About airline or Airmiles credit cards
Often referred to as airmiles credit cards, airline credit cards are simply another type of reward card. You can collect 'Avios' points through stores and banks such as Tesco, Lloyds TSB, and Marks and Spencer, and they can be redeemed on things like flights, hotel stays, or even tickets for gigs and theme parks.
What are airline or Airmiles credit cards?
Airline credit cards are reward-based credit cards which allow you to earn points, or 'Avios' - the new replacement scheme for Airmiles - when used for purchases. Points can be collected via stores and financial providers such as Tesco, Lloyds TSB, and Marks and Spencer.
Unlike with Airmiles, the Avios scheme lets you use points for one-way flights and some flights in and out of different airports.
Some cards are dedicated to a single Airline like British Airways credit cards or Virgin Atlantic cards.
Should I get an Airmiles credit card?
Airline credit cards are only suitable if you’re able to pay your balance in full every month. Some cards also come with hefty annual fees of up to £150, though these cards normally offer higher rates of reward.
If you’re looking to borrow, you’d be better off focusing on getting the lowest interest rates – see the top 0% purchase credit cards and low APR deals for more.
What's the difference between avios and Virgin Miles?
In short, they will take you different places and on different airlines, avios covers several airlines, who mainly fly in Europe (but also worldwide), whereas Virgin Miles can only be used on Virgin Atlantic flights, who mostly fly to New York and other more exotic locations.
Does uSwitch compare all the credit cards on the market?
We compare credit over 100 credit cards from all of the major banks and credit card providers.
However, we do not compare all the credit cards that are available in the UK.
This is because some credit card providers have offers that are only available exclusively through their own website or branch, or through other comparison websites - in the same way some credit cards are exclusively available through uSwitch.
There are also many credit cards that are only available to people in member organisations and clubs.
What does it mean if a card is listed as an “advertisement” or “promotion”?
We sometimes receive payment from card providers to display their cards in prominent locations.
These are adverts and are designed to be distinct and separate from the other cards on our comparison tables. We hope this makes it clear which cards are top-of-table deals and which cards are paid for promotions.