Skip to main content

Mortgages guides

A young black male with a beard and a white knitted sweater holds up a fan of UK banknotes with a shocked and excited expression on his face

Are cashback mortgages worth it?

A cashback mortgage will give you a cash lump sum when you successfully apply for one, but do they always offer the best value for money overall? We look at the answer

Learn more

How long does it take to get a mortgage?

The time it takes to get a mortgage will depend on a number of factors, find out more with our comprehensive guide.

Learn more
How to save for a mortgage deposit. Image of someone dropping coins in a jar labelled mortgage

How to save for a mortgage deposit

Saving for a mortgage deposit typically takes around ten years and requires careful planning and discipline with your money

Learn more
Man in garden drinking coffee

Regulated buy to let mortgages

Consumer buy to let mortgages are regulated as residential mortgages aimed at 'accidental' or non-professional landlords

Learn more
Paying off your mortgage early: pros and cons

Should I pay off my mortgage early?

Is paying a mortgage off early always a good thing? We explain what your options are, and the benefits if you want to clear your mortgage ahead of time. We also explain what the alternatives are if the repayment penalty is just too costly.

Learn more
HMRC building collecting stamp duty

How Much is Stamp Duty?

Stamp Duty is a lump sum tax that is owed when purchasing a property or land that is valued over a certain amount.

Learn more
How to get a second mortgage

Second Home Mortgages - Uswitch explains

A second home mortgage is a mortgage for buying a second home - not to be confused with getting a remortgage or second charge mortgage.

Learn more
Mortgages for holiday lets. With the right mortgage you could buy a stone cottage on a pretty country road like this one. Perfect to let out to holiday makers or on AirBNB

Mortgages for Holiday Lets - Uswitch Guide to Holiday Lets

Learn more about financing holiday home properties. Looking for a holiday let mortgage? Find out if you could get a mortgage for a holiday home

Learn more
Help your kids on the property ladder – guarantor mortgages and more. Image of older couple discussing becoming mortgage guarantors with mortgage advisor

Guarantor and Family Help Mortgages

Parents, families and friends can help out first time buyers with deposits, a guarantor mortgage or family offset mortgages. We reveal what's involved.

Learn more
Cobbler looks at his wares

How to Get a Mortgage if You're Self-Employed - Uswitch.com

If you work for yourself as a freelancer or contractor or are classed as self employed and are looking for a mortgage? Read our self-employed mortgage guide

Learn more
How to become a buy to let landlord. Image of colourful houses with To Let boards.

How to become a buy to let landlord - Uswitch

Investing in buy to let property has become a popular in recent years, what do you need to know before you become a buy to let landlord?

Learn more
Mortgage repayment holidays

Mortgage repayment holidays

A repayment holiday is an agreement with a lender to allow you to take a break usually for a month or two or perhaps longer from your usual payment plan.

Learn more