
What does 'most popular' mean?
Cards on the most popular table are ranked by the number of clicks they get on the site in the past 48 hours.
The most clicked on cards are at the top, the least at the bottom. This reflects how popular they are with visitors to uSwitch.com. Consequently this is a good table to look at if you’re interested in seeing which cards most people think are worth getting.
Does uSwitch compare all the credit cards on the market?
We compare credit over 100 credit cards from all of the major banks and credit card providers.
However, we do not compare all the credit cards that are available in the UK.
This is because some credit card providers have offers that are only available exclusively through their own website or branch, or through other comparison websites - in the same way some credit cards are exclusively available through uSwitch.
There are also many credit cards that are only available to people in member organisations and clubs.
What does it mean if a card is listed as an “advertisement” or “promotion”?
We sometimes receive payment from card providers to display their cards in prominent locations.
These are adverts and are designed to be distinct and separate from the other cards on our comparison tables. We hope this makes it clear which cards are top-of-table deals and which cards are paid for promotions.