Your cookie preferences

We use cookies and similar technologies. You can use the settings below to accept all cookies (which we recommend to give you the best experience) or to enable specific categories of cookies as explained below. Find out more by reading our Cookie Policy.

Select cookie preferences

Skip to main content

Mortgages guides

Bank of England base rate

Bank Of England Base Rate - Current, Predictions & Next Review 2024

The base rate is the UK interest rate set by the Bank of England. A change in the base rate may affect your mortgage rate.

What is equity and how to use it for borrowing?

Variable Or Fixed Mortgage? Your Definitive Guide

Our guide looks at variable vs fixed-rate mortgages and how to decide which one is right for your circumstances.

A row of UK terraced houses are shown, 3 of which have 'to let' signs posted in the front garden, to alert the fact that they are available for rental

What Are Consumer Buy To Let Mortgages?

A consumer buy-to-let mortgage is a type of buy-to-let mortgage that is regulated by the Financial Conduct Authority (FCA).We look at how they differ from traditional buy-to-let mortgages.

Mortgages for holiday lets. With the right mortgage you could buy a stone cottage on a pretty country road like this one. Perfect to let out to holiday makers or on AirBNB

Compare Best Holiday Let Mortgage Rates & Deals 2024

Looking for a holiday let mortgage? Find out if you could get a mortgage for a holiday home and how to find the best rates available

Are cashback mortgages worth it?

What Are The Different Types Of Mortgages?

There are lots of different types of mortgages - our guide explains them all to help you decide the right option for you.

Costs for buying a home

Costs & Fees Involved In Buying A House 2024

Home buying, moving and mortgage costs. Uswitch guide to all the costs of buying a house, including deposit, solicitor fees, stamp duty and conveyancing.

What is equity and how to use it for borrowing?

Remortgage To Release Equity 2024

What is equity and how can you access it? We explain how you can remortgage to release equity, getting cash from your home.

Compare Best Self-Employed Mortgage Rates & Deals 2024

Get the best self-employed mortgage for you. Plus, find out if it's harder to get one, how much you can borrow and what documents you need.

How to save for a mortgage deposit. Image of someone dropping coins in a jar labelled mortgage

How To Save For A Mortgage Deposit In 2024

Saving for a mortgage deposit can be difficult for today’s first-time buyer. Find out how to save more quickly and effectively to get on the property ladder sooner than you think

On a wooden desk lays an orange calculator, a small model of a green house with a red roof and a blue card with the words 'mortgage payment holiday' in bold print.

Mortgage Repayment Holidays Guide 2024

A repayment holiday is an agreement with your lender to take a break from your monthly mortgage payments, we look at how this impacts you in the long term

How to get a second mortgage

Second Home Mortgages in 2024 - How To Get One

A second home mortgage is a mortgage for buying a second home - not to be confused with getting a remortgage or second charge mortgage.

Gifted deposit for a mortgage

Gifted Deposit For A Mortgage In 2024

Many first time buyers get help from their parents, but if you are being gifted a deposit, here are some things you need to watch out for.