Bad credit mortgage | Bad credit mortgage lenders

2 Year Fixed
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales, Northern Ireland
Are older than 18 and younger than 75 at mortgage end
Have no repossessions
Must already have a mortgage with Platform
Additional criteria may apply
Monthly repayment

£631.66 for 24 months

Initial rate

1.39% until 30/06/2021

Fees

£1,323 fees

APRC

4.5% overall cost

Must already have a mortgage with Platform

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £909.53 p/m) for 276 months. Total amount payable £267,514: Interest (£106,191); Application fee (£1,249); Mortgage discharge fee (£20); Deeds release fee (£54); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/06/2019.
2 Year Tracker
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales
Are older than 21
Have no repossessions
Additional criteria may apply
Monthly repayment

£631.66 for 24 months

Initial rate

1.39% until 31/05/2021

Fees

£2,545 fees

APRC

4.4% overall cost

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.74%, costing £888.39 p/m) for 276 months. Total amount payable £262,902: Interest (£100,357); Application fee (£1,995); Valuation fee (£340); Legal fee (£100); Funds transfer fee (£20); Mortgage discharge fee (£90); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/05/2019.
2 Year Fixed
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales, Northern Ireland
Are older than 18 and younger than 75 at mortgage end
Have no CCJs, arrears, defaults, bankruptcies, repossessions
Additional criteria may apply
Monthly repayment

£634.65 for 24 months

Initial rate

1.43% until 31/08/2021

Fees

£999 fees

APRC

3.9% overall cost

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.24%, costing £847.21 p/m) for 276 months. Total amount payable £250,061: Interest (£89,062); Application fee (£999); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/08/2019.
2 Year Fixed
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales, Northern Ireland
Are older than 18 and younger than 75 at mortgage end
Have no CCJs, arrears, defaults, bankruptcies, repossessions
Must be an existing customer of Lloyds Bank
Additional criteria may apply
Monthly repayment

£634.65 for 24 months

Initial rate

1.43% until 31/08/2021

Fees

£999 fees

APRC

3.9% overall cost

Must be an existing customer of Lloyds Bank

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.24%, costing £847.21 p/m) for 276 months. Total amount payable £250,061: Interest (£89,062); Application fee (£999); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/08/2019.
2 Year Tracker
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales, Northern Ireland
Are older than 18 and younger than 99 at mortgage end
Must already have a mortgage with Nationwide BS
Additional criteria may apply
Monthly repayment

£635.40 for 24 months

Initial rate

1.44% until 23/04/2021

Fees

£1,064 fees

APRC

3.9% overall cost

Must already have a mortgage with Nationwide BS

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.24%, costing £847.28 p/m) for 276 months. Total amount payable £250,164: Interest (£89,100); Application fee (£999); Mortgage discharge fee (£65); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 23/04/2019.
2 Year Fixed
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales
Are older than 18 and younger than 80 at mortgage end
Must already have a mortgage with Skipton BS
Additional criteria may apply
Monthly repayment

£635.40 for 24 months

Initial rate

1.44% until 31/05/2021

Fees

£1,070 fees

APRC

4.5% overall cost

Must already have a mortgage with Skipton BS

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £909.94 p/m) for 276 months. Total amount payable £267,462: Interest (£106,392); Application fee (£995); Mortgage discharge fee (£75); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/05/2019.
2 Year Variable
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales, Northern Ireland
Are older than 18 and younger than 75 at mortgage end
Have no repossessions
Must already have a mortgage with Platform
Additional criteria may apply
Monthly repayment

£635.40 for 24 months

Initial rate

1.44% until 23/04/2021

Fees

£1,073 fees

APRC

4.5% overall cost

Must already have a mortgage with Platform

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £909.94 p/m) for 276 months. Total amount payable £267,465: Interest (£106,392); Application fee (£999); Mortgage discharge fee (£20); Deeds release fee (£54); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 23/04/2019.
2 Year Fixed
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales, Northern Ireland
Are older than 18
Have no repossessions
Must already have a mortgage with Barclays Bank
Additional criteria may apply
Monthly repayment

£635.40 for 24 months

Initial rate

1.44% until 31/07/2021

Fees

£1,114 fees

APRC

3.9% overall cost

Must already have a mortgage with Barclays Bank

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.24%, costing £847.28 p/m) for 276 months. Total amount payable £250,214: Interest (£89,100); Application fee (£999); Funds transfer fee (£35); Mortgage discharge fee (£80); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/07/2019.
2 Year Tracker
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales, Northern Ireland
Are older than 18
Have no arrears, repossessions
Must already have a mortgage with Barclays Bank
Additional criteria may apply
Monthly repayment

£635.40 for 24 months

Initial rate

1.44% until 23/04/2021

Fees

£1,114 fees

APRC

3.9% overall cost

Must already have a mortgage with Barclays Bank

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.24%, costing £847.28 p/m) for 276 months. Total amount payable £250,214: Interest (£89,100); Application fee (£999); Funds transfer fee (£35); Mortgage discharge fee (£80); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 23/04/2019.
2 Year Fixed
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales, Northern Ireland
Are older than 18
Have no repossessions
Additional criteria may apply
Monthly repayment

£635.40 for 24 months

Initial rate

1.44% until 31/07/2021

Fees

£1,240 fees

APRC

3.9% overall cost

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.24%, costing £847.28 p/m) for 276 months. Total amount payable £250,340: Interest (£89,100); Application fee (£999); Legal fee (£126); Funds transfer fee (£35); Mortgage discharge fee (£80); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/07/2019.