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Mortgages guides

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What size mortgage can I get and how much can I borrow?

Finding the size of mortgage you can get before you start house hunting is a sensible move and can help you set your budget.

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Compare conveyancing quotes, house keys

Compare conveyancing quotes in your area

Conveyancing is the legal transfer of ownership of a property from the seller to the buyer. Read our guide to understand more about conveyancing and how to find Uswitch's best conveyancing quotes.

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Offset mortgages

Offset mortgages can reduce the mortgage interest you pay and cut your mortgage term by years. Find out if an offset mortgage is right for you with Uswitch.

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Help your kids on the property ladder – guarantor mortgages and more. Image of older couple discussing becoming mortgage guarantors with mortgage advisor

Help your kids on the property ladder – guarantor mortgages and more

Parents, families and friends can help out first time buyers with deposits, a guarantor mortgage or family offset mortgages. We reveal what's involved.

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Residential mortgages

Residential mortgages

Learn all about the largest and most common form of credit in the UK - a residential mortgage, helping millions of us buy homes.

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Interest rates - what to expect and how to prepare

Interest Rate UK - What to Expect and How to Prepare

The Bank of England base rate is the official borrowing rate and currently stands at 0.1%. This base rate influences UK interest rates, which can increase (or decrease) mortgage rates and your monthly repayments.

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Islamic business lady signing an agreement for an Islamic / halal mortgage

How does an Islamic or halal mortgage work?

The Islamic or halal mortgage process is slightly different, allowing customers to get finance to buy a home without paying any interest.

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When should I fix a mortgage rate?

Fixed rate mortgages rates are getting increasingly competitive, with rates at all time lows, but is 2015 the year to fix your rate?

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Gifted deposit for a mortgage

How to get a mortgage

To get a mortgage you need to have at least a 5% deposit for a home as well as meeting affordability and credit score criteria with a lender.

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What are mortgage rate discounts and deals?

Are discounted mortgage deals too good to be true? Is a discount mortgage the best type of mortgages for you? What are the downsides? Read the Uswitch Guide.

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Find the best buy to let mortgage deals and rates

Mortgages UK - Uswitch

How do mortgages in the UK work? Who are the biggest lenders and what do you need to know about the British mortgage market?

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The advantages of a buy-to-let mortgage with Molo

Whether you’re investing in bricks and mortar for the first time or are adding to your collection of investment assets, a buy-to-let mortgage can help landlords realise their property dream.

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