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Mortgages guides

Check out our helpful guides to have all of your burning questions about mortgages explained. Covering a wide range of topics, from mortgage terminology and statistics, through to sourcing reputable mortgage advice from a broker when you're looking to buy, move or remortgage your property:

Two hands are shaking across a table and in the background another hand holds a key. On the table is a tiny model of a house and a form with a pen

Should I Use A Mortgage Broker Or Bank, Which Is Better?

The bank vs mortgage broker debate is the first focus for many getting a mortgage. Your bank might seem like an easier option, but is this limiting your options, and if so, how?

Gifted deposit for a mortgage

What is LTV? How to Calculate LTV - Loan to Value Ratio

LTV, or loan-to-value, is the percentage you are borrowing of the property value when you get a mortgage. IT affects the interest rates lenders charge

Islamic business lady signing an agreement for an Islamic / halal mortgage

What is an Islamic mortgage? | How they work

The Islamic or halal mortgage process is slightly different, allowing customers to get finance to buy a home in compliance with Sharia law

Gifted deposit for a mortgage

Mortgage Offers Explained | How Long Does A Mortgage Offer Last?

Read our guide to find out everything you need to know about mortgage offers, from how long they lost and how they differ from a mortgage in principle.

Are cashback mortgages worth it?

How To Get A Mortgage In 2024 - A Step-By-Step Guide

Applying for a mortgage can be daunting, but our guide explains everything you need to know, including what documents you need and how a broker can help.

A wall full of grey, numbered safety deposit boxes, one of which is open, displaying a red metal container to secure goods

Whate Are Deposit Protection Schemes?

The deposit protection scheme is a vital safeguard for tenants and landlords alike, find out your responsibilities under the scheme as a residential landlord

How to avoid gazumping. Image of an under off sign board.

What Is Gazumping & How To Avoid It

Gazumping is when a seller accepts a better offer on their property after a sale has already been agreed with another buyer, but before contracts have been exchanged.

Young couple surrounded by boxes after porting their mortgage

Porting a mortgage

If you are moving home you might be able to keep your existing mortgage and move it over to your new property - this is known as porting

A hessian door mat which has the words 'Home sweet home' printed on it sits on the floor of a sunny hallway, surrounded by cardboard boxes and a house plant

Moving House Checklist 2024 - Who To Notify

Moving home is among the most stressful things to do, but much of that stress can be mitigated by planning in advance. Our advice will help!

A dream kitchen like the one pictured could be one way to add value to your home.

How To Add Value To Your Home - Our Best Tips From Property Experts

Your home's value can fluctuate according to the market, but you can also increase its value by taking a few steps. Our guide explains further.

Interest rates - what to expect and how to prepare

Mortgage Market Review 2024 - What is the MMR?

The mortgage market review is a fundamental change to the UK's mortgage market, but what is the mortgage market review or MMR?

Deposit protection schemes

Mortgage Guide: Essential Information on Mortgages 2024

Looking for mortgage information? Use the mortgage guide for the essential facts you need to make an informed choice about your mortgage today.