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Mortgages guides
Check out our helpful guides to have all of your burning questions about mortgages explained. Covering a wide range of topics, from mortgage terminology and statistics, through to sourcing reputable mortgage advice from a broker when you're looking to buy, move or remortgage your property:
Bank Of England Base Rate - Current, Predictions & Next Review 2025
The base rate is the UK interest rate set by the Bank of England. A change in the base rate may affect your mortgage rate.
Remortgaging To Release Equity From Your Home
What is equity and how can you access it? We explain how you can remortgage to release equity, getting cash from your home.
Should I Use A Mortgage Broker Or Bank, Which Is Better?
The bank vs mortgage broker debate is the first focus for many getting a mortgage. Your bank might seem like an easier option, but is this limiting your options, and if so, how?
What is LTV? How to Calculate LTV - Loan to Value Ratio
LTV, or loan-to-value, is the percentage you are borrowing of the property value when you get a mortgage. IT affects the interest rates lenders charge
Different Types Of Mortgages Explained
There are lots of different types of mortgages - our guide explains them all to help you decide the right option for you.
What is an Islamic mortgage? | How they work
The Islamic or halal mortgage process is slightly different, allowing customers to get finance to buy a home in compliance with Sharia law
Mortgage Offers Explained | How Long Does A Mortgage Offer Last?
Read our guide to find out everything you need to know about mortgage offers, from how long they lost and how they differ from a mortgage in principle.
Deposit Protection Schemes
The deposit protection scheme is a vital safeguard for tenants and landlords alike, find out your responsibilities under the scheme as a residential landlord
What Is Gazumping & Is It Legal?
Gazumping is when a seller accepts a better offer on their property after a sale has already been agreed with another buyer, but before contracts have been exchanged.
Porting a mortgage
If you are moving home you might be able to keep your existing mortgage and move it over to your new property - this is known as porting
Moving House Checklist 2025 - Who To Notify
Moving home is among the most stressful things to do, but much of that stress can be mitigated by planning in advance. Our advice will help!
How To Add Value To Your Home - Our Best Tips From Property Experts
Your home's value can fluctuate according to the market, but you can also increase its value by taking a few steps. Our guide explains further.