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Mortgages guides

rented housing block

Why buying a home is better than renting

In the long run buying a home is usually better value than renting. Despite the large upfront costs that come with paying a deposit, legal and mortgage fees

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Mortgages for holiday lets

Ultimate first time buyer guide: how much money do you need to buy a house?

Discover the costs that could arise when buying your first home and how you could make your money go further

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Buy to let buildings insurance for landlords

Buy to let remortgage deals explained

A remortgage deal is a mortgage you can switch to from an existing mortgage and a buy to let mortgage is a mortgage you take out specifically for renting to tenants. Find out about buy to let remortgages here.

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Equity release mortgages

Equity release mortgages

Equity release involves unlocking the value of your property and turning it into cash. Find out all you need to know about equity release mortgages in our guide.

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How can you get mortgage with bad credit?

Two Year Fixed Rate Mortgages - Pros and Cons

A two year fixed rate mortgage will protect you against potential interest rate rises. Read all about the pros and cons of two year fixed rate mortgages.

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Are cashback mortgages worth it?

What are consumer buy to let mortgages?

Consumer buy to let mortgages are regulated as residential mortgages aimed at 'accidental' or non-professional landlords

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Gifted deposit for a mortgage

What is LTV? How to Calculate LTV - Loan to Value Ratio

LTV, or loan-to-value, is the size of mortgage compared to how much your property is worth. Do have enough equity to qualify for the best mortgage rates?

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Are cashback mortgages worth it?

How to Apply for a Mortgage?

To apply for a mortgage you need as minimum as three months bank statements, proof of income and your passport or any other identification

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Are cashback mortgages worth it?

Who can get a mortgage?

Mortgages are typically most accessible to people aged between 25 and 40, who have a larger than average and reliable income and sizeable savings

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Biggest mortgage lenders in the uk. Building with 'bank' written on the facade in gold lettering

Who are the biggest mortgage lenders in the UK?

The largest UK mortgage providers are often Lloyds, Santander, Nationwide, Barclays and Royal Bank of Scotland and HSBC

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Are cashback mortgages worth it?

When should you remortgage?

You should look to remortgage to a new deal when your current introductory mortgage rate is close to ending, but not before - Read the Uswitch Guide

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Couple with laptop and calculator trying to asses who are the biggest mortgage lenders in the UK

What Mortgage Fees are there and how do they work?

The final true cost of you home move can be calculated when you consider and understand all fees associated with your mortgage - Read the Uswitch Guide

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