Skip to main content

Find a deposit protected savings account

Connecting you with a range of banks via an easy-to-use marketplace
Provided by
Hero brand image - insurance - yellow blouse and little girl in light blue dress
About Raisin UK

Raisin UK are one of Europe’s most successful technology-led financial services companies. Through an easy-to-use marketplace, they connect you with a range of banks offering deposit-protected savings accounts with competitive, high street-beating interest rates.

Their savings service, allows you to view and manage your savings in one place.

Find out more

How Raisin UK works

Registering for a Raisin UK Account allows you to apply to open as many savings accounts as you like, and manage everything under one roof. 

Once you’ve registered for your Raisin UK Account, you’ll have access to their full marketplace, which includes savings accounts and rates that are exclusive to Raisin UK customers.

Their partner banks offer fixed rate bonds, notice accounts and easy access savings accounts, with different term lengths and features, meaning it’s easy to find the option that’s right for you and your money. 

The Raisin UK steps


Register for a free Raisin UK Account


Apply for savings accounts from partner banks


Transfer deposits to your Raisin UK Account


Earn money from your savings

What savings products are available?

Fixed rate bonds

Ideal if you know you want to use the money for something specific in the future, and you’d like to earn as much interest as possible in the meantime.

  • You’re likely to earn the most interest with this type of savings account

  • However, you’re agreeing to ‘lock’ the money away until the end of a set term, so you won’t be able to withdraw any money until then

  • The interest rate is ‘fixed’ for the whole term, so you’ll know from the start how much interest you’ll earn by the end of the term

Find out more about Fixed Rate Bonds

Piggy bank on yellow background

Easy Access accounts

Easy Access accounts are ideal if you want to keep earning interest on your money, but you would like to be able to withdraw money at any time.

  • This is one of the most flexible types of savings accounts

  • You can withdraw or top up money whenever you want

  • The interest rate isn’t fixed, so it could go down whilst your money is in the account

Notice Accounts

Notice accounts are ideal if you want to put your money away now and keep earning interest on it, and then access to the money in the future.

  • You’re likely to earn a good rate of interest with this type of savings account

  • You can keep the money in the savings account for as long as you like, but you’ll have to give ‘notice’, between 30 and 180 days, when you want to withdraw your money

  • The interest rate isn’t fixed, so it could go down whilst your money is in the account

Benefits of Raisin UK

Safe - Your money is secure at every step.

Competitive - Saving with specialist banks often gives you access to better rates, which means your money grows quicker.

Straightforward - Say goodbye to application forms, endless logins and hidden fees.

Raisin UK's £25 bonus offer

As a reward for registering for a Raisin UK Account, applying for funding, and opening your first savings account through their marketplace, you can claim a welcome bonus of £25

To be eligible you will need to meet the below deposit requirements:

  • Deposit amount is above £10,000 (if you open an easy access account, your lowest balance amount must remain above £10,000 for the first six months)

  • Term or duration of your account must be six months or more

  • You can only claim a maximum of one welcome bonus, and you can only receive this bonus by meeting these eligibility requirements

Please read Raisin UK's full terms and conditions, to make sure you will be eligible.

Explore Uswitch savings guides

Find in-depth information on about savings accounts and preparing for your future
Guide - Top tips for getting the most from your cash ISA

Best Fixed Rate Bonds - Fixed Rate Savings

Find the best fixed rate bonds for 2022 that offer a high interest rate to make your money work harder and earn more interest.

Guide - Top tips for getting the most from your cash ISA

Best savings rates: Uswitch's tips to get the best saving rates

Uswitch explains how to find the best savings rates. Find the best savings account for you with our tips for getting the best saving rates

Choosing the best savings account for you

Opening a savings account is a great way to earn interest on the money you’re saving. If you're looking for the best savings account compare the best savings accounts for you, with Uswitch.

coins education

Child Savings Accounts: A Guide To Children's Bank Accounts

Want to know more about child savings accounts and how to find the best children's bank accounts around? Use Uswitch to find the best accounts for child savings.

When should I start saving into a pension?

When should I start saving into a pension?

Knowing when to start saving into a pension can be tricky. We explore in this guide when to start saving and when to wait.

Check your eligibility for credit cards and credit reports, cash coin purse

National Savings and Investment (NS&I) explained

National Savings and Investment, or NS&I, is a government backed national form of saving account, aiming to give savers a secure space to store their money.

Junior ISAs - the basics

Junior ISAs - the basics

Want to know how Junior ISAs can help you save? Read the Uswitch guide for choosing a Cash ISA and find out how to get the most out of your Junior Individual Savings Account (ISA).

Guide - Top tips for getting the most from your cash ISA

Cash ISAs - What is a cash ISA?

Find out the cash ISA basics, including how they work, the types of cash ISA available and how much you can invest tax-free.

Guide to credit cards for the unemployed

Top savings accounts & ISAs: The Uswitch guide

What is the top savings account? We help you find the best instant access savings accounts, best regular savings accounts & the best online savings accounts

Should you pay annually or monthly for your home insurance? coin purse

Cash ISAs for over 60s

Discover the best Cash ISA for Over 60s and find out how to choose the best ISA for your needs. Learn about the ISA rules and how they can help you save for the future.

When should I start saving into a pension?

Retirement planning: how to plan for retirement

Retirement planning is vital, but it can be complicated - find out more with Uswitch's simple guide to pensions and saving for retirement.

hand stacking coins

Best cash ISA transfer: find what you need to transfer your ISA

The best cash ISA transfer is simple, but you have to do it right. Uswitch explain how to transfer your ISA and the benefits of switching your ISA could be.

Stack of coins

High Interest Savings Accounts

Looking for the best interest rates on savings? We've found the highest interest savings accounts so you can beat inflation with high interest savings.

woman holding jar of coins signifying savings

Best Cash ISA Rates Find ISA Rates ISA comparison

Compare our best cash ISA rates and run a cash ISA comparison with Uswitch. Compare cash ISA rates on our tables.

Lifetime ISA

Lifetime ISA - what are the benefits?

Find out how to take advantage of the government's Lifetime ISA designed to help you save for your first home.