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Mortgages guides

A hessian door mat which has the words 'Home sweet home' printed on it sits on the floor of a sunny hallway, surrounded by cardboard boxes and a house plant

Moving home tips | Uswitch

Moving home is among the most stressful things to do, but much of that stress can be mitigated by planning in advance. Our advice will help!

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Islamic business lady signing an agreement for an Islamic / halal mortgage

How does an Islamic or halal mortgage work?

The Islamic or halal mortgage process is slightly different, allowing customers to get finance to buy a home in compliance with Sharia law

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Man walking in the street holding his phone

Fee-free and low-fee mortgages

The mortgage set up fee, also known as the mortgage arrangement fee, is the cost the bank or building society charges for setting up the mortgage

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Rent to Buy

Rent to Buy | What is it and how can it help you?

What is Rent to Buy? Find out if the government’s Rent to Buy scheme is right for you, and how to find a home under the scheme

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What is equity and how to use it for borrowing?

How to access equity - remortgaging for a cash lump sum

What is equity and how can you access it? We explain how you can remortgage to release equity, getting cash from your home.

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Residential mortgages

Residential mortgages

Learn all about the largest and most common form of credit in the UK - a residential mortgage, helping millions of us buy homes.

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Are cashback mortgages worth it?

How many different types of mortgage are there?

With fixed rate, variable rate or tracker rate mortgages, the option to pay interest only, capital, offset, finding the right mortgage can be difficult

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Bank of England base rate

Bank of England base rate

The base rate is the UK interest rate set by the Bank of England. A change in the base rate is likely to affect your mortgage rate. By understanding what it is and how it works, you can avoid paying more than you need to.

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How to get a second mortgage

How to get a second mortgage

A second mortgage is a separate mortgage taken out on an additional or second property. It leaves you with two concurrent mortgages to pay off. Find out how to get a second mortagage with our guide.

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Costs for buying a home

Home Buying & Moving Costs | The Facts of Buying a Home

Home buying, moving and mortgage costs. Uswitch guide to all the costs of buying a house, including deposit, solicitor fees, stamp duty and conveyancing.

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How can you get mortgage with bad credit?

Capital Gains Tax - What is Capital Gains Tax?

Capital gains tax is a tax on the profit you make when selling or disposing of an asset. The tax is only the profit, i.e. the gains.

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Gifted deposit for a mortgage

Gifted deposit for a mortgage

Many first time buyers get help from their parents, but if you are being gifted a deposit, here are some things you need to watch out for.

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