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Mortgages guides

Check out our helpful guides to have all of your burning questions about mortgages explained. Covering a wide range of topics, from mortgage terminology and statistics, through to sourcing reputable mortgage advice from a broker when you're looking to buy, move or remortgage your property:

How to save for a mortgage deposit. Image of someone dropping coins in a jar labelled mortgage
17 April 2025

How To Save For A Mortgage Deposit In 2025

Saving for a mortgage deposit can be difficult for today’s first-time buyer. Find out how to save more quickly and effectively to get on the property ladder sooner than you think

Bank of England base rate
20 March 2025

Bank Of England Base Rate - Current, Predictions & Next Review 2025

The base rate is the UK interest rate set by the Bank of England. A change in the base rate may affect your mortgage rate.

What is equity and how to use it for borrowing?
30 December 2024

Remortgaging To Release Equity From Your Home

What is equity and how can you access it? We explain how you can remortgage to release equity, getting cash from your home.

What is equity and how to use it for borrowing?
02 May 2024

Variable Or Fixed Mortgage? Your Definitive Guide

Our guide looks at variable vs fixed-rate mortgages and how to decide which one is right for your circumstances.

A row of UK terraced houses are shown, 3 of which have 'to let' signs posted in the front garden, to alert the fact that they are available for rental
06 September 2023

What Are Consumer Buy To Let Mortgages?

A consumer buy-to-let mortgage is a type of buy-to-let mortgage that is regulated by the Financial Conduct Authority (FCA).We look at how they differ from traditional buy-to-let mortgages.

Mortgages for holiday lets. With the right mortgage you could buy a stone cottage on a pretty country road like this one. Perfect to let out to holiday makers or on AirBNB
01 August 2023

Compare Best Holiday Let Mortgage Rates & Deals 2025

Looking for a holiday let mortgage? Find out if you could get a mortgage for a holiday home and how to find the best rates available.

Are cashback mortgages worth it?
21 April 2023

Different Types Of Mortgages Explained

There are lots of different types of mortgages - our guide explains them all to help you decide the right option for you.

Costs for buying a home
11 April 2023

Costs & Fees Involved In Buying A House 2024

Home buying, moving and mortgage costs. Uswitch guide to all the costs of buying a house, including deposit, solicitor fees, stamp duty and conveyancing.

rented housing block
22 March 2023

Buying vs Renting A House - Which Is Better In 2025?

In the long run buying a home is usually better value than renting. Despite the large upfront costs that come with paying a deposit, legal and mortgage fees

22 March 2023

Compare Best Self-Employed Mortgage Rates & Deals 2025

Get the best self-employed mortgage for you. Plus, find out if it's harder to get one, how much you can borrow and what documents you need.

On a wooden desk lays an orange calculator, a small model of a green house with a red roof and a blue card with the words 'mortgage payment holiday' in bold print.
24 February 2023

Mortgage Repayment Holidays Guide 2025

A repayment holiday is an agreement with your lender to take a break from your monthly mortgage payments, we look at how this impacts you in the long term

How to get a second mortgage
22 December 2021

Second Home Mortgages in 2025 - How To Get One

A second home mortgage is a mortgage for buying a second home - not to be confused with getting a remortgage or second charge mortgage.