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Mortgages guides

Check out our helpful guides to have all of your burning questions about mortgages explained. Covering a wide range of topics, from mortgage terminology and statistics, through to sourcing reputable mortgage advice from a broker when you're looking to buy, move or remortgage your property:

How to improve your credit rating and credit score
12 June 2025

Can I Get A No Credit Check Mortgage In 2025?

A lender will look at your credit history when you apply for any type of mortgage, but some base their decision more heavily on your credit score than others.

Mortgages for holiday lets
01 April 2025

How Much Money Do You Need To Buy A House In 2025?

Discover the costs that could arise when buying your first home and how you could make your money go further

Feature image with the title "UK mortgage statistics 2024" and a picture of someone turning a handle into their new house
01 August 2024

UK Mortgage Statistics 2024 - Facts and Stats Report | Uswitch.com

We’ve collated new and updated UK mortgage statistics for 2024, covering mortgage approvals, transactions, arrears, average mortgage debt, and more.

An olive-skinned man with black hair and beard and a grey sweater stands in front of a blank grey wall with his right arm raised behind his head and a look of deep confusion
03 August 2023

Mortgage Terminology - A to Z - What You Need to Know

Mortgage jargon and terminology used to describe the home buying process explained

woman holding jar of coins signifying savings
20 June 2023

Capital Gains Tax Allowances & Rates In 2025

Capital gains tax is a tax on the profit you make when selling or disposing of an asset. The tax is only charged on the profit, i.e. the gains.

two people at home sorting out their bills
19 June 2023

Should I Pay Off My Mortgage Early?

Is paying your mortgage off early always a good thing? We explain your options and the pros and cons of repaying your mortgage before the end of the term

Getting a Mortgage When You’re Older
05 June 2023

What Is The Maximum Age For A Mortgage In The UK?

Past 50 your mortgage options begin to change, but there are still plenty of options. Check out our guide to mortgages for older borrowers to find out more

Man walking in the street holding his phone
05 June 2023

Low Fee & Fee Free Mortgages

The mortgage mortgage arrangement fee, is the lender's charge for setting up a mortgage - we look at fee free or low fee mortgages and what to consider

Non Standard Home Insurance - Body Image
30 May 2023

How To Value A House & Get Your House Valued 2025

A house valuation will tell you about the property and how much it is worth. Our guide explains how to get a free house valuation.

A young black male with a beard and a white knitted sweater holds up a fan of UK banknotes with a shocked and excited expression on his face
22 May 2023

Are Cashback Mortgages Worth It In 2025?

A cashback mortgage will give you a cash lump sum when you successfully apply for one, but do they always offer the best value for money overall? We look at the answer

22 May 2023

How Long Does It Take To Get A Mortgage?

The time it takes to get a mortgage will depend on a number of factors, find out more with our comprehensive guide.

Rent to Buy
16 May 2023

Rent to Buy Schemes In The UK 2025

What is Rent to Buy? Find out if the government’s Rent to Buy scheme is right for you, and how to find a home under the scheme