Compare Shared Ownership Mortgages

2 Year Tracker
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales, Northern Ireland
Are older than 18
Have no CCJs, arrears, defaults, bankruptcies, repossessions
Additional criteria may apply
Monthly repayment

£654.28 for 24 months

Initial rate

1.69% until 19/09/2020

Fees

£1,029 fees

APRC

3.9% overall cost

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.19%, costing £845.04 p/m) for 276 months. Total amount payable £249,962: Interest (£88,933); Application fee (£999); Funds transfer fee (£30); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 19/09/2018.
2 Year Fixed
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales, Northern Ireland
Are older than 18 and younger than 75 at mortgage end
Have no repossessions
Additional criteria may apply
Monthly repayment

£654.28 for 24 months

Initial rate

1.69% until 19/09/2020

Fees

£1,259 fees

APRC

3.9% overall cost

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.24%, costing £849.14 p/m) for 276 months. Total amount payable £251,324: Interest (£90,065); Application fee (£999); Legal fee (£175); Funds transfer fee (£20); Mortgage discharge fee (£65); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 19/09/2018.
2 Year Fixed
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales, Northern Ireland
Are older than 18 and younger than 75 at mortgage end
Have no repossessions
Additional criteria may apply
Monthly repayment

£654.28 for 24 months

Initial rate

1.69% until 19/09/2020

Fees

£1,259 fees

APRC

3.9% overall cost

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.24%, costing £849.14 p/m) for 276 months. Total amount payable £251,324: Interest (£90,065); Application fee (£999); Legal fee (£175); Funds transfer fee (£20); Mortgage discharge fee (£65); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 19/09/2018.
2 Year Fixed
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales, Northern Ireland
Are older than 18
Have no CCJs, arrears, defaults, bankruptcies, repossessions
Additional criteria may apply
Monthly repayment

£658.10 for 24 months

Initial rate

1.74% until 30/11/2020

Fees

£1,029 fees

APRC

3.9% overall cost

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.19%, costing £845.40 p/m) for 276 months. Total amount payable £250,155: Interest (£89,126); Application fee (£999); Funds transfer fee (£30); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/11/2018.
2 Year Fixed
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales, Northern Ireland
Are older than 18
Have no CCJs, arrears, defaults, bankruptcies, repossessions
Additional criteria may apply
Monthly repayment

£658.10 for 24 months

Initial rate

1.74% until 30/11/2020

Fees

£1,029 fees

APRC

3.9% overall cost

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.19%, costing £845.40 p/m) for 276 months. Total amount payable £250,155: Interest (£89,126); Application fee (£999); Funds transfer fee (£30); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/11/2018.
2 Year Fixed
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales, Northern Ireland
Are older than 18
Have no CCJs, arrears, defaults, bankruptcies, repossessions
Additional criteria may apply
Monthly repayment

£661.93 for 24 months

Initial rate

1.79% until 30/11/2020

Fees

£1,029 fees

APRC

3.9% overall cost

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.19%, costing £845.77 p/m) for 276 months. Total amount payable £250,347: Interest (£89,318); Application fee (£999); Funds transfer fee (£30); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/11/2018.
2 Year Fixed
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales
Are older than 18 and younger than 75 at mortgage end
Additional criteria may apply
Monthly repayment

£661.93 for 24 months

Initial rate

1.79% until 30/11/2020

Fees

£1,211 fees

APRC

3.9% overall cost

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.24%, costing £849.87 p/m) for 276 months. Total amount payable £251,661: Interest (£90,450); Application fee (£995); Valuation fee (£181); Funds transfer fee (£35); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/11/2018.
2 Year Fixed
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales, Northern Ireland
Are older than 18
Have no repossessions
Additional criteria may apply
Monthly repayment

£665.00 for 24 months

Initial rate

1.83% until 31/10/2020

Fees

£1,240 fees

APRC

4.0% overall cost

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.24%, costing £850.16 p/m) for 276 months. Total amount payable £251,844: Interest (£90,604); Application fee (£999); Legal fee (£126); Funds transfer fee (£35); Mortgage discharge fee (£80); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/10/2018.
2 Year Tracker
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales, Northern Ireland
Are older than 18
Have no CCJs, arrears, defaults, bankruptcies, repossessions
Additional criteria may apply
Monthly repayment

£666.54 for 24 months

Initial rate

1.85% until 19/09/2020

Fees

£1,029 fees

APRC

3.9% overall cost

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.19%, costing £846.20 p/m) for 276 months. Total amount payable £250,577: Interest (£89,548); Application fee (£999); Funds transfer fee (£30); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 19/09/2018.
2 Year Fixed
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales, Northern Ireland
Are older than 18
Have no repossessions
Additional criteria may apply
Monthly repayment

£668.09 for 24 months

Initial rate

1.87% until 31/10/2020

Fees

£1,240 fees

APRC

4.0% overall cost

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.24%, costing £850.45 p/m) for 276 months. Total amount payable £251,998: Interest (£90,758); Application fee (£999); Legal fee (£126); Funds transfer fee (£35); Mortgage discharge fee (£80); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/10/2018.