Your cookie preferences

We use cookies and similar technologies. You can use the settings below to accept all cookies (which we recommend to give you the best experience) or to enable specific categories of cookies as explained below. Find out more by reading our Cookie Policy.

Select cookie preferences

Skip to main content

Popular Search Terms

<Uswitch.com

Mortgages guides

Check out our helpful guides to have all of your burning questions about mortgages explained. Covering a wide range of topics, from mortgage terminology and statistics, through to sourcing reputable mortgage advice from a broker when you're looking to buy, move or remortgage your property:

Two hands are shaking across a table and in the background another hand holds a key. On the table is a tiny model of a house and a form with a pen

Should I Use A Mortgage Broker Or Bank, Which Is Better?

The bank vs mortgage broker debate is the first focus for many getting a mortgage. Your bank might seem like an easier option, but is this limiting your options, and if so, how?

A wooden desk has the following items strewn on it: a calculator, some bank notes, a key, a diary and a notepad with the word 'Remortgage' hand written in bold black ink

When Can You Remortgage?

Whatever your reason for remortgaging, timing is everything. We look at when remortgaging can be most beneficial, and when it may be best to avoid it

A young Asian woman is sitting on the floor next to a coffee table covered with bills. She has a look of deep concern, a furrowed brow and her hand is covering one of her eyes.

What Happens If You Can't Afford Your Mortgage?

If higher mortgage rates or a change in circumstances has left you struggling to pay mortgage costs, we look at what happens if you can’t pay your mortgage

Gifted deposit for a mortgage

Mortgage Offers Explained | How Long Does A Mortgage Offer Last?

Read our guide to find out everything you need to know about mortgage offers, from how long they lost and how they differ from a mortgage in principle.

Are cashback mortgages worth it?

How To Get A Mortgage In 2024 - A Step-By-Step Guide

Applying for a mortgage can be daunting, but our guide explains everything you need to know, including what documents you need and how a broker can help.

Biggest mortgage lenders in the uk. Building with 'bank' written on the facade in gold lettering

Biggest UK Mortgage Lenders For 2024

The largest UK mortgage providers are often Lloyds, Santander, Nationwide, Barclays and Royal Bank of Scotland and HSBC

A black lady sits on a sofa in a large living room with a young girl on her lap. The girl is around 6 years old with bunches in her hair and is holding a pink pig money bank. She is putting a coin into the bank and both are smiling

How Much Deposit Do I Need For A House In 2024?

Having a clear plan of what you need to save for a house deposit can be helpful. We look at typical deposit costs and how to meet your savings goals

How to avoid gazumping. Image of an under off sign board.

What Is Gazumping & How To Avoid It

Gazumping is when a seller accepts a better offer on their property after a sale has already been agreed with another buyer, but before contracts have been exchanged.

Young couple surrounded by boxes after porting their mortgage

Porting a mortgage

If you are moving home you might be able to keep your existing mortgage and move it over to your new property - this is known as porting

A large calculator sits on a desk next to a tiny model house

Mortgage Fees Explained - Average, Legals & What To Avoid

A range of charges apply when you make a mortgage application. We look at what they cost, and if paying higher mortgage fees can save money in the long term

A young white woman dressed entirely in mustard yellow and standing against a mustard yellow backdrop holds a fan of UK bank notes in her right hand. He left hand is pointing to the money and she has a big smile on her face.

How Much Can I Borrow For A Mortgage

Finding out how much you can borrow before you look for a home is a good idea. We look at how lenders decide what size of mortgage they will offer you

A dream kitchen like the one pictured could be one way to add value to your home.

How To Add Value To Your Home - Our Best Tips From Property Experts

Your home's value can fluctuate according to the market, but you can also increase its value by taking a few steps. Our guide explains further.