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Mortgages guides

Check out our helpful guides to have all of your burning questions about mortgages explained. Covering a wide range of topics, from mortgage terminology and statistics, through to sourcing reputable mortgage advice from a broker when you're looking to buy, move or remortgage your property:

Residential mortgages

Residential Mortgage Guide 2024

Learn all about the largest and most common form of credit in the UK - a residential mortgage, helping millions of us buy homes.

Guide to can you get a loan for a mortgage deposit?

Can You Loan For A Mortgage Deposit In 2024?

Is taking out a loan for a house deposit an option? We explain whether this is possible and how it could affect your chances of getting a mortgage

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Low Fee & Fee Free Mortgages

The mortgage mortgage arrangement fee, is the lender's charge for setting up a mortgage - we look at fee free or low fee mortgages and what to consider

Non Standard Home Insurance - Body Image

How To Value A House & Get Your House Valued 2024

A house valuation will tell you about the property and how much it is worth. Our guide explains how to get a free house valuation.

How to improve your credit rating and credit score

Can I Get A No Credit Check Mortgage In 2024?

Your credit score will be looked at when you apply for any type of mortgage and have more stringent lending criteria to loans - Read the Uswitch Guide

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Are Cashback Mortgages Worth It In 2024?

A cashback mortgage will give you a cash lump sum when you successfully apply for one, but do they always offer the best value for money overall? We look at the answer

Mortgages for holiday lets

How Much Money Do You Need To Buy A House In 2024?

Discover the costs that could arise when buying your first home and how you could make your money go further

How Long Does It Take To Get A Mortgage 2024?

The time it takes to get a mortgage will depend on a number of factors, find out more with our comprehensive guide.

Rent to Buy

Rent to Buy Schemes In The UK 2024

What is Rent to Buy? Find out if the government’s Rent to Buy scheme is right for you, and how to find a home under the scheme

New build homes - how do you get a mortgage for a house that's still being built?

New Build Mortgages 2024 | New Home Mortgage Rates & Deals

Buying a new build home off-plan, you may find it a lot harder to get a mortgage than for a new build home that has already been built. We share some tips to help you

rented housing block

Buying vs Renting A House - Which Is Better In 2024?

In the long run buying a home is usually better value than renting. Despite the large upfront costs that come with paying a deposit, legal and mortgage fees

Are cashback mortgages worth it?

What Is Build To Rent And How Does It Work?

Build to rent refers to an emerging sector in the housing market involving large scale developments built mainly for the use by private renters