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Mortgages guides

Check out our helpful guides to have all of your burning questions about mortgages explained. Covering a wide range of topics, from mortgage terminology and statistics, through to sourcing reputable mortgage advice from a broker when you're looking to buy, move or remortgage your property:

The image shows a close up of a bay window on a Victorian terraced property and there is a green to-let sign hanging from just above the window. There are also a row of further terraced houses, some pavement and some trees in the background

Release equity to invest in buy-to-let property

Remortgaging to buy a rental property, or a buy-to-let property, could be one way to raise enough cash for a mortgage deposit or possibly to buy it outright

A wooden desk has the following items strewn on it: a calculator, some bank notes, a key, a diary and a notepad with the word 'Remortgage' hand written in bold black ink

When Can You Remortgage?

Whatever your reason for remortgaging, timing is everything. We look at when remortgaging can be most beneficial, and when it may be best to avoid it

A young Asian woman is sitting on the floor next to a coffee table covered with bills. She has a look of deep concern, a furrowed brow and her hand is covering one of her eyes.

What Happens If You Can't Afford Your Mortgage?

If higher mortgage rates or a change in circumstances has left you struggling to pay mortgage costs, we look at what happens if you can’t pay your mortgage

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Joint Mortgages & How They Work

Learn about joint mortgages, which allow you to buy a home with someone else, and how to apply for one.

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Biggest UK Mortgage Lenders For 2024

The largest UK mortgage providers are often Lloyds, Santander, Nationwide, Barclays and Royal Bank of Scotland and HSBC

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How To Buy A House In 2024 - Step By Step Guide

Learn about the steps to buying a house - Follow our tips to ensure everything goes smoothly and that you find the best deal on your first home

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How Much Deposit Do I Need For A House In 2024?

Having a clear plan of what you need to save for a house deposit can be helpful. We look at typical deposit costs and how to meet your savings goals

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Mortgage Fees

A range of charges apply when you make a mortgage application. We look at what they cost, and if paying higher mortgage fees can save money in the long term

A young white woman dressed entirely in mustard yellow and standing against a mustard yellow backdrop holds a fan of UK bank notes in her right hand. He left hand is pointing to the money and she has a big smile on her face.

How Much Can I Borrow For A Mortgage

Finding out how much you can borrow before you look for a home is a good idea. We look at how lenders decide what size of mortgage they will offer you

Step by step guide to buying a home - couple who are moving home watch removal team work

A home buyers guide

In this step by step guide to buying a home, we explain different steps that one needs to take before buying a home