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Mortgages guides
Check out our helpful guides to have all of your burning questions about mortgages explained. Covering a wide range of topics, from mortgage terminology and statistics, through to sourcing reputable mortgage advice from a broker when you're looking to buy, move or remortgage your property:
Bank Of England Base Rate - Current, Predictions & Next Review 2026
The base rate is the UK interest rate set by the Bank of England. A change in the base rate may affect your mortgage rate.
Buying vs Renting A House - Which Is Better?
In the long run buying a home is usually better value than renting. Despite the large upfront costs that come with paying a deposit, legal and mortgage fees
Costs & Fees Involved In Buying A House 2026
Home buying, moving and mortgage costs. Uswitch guide to all the costs of buying a house, including deposit, solicitor fees, stamp duty and conveyancing.
Porting Your Mortgage Deal
If you are moving home you might be able to keep your existing mortgage and move it over to your new property - this is known as porting
Self-employed mortgages guide: Compare best self-employed mortgages
Get the best self-employed mortgage for you. Plus, find out if it's harder to get one, how much you can borrow and what documents you need.
Should I Use A Mortgage Broker Or Bank, Which Is Better?
The bank vs mortgage broker debate is the first focus for many getting a mortgage. Your bank might seem like an easier option, but is this limiting your options, and if so, how?
What is an Islamic mortgage? | How they work
The Islamic or halal mortgage process is slightly different, allowing customers to get finance to buy a home in compliance with Sharia law
Gazumping: What Is It, And Is It Legal?
Gazumping is when a seller accepts a better offer on their property after a sale has already been agreed with another buyer, but before contracts have been exchanged.
What is LTV? How to calculate your loan to value ratio
LTV, or loan-to-value, is the percentage you are borrowing of the property value when you get a mortgage. It affects the interest rates lenders charge.
New Build Mortgages 2026 | New Home Mortgage Rates & Deals
You may find it slightly more challenging to get a mortgage for a new build home, and there are some key things to consider. We share some tips to help you
Should I Go For Fixed Or Variable Rate Mortgage?
Our guide looks at variable vs fixed-rate mortgages and how to decide which one is right for your circumstances.
How To Get A Mortgage In 2026 - A Step-By-Step Guide
Applying for a mortgage can be daunting, but our guide explains everything you need to know, including what documents you need and how a broker can help.
Second Home Mortgages in 2026 - How To Get A Second Mortgage
A second home mortgage is a mortgage for buying a second home - not to be confused with getting a remortgage or second charge mortgage.
How To Save For A Mortgage Deposit
Saving for a mortgage deposit can be difficult for today’s first-time buyer. Find out how to save more quickly and effectively to get on the property ladder sooner than you think
Can You Get A Loan For A Mortgage Deposit?
Is taking out a loan for a house deposit an option? We explain whether this is possible and how it could affect your chances of getting a mortgage.
Remortgage To Release Equity
What is equity and how can you access it? We explain how you can remortgage to release equity, getting cash from your home.
When Should You Remortgage?
Whatever your reason for remortgaging, timing is everything. We look at when remortgaging can be most beneficial, and when it may be best to avoid it
Holiday Let Mortgages
Looking for a holiday let mortgage? Find out if you could get a mortgage for a holiday home and how to find the best rates available.
Different Types Of Mortgages Explained
There are lots of different types of mortgages - our guide explains them all to help you decide the right option for you.
Mortgage Offers Explained: How Long Do Mortgage Offers Last?
Read our guide to find out everything you need to know about mortgage offers, from how long they lost and how they differ from a mortgage in principle.
Mortgage Repayment Holidays
A repayment holiday is an agreement with your lender to take a break from your monthly mortgage payments, we look at how this impacts you in the long term
Deposit Protection Schemes
The deposit protection scheme is a vital safeguard for tenants and landlords alike, find out your responsibilities under the scheme as a residential landlord
How Much Can I Borrow For A Mortgage
Finding out how much you can borrow before you look for a home is a good idea. We look at how lenders decide what size of mortgage they will offer you
Moving House Checklist 2026 - Who To Notify
Moving home is among the most stressful things to do, but much of that stress can be mitigated by planning in advance. Our advice will help!
How To Add Value To Your Home - Our Best Tips From Property Experts
Your home's value can fluctuate according to the market, but you can also increase its value by taking a few steps. Our guide explains further.