Your cookie preferences

We use cookies and similar technologies. You can use the settings below to accept all cookies (which we recommend to give you the best experience) or to enable specific categories of cookies as explained below. Find out more by reading our Cookie Policy.

Select cookie preferences

Skip to main content

Popular Search Terms

<Uswitch.com

Mortgages guides

Check out our helpful guides to have all of your burning questions about mortgages explained. Covering a wide range of topics, from mortgage terminology and statistics, through to sourcing reputable mortgage advice from a broker when you're looking to buy, move or remortgage your property:

Bank of England base rate

Bank Of England Base Rate - Current, Predictions & Next Review 2024

The base rate is the UK interest rate set by the Bank of England. A change in the base rate may affect your mortgage rate.

Gifted deposit for a mortgage

What is LTV? How to Calculate LTV - Loan to Value Ratio

LTV, or loan-to-value, is the percentage you are borrowing of the property value when you get a mortgage. IT affects the interest rates lenders charge

Are cashback mortgages worth it?

What Are The Different Types Of Mortgages?

There are lots of different types of mortgages - our guide explains them all to help you decide the right option for you.

Islamic business lady signing an agreement for an Islamic / halal mortgage

What is an Islamic mortgage? | How they work

The Islamic or halal mortgage process is slightly different, allowing customers to get finance to buy a home in compliance with Sharia law

Costs for buying a home

Costs & Fees Involved In Buying A House 2024

Home buying, moving and mortgage costs. Uswitch guide to all the costs of buying a house, including deposit, solicitor fees, stamp duty and conveyancing.

What is equity and how to use it for borrowing?

Remortgage To Release Equity 2024

What is equity and how can you access it? We explain how you can remortgage to release equity, getting cash from your home.

A wall full of grey, numbered safety deposit boxes, one of which is open, displaying a red metal container to secure goods

Whate Are Deposit Protection Schemes?

The deposit protection scheme is a vital safeguard for tenants and landlords alike, find out your responsibilities under the scheme as a residential landlord

A hessian door mat which has the words 'Home sweet home' printed on it sits on the floor of a sunny hallway, surrounded by cardboard boxes and a house plant

Moving House Checklist 2024 - Who To Notify

Moving home is among the most stressful things to do, but much of that stress can be mitigated by planning in advance. Our advice will help!

How to get a second mortgage

Second Home Mortgages in 2024 - How To Get One

A second home mortgage is a mortgage for buying a second home - not to be confused with getting a remortgage or second charge mortgage.

Gifted deposit for a mortgage

Gifted Deposit For A Mortgage In 2024

Many first time buyers get help from their parents, but if you are being gifted a deposit, here are some things you need to watch out for.

Interest rates - what to expect and how to prepare

Mortgage Market Review 2024 - What is the MMR?

The mortgage market review is a fundamental change to the UK's mortgage market, but what is the mortgage market review or MMR?

Deposit protection schemes

Mortgage Guide: Essential Information on Mortgages 2024

Looking for mortgage information? Use the mortgage guide for the essential facts you need to make an informed choice about your mortgage today.