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Mortgage guides

Mortgages guides

A wooden desk has the following items strewn on it: a calculator, some bank notes, a key, a diary and a notepad with the word 'Remortgage' hand written in bold black ink

When Can You Remortgage?

Whatever your reason for remortgaging, timing is everything. We look at when remortgaging can be most beneficial, and when it may be best to avoid it

A young Asian woman is sitting on the floor next to a coffee table covered with bills. She has a look of deep concern, a furrowed brow and her hand is covering one of her eyes.

What Happens If You Can't Afford Your Mortgage?

If higher mortgage rates or a change in circumstances has left you struggling to pay mortgage costs, we look at what happens if you can’t pay your mortgage

A cartoon image of a couple of people standing next to a house. There is a big rainbow coming from the sky into the roof of the house.

Joint mortgages | Can I buy a home with someone else?

Learn about joint mortgages, which allow you to buy a home with someone else, and how to apply for one.

Biggest mortgage lenders in the uk. Building with 'bank' written on the facade in gold lettering

Biggest UK Mortgage Lenders For 2024

The largest UK mortgage providers are often Lloyds, Santander, Nationwide, Barclays and Royal Bank of Scotland and HSBC

A couple embrace, an Asian lady faces toward the camera with a big smile and holding a set of keys, her partner faces away in her arms. In the background are a selection of out of focus cardboard boxes

How to buy a house: The process of buying a house

Learn about the steps to buying a house - Follow our tips to ensure everything goes smoothly and that you find the best deal on your first home

A black lady sits on a sofa in a large living room with a young girl on her lap. The girl is around 6 years old with bunches in her hair and is holding a pink pig money bank. She is putting a coin into the bank and both are smiling

How Much Deposit Do I Need For A House In 2024?

Having a clear plan of what you need to save for a house deposit can be helpful. We look at typical deposit costs and how to meet your savings goals

The image shows a close up of a bay window on a Victorian terraced property and there is a green to-let sign hanging from just above the window. There are also a row of further terraced houses, some pavement and some trees in the background

Remortgage To Buy-To-Let In 2024

Remortgaging to buy a rental property, or a buy-to-let property, could be one way to raise enough cash for a mortgage deposit or possibly to buy it outright

A large calculator sits on a desk next to a tiny model house

Mortgage Fees

A range of charges apply when you make a mortgage application. We look at what they cost, and if paying higher mortgage fees can save money in the long term

A young white woman dressed entirely in mustard yellow and standing against a mustard yellow backdrop holds a fan of UK bank notes in her right hand. He left hand is pointing to the money and she has a big smile on her face.

How Much Can I Borrow For A Mortgage

Finding out how much you can borrow before you look for a home is a good idea. We look at how lenders decide what size of mortgage they will offer you

Step by step guide to buying a home - couple who are moving home watch removal team work

Step-By-Step Guide To Buying A Home In 2024

In this step by step guide to buying a home, we explain different steps that one needs to take before buying a home

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Mortgages guides